Written by StockBrokers.com
In this head to head comparison of XTB vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
12 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
36 trades per year - XTB would cost £0 per year, while Revolut would cost £47.88 per year.
120 trades per year - XTB would cost £0 per year, while Revolut would cost £540 per year.
3 fund trades per year - XTB would cost £0 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing investment choices between XTB and Revolut, each platform has its distinct offerings tailored for UK investors. XTB stands out with options for share trading, ETF trading, and CFD trading, whereas Revolut provides share trading and the opportunity to engage in crypto trading. While neither platform offers spread betting, trading of funds, corporate or government bonds (gilts), nor investment trusts, both provide straightforward channels for participating in financial markets.
In terms of ratings, UK.StockBrokers.com awards XTB 4.5 stars for its range of investment choices, placing it 13th out of 18 brokers. In contrast, Revolut receives a 3.5-star rating and ranks 19th, reflecting a more limited selection. Though both lack advisory services, XTB generally offers a broader spectrum of investment products suitable for those looking to diversify their portfolios in traditional markets.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | No |
| Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | Yes | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
In the competitive world of trading platforms, XTB and Revolut stand out with unique offerings tailored to their users' needs. XTB impresses with its feature-rich charting tools, allowing traders to display important corporate events like earnings and splits directly on their charts. With 20 drawing tools and 39 technical indicators, XTB provides a comprehensive toolkit for technical analysis. Users can further personalize their experience by adding notes to charts, though the lack of index or stock overlays is a slight downside. For those who prefer trading on a computer, XTB's browser-based platform is a convenient option, and traders also benefit from real-time market data and customizable alerts for stock price updates.
Revolut, on the other hand, offers a more straightforward approach to trading, which might appeal to users preferring simplicity over intricate tools. While it lacks advanced charting features like drawing tools and technical indicators, Revolut does provide real-time market data and the ability to create stock price alerts, ensuring traders stay informed. However, its absence of a browser-based platform may limit versatility for some users. Ultimately, XTB caters to those seeking detailed charting capabilities and a feature-rich environment, while Revolut suits traders who favour ease of use over complexity.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 0 |
| Charting - Drawing Tools | 20 | 0 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing online brokers XTB and Revolut for retirement accounts available to UK investors, XTB stands out by offering Individual Savings Accounts (ISAs), which are popular for tax-efficient investment savings. In contrast, Revolut does not provide ISA options, potentially limiting its appeal for those focused on tax advantages. However, neither XTB nor Revolut offers Self-Invested Personal Pension (SIPP) accounts, which might prompt investors to look elsewhere for more comprehensive retirement planning solutions.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors seeking mobile trading solutions, both XTB and Revolut offer user-friendly apps for iPhone and Android devices. XTB's mobile app has been highly rated at 4.5 stars by UK.StockBrokers.com and stands as the 6th best among 18 brokers, effectively balancing usability and functionality for traders on the go. Revolut's app, while also providing a solid mobile trading experience, is rated at 4 stars and holds the 14th spot in the same ranking, making it a reliable choice but with room for improvement compared to XTB. Whether you prioritize higher ratings and ranking or are exploring different features, both platforms cater to mobile trading needs.
Dive deeper: Best Stock Trading Apps UK.
When comparing XTB to Revolut in terms of educational resources for beginner investors, UK readers might find XTB more appealing. While neither platform offers educational webinars (live or archived), XTB provides educational material on share trading, unlike Revolut. Both platforms lack resources on funds and retirement topics. According to UK.StockBrokers.com, XTB earns a 4.5-star rating for beginner education, ranking 9th out of 18 brokers, whereas Revolut receives a 3.5-star rating, positioning it at 21st. This suggests that XTB may be a more supportive choice for those new to investing.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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|
Dive deeper: Best UK Trading Platforms for Beginners.
If you're weighing XTB and Revolut for market research features, here's a quick comparison tailored for UK investors. Both platforms lack research reports for funds and bonds, but stand out in different areas. XTB shines with in-depth research on shares, ETFs, and CFDs, while Revolut covers shares only. Both offer tools to view portfolio allocation by asset class, helping investors better understand their holdings. When considering CFDs and ETFs, XTB has the edge with Revolut not extending research in those areas. Neither platform provides extensive research on funds and bonds, so if these are priorities, you might need to look elsewhere.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | No |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Revolut? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Revolut
|
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| Overall Rating |
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| Mobile App |
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When comparing online brokers, XTB does not offer crypto trading, whereas Revolut provides this service, making Revolut a more comprehensive option for those interested in cryptocurrency investments.
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0 of 5| Overall Rating | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
| Investments | XTB | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Funds | No | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | Yes | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | XTB | Revolut | |
|---|---|---|---|
| Minimum Deposit | £0 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | £0 | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | £0 | £0 | |
| 12 trades per year (£30k portfolio) | £0 | £0 | |
| 36 trades per year (£30k portfolio) | £0 | £47.88 | |
| 120 trades per year (£30k portfolio) | £0 | £540 | |
| 3 fund trades per year (£30k portfolio) | N/A | N/A | |
| Annual Custody Fee: £0 - £250,000 | 0 | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | 0 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £0 - £45 | |
| Annual Custody Fee: £1m and over | 0 | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 0 | |
| Charting - Drawing Tools | 20 | 0 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | XTB | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | No | |
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
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