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Interactive Investor vs XTB 2025

StockBrokers.com

Written by StockBrokers.com

April 17, 2025

In this head to head comparison of Interactive Investor vs XTB, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Interactive Investor
5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: Yes
XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP:

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Interactive Investor for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Interactive Investor would cost £79.83 per year, while XTB would cost £0 per year.

12 trades per year - Interactive Investor would cost £59.88 / £107.76 per year, while XTB would cost £0 per year.

36 trades per year - Interactive Investor would cost £59.88 / £203.52 per year, while XTB would cost £0 per year.

120 trades per year - Interactive Investor would cost £59.88 / £538.68 per year, while XTB would cost £0 per year.

3 fund trades per year - Interactive Investor would cost £0 per year, while XTB would cost £0 per year.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

Interactive Investor and XTB are popular online brokers in the UK, each offering distinct investment opportunities. Interactive Investor allows you to trade a variety of investment vehicles, including shares, ETFs, funds, corporate and government bonds, and investment trusts. It receives a top rating of five stars for its comprehensive investment choices and ranks third out of 21 brokers according to UK.StockBrokers.com.

In contrast, XTB also supports share and ETF trading but excels in CFD trading, an area not covered by Interactive Investor. XTB garners a respectable rating of 4.5 stars and ranks thirteenth in investment choices among 21 brokers. Whether you're looking for a broad range of traditional investment options or diversified CFD offerings, both Interactive Investor and XTB cater to different types of UK investors. However, for those interested in a wider selection of tradable securities, Interactive Investor might suit your needs better.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Share Trading info Yes Yes
CFD Trading info Yes
ETFs info Yes Yes
Funds info Yes
Bonds - Government (Gilts) info Yes
Investment Trusts info Yes
Spread Betting info Yes
Crypto Trading info
Advisor Services info
Investment Choices 5/5 Stars 4.5/5 Stars

Featured Offers


4.5/5 Stars

Low-cost US and UK shares.

4.5/5 Stars

Professional’s Gateway to the World’s Markets.

Trading Tools

When comparing the trading tools offered by Interactive Investor and XTB, both platforms provide the ability to display corporate events such as earnings, splits, and dividends on their charts, which is essential for keeping an eye on key financial milestones. While XTB edges out with 20 drawing tools for charting compared to Interactive Investor's 18, Interactive Investor excels with an impressive 104 technical indicators, leaving XTB's 39 in the dust. Both platforms allow users to add notes to charts, aiding in the personal analysis and tracking of trends.

Interactive Investor offers more comprehensive charting capabilities with the ability to add both index and stock overlays—features that are absent in XTB's offerings. Both platforms provide the convenience of browser-based trading platforms and enable users to set alerts for stock price updates alongside delivering real-time market data, ensuring traders never miss a beat. Overall, each broker offers a solid range of features, but Interactive Investor stands out with its extensive selection of technical indicators and chart overlay options, making it a strong choice for traders focused on detailed analysis.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Web Platform info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 104 39
Charting - Drawing Tools info 18 20
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes Yes
Charting - Stock Overlays info Yes
Charting - Index Overlays info Yes

ISAs and SIPPs

For UK investors exploring online broker options for retirement accounts, both Interactive Investor and XTB offer Individual Savings Accounts (ISAs). However, when it comes to Self-Invested Personal Pensions (SIPPs), Interactive Investor provides this option while XTB does not. This distinction could be crucial for those specifically seeking a platform to manage their retirement savings through a SIPP, making Interactive Investor a more comprehensive choice for retirement account options compared to XTB.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

For UK investors seeking mobile trading convenience, both Interactive Investor and XTB offer highly rated apps for iPhone and Android devices. These platforms ensure traders have seamless access to markets on the go. Interactive Investor and XTB each receive an impressive 4.5-star rating for their mobile apps according to UK.StockBrokers.com, showcasing user satisfaction and reliable performance. When ranked among 21 brokers, XTB secures a slightly better position at #6, compared to Interactive Investor at #7, highlighting a marginal edge in user preference. Users can feel confident in choosing either provider for mobile trading capabilities that meet modern investing needs.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK investors seeking educational resources, Interactive Investor and XTB provide distinct offerings. Interactive Investor excels with live and on-demand educational webinars, covering a wide array of topics including share trading, funds, and retirement. On the other hand, while XTB also delivers share trading education, it lacks educational content on funds and retirement. According to UK.StockBrokers.com, Interactive Investor boasts a superior five-star rating and ranks second among 21 brokers for beginner education. Meanwhile, XTB receives a commendable 4.5-star rating but ranks ninth. This comparison highlights Interactive Investor as the more comprehensive option for novice investors eager to broaden their knowledge base.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Client Webinars info Yes
Client Webinars (Archived) info Yes
Education (Share Trading) info Yes Yes
Education (Funds) info Yes
Education (Retirement) info Yes
Education 5/5 Stars 4.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

