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Interactive Investor vs AJ Bell Youinvest 2020

Your capital is at risk.
Is AJ Bell Youinvest better than Interactive Investor? After scoring UK share dealing accounts on over 40 different variables, Interactive Investor is better than AJ Bell Youinvest. With Interactive Investor's Super Investor Plan, traders pay a low rate of £3.99 per trade on UK stocks and ETFs. Interactive Investor offers brilliant fundamental research for stocks, funds, investment trusts, and ETFs. That said, limited education is provided and trading tools are lackluster.

Overall Rating

Feature Interactive Investor AJ Bell Youinvest
Overall 4.5 4
Interactive Investor Review AJ Bell Youinvest Review

Trading Fees

Feature Interactive Investor AJ Bell Youinvest
Share Trading: 0-9 Deals/ Month
£7.99 £9.95
Share Trading: 10-19 Deals/ Month
£3.99 £4.95
Share Trading: 20+ Deals/ Month
£3.99 £4.95
Annual Custody Fee: £0 - £250,000*
£119.88 (£9.99 monthly) 0.25% (Max £7.50 per quarter)
Bonds - Government (Gilts) - Fee
£40.00 £9.95
ETFs - Fee
£7.99 £9.95
Investment Trusts - Fee
£7.99 £9.95
Telephone Dealing Fee*
£49.00 £29.95
Commissions & Fees 4.5 4
Winner check_circle

Platforms & Tools

Feature Interactive Investor AJ Bell Youinvest
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes No
Charting - Indicators / Studies
11 10
Charting - Drawing Tools
0 1
Charting - Notes
No No
Charting - Display Corporate Events
No Yes
Charting - Stock Overlays
Yes Yes
Platform & Tools 3 3
Winner check_circle

Research

Feature Interactive Investor AJ Bell Youinvest
Research - Shares
Yes Yes
Research - CFDs
Yes No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4.5 4
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Investments

Feature Interactive Investor AJ Bell Youinvest
Share Trading
Yes Yes
CFD Trading
Yes No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
Yes No
Advisor Services
No No
Offering of Investments 4.5 3
Winner check_circle

Education

Feature Interactive Investor AJ Bell Youinvest
Has Education - Share Trading
No Yes
Has Education - Funds
No Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
No Yes
Education 2.5 3.5

Overall

Feature Interactive Investor AJ Bell Youinvest
Interactive Investor Review AJ Bell Youinvest Review
Overall 4.5 4
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Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 46 individual variables were assessed. For this review, we will compare AJ Bell Youinvest vs Interactive Investor.

Which broker is cheaper: AJ Bell Youinvest or Interactive Investor?

It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. Interactive Investor is a better option with a 4.50 star rating over AJ Bell Youinvest's 4.00 star rating.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

1 Trade Per Month - Interactive Investor only charges £119.80 while AJ Bell Youinvest charges £149.40.

3 Trades Per Month - Interactive Investor is cheaper under this scenario. Interactive Investor would cost £287.76 while AJ Bell Youinvest would cost £388.20.

10 Trades Per Month - Interactive Investor is the cheaper option. Fees with Interactive Investor would be £622.92 while fees with AJ Bell Youinvest would be £624.00.

20 Trades Per Month - Interactive Investor costs less in this case. Interactive Investor charges £1,101.72 while AJ Bell Youinvest charges £1,218.00.

The annual management fee for each broker, which is a percentage of total assets, is as follows under a £30,000 portfolio AJ Bell Youinvest charges 0.25% (Max £7.50 per quarter) while Interactive Investor charges £119.88 (£9.99 monthly).

Does AJ Bell Youinvest or Interactive Investor offer a wider range of investment options?

Interactive Investor offers a more diverse selection of investment options than AJ Bell Youinvest. Interactive Investor offers investors access to ETFs, Funds, ISA, SIPP, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Is AJ Bell Youinvest or Interactive Investor better for research?

Research helps traders analyze potential investments, examine market sentiment, and learn about companies on a high-level. Our testing concluded that Interactive Investor is better for research than AJ Bell Youinvest. Interactive Investor offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better: AJ Bell Youinvest or Interactive Investor?

To compare the trading platforms of both AJ Bell Youinvest and Interactive Investor, we tested each broker's trading tools. Overall, AJ Bell Youinvest offers a better experience. Looking at charting, Interactive Investor trails AJ Bell Youinvest by 1 total charting tools, with AJ Bell Youinvest offering 1 and Interactive Investor offering 0. Interactive Investor boasts an offering of 11 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators.

Overall, between AJ Bell Youinvest and Interactive Investor, Interactive Investor is the winner.

AJ Bell Youinvest Review
Interactive Investor Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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