Written by StockBrokers.com
In this head to head comparison of XTB vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Revolut for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
For UK investors comparing XTB and Revolut, both platforms offer share trading options, yet differ notably in their additional offerings. XTB stands out with its access to ETFs and CFDs, providing a more comprehensive range of investment choices. On the other hand, Revolut extends its investment avenues into crypto trading, offering a gateway for those interested in digital currencies. However, neither platform provides options for funds, corporate or government bonds, or investment trusts.
In terms of investment choice ratings, XTB earns a favorable 4.5 stars from UK.StockBrokers.com, securing the 13th spot out of 21 brokers. In comparison, Revolut receives a 3.5-star rating, ranking at 19th place. With both platforms not offering advisor services, investors are encouraged to leverage the available tools and resources for informed trading decisions.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | No |
| Mutual Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
UK investors comparing XTB vs Revolut for trading tools will find XTB far stronger for charting and analysis. XTB shows corporate events on charts (earnings, splits, dividends), includes four drawing tools and 13 technical indicators, lets you add notes, and supports both index and stock overlays. Revolut, by contrast, does not display corporate events and offers no drawing tools, indicators, overlays, or the ability to add notes to charts.
On platforms and alerts, XTB provides a browser-based trading platform, while Revolut does not offer web trading. Both brokers deliver real-time market data. If price alerts matter to you, Revolut supports stock price alerts; XTB does not. In short, choose XTB for deeper chart work, or Revolut if you mainly want an app with simple alerts.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 13 | 0 |
| Charting - Drawing Tools | 4 | 0 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | Yes | No |
When comparing online brokers XTB and Revolut for retirement accounts available to UK investors, XTB stands out by offering Individual Savings Accounts (ISAs), which are popular for tax-efficient investment savings. In contrast, Revolut does not provide ISA options, potentially limiting its appeal for those focused on tax advantages. However, neither XTB nor Revolut offers Self-Invested Personal Pension (SIPP) accounts, which might prompt investors to look elsewhere for more comprehensive retirement planning solutions.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When choosing an online brokerage in the UK, both XTB and Revolut offer iPhone and Android apps, but there are key differences in their mobile app performance. According to UK.StockBrokers.com, XTB's app is highly rated at 4.5 stars, placing it 6th out of 21 brokers in their Mobile Apps ranking. In contrast, Revolut's mobile app has a rating of 4 stars and is ranked 14th among the same group. This suggests that while both services provide accessible trading on your smartphone, XTB might deliver a slightly better user experience in terms of app quality and satisfaction.
Dive deeper: Best Stock Trading Apps UK.
For beginner investors looking to enhance their knowledge, XTB and Revolut present some contrasts in their educational offerings. Neither XTB nor Revolut provides educational webinars or archived sessions for on-demand viewing, which could limit learning flexibility. However, XTB distinguishes itself by offering educational resources specifically on share trading, a feature not available with Revolut. Unfortunately, both platforms lack educational content on funds and retirement, which may be a consideration for those interested in broader financial topics. Additionally, XTB receives a higher rating of 4.5 stars compared to Revolut's 3.5 stars from UK.StockBrokers.com, reflecting its superior education for beginners. In rankings, XTB is positioned at #9 out of 21 brokers for beginner education, while Revolut lies at the bottom, ranked #21. Ultimately, for novices aiming to understand more about share trading, XTB may provide a more supportive learning environment.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing online broker XTB vs Revolut on market research features: both lack research reports for funds and offer no dedicated research for funds or bonds; both provide shares research; XTB adds ETFs research while Revolut does not; and only Revolut lets you view your portfolio allocation by asset class, which XTB does not support.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, XTB or Revolut? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Revolut
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|---|---|---|
| Overall Rating |
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| Mobile App |
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| Website |
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| Ease of Use |
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When comparing online brokers, XTB does not offer crypto trading, whereas Revolut provides this service, making Revolut a more comprehensive option for those interested in cryptocurrency investments.
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0 of 5| Overall Rating | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
| Investments | XTB | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | No |
| Trading Fees | XTB | Revolut | |
|---|---|---|---|
| Minimum Deposit | £1 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | £0 | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | £0 - £45 | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | £0 - £45 | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | £0 - £45 | |
| Annual Platform Fee (Funds): £1m and over | N/A | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 13 | 0 | |
| Charting - Drawing Tools | 4 | 0 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | Yes | No |
| Research | XTB | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | XTB | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
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