menu

AJ Bell Youinvest vs Lloyds Bank Review

Steve Miley

By Steve Miley / May 16th, 2019

Advertiser Disclosure
× StockBrokers.com helps investors like you across the globe by spending over 1,000 hours each year testing and researching online brokers. You support us through our independently chosen links, which may earn us a commission. This does not impact our completely unbiased research, which is respected by broker executives as the most thorough on the web. Thank you for your support.
Your capital is at risk.

Is AJ Bell Youinvest better than Lloyds Bank? After ranking 12 UK brokerages who all offer share dealing in our 2019 review, AJ Bell Youinvest is better than Lloyds Bank. AJ Bell Youinvest offers low-cost trading for frequent traders, quality in-house research, as well as impressive mobile trading applications; however, the downside is that the company offers an average trading platform and basic education resources.

There are no results to display, please adjust your filters or reset the Compare Tool.
Overall

Trading Fees

Share Trading: 0-9 Deals/ Month
Share Trading: 10-19 Deals/ Month
Share Trading: 20+ Deals/ Month
Annual Custody Fee: £0 - £250,000*
Bonds - Government (Gilts) - Fee
ETFs - Fee
Investment Trusts - Fee
Telephone Dealing Fee*
Commissions & Fees
Winner

Platforms & Tools

Desktop Platform (Windows)
Web Platform
iPhone App
Android App
Stock Alerts
Charting - Indicators / Studies
Charting - Drawing Tools
Charting - Notes
Charting - Display Corporate Events
Charting - Stock Overlays
Platform & Tools
Winner

Research

Research - Shares
Research - CFDs
Research - Funds
Fund Research - Research Reports
Research - ETFs
Research - Bonds
Portfolio Allocation Breakdown
Research
Winner

Investments

Share Trading
CFD Trading
Funds
ETFs
Bonds - Corporate
Bonds - Government (Gilts)
Investment Trusts
Spread Betting
Banking Services
Advisor Services
Offering of Investments
Winner

Education

Has Education - Share Trading
Has Education - Funds
Has Education - Retirement
Client Webinars
Client Webinars (Archived)
Education
Winner

Overall

Overall
Winner
 
£9.95
£4.95
£4.95
0.25%
£9.95
£9.95
£9.95
£29.95
3.5
check_circle
 
No
Yes
Yes
Yes
No
10
1
No
Yes
Yes
3.5
check_circle
 
Yes
No
Yes
Yes
Yes
Yes
Yes
4
check_circle
 
Yes
No
Yes
Yes
Yes
Yes
Yes
No
No
No
3.5
 
Yes
Yes
Yes
No
No
4
check_circle
 
4
check_circle
 
£11.00
£8.00
£8.00
£40.00
£11.00
£11.00
£11.00
£35.00
4
 
No
Yes
No
No
Yes
43
1
No
Yes
Yes
3
 
Yes
No
Yes
No
No
No
Yes
3.5
 
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
3.5
check_circle
 
Yes
No
No
No
No
1
 
To find a right broker for share dealing, we spent seven months and hundreds of hours of assessing 12 different share dealing brokers based in the UK. Here, we will focus on two brokers and compare AJ Bell Youinvest vs Lloyds Bank.

Our comparison begins with the fees charged for dealing shares in the UK and being a client. The two main charges to focus on include the cost to place each trade alongside the monthly, quarterly, or annual management fee charged (varies depending on the type and size of your portfolio). We researched both to provide a single star rating for cost. Lloyds Bank received a rating of 4.00 stars over AJ Bell Youinvest's 3.50 stars.

Account charges aside, we can now compare features and tools investors want in their share dealing accounts. Access to the investments is important, and Lloyds Bank provides its clients with ISA and SIPP while AJ Bell Youinvest provides clients access to ISA, ISA - Junior, SIPP and SIPP - Junior. Also, some investors require a high-quality charting experience, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. AJ Bell Youinvest and Lloyds Bank offer the same number of charting tools, 1. Lloyds Bank offers its clients access to 43 different indicators (for example, volume) while AJ Bell Youinvest has 10 available indicators, a difference of 33. Lloyds Bank makes basic stock alerts available to clients, while AJ Bell Youinvest does not. Lastly, for researching mutual funds while share dealing, being able to view a research report can be helpful. AJ Bell Youinvest makes fund research reports available to clients, while Lloyds Bank does not.

Overall, between AJ Bell Youinvest and Lloyds Bank, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
Lloyds Bank Review


All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

arrow_drop_upBack to top