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AJ Bell Youinvest vs Hargreaves Lansdown 2020
Your capital is at risk.
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Overall Rating
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
| Overall | ||
| AJ Bell Youinvest Review | Hargreaves Lansdown Review |
Trading Fees
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
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Share Trading: 0-9 Deals/ Month |
£9.95 | £11.95 |
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Share Trading: 10-19 Deals/ Month |
£4.95 | £8.95 |
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Share Trading: 20+ Deals/ Month |
£4.95 | £5.95 |
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Annual Custody Fee: £0 - £250,000* |
0.25% (Max £7.50 per quarter) | 0.45% |
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Bonds - Government (Gilts) - Fee |
£9.95 | £11.95 |
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ETFs - Fee |
£9.95 | £11.95 |
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Investment Trusts - Fee |
£9.95 | £11.95 |
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Telephone Dealing Fee* |
£29.95 | £20.00 |
| Commissions & Fees | ||
| Winner | check_circle |
Platforms & Tools
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
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Desktop Platform (Windows) |
No | No |
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Web Platform |
Yes | Yes |
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iPhone App |
Yes | Yes |
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Android App |
Yes | Yes |
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Stock Alerts |
No | Yes |
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Charting - Indicators / Studies |
10 | 26 |
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Charting - Drawing Tools |
1 | 1 |
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Charting - Notes |
No | No |
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Charting - Display Corporate Events |
Yes | Yes |
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Charting - Stock Overlays |
Yes | Yes |
| Platform & Tools | ||
| Winner | check_circle |
Research
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
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Research - Shares |
Yes | Yes |
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Research - CFDs |
No | Yes |
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Research - Funds |
Yes | Yes |
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Fund Research - Research Reports |
Yes | Yes |
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Research - ETFs |
Yes | Yes |
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Research - Bonds |
Yes | Yes |
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Portfolio Allocation Breakdown |
Yes | Yes |
| Research | ||
| Winner | check_circle |
Investments
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
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Share Trading |
Yes | Yes |
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CFD Trading |
No | No |
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Funds |
Yes | Yes |
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ETFs |
Yes | Yes |
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Bonds - Corporate |
Yes | Yes |
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Bonds - Government (Gilts) |
Yes | Yes |
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Investment Trusts |
Yes | Yes |
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Spread Betting |
No | No |
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Advisor Services |
No | Yes |
| Offering of Investments | ||
| Winner | check_circle |
Education
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
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Has Education - Share Trading |
Yes | Yes |
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Has Education - Funds |
Yes | Yes |
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Has Education - Retirement |
Yes | Yes |
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Client Webinars |
No | No |
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Client Webinars (Archived) |
Yes | No |
| Education |
Overall
| Feature | AJ Bell Youinvest | Hargreaves Lansdown |
| AJ Bell Youinvest Review | Hargreaves Lansdown Review | |
| Overall | ||
| Winner | check_circle |
First, we will compare the fees charged for dealing in the UK. There are two primary fees: the cost to place each trade and the monthly, quarterly, or annual management fee charged which varies depending on the type and size of your portfolio. We researched both to provide a single star rating for cost. AJ Bell Youinvest received a rating of 4.00 stars over Hargreaves Lansdown's 3.00 stars.
Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.
Scenario 1 - 12 trades per year, or 1 trade per month. Hargreaves Lansdown charges £278.40 and AJ Bell Youinvest charges £149.40.
Scenario 2 - 3 trades per month, for a total of 36 trades per year. Hargreaves Lansdown would charge £565.20 while AJ Bell Youinvest would charge £388.20.
Scenario 3 - If you make 10 trades a month, or 120 per year, the fees with AJ Bell Youinvest wold be £624 and the fees with Hargreaves Lansdown would be £1209.
Scenario 4 - If you make 20 trades a month, or 240 per year, the fees with Hargreaves Lansdown wold be £1563 and the fees with AJ Bell Youinvest would be £1218.
Cost aside, we can now compare popular features and tools investors prefer. Access to the investments you want is important, and AJ Bell Youinvest and Hargreaves Lansdown provide clients with ISA, ISA - Junior, SIPP and SIPP - Junior. Next, some traders desire robust charting, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. AJ Bell Youinvest and Hargreaves Lansdown offer the same number of charting tools, 1. AJ Bell Youinvest trails Hargreaves Lansdown by 16 total different indicators (for example, moving averages), with Hargreaves Lansdown offering 26 and AJ Bell Youinvest offering 10. Hargreaves Lansdown has basic stock alerts, AJ Bell Youinvest doesn't. Finally, for researching funds while share dealing, having access to mutual fund research reports is also helpful. AJ Bell Youinvest and Hargreaves Lansdown both offer fund research reports.
Overall, between AJ Bell Youinvest and Hargreaves Lansdown, Hargreaves Lansdown is the winner.
AJ Bell Youinvest Review
Hargreaves Lansdown Review
All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.