When it comes to market research features for UK investors, Interactive Investor and XTB both offer several tools to assist in informed investment decisions, though they vary in the breadth of their offerings. Interactive Investor provides comprehensive research covering shares, ETFs, funds, and bonds, plus insightful reports for funds and the ability to view portfolio allocation by asset class. This can be particularly beneficial for those looking to diversify their investment portfolios. In contrast, XTB also offers research on shares, ETFs, and CFDs, along with portfolio allocation by asset class, yet it lacks research support for funds and bonds. Therefore, if share and ETF research alongside CFDs is your priority, XTB fits the bill, but for broader market analysis, including funds and bonds, Interactive Investor might be more suitable.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Research - Shares info Yes Yes
Research - CFDs info Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes
Research - Funds info Yes
Fund Research - Research Reports info Yes
Portfolio Allocation Breakdown info Yes Yes

Interactive Investor vs XTB Winner

Which broker is better overall, Interactive Investor or XTB? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.

The standout feature at Interactive Investor (ii) is its low flat-rate fees. Other investment platforms typically favour percentage fees for fund investing, although more brokers are now opting for flat fees. Our view is that Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.

Feature Interactive Investor logoInteractive Investor
XTB logoXTB
Overall Rating 5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4/5 Stars
Ease of Use 5/5 Stars 4.5/5 Stars
Education 5/5 Stars 4.5/5 Stars

FAQs

Can you trade cryptocurrency with Interactive Investor or XTB?

While Interactive Investor does not offer crypto trading, XTB provides the option for its users to trade cryptocurrencies, highlighting a key difference between the two online brokers.

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Compare

0 of 5
Overall Rating Interactive Investor XTB
Overall Rating 5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4/5 Stars
Ease of Use 5/5 Stars 4.5/5 Stars
Education 5/5 Stars 4.5/5 Stars
Review Interactive Investor Review XTB Review
Winner check_circle
Investments Interactive Investor XTB
ISA info Yes Yes
SIPP info Yes
Share Trading info Yes Yes
CFD Trading info Yes
Funds info Yes
ETFs info Yes Yes
Bonds - Corporate info Yes
Bonds - Government (Gilts) info Yes
Investment Trusts info Yes
Spread Betting info Yes
Crypto Trading info
Advisor Services info
Trading Fees Interactive Investor XTB
Minimum Deposit info £0 £0
Share Trading: 0-9 Deals/ Month info £3.99 £0
Share Trading: 10-19 Deals/ Month info £3.99 £0
Share Trading: 20+ Deals/ Month info £3.99 £0
5 trades per year (£30k portfolio) info £79.83 £0
12 trades per year (£30k portfolio) info £59.88 / £107.76 £0
36 trades per year (£30k portfolio) info £59.88 / £203.52 £0
120 trades per year (£30k portfolio) info £59.88 / £538.68 £0
3 fund trades per year (£30k portfolio) info £71.85 N/A
Annual Custody Fee: £0 - £250,000 info £59.88 - £143.88 0
Annual Custody Fee: £250K-£500K info £143.88 0
Annual Custody Fee: £500,000 - £1m info £143.88 0
Annual Custody Fee: £1m and over info £143.88 0
Bonds - Corporate - Fee info £3.99 N/A
Bonds - Government (Gilts) - Fee info £3.99 N/A
ETFs - Fee info £3.99 £0
Investment Trusts - Fee info £3.99 N/A
Telephone Dealing Fee info £49 N/A
Broker Screenshots Interactive Investor XTB
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools Interactive Investor XTB
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 104 39
Charting - Drawing Tools info 18 20
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes Yes
Charting - Stock Overlays info Yes
Charting - Index Overlays info Yes
Research Interactive Investor XTB
Research - Shares info Yes Yes
Research - CFDs info Yes
Research - Funds info Yes
Fund Research - Research Reports info Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes
Portfolio Allocation Breakdown info Yes Yes
Education Interactive Investor XTB
Education (Share Trading) info Yes Yes
Education (Funds) info Yes
Education (Retirement) info Yes
Client Webinars info Yes
Client Webinars (Archived) info Yes
Overall Summary Interactive Investor XTB
Overall Rating 5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4/5 Stars
Ease of Use 5/5 Stars 4.5/5 Stars
Education 5/5 Stars 4.5/5 Stars
Review Interactive Investor Review XTB Review
Winner check_circle
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