Lloyds Bank vs Revolut 2026
In this head to head comparison of Lloyds Bank vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of Lloyds Bank vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Revolut for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Lloyds Bank vs Revolut: both let UK investors buy and sell shares and ETFs, plus trade corporate bonds and government bonds (gilts). Revolut adds crypto and CFD trading, which Lloyds Bank does not offer. Lloyds Bank counters with access to funds and investment trusts, along with adviser services, which Revolut does not provide. Spread betting is not listed for either in this comparison.
On investment choice, UK.StockBrokers.com rates both Lloyds Bank and Revolut at 4.5 out of 5 stars, with Lloyds Bank ranked 7th and Revolut 13th out of 21 brokers. In short, pick Revolut if you want crypto or CFDs, and choose Lloyds Bank if you want funds, investment trusts, or guidance from an adviser.
| Feature |
Lloyds Bank
|
Revolut
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|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | Yes |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | Yes |
| Investment Trusts | Yes | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | Yes | No |
| Investment Choices |
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Lloyds Bank and Revolut differ on charting tools. Neither lets you display corporate events (earnings, splits, dividends) on charts, and neither supports index or stock overlays. Lloyds lets you add notes to charts, which Revolut does not. Revolut lists six drawing tools, while Lloyds does not state a number. For technical indicators, Lloyds offers 93 and Revolut offers 110.
Beyond charts, Lloyds Bank provides a browser-based trading platform, whereas Revolut is app-only. Both support price alerts for stock moves. For market data, Revolut supplies real-time quotes, while Lloyds does not. If you want web access and chart notes, Lloyds fits the bill; if you prefer more indicators and real-time data, Revolut may suit you better.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 93 | 110 |
| Charting - Drawing Tools | 6 | |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
Comparing Lloyds Bank vs Revolut for UK savers: both online brokers offer ISA accounts, but only Lloyds Bank also provides a SIPP pension, while Revolut does not. If you want a SIPP for retirement planning, Lloyds Bank is the choice; if you only need an ISA for tax-efficient saving and investing, either provider can work.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
UK investors comparing online brokers will find that both Lloyds Bank and Revolut offer iPhone and Android mobile apps; however, according to UK.StockBrokers.com, Revolut’s app scores 4.5/5 and ranks 10th out of 21 brokers, while Lloyds Bank’s app is rated 3.5/5 and ranks 14th, making Revolut the stronger mobile app choice for iOS and Android in the UK.
Dive deeper: Best Stock Trading Apps UK.
Comparing beginner investor education in the UK, Lloyds Bank vs Revolut shows similar offerings: neither provides client webinars (live or on-demand) and neither offers learning content on share trading, funds, or retirement. Even so, UK.StockBrokers.com rates Lloyds Bank higher for beginner education at 4/5 stars (ranked 11th of 21) versus Revolut at 3.5/5 stars (ranked 15th), giving Lloyds a slight edge for new investors seeking guidance.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | No | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
Lloyds Bank vs Revolut: For UK investors comparing market research features, Lloyds Bank offers more depth. Lloyds provides fund research reports plus research on shares, ETFs, funds, and bonds, while Revolut limits research to shares and ETFs and has no fund or bond coverage. Neither platform shows portfolio allocation by asset class, but if you need detailed fund insights and bond research, Lloyds Bank has the edge; Revolut suits those seeking basic share and ETF research within a simple app.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | No | No |
Which broker is better overall, Lloyds Bank or Revolut? After collecting more than 900 data points over a 10-week period, we found Lloyds Bank to be a better trading platform overall.
Lloyds Bank is a U.K. investment platform best known for its simple, low-cost investing options, support for ISAs and SIPPs, and appeal to long-term, hands-off investors.
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Revolut
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While Lloyds Bank does not offer crypto trading services, Revolut provides users the ability to trade cryptocurrencies, making it a more versatile option for investors interested in digital assets.
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↓×Compare
0 of 5| Overall Rating | Lloyds Bank | Revolut | |
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| Review | Lloyds Bank Review | Revolut Review | |
| Winner | check_circle |
| Investments | Lloyds Bank | Revolut | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | Yes | |
| Mutual Funds | Yes | No | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | Yes | |
| Bonds - Government (Gilts) | Yes | Yes | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | Yes | No |
| Trading Fees | Lloyds Bank | Revolut | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 | |
| Share Trading: 0-9 Deals/ Month | £9.50 | 0.25% / 0,12% or minimum €1 | |
| Share Trading: 10-19 Deals/ Month | £8 | 0.25% / 0,12% or minimum €1 | |
| Share Trading: 20+ Deals/ Month | £8 | 0.25% / 0,12% or minimum €1 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £36 | N/A | |
| Annual Platform Fee (Funds): £250K-£500K | £36 | N/A | |
| Annual Platform Fee (Funds): £500,000 - £1m | £36 | N/A | |
| Annual Platform Fee (Funds): £1m and over | £36 | N/A | |
| Bonds - Corporate - Fee | £9.50 | 0.25% / 0,12% or minimum €1 | |
| Bonds - Government (Gilts) - Fee | £9.50 | 0.25% / 0,12% or minimum €1 | |
| ETFs - Fee | £9.50 | 0.25% / 0,12% or minimum €1 | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | £35 | N/A |
| Broker Screenshots | Lloyds Bank | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
| Platforms & Tools | Lloyds Bank | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 93 | 110 | |
| Charting - Drawing Tools | 6 | ||
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Lloyds Bank | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | No | No |
| Education | Lloyds Bank | Revolut | |
|---|---|---|---|
| Education (Share Trading) | No | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Lloyds Bank | Revolut | |
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| Review | Lloyds Bank Review | Revolut Review | |
| Winner | check_circle |