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Halifax vs Revolut 2025

StockBrokers.com

Written by StockBrokers.com

January 23, 2025

In this head to head comparison of Halifax vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Halifax
4/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: Yes
Revolut
3.5/5 Stars Overall
  • Minimum Deposit: £0 - £540 info
  • ISA: No
  • SIPP: No

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Halifax offers better pricing than Revolut for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Halifax would cost £83.50 per year, while Revolut would cost £0 per year.

12 trades per year - Halifax would cost £150 per year, while Revolut would cost £0 per year.

36 trades per year - Halifax would cost £378 per year, while Revolut would cost £47.88 per year.

120 trades per year - Halifax would cost £1,176 per year, while Revolut would cost £540 per year.

3 fund trades per year - Halifax would cost £0 per year, while Revolut would cost £0 - £540 per year.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

For UK investors exploring the world of online trading, Halifax and Revolut present contrasting choices in terms of available investment options. Halifax is well-suited for those interested in a wide range of traditional investments, offering services such as trading ETFs, corporate and government bonds, funds, and investment trusts. Additionally, Halifax provides advisor services, which can be advantageous for investors who prefer professional guidance. On the other hand, Revolut caters more to those inclined towards modern trading avenues, permitting share and cryptocurrency trading. However, Revolut does not offer access to ETFs, bonds, or funds, and lacks advisory services.

UK.StockBrokers.com ranks Halifax higher for investment choices, offering it a 5-star rating and positioning it at #7 out of 18 brokers, largely due to its varied traditional investment options. In contrast, Revolut receives a 3.5-star rating and is ranked #19, reflecting its more limited, albeit modern-focused, investment offerings. Ultimately, the choice between Halifax and Revolut boils down to whether an investor prioritizes traditional investment vehicles and advisory support or prefers direct access to shares and cryptocurrencies.

Feature Halifax logoHalifax
Revolut logoRevolut
Share Trading info No Yes
CFD Trading info No No
ETFs info Yes No
Funds info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info No Yes
Advisor Services info Yes No
Investment Choices 5/5 Stars 3.5/5 Stars

Featured Offers


4.5/5 Stars

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4.5/5 Stars

Low-cost US and UK shares.

Trading Tools

When comparing Halifax and Revolut for online trading in the UK, both platforms provide a basic experience but differ in certain features. Neither Halifax nor Revolut offers the ability to display corporate events like earnings, splits, or dividends on their charts. Furthermore, neither platform provides drawing tools, technical indicators, notes, index overlays, or stock overlays—features that are commonly desired by traders for detailed chart analysis. However, Halifax does offer a browser-based trading platform, while Revolut does not.

Both Halifax and Revolut allow traders to create alerts for stock price updates, which can be helpful for those looking to stay informed on market movements. A key difference is that Revolut offers real-time market data, providing users with up-to-date information, whereas Halifax does not support this feature. Thus, for traders who prioritize instant access to live market data, Revolut might be the more appealing option.

Feature Halifax logoHalifax
Revolut logoRevolut
Web Platform info Yes No
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 0 0
Charting - Drawing Tools info 0 0
Charting - Notes info No No
Charting - Display Corporate Events info No No
Charting - Stock Overlays info No No
Charting - Index Overlays info No No

ISAs and SIPPs

When comparing online brokers Halifax and Revolut for UK retirement accounts, Halifax emerges as the more comprehensive option. Halifax offers both Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs), making it a versatile choice for those looking to manage their retirement savings efficiently. In contrast, Revolut does not provide either ISAs or SIPPs, which limits its appeal for retirement planning compared to Halifax. For UK investors seeking flexible retirement account options, Halifax provides a broader selection of account types tailored to future financial security.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

In the UK, both Halifax and Revolut provide comprehensive mobile app options for iPhone and Android users. When comparing their app quality, Revolut receives a slight edge with a 4-star rating from UK.StockBrokers.com, while Halifax trails with a 3.5-star score. Among 18 online brokers, Revolut is placed 14th for mobile app performance, showcasing its decent usability and features. In contrast, Halifax ranks 18th, suggesting there may be room for improvement in user satisfaction or functionality. Overall, UK users seeking a solid mobile trading experience might find Revolut's app more appealing based on these evaluations.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK beginners looking to dive into investing, both Halifax and Revolut provide limited educational resources, offering no webinars or on-demand sessions and lacking coverage on topics like share trading, funds, and retirement. Despite these similarities, Halifax and Revolut each share a 3.5-star rating for beginner education from UK.StockBrokers.com. However, Halifax slightly edges ahead in their rankings, placing 18th out of 18 brokers, while Revolut follows closely behind at 21st. Aspiring investors might benefit from exploring additional resources beyond what these two platforms currently provide.

Feature Halifax logoHalifax
Revolut logoRevolut
Client Webinars info No No
Client Webinars (Archived) info No No
Education (Share Trading) info No No
Education (Funds) info No No
Education (Retirement) info No No
Education 3.5/5 Stars 3.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

When comparing the market research features of Halifax and Revolut for UK investors, Halifax stands out by offering research reports on shares, ETFs, funds, and bonds, providing a variety of insights for those interested in comprehensive market data. Meanwhile, Revolut offers shares research and has the advantage of allowing users to see their portfolio allocation by asset class, a feature not available with Halifax. However, Revolut's research options are more limited, as it does not provide reports on ETFs, funds, or bonds, setting it apart from Halifax, which covers a broader spectrum of investment vehicles. It's important to consider these distinctions when choosing a broker based on your market research needs.

