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Capital.com vs AJ Bell Youinvest 2022

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Is AJ Bell Youinvest better than Capital.com? After scoring the best share dealing accounts across 46 different variables, Capital.com is better than AJ Bell Youinvest. The lowest fees on our annual survey come from Capital.com, but the limited range of investments and lack of web-based or desktop trading platform mean Capital.com comes up short for an investor looking for the complete package.


Overall Rating

Feature Capital.com AJ Bell Youinvest
Overall 4 4
Commissions & Fees 5 3.5
Offering of Investments 2.5 4
Platform & Tools 0.5 3
Research 3.5 4
Education 0 3.5
Capital.com Review
Winner check_circle

Trading Fees

Feature Capital.com AJ Bell Youinvest
Minimum Deposit
£20.00 £0.00
Share Trading: 0-9 Deals/ Month
£0.00 £9.95
Share Trading: 10-19 Deals/ Month
£0.00 £4.95
Share Trading: 20+ Deals/ Month
£0.00 £4.95
Annual Custody Fee: £0 - £250,000
£0.00 0.25% (max £3.50/ month for shares)
Bonds - Government (Gilts) - Fee
N/A £9.95
ETFs - Fee
N/A £9.95
Investment Trusts - Fee
N/A £9.95
Telephone Dealing Fee
N/A £29.95

Platforms & Tools

Feature Capital.com AJ Bell Youinvest
Desktop Platform (Windows)
No No
Web Platform
No Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes No
Charting - Indicators / Studies
76 10
Charting - Drawing Tools
17 1
Charting - Notes
No No
Charting - Display Corporate Events
No Yes
Charting - Stock Overlays
No Yes

Research

Feature Capital.com AJ Bell Youinvest
Research - Shares
Yes Yes
Research - CFDs
Yes No
Research - Funds
No Yes
Fund Research - Research Reports
No Yes
Research - ETFs
Yes Yes
Research - Bonds
No Yes
Portfolio Allocation Breakdown
No Yes

Investments

Feature Capital.com AJ Bell Youinvest
Share Trading
Yes Yes
CFD Trading
Yes No
Funds
No Yes
ETFs
No Yes
Bonds - Corporate
No Yes
Bonds - Government (Gilts)
No Yes
Investment Trusts
No Yes
Spread Betting
Yes No
Advisor Services
No No

Education

Feature Capital.com AJ Bell Youinvest
Has Education - Share Trading
Yes Yes
Has Education - Funds
No Yes
Has Education - Retirement
No Yes
Client Webinars
Yes No
Client Webinars (Archived)
Yes Yes

Overall

Feature Capital.com AJ Bell Youinvest
Overall 4 4
Commissions & Fees 5 3.5
Offering of Investments 2.5 4
Platform & Tools 0.5 3
Research 3.5 4
Education 0 3.5
Capital.com Review
Winner check_circle

For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare AJ Bell Youinvest vs Capital.com.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than AJ Bell Youinvest for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - Capital.com is cheaper. Capital.com would only cost £0 each year while AJ Bell Youinvest would cost £161.40.

3 Trades Per Month - Capital.com is less expensive under this scenario. Capital.com would cost £0 per year while AJ Bell Youinvest would cost £400.20.

10 Trades Per Month - Capital.com is the better choice. Annual fees with Capital.com would total £0, while annual fees with AJ Bell Youinvest would be £636.

20 Trades Per Month - Capital.com costs less in this scenario. Total annual costs with Capital.com would equal £0, while AJ Bell Youinvest would equal £82.50.

Which broker offers a wider range of investment options?

Capital.com offers a more diverse selection of investment options than AJ Bell Youinvest. Capital.com offers investors access to ISA and Share Trading. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that Capital.com is better for research than AJ Bell Youinvest. Capital.com offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both AJ Bell Youinvest and Capital.com, we tested each broker's trading tools and share dealing app. All features compared, Capital.com offers a better share dealing platform.

Overall winner: Capital.com

Read Next: Best UK Trading Platforms 2022


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All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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