Written by StockBrokers.com
In this head to head comparison of XTB vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
12 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
36 trades per year - XTB would cost £0 per year, while Revolut would cost £47.88 per year.
120 trades per year - XTB would cost £0 per year, while Revolut would cost £540 per year.
3 fund trades per year - XTB would cost £0 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When it comes to investment choices, XTB and Revolut each have their own strengths. XTB supports share trading, ETF trading, and CFD trading, making it a versatile platform for traditional stock and advanced CFD investors. On the other hand, Revolut caters to the modern investor with options for share and cryptocurrency trading, although it lacks the ability to trade ETFs and CFDs. Neither platform offers spread betting, funds trading, bonds, investment trusts, or advisor services, keeping their investment offerings quite straightforward.
In terms of ratings, XTB outshines Revolut with a 4.5-star rating from UK.StockBrokers.com, compared to Revolut's 3.5 stars. XTB is ranked 13th out of 18 brokers for Investment Choices, reflecting its broader range of trading options, while Revolut sits at 19th, indicating room for improvement in expanding its investment products beyond shares and cryptocurrencies.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | No |
| Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | Yes | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When it comes to trading tools, XTB offers a more robust platform compared to Revolut, providing features that cater to traders looking to analyze and interpret market data in detail. XTB allows users to display corporate events like earnings, splits, and dividends directly on their charts, a feature absent in Revolut. Additionally, XTB boasts 20 drawing tools and 39 technical indicators for charting, while Revolut offers none. For traders who like to annotate their findings, XTB supports adding notes to charts, a convenience Revolut does not provide.
Both XTB and Revolut offer real-time market data, and they support alerts for stock price updates, keeping traders informed of any crucial changes. However, only XTB provides a browser-based trading platform, offering greater flexibility in accessing tools and executing trades. Neither platform allows adding index or stock overlays to charts, but the comprehensive range of features and tools that XTB offers makes it a more attractive choice for those seeking an in-depth trading experience.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 0 |
| Charting - Drawing Tools | 20 | 0 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing retirement account options between online brokers XTB and Revolut, investors will find that XTB offers Individual Savings Accounts (ISAs), while Revolut does not provide this option. However, neither XTB nor Revolut offer Self-Invested Personal Pension (SIPP) accounts. For those specifically seeking ISA options, XTB presents a potential choice, whereas neither platform supports SIPP accounts for retirement savings at this time.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When it comes to mobile apps, both XTB and Revolut cater to a wide user base by offering applications for iPhone and Android devices. XTB's mobile app has garnered significant recognition, with a commendable rating of 4.5 stars from UK.StockBrokers.com. This contributes to its impressive ranking as the 6th best mobile app among 18 brokers. On the other hand, Revolut’s app, while also highly functional with a 4-star rating, is positioned at the 14th spot. For users seeking reliability and top performance in mobile trading, XTB seems to have the upper hand.
Dive deeper: Best Stock Trading Apps UK.
When comparing XTB and Revolut for beginner investor educational resources, key differences emerge. XTB stands out by providing education specifically on the topic of share trading, giving new investors a helpful starting point in their trading journey. In contrast, Revolut does not offer such specific share trading education, thus posing fewer learning opportunities for beginners in this area. Neither XTB nor Revolut offers educational webinars, whether live or archived, nor do they provide educational resources on funds or retirement topics. However, XTB is highly regarded for its educational offerings, earning a commendable 4.5-star rating from UK.StockBrokers.com, ranking it 9th out of 18 brokers for beginner education. Revolut, while still a viable option, holds a slightly lower 3.5-star rating and is ranked 21st by the same source, indicating XTB provides a more robust educational experience for novice investors.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing the market research features of online brokers XTB and Revolut, both platforms provide users with the ability to see portfolio allocation by asset class and offer shares research. However, XTB goes a step further by also offering research on ETFs and CFDs, while Revolut does not provide these options. Neither platform offers research reports for funds, nor do they provide insights into bonds. This comparison highlights XTB's slight edge in offering more diverse research tools for investors looking to delve into ETFs and CFDs.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | No |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Revolut? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
|
Revolut
|
|---|---|---|
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When comparing online brokers, XTB does not offer crypto trading, whereas Revolut provides this service, making Revolut a more comprehensive option for those interested in cryptocurrency investments.
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0 of 5| Overall Rating | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
| Investments | XTB | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Funds | No | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | Yes | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | XTB | Revolut | |
|---|---|---|---|
| Minimum Deposit | £0 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | £0 | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | £0 | £0 | |
| 12 trades per year (£30k portfolio) | £0 | £0 | |
| 36 trades per year (£30k portfolio) | £0 | £47.88 | |
| 120 trades per year (£30k portfolio) | £0 | £540 | |
| 3 fund trades per year (£30k portfolio) | N/A | N/A | |
| Annual Custody Fee: £0 - £250,000 | 0 | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | 0 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £0 - £45 | |
| Annual Custody Fee: £1m and over | 0 | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 0 | |
| Charting - Drawing Tools | 20 | 0 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | XTB | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | No | |
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
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