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Interactive Investor vs XTB 2025

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of Interactive Investor vs XTB, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Interactive Investor
4.5/5 Stars Overall
  • Minimum Deposit: £1
  • ISA: Yes
  • SIPP: Yes
XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Interactive Investor for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

Interactive Investor and XTB are popular online brokers in the UK, offering various investment options. Interactive Investor excels in providing a broad range of investment choices, including share trading, ETFs, funds, corporate and government bonds, and investment trusts. On the other hand, XTB also supports share and ETF trading but focuses more on CFD trading. However, it does not offer trading in funds, corporate bonds, government bonds, or investment trusts.

Both platforms refrain from offering cryptocurrency trading, spread betting, or advisory services. When evaluating these brokers, Interactive Investor emerges as a top choice for comprehensive investment opportunities, earning a 5-star rating and 3rd place ranking by UK.StockBrokers.com. XTB, while not as diverse in investment options, still enjoys a respectable 4.5-star rating and ranks 13th out of 21 brokers for investment choices, appealing more to those interested in CFD trading.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Share Trading info Yes Yes
CFD Trading info No Yes
ETFs info Yes Yes
Mutual Funds info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info No No
Advisor Services info No No
Investment Choices 5/5 Stars 4.5/5 Stars

Featured Offers


IG
4.5/5 Stars

Low-cost US and UK shares.

Interactive Brokers
4.5/5 Stars

Professional’s Gateway to the World’s Markets.

Trading Tools

Interactive Investor vs XTB for trading tools: both offer browser-based platforms, the option to show corporate events (earnings, splits, dividends) on charts, the ability to add notes, and stock overlays. Interactive Investor shines for chart studies with 104 technical indicators, while XTB offers 13. XTB includes index overlays (so you can compare an index on the same chart), which Interactive Investor does not. XTB lists 4 drawing tools; Interactive Investor doesn’t disclose a number.

For alerts and data, Interactive Investor lets you set price alerts but doesn’t provide real-time market data. XTB delivers real-time data, though it lacks price alerts. If you’re a UK investor who values deep indicator choice and alerts, Interactive Investor fits well; if you want index overlays and real-time prices, XTB is the better match.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Web Platform info Yes Yes
Stock Alerts info Yes No
Charting - Indicators / Studies info 104 13
Charting - Drawing Tools info 4
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes Yes
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info No Yes

ISAs and SIPPs

For UK investors exploring retirement account options, Interactive Investor and XTB each offer distinct advantages. Both platforms provide ISA accounts, allowing users to save tax-efficiently. However, Interactive Investor takes the lead in retirement planning by also offering SIPP accounts, which XTB does not. This makes Interactive Investor a more comprehensive choice for those seeking both ISA and SIPP accounts to manage their retirement investments effectively. In contrast, XTB focuses on offering competitive features for ISA accounts alone. Users should consider their specific retirement goals and account needs when choosing between these two online brokers.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

For UK investors seeking mobile trading convenience, both Interactive Investor and XTB offer highly rated apps for iPhone and Android devices. These platforms ensure traders have seamless access to markets on the go. Interactive Investor and XTB each receive an impressive 4.5-star rating for their mobile apps according to UK.StockBrokers.com, showcasing user satisfaction and reliable performance. When ranked among 21 brokers, XTB secures a slightly better position at #6, compared to Interactive Investor at #7, highlighting a marginal edge in user preference. Users can feel confident in choosing either provider for mobile trading capabilities that meet modern investing needs.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK beginners comparing Interactive Investor and XTB for investor education, neither broker runs client webinars or offers on-demand archives. Interactive Investor covers more topics—share trading, funds, and retirement—while XTB focuses mainly on share trading. This wider coverage sees Interactive Investor rated higher by UK.StockBrokers.com (5/5 stars, ranked #2 of 21) than XTB (4.5/5 stars, ranked #9 of 21). If you want help with funds or retirement alongside shares, Interactive Investor is the better fit; for share-trading know-how alone, XTB still delivers solid materials.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Client Webinars info No No
Client Webinars (Archived) info No No
Education (Share Trading) info Yes Yes
Education (Funds) info Yes No
Education (Retirement) info Yes No
Education 5/5 Stars 4.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

For UK investors comparing Interactive Investor vs XTB on market research, Interactive Investor stands out: it provides research on shares, ETFs, funds and bonds, includes research reports for funds, and lets you view your portfolio allocation by asset class. XTB offers research on shares and ETFs but does not provide fund research, bonds research, fund research reports, or an asset-class allocation view.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes No
Research - Funds info Yes No
Fund Research - Research Reports info Yes No
Portfolio Allocation Breakdown info Yes No

Interactive Investor vs XTB Winner

Which broker is better overall, Interactive Investor or XTB? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.

