Written by StockBrokers.com
In this head to head comparison of XTB vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Revolut for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
XTB vs Revolut for UK investors: both let you trade shares and ETFs, and both offer CFD trading. Revolut also supports crypto plus corporate bonds and UK government bonds (gilts), while XTB does not. Neither platform lets you buy funds or investment trusts, and neither provides adviser services. Spread betting isn’t specified for either provider in the information given.
On investment choice, UK.StockBrokers.com rates both XTB and Revolut at 4.5 out of 5 stars. In its 21-broker table, XTB ranks #12 and Revolut #13. If you want crypto or bonds alongside shares, Revolut has the edge; if you’re focused on shares, ETFs and CFDs, both are similar, so fees, tools and ease of use may decide.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | Yes |
| ETFs | Yes | Yes |
| Mutual Funds | No | No |
| Bonds - Government (Gilts) | No | Yes |
| Investment Trusts | No | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
For UK traders weighing XTB vs Revolut for trading tools, XTB’s browser-based platform adds more on-chart context: corporate events (earnings, splits, dividends), notes, plus index and stock overlays, all with real-time data. Revolut lacks those on-chart extras and has no web platform, but it does offer real-time data; for drawing tools it has 6 vs XTB’s 4.
In technical analysis, Revolut packs many more indicators (110 vs 13) and includes price alerts, which XTB doesn’t. If you prioritise indicators and alerts on mobile, Revolut appeals; if you want event markers, overlays and the convenience of trading in a browser with the ability to annotate charts, XTB is the stronger choice.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 13 | 110 |
| Charting - Drawing Tools | 4 | 6 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | Yes | No |
XTB vs Revolut for UK investors: both offer a Stocks and Shares ISA for tax-efficient investing, but neither provides a SIPP (Self-Invested Personal Pension). If you want an ISA, you can open one with either platform; if you’re looking for a SIPP for pension savings, you’ll need a different provider.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors comparing XTB vs Revolut, both brokers offer iPhone and Android apps and each earns 4.5/5 from UK.StockBrokers.com; in its Mobile Apps ranking of 21 brokers, XTB sits at #9 while Revolut is #10, making them closely matched with XTB slightly ahead. If you want a simple way to manage investments on the go in the UK, either app is a strong choice.
Dive deeper: Best Stock Trading Apps UK.
For UK beginner investors comparing XTB and Revolut, neither broker runs live client webinars or offers on-demand webinar archives. XTB does provide education on share trading, while Revolut lacks share trading lessons, and neither covers funds or retirement topics. Reflecting this, UK.StockBrokers.com rates XTB higher for beginner education at 4.5/5 (ranked 8th of 21) versus Revolut at 3.5/5 (ranked 15th of 21). If you want straightforward share trading guidance without relying on webinars, XTB is the stronger choice, while Revolut’s learning tools are more limited for new investors.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing XTB vs Revolut on market research features, both platforms offer shares and ETF research, but neither provides fund research, bonds research, or research reports for funds, and neither lets you view your portfolio allocation by asset class. If you mainly want analysis for individual shares and ETFs, either can work, but those needing deeper fund or bond insights—or allocation tools—won’t find them here.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | No | No |
Which broker is better overall, XTB or Revolut? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.
| Feature |
XTB
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Revolut
|
|---|---|---|
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When comparing online brokers, XTB does not offer crypto trading, whereas Revolut provides this service, making Revolut a more comprehensive option for those interested in cryptocurrency investments.
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0 of 5| Overall Rating | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
| Investments | XTB | Revolut | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | Yes | |
| Mutual Funds | No | No | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | Yes | |
| Bonds - Government (Gilts) | No | Yes | |
| Investment Trusts | No | No | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | No |
| Trading Fees | XTB | Revolut | |
|---|---|---|---|
| Minimum Deposit | £0 | £0 | |
| Share Trading: 0-9 Deals/ Month | £0 | 0.25% / 0,12% or minimum €1 | |
| Share Trading: 10-19 Deals/ Month | £0 | 0.25% / 0,12% or minimum €1 | |
| Share Trading: 20+ Deals/ Month | £0 | 0.25% / 0,12% or minimum €1 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | N/A | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | N/A | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | N/A | |
| Annual Platform Fee (Funds): £1m and over | N/A | N/A | |
| Bonds - Corporate - Fee | N/A | 0.25% / 0,12% or minimum €1 | |
| Bonds - Government (Gilts) - Fee | N/A | 0.25% / 0,12% or minimum €1 | |
| ETFs - Fee | £0 | 0.25% / 0,12% or minimum €1 | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 13 | 110 | |
| Charting - Drawing Tools | 4 | 6 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | Yes | No |
| Research | XTB | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | No | No |
| Education | XTB | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
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