Written by StockBrokers.com
In this head to head comparison of XTB vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
12 trades per year - XTB would cost £0 per year, while Revolut would cost £0 per year.
36 trades per year - XTB would cost £0 per year, while Revolut would cost £47.88 per year.
120 trades per year - XTB would cost £0 per year, while Revolut would cost £540 per year.
3 fund trades per year - XTB would cost £0 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
For UK investors exploring the opportunities provided by XTB and Revolut, understanding their investment options is key. XTB excels with its comprehensive offerings, enabling share trading, ETF trading, and CFD trading. On the other hand, Revolut offers share trading and stands out with its support for cryptocurrency trading. Both platforms provide unique strengths depending on your trading interests.
When it comes to recognition, XTB takes the upper hand with a rating of 4.5 stars from UK.StockBrokers.com for its investment choices, while Revolut garners a respectable 3.5 stars. In the ranking of 21 brokers, XTB holds the 13th position compared to Revolut’s 19th place. This makes XTB a more versatile option for a broader range of financial instruments.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | |
| ETFs | Yes | |
| Funds | ||
| Bonds - Government (Gilts) | ||
| Investment Trusts | ||
| Spread Betting | Yes | |
| Crypto Trading | Yes | |
| Advisor Services | ||
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
For UK traders seeking an online brokerage with comprehensive charting tools, XTB emerges as a strong contender against Revolut. XTB not only allows users to display corporate events like earnings, splits, and dividends directly on their charts but also offers an impressive arsenal of 20 drawing tools and 39 technical indicators. Additionally, XTB users can add notes to their charts and utilize a browser-based trading platform for seamless access from anywhere. Crucially, XTB provides customizable alerts for stock price updates and real-time market data.
In contrast, Revolut offers limited charting features, lacking both drawing tools and technical indicators. While it does provide alerts for stock price updates and delivers real-time market data, traders utilizing Revolut won't find the ability to display corporate events on charts or add notes directly. For UK investors who prioritize an intricate charting setup with a wide range of tools and indicators, XTB may present a more comprehensive solution.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Web Platform | Yes | |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 0 |
| Charting - Drawing Tools | 20 | 0 |
| Charting - Notes | Yes | |
| Charting - Display Corporate Events | Yes | |
| Charting - Stock Overlays | ||
| Charting - Index Overlays |
When comparing retirement account offerings in the UK, XTB and Revolut differ notably. XTB gives investors the option to open an ISA account, which may offer tax benefits on savings. However, there's no mention of XTB providing SIPP accounts. On the other hand, details about Revolut's ISAs and SIPPs aren't provided, leaving potential investors seeking retirement account information with a gap in knowledge. Understanding these differences can help UK investors choose the platform that best fits their retirement savings needs.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When choosing an online brokerage in the UK, both XTB and Revolut offer iPhone and Android apps, but there are key differences in their mobile app performance. According to UK.StockBrokers.com, XTB's app is highly rated at 4.5 stars, placing it 6th out of 21 brokers in their Mobile Apps ranking. In contrast, Revolut's mobile app has a rating of 4 stars and is ranked 14th among the same group. This suggests that while both services provide accessible trading on your smartphone, XTB might deliver a slightly better user experience in terms of app quality and satisfaction.
Dive deeper: Best Stock Trading Apps UK.
For beginner investors seeking educational resources, XTB and Revolut provide notably different offerings. XTB excels with client webinars, offers comprehensive education on share trading, and achieves a commendable 4.5-star rating for beginner education from UK.StockBrokers.com, ranking 9th out of 21 brokers. However, it does not archive these webinars for on-demand viewing. In contrast, Revolut lacks dedicated webinars altogether and provides less robust educational support on advanced investment topics, resulting in a lower 3.5-star rating and a 21st place ranking for beginner education. Despite both platforms offering unique features, those prioritizing educational resources may find XTB better suited to their needs.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Client Webinars | ||
| Client Webinars (Archived) | ||
| Education (Share Trading) | Yes | |
| Education (Funds) | ||
| Education (Retirement) | ||
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When it comes to market research features, XTB and Revolut each provide valuable resources for UK investors, yet their offerings differ in scope. XTB excels in shares, ETFs, and CFDs research, along with a convenient view of portfolio allocation by asset class, giving investors a comprehensive insight into various markets. Revolut, while also facilitating portfolio allocation views and shares research, lacks further reports on ETFs, CFDs, funds, and bonds. Investors seeking in-depth insights across multiple asset types might find XTB the more inclusive option, whereas Revolut serves those primarily focused on share investments with basic asset allocation.
| Feature |
XTB
|
Revolut
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | |
| Research - ETFs | Yes | |
| Research - Bonds | ||
| Research - Funds | ||
| Fund Research - Research Reports | ||
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Revolut? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Revolut
|
|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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| Education |
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While Revolut offers crypto trading, XTB does not provide this feature.
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0 of 5| Overall Rating | XTB | Revolut | |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
| Investments | XTB | Revolut | |
|---|---|---|---|
| ISA | Yes | ||
| SIPP | |||
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | ||
| Funds | |||
| ETFs | Yes | ||
| Bonds - Corporate | |||
| Bonds - Government (Gilts) | |||
| Investment Trusts | |||
| Spread Betting | Yes | ||
| Crypto Trading | |||
| Advisor Services |
| Trading Fees | XTB | Revolut | |
|---|---|---|---|
| Minimum Deposit | £0 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | £0 | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | £0 | £0 | |
| 12 trades per year (£30k portfolio) | £0 | £0 | |
| 36 trades per year (£30k portfolio) | £0 | £47.88 | |
| 120 trades per year (£30k portfolio) | £0 | £540 | |
| 3 fund trades per year (£30k portfolio) | N/A | N/A | |
| Annual Custody Fee: £0 - £250,000 | 0 | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | 0 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £0 - £45 | |
| Annual Custody Fee: £1m and over | 0 | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Revolut | |
|---|---|---|---|
| Web Platform | Yes | ||
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 0 | |
| Charting - Drawing Tools | 20 | 0 | |
| Charting - Notes | Yes | ||
| Charting - Display Corporate Events | Yes | ||
| Charting - Stock Overlays | |||
| Charting - Index Overlays |
| Research | XTB | Revolut | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | ||
| Research - Funds | |||
| Fund Research - Research Reports | |||
| Research - ETFs | Yes | ||
| Research - Bonds | |||
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Revolut | |
|---|---|---|---|
| Education (Share Trading) | Yes | ||
| Education (Funds) | |||
| Education (Retirement) | |||
| Client Webinars | |||
| Client Webinars (Archived) |
| Overall Summary | XTB | Revolut | |
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| Mobile App |
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| Website |
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| Review | XTB Review | Revolut Review | |
| Winner | check_circle |
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