Written by StockBrokers.com
In this head to head comparison of Interactive Investor vs XTB, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Interactive Investor for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Comparing Interactive Investor vs XTB for UK investors: both offer share dealing and ETFs, and neither supports crypto trading or advisor services. Interactive Investor adds a wider range of traditional investments, including funds, corporate bonds, gilts, and investment trusts. XTB stands out for CFD trading, which Interactive Investor does not offer. Spread betting availability isn’t listed for either broker in the details provided.
On investment choice, UK.StockBrokers.com rates Interactive Investor 5/5 (ranked 3rd of 21) and XTB 4.5/5 (ranked 12th of 21). If you want funds, bonds, gilts, and investment trusts alongside shares and ETFs, Interactive Investor may suit you. If you’re focused on CFDs with access to shares and ETFs, XTB is the better fit.
| Feature |
Interactive Investor
|
XTB
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|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | Yes |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
Interactive Investor vs XTB for trading tools: both offer browser-based platforms, the option to show corporate events (earnings, splits, dividends) on charts, the ability to add notes, and stock overlays. Interactive Investor shines for chart studies with 104 technical indicators, while XTB offers 13. XTB includes index overlays (so you can compare an index on the same chart), which Interactive Investor does not. XTB lists 4 drawing tools; Interactive Investor doesn’t disclose a number.
For alerts and data, Interactive Investor lets you set price alerts but doesn’t provide real-time market data. XTB delivers real-time data, though it lacks price alerts. If you’re a UK investor who values deep indicator choice and alerts, Interactive Investor fits well; if you want index overlays and real-time prices, XTB is the better match.
| Feature |
Interactive Investor
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XTB
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|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | No |
| Charting - Indicators / Studies | 104 | 13 |
| Charting - Drawing Tools | 4 | |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | Yes | Yes |
| Charting - Index Overlays | No | Yes |
For UK investors exploring retirement account options, Interactive Investor and XTB each offer distinct advantages. Both platforms provide ISA accounts, allowing users to save tax-efficiently. However, Interactive Investor takes the lead in retirement planning by also offering SIPP accounts, which XTB does not. This makes Interactive Investor a more comprehensive choice for those seeking both ISA and SIPP accounts to manage their retirement investments effectively. In contrast, XTB focuses on offering competitive features for ISA accounts alone. Users should consider their specific retirement goals and account needs when choosing between these two online brokers.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors comparing Interactive Investor vs XTB mobile apps, both brokers offer iPhone and Android apps and share a 4.5/5 rating from UK.StockBrokers.com. That said, Interactive Investor ranks slightly higher for Mobile Apps at 8th out of 21 brokers, while XTB is 9th. If you want a high-rated iOS or Android experience, either is a strong choice, with Interactive Investor holding a small edge in the rankings.
Dive deeper: Best Stock Trading Apps UK.
Interactive Investor vs XTB for UK beginner investor education: neither broker offers client webinars or on-demand webinar archives, but both provide helpful share trading education. Interactive Investor adds lessons on funds and retirement, while XTB does not cover these topics. As a result, UK.StockBrokers.com rates Interactive Investor 5/5 stars and ranks it #3 of 21 brokers for beginner education, compared with XTB’s 4.5/5 stars and #8 ranking. If you want broader learning beyond shares, Interactive Investor is the better fit; for share-focused learning alone, XTB remains a solid option.
| Feature |
Interactive Investor
|
XTB
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing Interactive Investor vs XTB on market research, Interactive Investor stands out: it provides research on shares, ETFs, funds and bonds, includes research reports for funds, and lets you view your portfolio allocation by asset class. XTB offers research on shares and ETFs but does not provide fund research, bonds research, fund research reports, or an asset-class allocation view.
| Feature |
Interactive Investor
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XTB
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | No |
Which broker is better overall, Interactive Investor or XTB? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.
Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.
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While both Interactive Investor and XTB are prominent online brokers, neither platform offers crypto trading options.
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Elizabeth Anderson Dec 5, 2023Select Brokers
↓×Compare
0 of 5| Overall Rating | Interactive Investor | XTB | |
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| Review | Interactive Investor Review | XTB Review | |
| Winner | check_circle |
| Investments | Interactive Investor | XTB | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | Yes | |
| Mutual Funds | Yes | No | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | No |
| Trading Fees | Interactive Investor | XTB | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 | |
| Share Trading: 0-9 Deals/ Month | £3.99 | £0 | |
| Share Trading: 10-19 Deals/ Month | £3.99 | £0 | |
| Share Trading: 20+ Deals/ Month | £3.99 | £0 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £71.88 / £179.88 | N/A | |
| Annual Platform Fee (Funds): £250K-£500K | £179.88 | N/A | |
| Annual Platform Fee (Funds): £500,000 - £1m | £179.88 | N/A | |
| Annual Platform Fee (Funds): £1m and over | £179.88 | N/A | |
| Bonds - Corporate - Fee | £3.99 | N/A | |
| Bonds - Government (Gilts) - Fee | £3.99 | N/A | |
| ETFs - Fee | £3.99 | £0 | |
| Investment Trusts - Fee | £3.99 | N/A | |
| Telephone Dealing Fee | £49 | N/A |
| Broker Screenshots | Interactive Investor | XTB | |
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| Platforms & Tools | Interactive Investor | XTB | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | No | |
| Charting - Indicators / Studies | 104 | 13 | |
| Charting - Drawing Tools | 4 | ||
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | Yes | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | Interactive Investor | XTB | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | Yes | No |
| Education | Interactive Investor | XTB | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Interactive Investor | XTB | |
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| Review | Interactive Investor Review | XTB Review | |
| Winner | check_circle |
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