Written by StockBrokers.com
In this head to head comparison of Interactive Investor vs XTB, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Interactive Investor for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Interactive Investor and XTB both let UK investors buy shares and ETFs, so either platform can suit someone looking for core stock market investing. However, Interactive Investor offers a wider choice overall, with access to funds, corporate bonds, government bonds (gilts), investment trusts and adviser services, while XTB does not offer these. XTB does offer CFD trading, but Interactive Investor does not.
For investment choice, UK.StockBrokers.com rates Interactive Investor 5 stars and ranks it #3 out of 21 brokers, compared with XTB’s 4.5 stars and #12 ranking. In simple terms, Interactive Investor gives you more account investment options, while XTB is more limited if you want a broader mix of UK investments.
| Feature |
Interactive Investor
|
XTB
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|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | Yes |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | No |
| Crypto Trading | ||
| Advisor Services | Yes | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
When it comes to trading tools, Interactive Investor gives UK investors more depth in charting, with 104 technical indicators and 12 drawing tools, compared with XTB’s 13 indicators and 4 drawing tools. Both platforms let you add notes and stock overlays to charts, and both offer a browser-based trading platform. Interactive Investor also allows price alerts, which can help you keep track of market moves.
XTB does have some useful chart features that Interactive Investor lacks, including the option to show corporate events such as earnings, splits and dividends on charts, plus index overlays. It also offers real-time market data, while Interactive Investor does not. So, if you want more chart detail and alerts, Interactive Investor may suit you better, but XTB may appeal if live prices and event markers matter more.
| Feature |
Interactive Investor
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XTB
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|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | No |
| Charting - Indicators / Studies | 104 | 13 |
| Charting - Drawing Tools | 12 | 4 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | No | Yes |
| Charting - Stock Overlays | Yes | Yes |
| Charting - Index Overlays | No | Yes |
For UK investors exploring retirement account options, Interactive Investor and XTB each offer distinct advantages. Both platforms provide ISA accounts, allowing users to save tax-efficiently. However, Interactive Investor takes the lead in retirement planning by also offering SIPP accounts, which XTB does not. This makes Interactive Investor a more comprehensive choice for those seeking both ISA and SIPP accounts to manage their retirement investments effectively. In contrast, XTB focuses on offering competitive features for ISA accounts alone. Users should consider their specific retirement goals and account needs when choosing between these two online brokers.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors comparing Interactive Investor vs XTB mobile apps, both brokers offer iPhone and Android apps and share a 4.5/5 rating from UK.StockBrokers.com. That said, Interactive Investor ranks slightly higher for Mobile Apps at 8th out of 21 brokers, while XTB is 9th. If you want a high-rated iOS or Android experience, either is a strong choice, with Interactive Investor holding a small edge in the rankings.
Dive deeper: Best Stock Trading Apps UK.
For beginner investor education, Interactive Investor has the edge over XTB for UK users, with live client webinars that can also be watched on demand, plus learning materials on share trading, funds and retirement. XTB also offers share trading education, but it does not provide client webinars or learning content on funds and retirement. That wider range helps explain why UK.StockBrokers.com rates Interactive Investor 5 stars and ranks it 3rd out of 21 brokers for beginner education, compared with XTB’s 4.5 stars and 8th place.
| Feature |
Interactive Investor
|
XTB
|
|---|---|---|
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing Interactive Investor vs XTB on market research, Interactive Investor stands out: it provides research on shares, ETFs, funds and bonds, includes research reports for funds, and lets you view your portfolio allocation by asset class. XTB offers research on shares and ETFs but does not provide fund research, bonds research, fund research reports, or an asset-class allocation view.
| Feature |
Interactive Investor
|
XTB
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | No |
Which broker is better overall, Interactive Investor or XTB? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.
Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.
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While Interactive Investor does not offer crypto trading, XTB provides the option for its users to trade cryptocurrencies, highlighting a key difference between the two online brokers.
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↓×Compare
0 of 5| Overall Rating | Interactive Investor | XTB | |
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| Review | Interactive Investor Review | XTB Review | |
| Winner | check_circle |
| Investments | Interactive Investor | XTB | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | Yes | |
| Mutual Funds | Yes | No | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | Yes | No |
| Trading Fees | Interactive Investor | XTB | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 | |
| Share Trading: 0-9 Deals/ Month | £3.99 | £0 | |
| Share Trading: 10-19 Deals/ Month | £3.99 | £0 | |
| Share Trading: 20+ Deals/ Month | £3.99 | £0 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £71.88 / £179.88 | N/A | |
| Annual Platform Fee (Funds): £250K-£500K | £179.88 | N/A | |
| Annual Platform Fee (Funds): £500,000 - £1m | £179.88 | N/A | |
| Annual Platform Fee (Funds): £1m and over | £179.88 | N/A | |
| Bonds - Corporate - Fee | £3.99 | N/A | |
| Bonds - Government (Gilts) - Fee | £3.99 | N/A | |
| ETFs - Fee | £3.99 | £0 | |
| Investment Trusts - Fee | £3.99 | N/A | |
| Telephone Dealing Fee | £49 | N/A |
| Broker Screenshots | Interactive Investor | XTB | |
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| Platforms & Tools | Interactive Investor | XTB | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | No | |
| Charting - Indicators / Studies | 104 | 13 | |
| Charting - Drawing Tools | 12 | 4 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | No | Yes | |
| Charting - Stock Overlays | Yes | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | Interactive Investor | XTB | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | Yes | No |
| Education | Interactive Investor | XTB | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | Interactive Investor | XTB | |
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| Review | Interactive Investor Review | XTB Review | |
| Winner | check_circle |
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