The standout feature at Interactive Investor (ii) is its low flat-rate fees. Other investment platforms typically favour percentage fees for fund investing, although more brokers are now opting for flat fees. Our view is that Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 4.5/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4.5/5 Stars
Ease of Use 5/5 Stars 4/5 Stars
Education 5/5 Stars 4.5/5 Stars

FAQs

Can you trade cryptocurrency with Interactive Investor or XTB?

While both Interactive Investor and XTB are prominent online brokers, neither platform offers crypto trading options.

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Overall Rating Interactive Investor XTB
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 4.5/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4.5/5 Stars
Ease of Use 5/5 Stars 4/5 Stars
Education 5/5 Stars 4.5/5 Stars
Review Interactive Investor Review XTB Review
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Investments Interactive Investor XTB
ISA info Yes Yes
SIPP info Yes No
Share Trading info Yes Yes
CFD Trading info No Yes
Mutual Funds info Yes No
ETFs info Yes Yes
Bonds - Corporate info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info
Advisor Services info No No
Trading Fees Interactive Investor XTB
Minimum Deposit info £1 £0
Share Trading: 0-9 Deals/ Month info £3.99 £0
Share Trading: 10-19 Deals/ Month info £3.99 £0
Share Trading: 20+ Deals/ Month info £3.99 £0
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info £59.88 / £143.88 N/A
Annual Platform Fee (Funds): £250K-£500K info £143.88 N/A
Annual Platform Fee (Funds): £500,000 - £1m info £143.88 N/A
Annual Platform Fee (Funds): £1m and over info £143.88 N/A
Bonds - Corporate - Fee info £3.99 N/A
Bonds - Government (Gilts) - Fee info £3.99 N/A
ETFs - Fee info £3.99 £0
Investment Trusts - Fee info £3.99 N/A
Telephone Dealing Fee info £49 N/A
Broker Screenshots Interactive Investor XTB
Website Gallery (click to expand)
Viewing the financial information for BP shares on the Interactive Investor website. Comparing BP's stock chart versus Shell's stock chart on the Interactive Investor website. Viewing the company profile for BP on the Interactive Investor website.
Home page of the XTB xStation 5 web app. A trade ticket for purchasing Tesla on the xStation 5 web app. An example commission cost for purchasing £350,000 worth of shares on the xStation 5 web app. Full view of the trade ticket pop-up dialog on the xStation 5 web app. Viewing a ESG rating chart for Persimmon stock on the xStation 5 web app. XTB UK xStation5 platform share trading news headlines. XTB UK xStation5 platform share trading charts. XTB UK xStation5 platform share trading ticket window. XTB UK xStation5 platform share trading markets. XTB UK xStation5 platform sentiment. XTB UK xStation5 platform share trading economic calendar. XTB UK xStation5 platform share trading heat map. XTB UK xStation5 dividend calendar. XTB UK client dashboard portal messages.
Mobile Trading Apps Gallery (click to expand)
Home tab of the Interactive Investor mobile app. The Research tab of the Interactive Investor mobile app. An overview of the markets on the Interactive Investor mobile app. Portfolio overview on the Interactive Investor mobile app. Share price information and details for BP on the Interactive Investor mobile app. A stock chart for BP on the Interactive Investor mobile app. Order options for purchasing BP stock on the Interactive Investor mobile app. An order ticket for purchasing BP stock on the Interactive Investor mobile app. The home tab of the ii Community mobile app. Top members of the ii Community mobile app. Viewing the portfolio of the top member on the ii Community mobile app.
Home tab of the XTB mobile app. Viewing the stock chart of Tesla shares on the XTB mobile app. Viewing the Tesla stock chart and trade ticket in the XTB mobile app. Purchasing Tesla stock and viewing the trade ticket costs on the XTB mobile app. Viewing key financial information about Tesla shares on the XTB mobile app. The Discover tab on the XTB mobile app.
Education Gallery (click to expand)
Interactive Investor education Knowledge Centre
Education tab on the XTB mobile app. XTB education. XTB UK xStation5 platform share trading educational video detail. XTB UK share trading research videos YouTube playlist detail. XTB UK share trading educational videos YouTube playlist.
Platforms & Tools Interactive Investor XTB
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes No
Charting - Indicators / Studies info 104 13
Charting - Drawing Tools info 4
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes Yes
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info No Yes
Research Interactive Investor XTB
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info Yes No
Fund Research - Research Reports info Yes No
Research - ETFs info Yes Yes
Research - Bonds info Yes No
Portfolio Allocation Breakdown info Yes No
Education Interactive Investor XTB
Education (Share Trading) info Yes Yes
Education (Funds) info Yes No
Education (Retirement) info Yes No
Client Webinars info No No
Client Webinars (Archived) info No No
Overall Summary Interactive Investor XTB
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 4.5/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4.5/5 Stars
Ease of Use 5/5 Stars 4/5 Stars
Education 5/5 Stars 4.5/5 Stars
Review Interactive Investor Review XTB Review
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