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AJ Bell Youinvest vs Lloyds Bank 2019
Your capital is at risk.
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Overall Rating
| Feature | AJ Bell Youinvest | Lloyds Bank |
| Overall | ||
| AJ Bell Youinvest Review | Lloyds Bank Review |
Trading Fees
| Feature | AJ Bell Youinvest | Lloyds Bank |
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Share Trading: 0-9 Deals/ Month |
£9.95 | £11.00 |
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Share Trading: 10-19 Deals/ Month |
£4.95 | £8.00 |
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Share Trading: 20+ Deals/ Month |
£4.95 | £8.00 |
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Annual Custody Fee: £0 - £250,000* |
0.25% (Max £7.50 per quarter) | £40.00 |
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Bonds - Government (Gilts) - Fee |
£9.95 | £11.00 |
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ETFs - Fee |
£9.95 | £11.00 |
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Investment Trusts - Fee |
£9.95 | £11.00 |
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Telephone Dealing Fee* |
£29.95 | £35.00 |
| Commissions & Fees | ||
| Winner | check_circle |
Platforms & Tools
| Feature | AJ Bell Youinvest | Lloyds Bank |
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Desktop Platform (Windows) |
No | No |
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Web Platform |
Yes | Yes |
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iPhone App |
Yes | No |
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Android App |
Yes | No |
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Stock Alerts |
No | Yes |
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Charting - Indicators / Studies |
10 | 91 |
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Charting - Drawing Tools |
1 | 17 |
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Charting - Notes |
No | No |
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Charting - Display Corporate Events |
Yes | Yes |
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Charting - Stock Overlays |
Yes | No |
| Platform & Tools | ||
| Winner | check_circle |
Research
| Feature | AJ Bell Youinvest | Lloyds Bank |
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Research - Shares |
Yes | Yes |
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Research - CFDs |
No | No |
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Research - Funds |
Yes | Yes |
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Fund Research - Research Reports |
Yes | No |
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Research - ETFs |
Yes | Yes |
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Research - Bonds |
Yes | Yes |
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Portfolio Allocation Breakdown |
Yes | Yes |
| Research | ||
| Winner | check_circle |
Investments
| Feature | AJ Bell Youinvest | Lloyds Bank |
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Share Trading |
Yes | Yes |
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CFD Trading |
No | No |
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Funds |
Yes | Yes |
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ETFs |
Yes | Yes |
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Bonds - Corporate |
Yes | Yes |
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Bonds - Government (Gilts) |
Yes | Yes |
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Investment Trusts |
Yes | Yes |
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Spread Betting |
No | No |
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Advisor Services |
No | Yes |
| Offering of Investments | ||
| Winner | check_circle |
Education
| Feature | AJ Bell Youinvest | Lloyds Bank |
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Has Education - Share Trading |
Yes | Yes |
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Has Education - Funds |
Yes | Yes |
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Has Education - Retirement |
Yes | Yes |
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Client Webinars |
No | No |
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Client Webinars (Archived) |
Yes | No |
| Education |
Overall
| Feature | AJ Bell Youinvest | Lloyds Bank |
| AJ Bell Youinvest Review | Lloyds Bank Review | |
| Overall | ||
| Winner | check_circle |
Our comparison begins with the fees charged for dealing shares in the UK and being a client. The two main charges to focus on include the cost to place each trade alongside the monthly, quarterly, or annual management fee charged (varies depending on the type and size of your portfolio). We researched both to provide a single star rating for cost. Lloyds Bank's score is 4.00 stars versus AJ Bell Youinvest's 3.50 stars.
Account charges aside, we can now compare features and tools investors want in their share dealing accounts. Access to the investments is important, and Lloyds Bank provides its clients with ISA and SIPP while AJ Bell Youinvest provides clients access to ISA, ISA - Junior, SIPP and SIPP - Junior. Also, some investors require a high-quality charting experience, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. Both brokers offer clients access to the same number of charting tools, 1. Lloyds Bank offers its clients access to 43 different indicators (for example, volume) while AJ Bell Youinvest has 10 available indicators, a difference of 33. Lloyds Bank has basic stock alerts, AJ Bell Youinvest doesn't. Lastly, for researching mutual funds while share dealing, being able to view a research report can be helpful. AJ Bell Youinvest offers fund research reports while Lloyds Bank does not.
Overall, between AJ Bell Youinvest and Lloyds Bank, AJ Bell Youinvest is the winner.
AJ Bell Youinvest Review
Lloyds Bank Review
All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.
