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Barclays vs AJ Bell Youinvest 2020

Your capital is at risk.
Is AJ Bell Youinvest better than Barclays? After scoring UK share dealing accounts on over 40 different variables, Barclays is better than AJ Bell Youinvest. Barclays Smart Investor offers competitive share dealing commissions (£6 per trade) alongside an excellent selection of research tools and education. However, there is no dedicated mobile app for share dealing and the trading tools offered are just average.

Overall Rating

Feature Barclays AJ Bell Youinvest
Overall 4 4
Barclays Review AJ Bell Youinvest Review

Trading Fees

Feature Barclays AJ Bell Youinvest
Share Trading: 0-9 Deals/ Month
£6.00 £9.95
Share Trading: 10-19 Deals/ Month
£6.00 £4.95
Share Trading: 20+ Deals/ Month
£6.00 £4.95
Annual Custody Fee: £0 - £250,000*
0.2% (minimum £48) 0.25% (Max £7.50 per quarter)
Bonds - Government (Gilts) - Fee
£6.00 £9.95
ETFs - Fee
£6.00 £9.95
Investment Trusts - Fee
£3.00 £9.95
Telephone Dealing Fee*
£25.00 £29.95
Commissions & Fees 4 4
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Platforms & Tools

Feature Barclays AJ Bell Youinvest
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
No Yes
Android App
No Yes
Stock Alerts
Yes No
Charting - Indicators / Studies
67 10
Charting - Drawing Tools
17 1
Charting - Notes
No No
Charting - Display Corporate Events
No Yes
Charting - Stock Overlays
No Yes
Platform & Tools 3.5 3
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Research

Feature Barclays AJ Bell Youinvest
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4.5 4
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Investments

Feature Barclays AJ Bell Youinvest
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
Yes No
Offering of Investments 3.5 3
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Education

Feature Barclays AJ Bell Youinvest
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
Yes Yes
Education 4.5 3.5

Overall

Feature Barclays AJ Bell Youinvest
Barclays Review AJ Bell Youinvest Review
Overall 4 4
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Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 46 individual variables were assessed. For this review, we will compare AJ Bell Youinvest vs Barclays.

Which broker is cheaper: AJ Bell Youinvest or Barclays?

It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. Both AJ Bell Youinvest and Barclays share a rating of 4.00 stars.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

1 Trade Per Month - Barclays only charges £132.00 while AJ Bell Youinvest charges £149.40.

3 Trades Per Month - Barclays is cheaper under this scenario. Barclays would cost £276.00 while AJ Bell Youinvest would cost £388.20.

10 Trades Per Month - AJ Bell Youinvest is the cheaper option. Fees with AJ Bell Youinvest would be £624.00 while fees with Barclays would be £780.00.

20 Trades Per Month - AJ Bell Youinvest costs less in this case. AJ Bell Youinvest charges £1,218.00 while Barclays charges £1,500.00.

The annual management fee for each broker, which is a percentage of total assets, is as follows under a £30,000 portfolio Barclays charges 0.2% (minimum £48) while AJ Bell Youinvest charges 0.25% (Max £7.50 per quarter) .

Does AJ Bell Youinvest or Barclays offer a wider range of investment options?

Barclays offers a more diverse selection of investment options than AJ Bell Youinvest. Barclays offers investors access to Advisor Services, ETFs, Funds, ISA, SIPP, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Is AJ Bell Youinvest or Barclays better for research?

Research helps traders analyze potential investments, examine market sentiment, and learn about companies on a high-level. Our testing concluded that Barclays is better for research than AJ Bell Youinvest. Barclays offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better: AJ Bell Youinvest or Barclays?

To compare the trading platforms of both AJ Bell Youinvest and Barclays, we tested each broker's trading tools. Overall, Barclays offers a better experience. Looking at charting, AJ Bell Youinvest trails Barclays by 16 total charting tools, with Barclays offering 17 and AJ Bell Youinvest offering 1. Barclays boasts an offering of 67 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators.

Overall, between AJ Bell Youinvest and Barclays, Barclays is the winner.

AJ Bell Youinvest Review
Barclays Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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