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Hargreaves Lansdown vs Lloyds Bank 2019

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Is Hargreaves Lansdown better than Lloyds Bank? After scoring UK share dealing accounts on over 100 different variables, Hargreaves Lansdown is better than Lloyds Bank. While Hargreaves Lansdown provides clients a rich offering of investments and services, its trading platform and education area struggle to justify the high commissions and fees charged.

Overall Rating

Feature Hargreaves Lansdown Lloyds Bank
Overall 4.5 3.5
Hargreaves Lansdown Review Lloyds Bank Review

Trading Fees

Feature Hargreaves Lansdown Lloyds Bank
Share Trading: 0-9 Deals/ Month
£11.95 £11.00
Share Trading: 10-19 Deals/ Month
£8.95 £8.00
Share Trading: 20+ Deals/ Month
£5.95 £8.00
Annual Custody Fee: £0 - £250,000*
0.45% £40.00
Bonds - Government (Gilts) - Fee
£11.95 £11.00
ETFs - Fee
£11.95 £11.00
Investment Trusts - Fee
£11.95 £11.00
Telephone Dealing Fee*
£20.00 £35.00
Commissions & Fees 3 3.5
Winner check_circle

Platforms & Tools

Feature Hargreaves Lansdown Lloyds Bank
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes No
Android App
Yes No
Stock Alerts
Yes Yes
Charting - Indicators / Studies
26 91
Charting - Drawing Tools
1 17
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes No
Platform & Tools 4 3.5
Winner check_circle

Research

Feature Hargreaves Lansdown Lloyds Bank
Research - Shares
Yes Yes
Research - CFDs
Yes No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4.5 4
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Investments

Feature Hargreaves Lansdown Lloyds Bank
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
Yes Yes
Offering of Investments 4.5 4
Winner check_circle

Education

Feature Hargreaves Lansdown Lloyds Bank
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
No No
Education 3.5 3.5

Overall

Feature Hargreaves Lansdown Lloyds Bank
Hargreaves Lansdown Review Lloyds Bank Review
Overall 4.5 3.5
Winner check_circle
Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 124 individual variables were assessed. For this review, we will compare Hargreaves Lansdown vs Lloyds Bank.

To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. Lloyds Bank is a better option with a 4.00 star rating over Hargreaves Lansdown's 3.50 star rating.

Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and Lloyds Bank offers clients ISA and SIPP while Hargreaves Lansdown offers ISA, ISA - Junior, SIPP, SIPP - Junior and Spread Betting. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. Both brokers offer clients access to the same number of charting tools, 1. Hargreaves Lansdown trails Lloyds Bank by 23 total different indicators (for example, moving averages), with Lloyds Bank offering 43 and Hargreaves Lansdown offering 20. Both Hargreaves Lansdown and Lloyds Bank offer basic stock alerts. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. Hargreaves Lansdown has fund research reports, Lloyds Bank doesn't.

Overall, between Hargreaves Lansdown and Lloyds Bank, Hargreaves Lansdown is the winner.

Hargreaves Lansdown Review
Lloyds Bank Review


All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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