Written by StockBrokers.com
In this head to head comparison of Vanguard UK Investor vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Vanguard UK Investor offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £0 per year.
12 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £0 per year.
36 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £47.88 per year.
120 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £540 per year.
3 fund trades per year - Vanguard UK Investor would cost £500 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
For UK investors navigating the online brokerage landscape, Vanguard UK Investor and Revolut offer distinctly different platforms, each with their own strengths. While Revolut stands out for its modern approach, providing users access to share and crypto trading, Vanguard UK Investor focuses on more traditional avenues, allowing investment in ETFs and funds. However, neither platform offers spread betting, CFD trading, corporate bonds, government bonds, or advisor services, which might be worth considering depending on your personal investment goals.
In terms of performance, both platforms received a 3.5-star rating from UK.StockBrokers.com for their investment choices, reflecting a balanced level of satisfaction in their offerings. Interestingly, despite having the same rating, Vanguard UK Investor ranks slightly higher, coming in at 18th out of 18 brokers, just ahead of Revolut, which places at 19th. Choosing between them largely depends on whether you prefer access to traditional funds and ETFs with Vanguard or the allure of modern trading options with Revolut.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Share Trading | No | Yes |
| CFD Trading | No | No |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
|
|
Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When it comes to trading tools, both Vanguard UK Investor and Revolut offer basic features. Neither platform allows users to display corporate events like earnings, splits, or dividends on charts, nor do they provide drawing tools, technical indicators, or the ability to add notes to charts. Similarly, neither allows for index or stock overlays. However, Vanguard UK Investor provides a browser-based trading platform, offering users the flexibility to trade online without needing to download additional software.
In contrast, Revolut stands out with features that Vanguard UK Investor lacks, such as creating alerts for stock price updates and accessing real-time market data, which can be crucial for making timely trading decisions. Despite not having a browser-based platform, Revolut’s focus on real-time features may appeal to those who are keen on staying updated with market movements instantly. Overall, while both platforms have limitations in charting capabilities, each offers unique advantages that may cater to different investment preferences.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 0 | 0 |
| Charting - Drawing Tools | 0 | 0 |
| Charting - Notes | No | No |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing Vanguard UK Investor and Revolut for retirement savings, Vanguard offers a more comprehensive option tailored to UK investors. Vanguard UK Investor provides both ISA and SIPP accounts, making it an attractive choice for those looking to save tax-efficiently for retirement. In contrast, Revolut does not offer these retirement-focused accounts, which may limit options for UK savers planning for their future. Vanguard’s availability of ISA and SIPP accounts can be a decisive factor for individuals seeking to invest in their retirement with long-term tax benefits.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When choosing between Vanguard UK Investor and Revolut for mobile trading, UK users have a lot to consider. Both Vanguard UK Investor and Revolut provide mobile apps for iPhone and Android devices, making it easy to manage investments on the go. However, differences in user experience and ratings might influence your choice. According to UK.StockBrokers.com, Vanguard UK Investor's mobile app receives a rating of 3.5 out of 5 stars, while Revolut's app scores higher with 4 stars. Additionally, in the mobile app rankings among 18 brokers, Vanguard UK Investor stands at #19, whereas Revolut ranks better at #14. These insights might help you decide which platform aligns more closely with your trading needs and preferences.
Dive deeper: Best Stock Trading Apps UK.
When it comes to beginner investor educational resources, Vanguard UK Investor and Revolut offer varying benefits for UK users. Vanguard provides archived webinars, focusing on education around funds and retirement, though it does not offer content on share trading. Revolut, on the other hand, lacks these specific features, offering no education on funds or retirement. Both platforms do not host live educational webinars. According to UK.StockBrokers.com, both platforms receive a 3.5-star rating for beginner education. However, Vanguard ranks 17th out of 18 brokers, while Revolut is slightly lower at 21st in the same list.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | No | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing Vanguard UK Investor and Revolut for market research features, Vanguard UK Investor stands out with its availability of research reports for funds and in-depth research on ETFs and funds. In contrast, Revolut does not provide research reports for funds or insights into ETFs and funds, but it compensates by offering research on shares, which Vanguard does not. Both platforms allow users to view portfolio allocation by asset class, but neither offers research capabilities for CFDs or bonds, keeping some aspects on an even footing. This comparison indicates that your choice may hinge on whether shares or fund oversight is more critical to your investment strategy in the UK.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Research - Shares | No | Yes |
| Research - CFDs | No | No |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, Vanguard UK Investor or Revolut? After collecting more than 900 data points over a 10-week period, we found Vanguard UK Investor to be a better trading platform overall.
Vanguard U.K. Investor, part of one of the world's largest fund managers, is cheap and easy to use and will appeal to investors looking for inexpensive index funds for long-term investing. Its platform, however, reveals many shortcomings compared to leading brokers, particularly relating to the narrow investment selection and lack of mobile app.
| Feature |
Vanguard UK Investor
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Revolut
|
|---|---|---|
| Overall Rating |
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| Mobile App |
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| Website |
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| Ease of Use |
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When comparing online brokers, Vanguard UK Investor does not offer crypto trading options, while Revolut provides the ability to trade cryptocurrencies, appealing to investors interested in digital currencies.
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0 of 5| Overall Rating | Vanguard UK Investor | Revolut | |
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| Review | Vanguard UK Investor Review | Revolut Review | |
| Winner | check_circle |
| Investments | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | No | Yes | |
| CFD Trading | No | No | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | No | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Minimum Deposit | £500 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | N/A | £0 | |
| Share Trading: 10-19 Deals/ Month | N/A | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | N/A | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | N/A | £0 | |
| 12 trades per year (£30k portfolio) | N/A | £0 | |
| 36 trades per year (£30k portfolio) | N/A | £47.88 | |
| 120 trades per year (£30k portfolio) | N/A | £540 | |
| 3 fund trades per year (£30k portfolio) | £108 | N/A | |
| Annual Custody Fee: £0 - £250,000 | Under £32,000: £48 / Over £32,000: 0.15% | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | £375 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | £375 | £0 - £45 | |
| Annual Custody Fee: £1m and over | £375 | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | 0.02% to 0.14% | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 0 | 0 | |
| Charting - Drawing Tools | 0 | 0 | |
| Charting - Notes | No | No | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Research - Shares | No | Yes | |
| Research - CFDs | No | No | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Education (Share Trading) | No | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Overall Rating |
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| Mobile App |
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| Education |
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| Review | Vanguard UK Investor Review | Revolut Review | |
| Winner | check_circle |
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