Written by StockBrokers.com
In this head to head comparison of Lloyds Bank vs Robinhood UK, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Robinhood UK for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Lloyds Bank vs Robinhood UK: both let you buy and sell shares, and neither supports crypto or CFDs. Lloyds Bank goes further with access to ETFs, funds, corporate bonds, government bonds (gilts), and investment trusts, plus advisor services. Robinhood UK does not offer ETFs, funds, bonds, gilts, investment trusts, or advice. Spread betting is not listed for either broker.
For investment choices, UK.StockBrokers.com rates Lloyds Bank 4.5/5 and ranks it 7th out of 21 brokers, while Robinhood UK is rated 3/5 (no ranking available). If you want a wider range of investments beyond basic share dealing, Lloyds Bank offers more choice; if you only need simple share dealing, Robinhood UK may fit.
| Feature |
Lloyds Bank
|
Robinhood UK
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | No |
| ETFs | Yes | No |
| Mutual Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | Yes | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
Lloyds Bank and Robinhood UK differ on charting tools. Lloyds Bank offers 93 technical indicators and lets you add notes to charts, while Robinhood UK has 3 indicators and no chart notes. Neither broker displays corporate events (earnings, splits, dividends) on charts, and neither supports index or stock overlays. Drawing tools are not specified for Lloyds Bank, and Robinhood UK offers none.
Both provide a browser-based platform and price alerts. If you need real-time market data, Robinhood UK includes it, whereas Lloyds Bank does not. Traders who want a wider range of indicators and the ability to annotate charts may prefer Lloyds Bank, while those seeking live prices with a simpler setup may lean toward Robinhood UK.
| Feature |
Lloyds Bank
|
Robinhood UK
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 93 | 3 |
| Charting - Drawing Tools | 0 | |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When choosing between online brokers in the UK, Lloyds Bank and Robinhood UK offer differing options for managing retirement accounts. Lloyds Bank provides both Individual Savings Accounts (ISA) and Self-Invested Personal Pensions (SIPP), offering flexibility for those interested in saving and preparing for retirement. This dual option is ideal for UK residents looking for both tax-efficient savings and personalized pension plans. In contrast, Robinhood UK does not currently offer ISA or SIPP accounts, limiting their appeal for those focused on retirement savings. If retirement account options are a priority for you, Lloyds Bank may be the more suitable choice.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
Comparing Lloyds Bank vs Robinhood UK for mobile trading in the UK: both online brokers offer iPhone and Android apps, but UK.StockBrokers.com rates Lloyds Bank’s app at 3.5/5 stars (ranked 14th of 21 for Mobile Apps) and Robinhood UK’s at 4/5 stars with no listed rank (#N/A), so on ratings alone the edge goes to Robinhood UK while app availability is the same on iOS and Android.
Dive deeper: Best Stock Trading Apps UK.
For beginner investor education, Lloyds Bank and Robinhood UK both offer no client webinars, live or on demand. Topic coverage is limited: Robinhood UK provides some share trading education, while Lloyds Bank does not; neither offers education on funds or retirement. UK.StockBrokers.com rates Lloyds Bank higher at 4/5 stars (ranked 11th of 21) versus Robinhood UK’s 3.5/5 stars (no ranking available). If you want basic share trading guidance, Robinhood UK has material to get you started, but overall Lloyds Bank earns the stronger beginner education score.
| Feature |
Lloyds Bank
|
Robinhood UK
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | No | Yes |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
When comparing Lloyds Bank to Robinhood UK for market research features, Lloyds Bank stands out for those seeking comprehensive research reports, especially with its offerings in funds and bonds analysis—options that Robinhood UK lacks. Both platforms do provide research on shares and ETFs, making them useful for equity and exchange-traded fund investors. However, neither allows users to view their portfolio allocation by asset class. UK investors looking for detailed fund and bond insights may find Lloyds Bank more advantageous, while Robinhood UK offers a simplified approach without comprehensive fund or bond research.
| Feature |
Lloyds Bank
|
Robinhood UK
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | No | No |
Which broker is better overall, Lloyds Bank or Robinhood UK? After collecting more than 900 data points over a 10-week period, we found Lloyds Bank to be a better trading platform overall.
Lloyds Bank is a U.K. investment platform best known for its simple, low-cost investing options, support for ISAs and SIPPs, and appeal to long-term, hands-off investors.
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Lloyds Bank
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Robinhood UK
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Both Lloyds Bank and Robinhood UK do not offer crypto trading options, making them similar in their lack of cryptocurrency investment services for traders.
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0 of 5| Overall Rating | Lloyds Bank | Robinhood UK | |
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| Review | Lloyds Bank Review | Robinhood UK Review | |
| Winner | check_circle |
| Investments | Lloyds Bank | Robinhood UK | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | No | |
| Mutual Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | Yes | No |
| Trading Fees | Lloyds Bank | Robinhood UK | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 | |
| Share Trading: 0-9 Deals/ Month | £9.50 | £0 | |
| Share Trading: 10-19 Deals/ Month | £8 | £0 | |
| Share Trading: 20+ Deals/ Month | £8 | £0 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £36 | £0 | |
| Annual Platform Fee (Funds): £250K-£500K | £36 | £0 | |
| Annual Platform Fee (Funds): £500,000 - £1m | £36 | £0 | |
| Annual Platform Fee (Funds): £1m and over | £36 | £0 | |
| Bonds - Corporate - Fee | £9.50 | N/A | |
| Bonds - Government (Gilts) - Fee | £9.50 | N/A | |
| ETFs - Fee | £9.50 | £0 | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | £35 | N/A |
| Broker Screenshots | Lloyds Bank | Robinhood UK | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Education Gallery (click to expand) |
| Platforms & Tools | Lloyds Bank | Robinhood UK | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 93 | 3 | |
| Charting - Drawing Tools | 0 | ||
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Lloyds Bank | Robinhood UK | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | No | No |
| Education | Lloyds Bank | Robinhood UK | |
|---|---|---|---|
| Education (Share Trading) | No | Yes | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Lloyds Bank | Robinhood UK | |
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| Review | Lloyds Bank Review | Robinhood UK Review | |
| Winner | check_circle |
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