Interactive Investor vs Lloyds Bank 2026
In this head to head comparison of Interactive Investor vs Lloyds Bank, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of Interactive Investor vs Lloyds Bank, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Interactive Investor offers better pricing than Lloyds Bank for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Interactive Investor vs Lloyds Bank: for UK investors comparing investment choices, both offer share dealing and ETFs, plus funds, corporate bonds, government bonds (gilts) and investment trusts. Neither supports crypto trading or CFD trading. If you want financial advice, Lloyds Bank provides it, while Interactive Investor is execution-only.
On independent ratings, UK.StockBrokers.com scores Interactive Investor higher for investment choices at 5 stars and 3rd out of 21 brokers, while Lloyds Bank earns 4.5 stars and 7th out of 21. Self-directed investors will find similar products on both, but those who value advice may prefer Lloyds.
| Feature |
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Lloyds Bank
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|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | No |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | Yes |
| Bonds - Government (Gilts) | Yes | Yes |
| Investment Trusts | Yes | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
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For UK investors comparing Interactive Investor vs Lloyds Bank trading tools, both offer a browser-based platform and stock price alerts. Neither provides real-time market data or index overlays on charts. The number of drawing tools on each platform isn’t specified.
Interactive Investor pulls ahead on charting depth: it includes 104 technical indicators (Lloyds has 93), shows corporate events (earnings, splits, dividends) on charts, and supports stock overlays. Both platforms let you add notes to charts, but Lloyds doesn’t display corporate events on charts and lacks stock overlays. If you want richer chart insights, choose Interactive Investor; for basic charting and alerts, Lloyds Bank does the job.
| Feature |
|
Lloyds Bank
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 104 | 93 |
| Charting - Drawing Tools | ||
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | No | No |
When comparing retirement account options between Interactive Investor and Lloyds Bank in the UK, both providers offer Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs) to cater to your financial planning needs. Interactive Investor provides a versatile platform for investors seeking to manage their own portfolios, while Lloyds Bank offers the convenience of integrating banking services with retirement savings. Both services aim to support individuals in building a secure financial future, with choices that align with diverse investment strategies and preferences.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
Comparing mobile apps in the UK, both Interactive Investor and Lloyds Bank offer iPhone and Android apps, but their ratings differ: UK.StockBrokers.com scores Interactive Investor at 4.5 out of 5 stars and ranks it 8th out of 21 brokers, while Lloyds Bank earns 3.5 stars and ranks 14th. If you’re choosing between the two, Interactive Investor’s app is rated higher for overall experience, though both let you manage your money on the go.
Dive deeper: Best Stock Trading Apps UK.
For UK beginners comparing Interactive Investor vs Lloyds Bank for investor education, neither provider offers client webinars or on‑demand archives; however, Interactive Investor includes learning on share trading, funds and retirement, while Lloyds Bank does not cover these topics. Reflecting this difference, UK.StockBrokers.com rates Interactive Investor 5/5 and ranks it 3rd of 21 for beginner education, compared with Lloyds Bank at 4/5 and 11th of 21.
| Feature |
|
Lloyds Bank
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
When it comes to market research features available for UK investors, both Interactive Investor and Lloyds Bank provide comprehensive research reports for funds, shares, ETFs, and bonds, making them robust choices for informed investment decisions. However, Interactive Investor stands out by offering insights into portfolio allocation by asset class, a feature not available with Lloyds Bank. For those interested in a deeper understanding of how their investments are distributed across different asset classes, Interactive Investor provides that added layer of detail.
| Feature |
|
Lloyds Bank
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | Yes |
| Research - Funds | Yes | Yes |
| Fund Research - Research Reports | Yes | Yes |
| Portfolio Allocation Breakdown | Yes | No |
Which broker is better overall, Interactive Investor or Lloyds Bank? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.
Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.
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Both Interactive Investor and Lloyds Bank do not offer crypto trading, providing users with a consistent choice between two platforms that prioritize traditional investment options.
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↓×Compare
0 of 5| Overall Rating | Interactive Investor | Lloyds Bank | |
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| Review | Interactive Investor Review | Lloyds Bank Review | |
| Winner | check_circle |
| Investments | Interactive Investor | Lloyds Bank | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | No | |
| Mutual Funds | Yes | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | Yes | |
| Bonds - Government (Gilts) | Yes | Yes | |
| Investment Trusts | Yes | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | Yes |
| Trading Fees | Interactive Investor | Lloyds Bank | |
|---|---|---|---|
| Minimum Deposit | £1 | £1 | |
| Share Trading: 0-9 Deals/ Month | £3.99 | £9.50 | |
| Share Trading: 10-19 Deals/ Month | £3.99 | £8 | |
| Share Trading: 20+ Deals/ Month | £3.99 | £8 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £71.88 / £179.88 | £36 | |
| Annual Platform Fee (Funds): £250K-£500K | £179.88 | £36 | |
| Annual Platform Fee (Funds): £500,000 - £1m | £179.88 | £36 | |
| Annual Platform Fee (Funds): £1m and over | £179.88 | £36 | |
| Bonds - Corporate - Fee | £3.99 | £9.50 | |
| Bonds - Government (Gilts) - Fee | £3.99 | £9.50 | |
| ETFs - Fee | £3.99 | £9.50 | |
| Investment Trusts - Fee | £3.99 | N/A | |
| Telephone Dealing Fee | £49 | £35 |
| Broker Screenshots | Interactive Investor | Lloyds Bank | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
| Platforms & Tools | Interactive Investor | Lloyds Bank | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 104 | 93 | |
| Charting - Drawing Tools | |||
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | No | No |
| Research | Interactive Investor | Lloyds Bank | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | Yes | |
| Fund Research - Research Reports | Yes | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | Yes | |
| Portfolio Allocation Breakdown | Yes | No |
| Education | Interactive Investor | Lloyds Bank | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Interactive Investor | Lloyds Bank | |
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| Review | Interactive Investor Review | Lloyds Bank Review | |
| Winner | check_circle |