Written by StockBrokers.com
In this head to head comparison of AJ Bell vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, AJ Bell offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - AJ Bell would cost £100 per year, while Revolut would cost £0 per year.
12 trades per year - AJ Bell would cost £135 per year, while Revolut would cost £0 per year.
36 trades per year - AJ Bell would cost £255 per year, while Revolut would cost £47.88 per year.
120 trades per year - AJ Bell would cost £495 per year, while Revolut would cost £540 per year.
3 fund trades per year - AJ Bell would cost £0 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When it comes to investment options for UK investors, AJ Bell and Revolut offer distinctly different experiences. AJ Bell provides a comprehensive array of trading choices, including share trading, ETFs, funds, corporate and government bonds, and investment trusts. This broad selection allows investors to diversify their portfolios effectively. In contrast, Revolut offers a more limited range, focusing primarily on share trading and cryptocurrency, providing a mix suitable for those interested in digital currencies alongside traditional equities. Neither platform offers spread betting or CFD trading, nor do they provide financial advisor services.
These differences in offerings are reflected in their ratings and rankings. AJ Bell is lauded for its diverse investment options, achieving a 5-star rating from UK.StockBrokers.com and ranking 5th out of 21 brokers in the investment choices category. Conversely, Revolut receives a 3.5-star rating, coming in at 19th place. This discrepancy underscores AJ Bell’s strength in providing varied and extensive investment options, while Revolut caters more to users seeking a streamlined, crypto-friendly platform.
| Feature |
AJ Bell
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | No |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
For UK investors seeking advanced trading tools, AJ Bell offers a richer experience compared to Revolut. AJ Bell's platform allows users to display corporate events, such as earnings and dividends, directly on charts, providing valuable context for investment decisions. In contrast, Revolut lacks this feature. Additionally, AJ Bell supports comprehensive charting capabilities with eight drawing tools and 31 technical indicators, empowering traders to analyze trends effectively. Revolut, however, does not offer any drawing tools or technical indicators, potentially limiting a trader's ability to conduct in-depth analysis.
AJ Bell further enhances its service with the option to add both index and stock overlays to charts, features not available with Revolut. Accessing AJ Bell's trading tools is made easy with their browser-based platform, while Revolut doesn't offer a similar web-based experience. Both platforms do provide real-time market data and the capacity to create alerts for stock price updates, ensuring users can stay informed and react quickly to market movements.
| Feature |
AJ Bell
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 31 | 0 |
| Charting - Drawing Tools | 8 | 0 |
| Charting - Notes | No | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | Yes | No |
For UK investors looking to compare retirement account options, AJ Bell and Revolut offer distinct choices. AJ Bell provides both ISA and SIPP accounts, making it a versatile option for those planning for retirement through tax-efficient savings and investments. In contrast, Revolut does not offer ISA or SIPP accounts, focusing instead on other financial services. This makes AJ Bell a more comprehensive choice for those specifically looking to invest in retirement accounts.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
Both AJ Bell and Revolut provide handy mobile apps for iPhone and Android users in the UK, facilitating seamless trading and banking on the go. AJ Bell's app garners a commendable rating of 4.5 stars from UK.StockBrokers.com and is placed 9th among 21 brokers, showcasing its popularity and user-friendly features. Meanwhile, Revolut's app, with a respectable 4-star rating, holds the 14th spot in the rankings, reflecting competitive functionality for personal finance management. Whether prioritizing investment tools or versatile financial services, users will find reliable offerings in both apps, though AJ Bell slightly edges out with higher ratings and a better ranking.
Dive deeper: Best Stock Trading Apps UK.
For UK beginners exploring investment education, AJ Bell clearly stands out compared to Revolut. While AJ Bell offers a comprehensive suite of educational resources, including live and archived webinars, and covers key topics such as share trading, funds, and retirement, Revolut lags behind without any webinar offerings or specific topic education in these areas. Recognizing AJ Bell's commitment to education, UK.StockBrokers.com rates it with a perfect 5 stars and ranks it 5th among 21 brokers, whereas Revolut earns 3.5 stars and ranks at the bottom at 21st. For those prioritizing educational support in their investment journey, AJ Bell provides far more resources.
| Feature |
AJ Bell
|
Revolut
|
|---|---|---|
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When it comes to market research features, AJ Bell stands out with its comprehensive resources compared to Revolut. AJ Bell provides research reports for funds, as well as detailed insights into shares, ETFs, funds, and bonds, which can be beneficial for investors seeking in-depth analysis. Additionally, AJ Bell allows users to view their portfolio allocation by asset class. In contrast, while Revolut also offers the ability to see portfolio allocation by asset class and provides shares research, it lacks research reports for funds, ETFs, and bonds, which might limit the depth of market insights available to its users. Neither platform offers research on CFDs, but AJ Bell's broader research offerings can provide more extensive market perspectives for investors in the UK.
| Feature |
AJ Bell
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | No | No |
| Research - ETFs | Yes | No |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, AJ Bell or Revolut? After collecting more than 900 data points over a 10-week period, we found AJ Bell to be a better trading platform overall.
You can invest in an extensive range of investments through AJ Bell. Charges are on the high side for those with large portfolios in mutual funds and those looking to execute one-off share deals; but its new app, called Dodl, offers much lower fees and also offers a more slim-lined and user-friendly service. Educational and research materials are strong, too.
| Feature |
AJ Bell
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Revolut
|
|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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| Education |
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While AJ Bell does not offer crypto trading, Revolut provides its users with the ability to trade cryptocurrencies, highlighting a key difference between the two online brokers for investors interested in digital assets.
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0 of 5| Overall Rating | AJ Bell | Revolut | |
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| Review | AJ Bell Review | Revolut Review | |
| Winner | check_circle |
| Investments | AJ Bell | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | No | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | AJ Bell | Revolut | |
|---|---|---|---|
| Minimum Deposit | £0 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | £5 | £0 | |
| Share Trading: 10-19 Deals/ Month | £3.50 | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | £3.50 | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | £100 | £0 | |
| 12 trades per year (£30k portfolio) | £135 | £0 | |
| 36 trades per year (£30k portfolio) | £255 | £47.88 | |
| 120 trades per year (£30k portfolio) | £495 | £540 | |
| 3 fund trades per year (£30k portfolio) | £79.50 | N/A | |
| Annual Custody Fee: £0 - £250,000 | £0 - £625 | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | £625 - £875 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | £875 | £0 - £45 | |
| Annual Custody Fee: £1m and over | £875 | £0 - £45 | |
| Bonds - Corporate - Fee | £5 | N/A | |
| Bonds - Government (Gilts) - Fee | £5 | N/A | |
| ETFs - Fee | £5 | N/A | |
| Investment Trusts - Fee | £5 | N/A | |
| Telephone Dealing Fee | £25 | N/A |
| Broker Screenshots | AJ Bell | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
| Platforms & Tools | AJ Bell | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 31 | 0 | |
| Charting - Drawing Tools | 8 | 0 | |
| Charting - Notes | No | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | Yes | No |
| Research | AJ Bell | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | No | No | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | AJ Bell | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | AJ Bell | Revolut | |
|---|---|---|---|
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| Review | AJ Bell Review | Revolut Review | |
| Winner | check_circle |
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