menuclose
Back to Main Menu
UK.StockBrokers.com is committed to the highest ethical standards and reviews services independently. Learn How We Make Money

Lloyds Bank vs Revolut 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of Lloyds Bank vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Lloyds Bank
4/5 Stars Overall
  • Minimum Deposit: £1
  • ISA: Yes
  • SIPP: Yes
Revolut
4/5 Stars Overall
  • Minimum Deposit: £0 info
  • ISA: Yes
  • SIPP: No

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Revolut for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

Lloyds Bank vs Revolut: both let UK investors buy and sell shares and ETFs, plus trade corporate bonds and government bonds (gilts). Revolut adds crypto and CFD trading, which Lloyds Bank does not offer. Lloyds Bank counters with access to funds and investment trusts, along with adviser services, which Revolut does not provide. Spread betting is not listed for either in this comparison.

On investment choice, UK.StockBrokers.com rates both Lloyds Bank and Revolut at 4.5 out of 5 stars, with Lloyds Bank ranked 7th and Revolut 13th out of 21 brokers. In short, pick Revolut if you want crypto or CFDs, and choose Lloyds Bank if you want funds, investment trusts, or guidance from an adviser.

Feature Lloyds Bank logoLloyds Bank
Revolut logoRevolut
Share Trading info Yes Yes
CFD Trading info No Yes
ETFs info Yes Yes
Mutual Funds info Yes No
Bonds - Government (Gilts) info Yes Yes
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info No Yes
Advisor Services info Yes No
Investment Choices 4.5/5 Stars 4.5/5 Stars

Featured Offers


IG
4.5/5 Stars

Low-cost US and UK shares.

Interactive Brokers
4.5/5 Stars

Professional’s Gateway to the World’s Markets.

Trading Tools

Lloyds Bank and Revolut differ on charting tools. Neither lets you display corporate events (earnings, splits, dividends) on charts, and neither supports index or stock overlays. Lloyds lets you add notes to charts, which Revolut does not. Revolut lists six drawing tools, while Lloyds does not state a number. For technical indicators, Lloyds offers 93 and Revolut offers 110.

Beyond charts, Lloyds Bank provides a browser-based trading platform, whereas Revolut is app-only. Both support price alerts for stock moves. For market data, Revolut supplies real-time quotes, while Lloyds does not. If you want web access and chart notes, Lloyds fits the bill; if you prefer more indicators and real-time data, Revolut may suit you better.

Feature Lloyds Bank logoLloyds Bank
Revolut logoRevolut
Web Platform info Yes No
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 93 110
Charting - Drawing Tools info 6
Charting - Notes info Yes No
Charting - Display Corporate Events info No No
Charting - Stock Overlays info No No
Charting - Index Overlays info No No

ISAs and SIPPs

Comparing Lloyds Bank vs Revolut for UK savers: both online brokers offer ISA accounts, but only Lloyds Bank also provides a SIPP pension, while Revolut does not. If you want a SIPP for retirement planning, Lloyds Bank is the choice; if you only need an ISA for tax-efficient saving and investing, either provider can work.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

UK investors comparing online brokers will find that both Lloyds Bank and Revolut offer iPhone and Android mobile apps; however, according to UK.StockBrokers.com, Revolut’s app scores 4.5/5 and ranks 10th out of 21 brokers, while Lloyds Bank’s app is rated 3.5/5 and ranks 14th, making Revolut the stronger mobile app choice for iOS and Android in the UK.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

Comparing beginner investor education in the UK, Lloyds Bank vs Revolut shows similar offerings: neither provides client webinars (live or on-demand) and neither offers learning content on share trading, funds, or retirement. Even so, UK.StockBrokers.com rates Lloyds Bank higher for beginner education at 4/5 stars (ranked 11th of 21) versus Revolut at 3.5/5 stars (ranked 15th), giving Lloyds a slight edge for new investors seeking guidance.

Feature Lloyds Bank logoLloyds Bank
Revolut logoRevolut
Client Webinars info No No
Client Webinars (Archived) info No No
Education (Share Trading) info No No
Education (Funds) info No No
Education (Retirement) info No No
Education 4/5 Stars 3.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

Lloyds Bank vs Revolut: For UK investors comparing market research features, Lloyds Bank offers more depth. Lloyds provides fund research reports plus research on shares, ETFs, funds, and bonds, while Revolut limits research to shares and ETFs and has no fund or bond coverage. Neither platform shows portfolio allocation by asset class, but if you need detailed fund insights and bond research, Lloyds Bank has the edge; Revolut suits those seeking basic share and ETF research within a simple app.

Feature Lloyds Bank logoLloyds Bank
Revolut logoRevolut
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes No
Research - Funds info Yes No
Fund Research - Research Reports info Yes No
Portfolio Allocation Breakdown info No No

Lloyds Bank vs Revolut Winner

Which broker is better overall, Lloyds Bank or Revolut? After collecting more than 900 data points over a 10-week period, we found Lloyds Bank to be a better trading platform overall.

Lloyds Bank is a U.K. investment platform best known for its simple, low-cost investing options, support for ISAs and SIPPs, and appeal to long-term, hands-off investors.

Feature Lloyds Bank logoLloyds Bank
Revolut logoRevolut
Overall Rating 4/5 Stars 4/5 Stars
Charges & Fees 4.5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 3.5/5 Stars 4.5/5 Stars
Website 4/5 Stars 3/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4/5 Stars 3.5/5 Stars

FAQs

Can you trade cryptocurrency with Lloyds Bank or Revolut?

