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AJ Bell Youinvest vs Lloyds Bank 2019

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Is AJ Bell Youinvest better than Lloyds Bank? After ranking 12 UK brokerages who all offer share dealing in our 2019 review, AJ Bell Youinvest is better than Lloyds Bank. AJ Bell Youinvest offers low-cost trading for frequent traders, quality in-house research, as well as impressive mobile trading applications; however, the downside is that the company offers an average trading platform and basic education resources.

Overall Rating

Feature AJ Bell Youinvest Lloyds Bank
Overall 4 3.5
AJ Bell Youinvest Review Lloyds Bank Review

Trading Fees

Feature AJ Bell Youinvest Lloyds Bank
Share Trading: 0-9 Deals/ Month
£9.95 £11.00
Share Trading: 10-19 Deals/ Month
£4.95 £8.00
Share Trading: 20+ Deals/ Month
£4.95 £8.00
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) £40.00
Bonds - Government (Gilts) - Fee
£9.95 £11.00
ETFs - Fee
£9.95 £11.00
Investment Trusts - Fee
£9.95 £11.00
Telephone Dealing Fee*
£29.95 £35.00
Commissions & Fees 4 3.5
Winner check_circle

Platforms & Tools

Feature AJ Bell Youinvest Lloyds Bank
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes No
Android App
Yes No
Stock Alerts
No Yes
Charting - Indicators / Studies
10 91
Charting - Drawing Tools
1 17
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes No
Platform & Tools 3 3.5
Winner check_circle

Research

Feature AJ Bell Youinvest Lloyds Bank
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4 4
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Investments

Feature AJ Bell Youinvest Lloyds Bank
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No Yes
Offering of Investments 3 4
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Education

Feature AJ Bell Youinvest Lloyds Bank
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 3.5

Overall

Feature AJ Bell Youinvest Lloyds Bank
AJ Bell Youinvest Review Lloyds Bank Review
Overall 4 3.5
Winner check_circle
To find a right broker for share dealing, we spent seven months and hundreds of hours of assessing 12 different share dealing brokers based in the UK. Here, we will focus on two brokers and compare AJ Bell Youinvest vs Lloyds Bank.

Our comparison begins with the fees charged for dealing shares in the UK and being a client. The two main charges to focus on include the cost to place each trade alongside the monthly, quarterly, or annual management fee charged (varies depending on the type and size of your portfolio). We researched both to provide a single star rating for cost. Lloyds Bank's score is 4.00 stars versus AJ Bell Youinvest's 3.50 stars.

Account charges aside, we can now compare features and tools investors want in their share dealing accounts. Access to the investments is important, and Lloyds Bank provides its clients with ISA and SIPP while AJ Bell Youinvest provides clients access to ISA, ISA - Junior, SIPP and SIPP - Junior. Also, some investors require a high-quality charting experience, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. Both brokers offer clients access to the same number of charting tools, 1. Lloyds Bank offers its clients access to 43 different indicators (for example, volume) while AJ Bell Youinvest has 10 available indicators, a difference of 33. Lloyds Bank has basic stock alerts, AJ Bell Youinvest doesn't. Lastly, for researching mutual funds while share dealing, being able to view a research report can be helpful. AJ Bell Youinvest offers fund research reports while Lloyds Bank does not.

Overall, between AJ Bell Youinvest and Lloyds Bank, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
Lloyds Bank Review


All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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