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AJ Bell Youinvest vs Interactive Investor 2020
Your capital is at risk.
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Overall Rating
| Feature | AJ Bell Youinvest | Interactive Investor |
| Overall | ||
| AJ Bell Youinvest Review | Interactive Investor Review |
Trading Fees
| Feature | AJ Bell Youinvest | Interactive Investor |
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Share Trading: 0-9 Deals/ Month |
£9.95 | £7.99 |
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Share Trading: 10-19 Deals/ Month |
£4.95 | £3.99 |
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Share Trading: 20+ Deals/ Month |
£4.95 | £3.99 |
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Annual Custody Fee: £0 - £250,000* |
0.25% (Max £7.50 per quarter) | £119.88 |
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Bonds - Government (Gilts) - Fee |
£9.95 | £40.00 |
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ETFs - Fee |
£9.95 | £7.99 |
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Investment Trusts - Fee |
£9.95 | £7.99 |
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Telephone Dealing Fee* |
£29.95 | £49.00 |
| Commissions & Fees | ||
| Winner | check_circle |
Platforms & Tools
| Feature | AJ Bell Youinvest | Interactive Investor |
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Desktop Platform (Windows) |
No | No |
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Web Platform |
Yes | Yes |
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iPhone App |
Yes | Yes |
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Android App |
Yes | Yes |
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Stock Alerts |
No | Yes |
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Charting - Indicators / Studies |
10 | 11 |
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Charting - Drawing Tools |
1 | 0 |
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Charting - Notes |
No | No |
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Charting - Display Corporate Events |
Yes | No |
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Charting - Stock Overlays |
Yes | Yes |
| Platform & Tools | ||
| Winner | check_circle |
Research
| Feature | AJ Bell Youinvest | Interactive Investor |
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Research - Shares |
Yes | Yes |
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Research - CFDs |
No | Yes |
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Research - Funds |
Yes | Yes |
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Fund Research - Research Reports |
Yes | Yes |
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Research - ETFs |
Yes | Yes |
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Research - Bonds |
Yes | Yes |
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Portfolio Allocation Breakdown |
Yes | Yes |
| Research | ||
| Winner | check_circle |
Investments
| Feature | AJ Bell Youinvest | Interactive Investor |
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Share Trading |
Yes | Yes |
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CFD Trading |
No | Yes |
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Funds |
Yes | Yes |
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ETFs |
Yes | Yes |
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Bonds - Corporate |
Yes | Yes |
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Bonds - Government (Gilts) |
Yes | Yes |
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Investment Trusts |
Yes | Yes |
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Spread Betting |
No | Yes |
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Advisor Services |
No | No |
| Offering of Investments | ||
| Winner | check_circle |
Education
| Feature | AJ Bell Youinvest | Interactive Investor |
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Has Education - Share Trading |
Yes | No |
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Has Education - Funds |
Yes | No |
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Has Education - Retirement |
Yes | No |
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Client Webinars |
No | No |
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Client Webinars (Archived) |
Yes | No |
| Education |
Overall
| Feature | AJ Bell Youinvest | Interactive Investor |
| AJ Bell Youinvest Review | Interactive Investor Review | |
| Overall | ||
| Winner | check_circle |
To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. Interactive Investor received a rating of 4.50 stars over AJ Bell Youinvest's 4.00 stars.
Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.
Scenario 1 - 12 trades per year, or 1 trade per month. AJ Bell Youinvest charges £149.40 and Interactive Investor charges £119.8.
Scenario 2 - 3 trades per month, for a total of 36 trades per year. AJ Bell Youinvest would charge £388.20 while Interactive Investor would charge £287.76.
Scenario 3 - 10 trades per month, for a total of 120 trades per year. AJ Bell Youinvest would charge £624 while Interactive Investor would charge £622.92 .
Scenario 4 - If you make 20 trades a month, or 240 per year, the fees with AJ Bell Youinvest wold be £1218 and the fees with Interactive Investor would be £1101.72.
Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and Interactive Investor supports ISA, ISA - Junior, SIPP and Spread Betting while AJ Bell Youinvest supports ISA, ISA - Junior, SIPP and SIPP - Junior. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. Interactive Investor trails AJ Bell Youinvest by 1 total charting tools, with AJ Bell Youinvest offering 1 and Interactive Investor offering 0. Interactive Investor boasts an offering of 11 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators. Interactive Investor offers basic stock alerts while AJ Bell Youinvest does not. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. Both AJ Bell Youinvest and Interactive Investor offer fund research reports.
Overall, between AJ Bell Youinvest and Interactive Investor, Interactive Investor is the winner.
AJ Bell Youinvest Review
Interactive Investor Review
All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.