While Lloyds Bank does not offer crypto trading services, Revolut provides users the ability to trade cryptocurrencies, making it a more versatile option for investors interested in digital assets.

Popular Guides

Best Stock Trading Apps UK of 2026Best UK Trading Platforms of 2026Best UK Trading Platforms for Beginners of 2026

Popular Stock Broker Reviews

Revolut Trading ReviewXTB UK ReviewAJ Bell ReviewIG Trading Review 2026Saxo ReviewBarclays Smart Investor RevieweToro UK ReviewVanguard UK ReviewBestinvest ReviewWebull UK ReviewFidelity UK ReviewFreetrade ReviewCapital.com ReviewCharles Stanley Direct ReviewHargreaves Lansdown ReviewInteractive Investor ReviewHalifax Share Dealing ReviewLloyds Bank Investing ReviewTrading 212 ReviewCMC Invest ReviewRobinhood UK Review

More Guides

More Comparisons

Lloyds Bank vs Bestinvest Lloyds Bank vs Robinhood UK Lloyds Bank vs Halifax Lloyds Bank vs eToro Lloyds Bank vs Barclays Lloyds Bank vs XTB Revolut vs AJ Bell Revolut vs Lloyds Bank Revolut vs CMC Invest Revolut vs Charles Stanley Direct Revolut vs IG Revolut vs Saxo

Show all

Select Brokers

↓×
  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxBestinvest
  • check_box_outline_blankcheck_boxCharles Stanley Direct
  • check_box_outline_blankcheck_boxCMC Invest
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFidelity International
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
  • check_box_outline_blankcheck_boxLloyds Bank
  • check_box_outline_blankcheck_boxRevolut
  • check_box_outline_blankcheck_boxRobinhood UK
  • check_box_outline_blankcheck_boxSaxo
  • check_box_outline_blankcheck_boxTrading 212
  • check_box_outline_blankcheck_boxVanguard UK Investor
  • check_box_outline_blankcheck_boxWebull
  • check_box_outline_blankcheck_boxXTB

Compare

0 of 5
× Lloyds Bank
× Revolut
Sponsored

+ Add Broker

Close Menu ×

navigate_before navigate_next
Overall Rating Lloyds Bank Revolut
Overall Rating 4/5 Stars 4/5 Stars
Charges & Fees 4.5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 3.5/5 Stars 4.5/5 Stars
Website 4/5 Stars 3/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4/5 Stars 3.5/5 Stars
Review Lloyds Bank Review Revolut Review
Winner check_circle
Investments Lloyds Bank Revolut
ISA info Yes Yes
SIPP info Yes No
Share Trading info Yes Yes
CFD Trading info No Yes
Mutual Funds info Yes No
ETFs info Yes Yes
Bonds - Corporate info Yes Yes
Bonds - Government (Gilts) info Yes Yes
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info
Advisor Services info Yes No
Trading Fees Lloyds Bank Revolut
Minimum Deposit info £1 £0 info
Share Trading: 0-9 Deals/ Month info £9.50 0.25% / 0,12% or minimum €1
Share Trading: 10-19 Deals/ Month info £8 0.25% / 0,12% or minimum €1 info
Share Trading: 20+ Deals/ Month info £8 0.25% / 0,12% or minimum €1 info
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info £36 N/A
Annual Platform Fee (Funds): £250K-£500K info £36 N/A
Annual Platform Fee (Funds): £500,000 - £1m info £36 N/A
Annual Platform Fee (Funds): £1m and over info £36 N/A
Bonds - Corporate - Fee info £9.50 0.25% / 0,12% or minimum €1
Bonds - Government (Gilts) - Fee info £9.50 0.25% / 0,12% or minimum €1
ETFs - Fee info £9.50 0.25% / 0,12% or minimum €1
Investment Trusts - Fee info N/A N/A
Telephone Dealing Fee info £35 N/A
Broker Screenshots Lloyds Bank Revolut
Website Gallery (click to expand)
Lloyds Investing tab on the website. Ways to Invest page on the Lloyds website. Lloyds Share Dealing homepage. Lloyds Share Dealing no trade commission overseas stock purchase. Lloyds Share Dealing dividend diary. Lloyds Share Dealing buy Vanguard fund. Lloyds Share Dealing associated costs. Lloyds share dealing buy British land.
Mobile Trading Apps Gallery (click to expand)
Home tab of the Lloyds mobile app. Assortment of investing tools on the Lloyds mobile app. Educational articles on the Lloyds mobile app. Lloyds app other services. Lloyds Share Dealing ETF Quicklist.
Education Gallery (click to expand)
Platforms & Tools Lloyds Bank Revolut
Web Platform info Yes No
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 93 110
Charting - Drawing Tools info 6
Charting - Notes info Yes No
Charting - Display Corporate Events info No No
Charting - Stock Overlays info No No
Charting - Index Overlays info No No
Research Lloyds Bank Revolut
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info Yes No
Fund Research - Research Reports info Yes No
Research - ETFs info Yes Yes
Research - Bonds info Yes No
Portfolio Allocation Breakdown info No No
Education Lloyds Bank Revolut
Education (Share Trading) info No No
Education (Funds) info No No
Education (Retirement) info No No
Client Webinars info No No
Client Webinars (Archived) info No No
Overall Summary Lloyds Bank Revolut
Overall Rating 4/5 Stars 4/5 Stars
Charges & Fees 4.5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 3.5/5 Stars 4.5/5 Stars
Website 4/5 Stars 3/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4/5 Stars 3.5/5 Stars
Review Lloyds Bank Review Revolut Review
Winner check_circle
arrow_upward

close
navigate_before navigate_next