Written by StockBrokers.com
In this head to head comparison of XTB vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
12 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
36 trades per year - XTB would cost £0 per year, while Revolut would cost £47.88 per year.
120 trades per year - XTB would cost £0 per year, while Revolut would cost £540 per year.
3 fund trades per year - XTB would cost £0 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When it comes to investment options for UK investors, XTB offers a wider array of choices compared to Revolut. XTB allows users to trade shares, ETFs, and CFDs, offering a comprehensive suite of trading opportunities. In contrast, Revolut primarily focuses on share trading and also supports cryptocurrency trading but does not offer ETFs or CFDs. For those interested in diverse investment types, XTB shines with its ETF and CFD offerings, whereas Revolut takes the lead for crypto enthusiasts. Both platforms do not provide options for spread betting, funds trading, bonds, investment trusts, or financial advisor services.
According to UK.StockBrokers.com, XTB receives a higher rating of 4.5 stars for investment choices, ranking 13th out of 21 brokers. On the other hand, Revolut scores a 3.5-star rating and sits at the 19th position. This reflects XTB's broader selection of trading options, appealing to traders seeking a more varied portfolio. Conversely, Revolut may appeal to those prioritizing simplicity and cryptocurrency availability. Each platform has its distinct strengths, so your ideal choice depends on your investment interests and priorities.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | No |
| Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | Yes | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
In the competitive world of trading platforms, XTB and Revolut stand out with unique offerings tailored to their users' needs. XTB impresses with its feature-rich charting tools, allowing traders to display important corporate events like earnings and splits directly on their charts. With 20 drawing tools and 39 technical indicators, XTB provides a comprehensive toolkit for technical analysis. Users can further personalize their experience by adding notes to charts, though the lack of index or stock overlays is a slight downside. For those who prefer trading on a computer, XTB's browser-based platform is a convenient option, and traders also benefit from real-time market data and customizable alerts for stock price updates.
Revolut, on the other hand, offers a more straightforward approach to trading, which might appeal to users preferring simplicity over intricate tools. While it lacks advanced charting features like drawing tools and technical indicators, Revolut does provide real-time market data and the ability to create stock price alerts, ensuring traders stay informed. However, its absence of a browser-based platform may limit versatility for some users. Ultimately, XTB caters to those seeking detailed charting capabilities and a feature-rich environment, while Revolut suits traders who favour ease of use over complexity.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 0 |
| Charting - Drawing Tools | 20 | 0 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing online brokers XTB and Revolut for retirement accounts available to UK investors, XTB stands out by offering Individual Savings Accounts (ISAs), which are popular for tax-efficient investment savings. In contrast, Revolut does not provide ISA options, potentially limiting its appeal for those focused on tax advantages. However, neither XTB nor Revolut offers Self-Invested Personal Pension (SIPP) accounts, which might prompt investors to look elsewhere for more comprehensive retirement planning solutions.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When choosing an online brokerage in the UK, both XTB and Revolut offer iPhone and Android apps, but there are key differences in their mobile app performance. According to UK.StockBrokers.com, XTB's app is highly rated at 4.5 stars, placing it 6th out of 21 brokers in their Mobile Apps ranking. In contrast, Revolut's mobile app has a rating of 4 stars and is ranked 14th among the same group. This suggests that while both services provide accessible trading on your smartphone, XTB might deliver a slightly better user experience in terms of app quality and satisfaction.
Dive deeper: Best Stock Trading Apps UK.
For beginner investors looking to enhance their knowledge, XTB and Revolut present some contrasts in their educational offerings. Neither XTB nor Revolut provides educational webinars or archived sessions for on-demand viewing, which could limit learning flexibility. However, XTB distinguishes itself by offering educational resources specifically on share trading, a feature not available with Revolut. Unfortunately, both platforms lack educational content on funds and retirement, which may be a consideration for those interested in broader financial topics. Additionally, XTB receives a higher rating of 4.5 stars compared to Revolut's 3.5 stars from UK.StockBrokers.com, reflecting its superior education for beginners. In rankings, XTB is positioned at #9 out of 21 brokers for beginner education, while Revolut lies at the bottom, ranked #21. Ultimately, for novices aiming to understand more about share trading, XTB may provide a more supportive learning environment.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
If you're weighing XTB and Revolut for market research features, here's a quick comparison tailored for UK investors. Both platforms lack research reports for funds and bonds, but stand out in different areas. XTB shines with in-depth research on shares, ETFs, and CFDs, while Revolut covers shares only. Both offer tools to view portfolio allocation by asset class, helping investors better understand their holdings. When considering CFDs and ETFs, XTB has the edge with Revolut not extending research in those areas. Neither platform provides extensive research on funds and bonds, so if these are priorities, you might need to look elsewhere.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | No |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Revolut? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Revolut
|
|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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When comparing online brokers, XTB does not offer crypto trading, whereas Revolut provides this service, making Revolut a more comprehensive option for those interested in cryptocurrency investments.
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0 of 5| Overall Rating | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
| Investments | XTB | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Funds | No | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | Yes | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | XTB | Revolut | |
|---|---|---|---|
| Minimum Deposit | £0 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | £0 | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | £0 | £0 | |
| 12 trades per year (£30k portfolio) | £0 | £0 | |
| 36 trades per year (£30k portfolio) | £0 | £47.88 | |
| 120 trades per year (£30k portfolio) | £0 | £540 | |
| 3 fund trades per year (£30k portfolio) | N/A | N/A | |
| Annual Custody Fee: £0 - £250,000 | 0 | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | 0 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £0 - £45 | |
| Annual Custody Fee: £1m and over | 0 | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 0 | |
| Charting - Drawing Tools | 20 | 0 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | XTB | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | No | |
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Revolut | |
|---|---|---|---|
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
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