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Barclays vs Lloyds Bank 2021

Your capital is at risk.
Is Barclays better than Lloyds Bank? After scoring the best share dealing accounts across 46 different variables, is better than Lloyds Bank.


Overall Rating

Feature Barclays Lloyds Bank
Overall 4 3.5
Commissions & Fees 3.5 3
Offering of Investments 4 4
Platform & Tools 4 3
Research 4.5 4
Education 4.5 3.5
Winner

Trading Fees

Feature Barclays Lloyds Bank
Minimum Deposit
£0.00 £0.00
Share Trading: 0-9 Deals/ Month
£6.00 8 to 11
Share Trading: 10-19 Deals/ Month
£6.00 £8.00
Share Trading: 20+ Deals/ Month
£6.00 £8.00
Annual Custody Fee: £0 - £250,000
0.2% (minimum £48) £40 (flat)
Bonds - Government (Gilts) - Fee
£6.00 £11.00
ETFs - Fee
£6.00 £11.00
Investment Trusts - Fee
£3.00 £11.00
Telephone Dealing Fee
£25.00 £25.00

Platforms & Tools

Feature Barclays Lloyds Bank
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes Yes
Charting - Indicators / Studies
68 83
Charting - Drawing Tools
16 17
Charting - Notes
Yes Yes
Charting - Display Corporate Events
No No
Charting - Stock Overlays
No No

Research

Feature Barclays Lloyds Bank
Research - Shares
Yes Yes
Research - CFDs
No Yes
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes

Investments

Feature Barclays Lloyds Bank
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
Yes Yes

Education

Feature Barclays Lloyds Bank
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
Yes Yes
Client Webinars (Archived)
Yes Yes

Overall

Feature Barclays Lloyds Bank
Overall 4 3.5
Commissions & Fees 3.5 3
Offering of Investments 4 4
Platform & Tools 4 3
Research 4.5 4
Education 4.5 3.5
Winner

For our 2021 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Barclays vs Lloyds Bank.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, offers better pricing than Barclays for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - Barclays is cheaper. Barclays would only cost £102 each year while Lloyds Bank would cost £172.

3 Trades Per Month - Barclays is less expensive under this scenario. Barclays would cost £246 per year while Lloyds Bank would cost £436.

10 Trades Per Month - Barclays is the better choice. Annual fees with Barclays would total £750, while annual fees with Lloyds Bank would be £1000.

20 Trades Per Month - Lloyds Bank costs less in this scenario. Total annual costs with Lloyds Bank would equal £47.50, while Barclays would equal £60.00.

Which broker offers a wider range of investment options?

offers a more diverse selection of investment options than Barclays. offers investors access to Advisor Services, ETFs, Funds, ISA, SIPP, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that is better for research than Barclays. offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both Barclays and Lloyds Bank, we tested each broker's trading tools and share dealing app. All features compared, offers a better share dealing platform.

Overall winner:

Read Next: Best UK Trading Platforms 2021


Related Comparisons

All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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