Written by StockBrokers.com
In this head to head comparison of Lloyds Bank vs Bestinvest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Bestinvest for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
If you’re choosing between Lloyds Bank and Bestinvest for your investment account, both let you trade shares, ETFs, funds, and investment trusts, and both offer access to adviser services. Neither supports cryptocurrency or CFD trading. Lloyds Bank also allows trading in corporate bonds and UK government bonds (gilts), which Bestinvest does not; spread betting is not listed by either provider.
UK.StockBrokers.com rates both providers 4.5 out of 5 for investment choices. Lloyds Bank is ranked 7th out of 21 brokers, while Bestinvest’s ranking isn’t available. Choose Lloyds if bond access matters; otherwise, both are solid picks for shares, ETFs, funds, and investment trusts, but look elsewhere if you want crypto, CFDs, or spread betting.
| Feature |
Lloyds Bank
|
Bestinvest
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | No |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | Yes |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | Yes | Yes |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
Comparing the trading tools of online brokers Lloyds Bank vs Bestinvest, charting is where the biggest differences show. Lloyds Bank offers 93 technical indicators, while Bestinvest has 36. Both let you add notes to charts and neither displays corporate events or index overlays. Bestinvest includes stock overlays and 9 drawing tools; Lloyds Bank does not support stock overlays and does not state how many drawing tools it offers.
For platform and data, both provide a browser-based trading platform and price alerts, but neither offers real-time market data. In short, choose Lloyds Bank if you want a wider range of technical indicators, or Bestinvest if you value stock overlays and a defined set of drawing tools.
| Feature |
Lloyds Bank
|
Bestinvest
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 93 | 36 |
| Charting - Drawing Tools | 9 | |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | Yes |
| Charting - Index Overlays | No | No |
Lloyds Bank vs Bestinvest: both UK online brokers offer the key retirement and savings accounts most investors need, including a Stocks and Shares ISA and a SIPP. That means you can save tax-efficiently in an ISA and build your pension in a SIPP with either provider. To choose between them, compare fees, investment choice, platform features, and service, and consider how easy each makes it to open, manage, or transfer your ISA or SIPP.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors comparing mobile app options, both Lloyds Bank and Bestinvest offer iPhone and Android apps. UK.StockBrokers.com rates both at 3.5 out of 5 stars; Lloyds Bank ranks 14th of 21 for Mobile Apps, while Bestinvest has no ranking listed.
Dive deeper: Best Stock Trading Apps UK.
For beginner investor education, Bestinvest clearly beats Lloyds Bank: Bestinvest offers educational client webinars, keeps recordings available on demand, and provides learning on share trading, funds, and retirement—earning a 5‑star rating from UK.StockBrokers.com (overall ranking not available). Lloyds Bank offers no webinars, no on‑demand archive, and no education on those topics; it holds a 4‑star rating and ranks 11th of 21 brokers for beginner education, according to UK.StockBrokers.com. If you want accessible learning materials and live sessions, Bestinvest is the stronger choice, while Lloyds Bank may suit investors less focused on education.
| Feature |
Lloyds Bank
|
Bestinvest
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | No | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
Comparing Lloyds Bank vs Bestinvest for market research in the UK: both online brokers offer research on shares, ETFs and funds, including fund research reports. Bestinvest adds a useful view of your portfolio by asset class, which Lloyds Bank does not provide. However, Lloyds Bank includes bonds research, while Bestinvest does not. Pick Bestinvest for portfolio allocation insights, or Lloyds Bank if bond research is important to you.
| Feature |
Lloyds Bank
|
Bestinvest
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | Yes |
| Fund Research - Research Reports | Yes | Yes |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, Lloyds Bank or Bestinvest? After collecting more than 900 data points over a 10-week period, we found Lloyds Bank to be a better trading platform overall.
Lloyds Bank is a U.K. investment platform best known for its simple, low-cost investing options, support for ISAs and SIPPs, and appeal to long-term, hands-off investors.
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Lloyds Bank
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Bestinvest
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In the Lloyds Bank vs Bestinvest comparison, both online brokers do not offer crypto trading, so investors seeking cryptocurrency exposure will need an alternative platform.
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0 of 5| Overall Rating | Lloyds Bank | Bestinvest | |
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| Review | Lloyds Bank Review | Bestinvest Review | |
| Winner | check_circle |
| Investments | Lloyds Bank | Bestinvest | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | No | |
| Mutual Funds | Yes | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | Yes | Yes |
| Trading Fees | Lloyds Bank | Bestinvest | |
|---|---|---|---|
| Minimum Deposit | £1 | £50 | |
| Share Trading: 0-9 Deals/ Month | £9.50 | £0 - £4.95 | |
| Share Trading: 10-19 Deals/ Month | £8 | £0 - £4.95 | |
| Share Trading: 20+ Deals/ Month | £8 | £0 - £4.95 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £36 | Up to £500 or £1,000 | |
| Annual Platform Fee (Funds): £250K-£500K | £36 | £500 - £1,000 | |
| Annual Platform Fee (Funds): £500,000 - £1m | £36 | £100 - £1,000 | |
| Annual Platform Fee (Funds): £1m and over | £36 | £0 | |
| Bonds - Corporate - Fee | £9.50 | £4.95 | |
| Bonds - Government (Gilts) - Fee | £9.50 | £4.95 | |
| ETFs - Fee | £9.50 | £4.95 | |
| Investment Trusts - Fee | N/A | £4.95 | |
| Telephone Dealing Fee | £35 | £30 |
| Broker Screenshots | Lloyds Bank | Bestinvest | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
| Platforms & Tools | Lloyds Bank | Bestinvest | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 93 | 36 | |
| Charting - Drawing Tools | 9 | ||
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | Yes | |
| Charting - Index Overlays | No | No |
| Research | Lloyds Bank | Bestinvest | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | Yes | |
| Fund Research - Research Reports | Yes | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | Lloyds Bank | Bestinvest | |
|---|---|---|---|
| Education (Share Trading) | No | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | Lloyds Bank | Bestinvest | |
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| Review | Lloyds Bank Review | Bestinvest Review | |
| Winner | check_circle |
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