Feature Halifax logoHalifax
Revolut logoRevolut
Research - Shares info Yes Yes
Research - CFDs info No No
Research - ETFs info Yes No
Research - Bonds info Yes No
Research - Funds info Yes No
Fund Research - Research Reports info No No
Portfolio Allocation Breakdown info No Yes

Halifax vs Revolut Winner

Which broker is better overall, Halifax or Revolut? After collecting more than 900 data points over a 10-week period, we found Halifax to be a better trading platform overall.

If you are already a Halifax bank customer, it may be worth signing up to Halifax online share dealing for simplicity. The charges are in line with some other brokers, but more expensive than others. If you have a large investment portfolio you may benefit from the low annual management fee of £36. If you are new to Halifax, there may be a better platform for you that is cheaper and easier to open.

Feature Halifax logoHalifax
Revolut logoRevolut
Overall Rating 4/5 Stars 3.5/5 Stars
Charges & Fees 4.5/5 Stars 4/5 Stars
Investment Choices 5/5 Stars 3.5/5 Stars
Mobile App 3.5/5 Stars 4/5 Stars
Website 4/5 Stars 1/5 Stars
Ease of Use 3.5/5 Stars 4.5/5 Stars
Education 3.5/5 Stars 3.5/5 Stars

FAQs

Can you trade cryptocurrency with Halifax or Revolut?

Halifax does not offer crypto trading, whereas Revolut provides users with the capability to trade cryptocurrencies.

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Compare

0 of 5
Overall Rating Halifax Revolut
Overall Rating 4/5 Stars 3.5/5 Stars
Charges & Fees 4.5/5 Stars 4/5 Stars
Investment Choices 5/5 Stars 3.5/5 Stars
Mobile App 3.5/5 Stars 4/5 Stars
Website 4/5 Stars 1/5 Stars
Ease of Use 3.5/5 Stars 4.5/5 Stars
Education 3.5/5 Stars 3.5/5 Stars
Review Halifax Review Revolut Review
Winner check_circle
Investments Halifax Revolut
ISA info Yes No
SIPP info Yes No
Share Trading info No Yes
CFD Trading info No No
Funds info Yes No
ETFs info Yes No
Bonds - Corporate info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info No No
Advisor Services info Yes No
Trading Fees Halifax Revolut
Minimum Deposit info £0 £0 - £540 info
Share Trading: 0-9 Deals/ Month info £9.50 £0
Share Trading: 10-19 Deals/ Month info £9.50 0.25% or £1 info
Share Trading: 20+ Deals/ Month info £9.50 0.25% or £1 info
5 trades per year (£30k portfolio) info £83.50 £0 info
12 trades per year (£30k portfolio) info £150 £0 info
36 trades per year (£30k portfolio) info £378 £47.88 info
120 trades per year (£30k portfolio) info £1,176 £540 info
3 fund trades per year (£30k portfolio) info £64.50 N/A
Annual Custody Fee: £0 - £250,000 info £36 £0 - £45
Annual Custody Fee: £250K-£500K info £36 £0 - £45
Annual Custody Fee: £500,000 - £1m info £36 £0 - £45
Annual Custody Fee: £1m and over info £36 £0 - £45
Bonds - Corporate - Fee info £9.5 N/A
Bonds - Government (Gilts) - Fee info £9.5 N/A
ETFs - Fee info £9.5 N/A
Investment Trusts - Fee info £9.5 N/A
Telephone Dealing Fee info £25 N/A
Broker Screenshots Halifax Revolut
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools Halifax Revolut
Web Platform info Yes No
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 0 0
Charting - Drawing Tools info 0 0
Charting - Notes info No No
Charting - Display Corporate Events info No No
Charting - Stock Overlays info No No
Charting - Index Overlays info No No
Research Halifax Revolut
Research - Shares info Yes Yes
Research - CFDs info No No
Research - Funds info Yes No
Fund Research - Research Reports info No No
Research - ETFs info Yes No
Research - Bonds info Yes No
Portfolio Allocation Breakdown info No Yes
Education Halifax Revolut
Education (Share Trading) info No No
Education (Funds) info No No
Education (Retirement) info No No
Client Webinars info No No
Client Webinars (Archived) info No No
Overall Summary Halifax Revolut
Overall Rating 4/5 Stars 3.5/5 Stars
Charges & Fees 4.5/5 Stars 4/5 Stars
Investment Choices 5/5 Stars 3.5/5 Stars
Mobile App 3.5/5 Stars 4/5 Stars
Website 4/5 Stars 1/5 Stars
Ease of Use 3.5/5 Stars 4.5/5 Stars
Education 3.5/5 Stars 3.5/5 Stars
Review Halifax Review Revolut Review
Winner check_circle
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