Written by StockBrokers.com
In this head to head comparison of Lloyds Bank vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Revolut for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Lloyds Bank and Revolut both offer share dealing and ETFs. Lloyds also provides funds, investment trusts, corporate bonds and UK gilts, plus access to adviser services, but it does not offer crypto or CFD trading. Revolut, by contrast, supports crypto and CFD trading alongside shares, ETFs, corporate bonds and gilts, but it does not offer funds, investment trusts or adviser services.
UK.StockBrokers.com rates both brokers 4.5 out of 5 for investment choices, yet Lloyds ranks 8th of 21 while Revolut ranks 19th. In short, choose Lloyds if you want a wider range of traditional investments and optional advice; choose Revolut if you want app-based trading with access to crypto and CFDs.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | Yes |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | Yes |
| Investment Trusts | Yes | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | Yes | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
Lloyds Bank and Revolut differ on charting tools. Neither lets you display corporate events (earnings, splits, dividends) on charts, and neither supports index or stock overlays. Lloyds lets you add notes to charts, which Revolut does not. Revolut lists six drawing tools, while Lloyds does not state a number. For technical indicators, Lloyds offers 93 and Revolut offers 110.
Beyond charts, Lloyds Bank provides a browser-based trading platform, whereas Revolut is app-only. Both support price alerts for stock moves. For market data, Revolut supplies real-time quotes, while Lloyds does not. If you want web access and chart notes, Lloyds fits the bill; if you prefer more indicators and real-time data, Revolut may suit you better.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 93 | 110 |
| Charting - Drawing Tools | 6 | |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
Comparing Lloyds Bank vs Revolut for UK savers: both online brokers offer ISA accounts, but only Lloyds Bank also provides a SIPP pension, while Revolut does not. If you want a SIPP for retirement planning, Lloyds Bank is the choice; if you only need an ISA for tax-efficient saving and investing, either provider can work.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors comparing mobile apps, both Lloyds Bank and Revolut offer iPhone and Android apps, but their ratings differ: UK.StockBrokers.com gives the Lloyds Bank app 3.5 out of 5 and ranks it 17th of 21 for Mobile Apps, while the Revolut app scores 4.5 out of 5 and ranks 14th. If you want basic iOS or Android access either works, but those seeking a higher-rated mobile experience may lean toward Revolut.
Dive deeper: Best Stock Trading Apps UK.
When it comes to educational resources for beginner investors, Lloyds Bank and Revolut present different offerings and rankings. Neither Lloyds Bank nor Revolut provides client webinars or archived content for those seeking on-demand educational sessions. Furthermore, both platforms lack educational content on specific investment topics such as share trading, funds, and retirement planning. However, according to UK.StockBrokers.com, Lloyds Bank receives a slightly higher rating of 4 stars, ranking 14th out of 21 brokers for beginner education, while Revolut is rated at 3.5 stars, placing it at 21st on the list. UK investors looking for robust educational support might want to consider these rankings when choosing between the two.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | No | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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|
Dive deeper: Best UK Trading Platforms for Beginners.
Lloyds Bank vs Revolut: For UK investors comparing market research features, Lloyds Bank offers more depth. Lloyds provides fund research reports plus research on shares, ETFs, funds, and bonds, while Revolut limits research to shares and ETFs and has no fund or bond coverage. Neither platform shows portfolio allocation by asset class, but if you need detailed fund insights and bond research, Lloyds Bank has the edge; Revolut suits those seeking basic share and ETF research within a simple app.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | No | No |
Which broker is better overall, Lloyds Bank or Revolut? After collecting more than 900 data points over a 10-week period, we found Lloyds Bank to be a better trading platform overall.
It's easy for current Lloyds Bank customers to open a Lloyds Bank Share Dealing investment account. But there are other platforms that are easier, more comprehensive and cheaper to use, including Halifax, which is also owned by Lloyds Banking Group.
| Feature |
Lloyds Bank
|
Revolut
|
|---|---|---|
| Overall Rating |
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While Lloyds Bank does not offer crypto trading services, Revolut provides users the ability to trade cryptocurrencies, making it a more versatile option for investors interested in digital assets.
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0 of 5| Overall Rating | Lloyds Bank | Revolut | |
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| Review | Lloyds Bank Review | Revolut Review | |
| Winner | check_circle |
| Investments | Lloyds Bank | Revolut | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | Yes | |
| Mutual Funds | Yes | No | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | Yes | |
| Bonds - Government (Gilts) | Yes | Yes | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | Yes | No |
| Trading Fees | Lloyds Bank | Revolut | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 | |
| Share Trading: 0-9 Deals/ Month | £9.50 | 0.25% / 0,12% or minimum €1 | |
| Share Trading: 10-19 Deals/ Month | £8 | 0.25% / 0,12% or minimum €1 | |
| Share Trading: 20+ Deals/ Month | £8 | 0.25% / 0,12% or minimum €1 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £36 | N/A | |
| Annual Platform Fee (Funds): £250K-£500K | £36 | N/A | |
| Annual Platform Fee (Funds): £500,000 - £1m | £36 | N/A | |
| Annual Platform Fee (Funds): £1m and over | £36 | N/A | |
| Bonds - Corporate - Fee | £9.50 | 0.25% / 0,12% or minimum €1 | |
| Bonds - Government (Gilts) - Fee | £9.50 | 0.25% / 0,12% or minimum €1 | |
| ETFs - Fee | £9.50 | 0.25% / 0,12% or minimum €1 | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | £35 | N/A |
| Broker Screenshots | Lloyds Bank | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
| Platforms & Tools | Lloyds Bank | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 93 | 110 | |
| Charting - Drawing Tools | 6 | ||
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Lloyds Bank | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | No | No |
| Education | Lloyds Bank | Revolut | |
|---|---|---|---|
| Education (Share Trading) | No | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Lloyds Bank | Revolut | |
|---|---|---|---|
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| Review | Lloyds Bank Review | Revolut Review | |
| Winner | check_circle |
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