Stockbrokers.com is committed to the highest ethical standards and reviews services independently. Advertiser Disclosure

AJ Bell Youinvest vs Barclays 2020

Your capital is at risk.
Is AJ Bell Youinvest better than Barclays? After ranking 12 UK brokerages who all offer share dealing in our 2019 review, Barclays is better than AJ Bell Youinvest. Barclays Smart Investor offers competitive share dealing commissions (£6 per trade) alongside an excellent selection of research tools and education. However, there is no dedicated mobile app for share dealing and the trading tools offered are just average.

Overall Rating

Feature AJ Bell Youinvest Barclays
Overall 4 4
AJ Bell Youinvest Review Barclays Review

Trading Fees

Feature AJ Bell Youinvest Barclays
Share Trading: 0-9 Deals/ Month
£9.95 £6.00
Share Trading: 10-19 Deals/ Month
£4.95 £6.00
Share Trading: 20+ Deals/ Month
£4.95 £6.00
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) 0.2% (minimum £48)
Bonds - Government (Gilts) - Fee
£9.95 £6.00
ETFs - Fee
£9.95 £6.00
Investment Trusts - Fee
£9.95 £3.00
Telephone Dealing Fee*
£29.95 £25.00
Commissions & Fees 4 4
Winner check_circle

Platforms & Tools

Feature AJ Bell Youinvest Barclays
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes No
Android App
Yes No
Stock Alerts
No Yes
Charting - Indicators / Studies
10 67
Charting - Drawing Tools
1 17
Charting - Notes
No No
Charting - Display Corporate Events
Yes No
Charting - Stock Overlays
Yes No
Platform & Tools 3 3.5
Winner check_circle

Research

Feature AJ Bell Youinvest Barclays
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4 4.5
Winner check_circle

Investments

Feature AJ Bell Youinvest Barclays
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No Yes
Offering of Investments 3 3.5
Winner check_circle

Education

Feature AJ Bell Youinvest Barclays
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
Yes Yes
Education 3.5 4.5

Overall

Feature AJ Bell Youinvest Barclays
AJ Bell Youinvest Review Barclays Review
Overall 4 4
Winner check_circle
To find a right broker for share dealing, we spent seven months and hundreds of hours of assessing 12 different share dealing brokers based in the UK. Here, we will focus on two brokers and compare AJ Bell Youinvest vs Barclays.

Our comparison begins with the fees charged for dealing shares in the UK and being a client. The two main charges to focus on include the cost to place each trade alongside the monthly, quarterly, or annual management fee charged (varies depending on the type and size of your portfolio). We researched both to provide a single star rating for cost. Both AJ Bell Youinvest and Barclays are rated 4.00 stars.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

Scenario 1 - 12 trades per year, or 1 trade per month. AJ Bell Youinvest charges £149.40 and Barclays charges £132.

Scenario 2 - If you make 3 trades a month, or 36 per year, the fees with AJ Bell Youinvest wold be £388.20 and the fees with Barclays would be £276.

Scenario 3 - If you make 10 trades a month, or 120 per year, the fees with Barclays wold be £780 and the fees with AJ Bell Youinvest would be £624.

Scenario 4 - If you make 20 trades a month, or 240 per year, the fees with Barclays wold be £1500 and the fees with AJ Bell Youinvest would be £1218.

Account charges aside, we can now compare features and tools investors want in their share dealing accounts. Access to the investments is important, and Barclays provides its clients with ISA, SIPP and SIPP - Junior while AJ Bell Youinvest provides clients access to ISA, ISA - Junior, SIPP and SIPP - Junior. Also, some investors require a high-quality charting experience, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. AJ Bell Youinvest trails Barclays by 16 total charting tools, with Barclays offering 17 and AJ Bell Youinvest offering 1. Barclays boasts an offering of 67 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators. Barclays has basic stock alerts, AJ Bell Youinvest doesn't. Lastly, for researching mutual funds while share dealing, being able to view a research report can be helpful. AJ Bell Youinvest alongside Barclays offer fund research reports.

Overall, between AJ Bell Youinvest and Barclays, Barclays is the winner.

AJ Bell Youinvest Review
Barclays Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

arrow_drop_upBack to top