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AJ Bell Youinvest vs Interactive Investor 2020

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Is AJ Bell Youinvest better than Interactive Investor? After scoring UK share dealing accounts on over 40 different variables, Interactive Investor is better than AJ Bell Youinvest. With Interactive Investor's Super Investor Plan, traders pay a low rate of £3.99 per trade on UK stocks and ETFs. Alongside great pricing, Interactive Investor offers brilliant fundamental research for stocks, funds, investment trusts, and ETFs. That said, no education is provided, and trading tools are lackluster.

Overall Rating

Feature AJ Bell Youinvest Interactive Investor
Overall 4 4.5
AJ Bell Youinvest Review Interactive Investor Review

Trading Fees

Feature AJ Bell Youinvest Interactive Investor
Share Trading: 0-9 Deals/ Month
£9.95 £7.99
Share Trading: 10-19 Deals/ Month
£4.95 £3.99
Share Trading: 20+ Deals/ Month
£4.95 £3.99
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) £119.88
Bonds - Government (Gilts) - Fee
£9.95 £40.00
ETFs - Fee
£9.95 £7.99
Investment Trusts - Fee
£9.95 £7.99
Telephone Dealing Fee*
£29.95 £49.00
Commissions & Fees 4 4.5
Winner check_circle

Platforms & Tools

Feature AJ Bell Youinvest Interactive Investor
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
No Yes
Charting - Indicators / Studies
10 11
Charting - Drawing Tools
1 0
Charting - Notes
No No
Charting - Display Corporate Events
Yes No
Charting - Stock Overlays
Yes Yes
Platform & Tools 3 3
Winner check_circle

Research

Feature AJ Bell Youinvest Interactive Investor
Research - Shares
Yes Yes
Research - CFDs
No Yes
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4 4.5
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Investments

Feature AJ Bell Youinvest Interactive Investor
Share Trading
Yes Yes
CFD Trading
No Yes
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No Yes
Advisor Services
No No
Offering of Investments 3 4.5
Winner check_circle

Education

Feature AJ Bell Youinvest Interactive Investor
Has Education - Share Trading
Yes No
Has Education - Funds
Yes No
Has Education - Retirement
Yes No
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 1

Overall

Feature AJ Bell Youinvest Interactive Investor
AJ Bell Youinvest Review Interactive Investor Review
Overall 4 4.5
Winner check_circle
Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 46 individual variables were assessed. For this review, we will compare AJ Bell Youinvest vs Interactive Investor.

To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. Interactive Investor received a rating of 4.50 stars over AJ Bell Youinvest's 4.00 stars.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

Scenario 1 - 12 trades per year, or 1 trade per month. AJ Bell Youinvest charges £149.40 and Interactive Investor charges £119.8.

Scenario 2 - 3 trades per month, for a total of 36 trades per year. AJ Bell Youinvest would charge £388.20 while Interactive Investor would charge £287.76.

Scenario 3 - 10 trades per month, for a total of 120 trades per year. AJ Bell Youinvest would charge £624 while Interactive Investor would charge £622.92 .

Scenario 4 - If you make 20 trades a month, or 240 per year, the fees with AJ Bell Youinvest wold be £1218 and the fees with Interactive Investor would be £1101.72.

Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and Interactive Investor supports ISA, ISA - Junior, SIPP and Spread Betting while AJ Bell Youinvest supports ISA, ISA - Junior, SIPP and SIPP - Junior. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. Interactive Investor trails AJ Bell Youinvest by 1 total charting tools, with AJ Bell Youinvest offering 1 and Interactive Investor offering 0. Interactive Investor boasts an offering of 11 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators. Interactive Investor offers basic stock alerts while AJ Bell Youinvest does not. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. Both AJ Bell Youinvest and Interactive Investor offer fund research reports.

Overall, between AJ Bell Youinvest and Interactive Investor, Interactive Investor is the winner.

AJ Bell Youinvest Review
Interactive Investor Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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