Written by StockBrokers.com
In this head to head comparison of Trading 212 vs XTB, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Trading 212 offers better pricing than XTB for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
12 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
36 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
120 trades per year - Trading 212 would cost £0 per year, while XTB would cost £0 per year.
3 fund trades per year - Trading 212 would cost £1 per year, while XTB would cost £0 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Trading 212 and XTB both offer a wide range of investment choices, catering to various types of investors. Each platform provides opportunities for share trading, ETF trading, and CFD trading, ensuring versatile investment avenues. However, both platforms do not support crypto trading, spread betting, funds trading, or the trading of bonds and corporate gilts. Interestingly, Trading 212 stands out by offering investment trusts as an additional option, whereas XTB does not. Despite these limitations, advisor services are not on offer from either platform, which might be an essential consideration for investors seeking guidance.
According to UK.StockBrokers.com, both Trading 212 and XTB have earned a commendable 4.5-star rating for their investment choices. However, when it comes to their rankings among 18 brokers, Trading 212 is slightly ahead, placing 11th, while XTB sits at the 14th position. This subtle difference may suggest a marginal preference for Trading 212 among users evaluating diverse investment options. Overall, both platforms provide robust opportunities tailored to different investment strategies, though slight variations might influence specific investor needs.
| Feature |
Trading 212
|
XTB
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | Yes |
| ETFs | Yes | Yes |
| Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | Yes |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
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Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When comparing Trading 212 and XTB for their trading tools, both platforms offer robust options for traders, yet with distinct differences. Trading 212 stands out by providing 27 drawing tools and an impressive 106 technical indicators, allowing for highly detailed chart analyses. However, it lacks the option to display corporate events directly on charts and doesn't support index or stock overlays. Still, Trading 212 users can enjoy a browser-based platform, add notes to charts, create stock price alerts, and access real-time market data, which ensures a comprehensive trading experience.
On the other hand, XTB offers a different set of strengths. Although it has fewer drawing tools at 20 and provides 39 technical indicators, XTB uniquely allows traders to view corporate events, such as earnings and dividends, on their charts. While also offering a browser-based platform with the ability to add notes, create alerts, and view real-time market data, it shares Trading 212's limitations in not supporting index or stock overlays. Ultimately, the choice between Trading 212 and XTB largely depends on whether an investor values more extensive technical analysis tools or the ability to view corporate events on charts.
| Feature |
Trading 212
|
XTB
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 106 | 39 |
| Charting - Drawing Tools | 27 | 20 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | No | Yes |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing online brokers Trading 212 and XTB for retirement account options, both platforms provide Individual Savings Accounts (ISAs), making them viable choices for UK investors looking to grow their savings tax-efficiently. However, if you're in search of a Self-Invested Personal Pension (SIPP) account, neither Trading 212 nor XTB offers this option, meaning you'll need to explore other brokers to find a SIPP that meets your retirement planning needs.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile apps offered by Trading 212 and XTB for both iPhone and Android users, both platforms provide accessible and user-friendly options. Trading 212 boasts a top-tier rating, achieving an impressive 5 stars from UK.StockBrokers.com, while XTB follows closely behind with a commendable 4.5 stars. In the competitive landscape of mobile trading apps, Trading 212 holds the advantage, ranking ninth out of 18 brokers, whereas XTB is positioned just behind at the tenth spot. These rankings highlight Trading 212's slight edge in mobile app satisfaction, despite both brokers providing reliable and robust platforms for mobile trading enthusiasts.
Dive deeper: Best Stock Trading Apps UK.
When comparing educational resources for beginner investors, both Trading 212 and XTB provide comprehensive materials, albeit with some differences. Neither broker offers live or archived educational webinars, potentially limiting some interactive learning opportunities. However, Trading 212 offers education on share trading and funds, whereas XTB provides resources only for share trading. Neither platform covers educational topics related to retirement. According to UK.StockBrokers.com, Trading 212 garners a solid 4-star rating, placing it at #11 out of 18 brokers, while XTB receives a slightly higher 4.5-star rating, securing the #8 position. Despite these differences, both brokers present valuable educational tools tailored for novice investors looking to expand their knowledge.
| Feature |
Trading 212
|
XTB
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | Yes | No |
| Education (Retirement) | No | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing Trading 212 and XTB for their market research features, both platforms provide similar offerings, though neither offers research reports for funds or bonds. Investors using either service can view portfolio allocation by asset class, allowing for better diversification insights. Both Trading 212 and XTB cater well to those interested in shares, ETFs, and CFDs research, ensuring comprehensive information is available for a broad range of investment options. However, if you're specifically seeking research for funds or bonds, you'll need to explore other resources outside of these brokers.
| Feature |
Trading 212
|
XTB
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, Trading 212 or XTB? After collecting more than 900 data points over a 10-week period, we found Trading 212 to be a better trading platform overall.
Trading 212 offers commission-free share dealing and is a great option for those looking to simply execute share or ETF trades. Novice investors or those looking for more diversification through mutual funds may find better options elsewhere.
| Feature |
Trading 212
|
XTB
|
|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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Both Trading 212 and XTB do not offer crypto trading, making them comparable in this aspect for investors who are focusing on other financial instruments.
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0 of 5| Overall Rating | Trading 212 | XTB | |
|---|---|---|---|
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| Review | Trading 212 Review | XTB Review | |
| Winner | check_circle |
| Investments | Trading 212 | XTB | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | Yes | |
| Funds | No | No | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | Trading 212 | XTB | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | £0 | |
| Share Trading: 20+ Deals/ Month | £0 | £0 | |
| 5 trades per year (£30k portfolio) | £0 | £0 | |
| 12 trades per year (£30k portfolio) | £0 | £0 | |
| 36 trades per year (£30k portfolio) | £0 | £0 | |
| 120 trades per year (£30k portfolio) | £0 | £0 | |
| 3 fund trades per year (£30k portfolio) | £0 | N/A | |
| Annual Custody Fee: £0 - £250,000 | £0 | 0 | |
| Annual Custody Fee: £250K-£500K | £0 | 0 | |
| Annual Custody Fee: £500,000 - £1m | £0 | 0 | |
| Annual Custody Fee: £1m and over | £0 | 0 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | 0 | £0 | |
| Investment Trusts - Fee | 0 | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | Trading 212 | XTB | |
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| Education Gallery (click to expand) |
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| Platforms & Tools | Trading 212 | XTB | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 106 | 39 | |
| Charting - Drawing Tools | 27 | 20 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | No | Yes | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Trading 212 | XTB | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | Yes | |
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | Trading 212 | XTB | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Trading 212 | XTB | |
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| Review | Trading 212 Review | XTB Review | |
| Winner | check_circle |
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