Written by StockBrokers.com
In this head to head comparison of Vanguard UK Investor vs Revolut, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Vanguard UK Investor offers better pricing than Revolut for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £0 per year.
12 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £0 per year.
36 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £47.88 per year.
120 trades per year - Vanguard UK Investor would cost N/A per year, while Revolut would cost £540 per year.
3 fund trades per year - Vanguard UK Investor would cost £500 per year, while Revolut would cost £0 - £540 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing Vanguard UK Investor and Revolut for investment opportunities, both platforms have unique offerings suitable for different types of investors. Vanguard UK Investor focuses primarily on trading Exchange Traded Funds (ETFs) and funds, catering to investors seeking these specific investment types. On the other hand, Revolut appeals to a broader, more versatile audience, providing options for share and cryptocurrency trading, while neither platform supports spread betting, CFD trading, corporate or government bonds, and investment trusts. It's worth noting that neither offers advisory services, making them better suited to self-directed investors.
According to UK.StockBrokers.com, both Vanguard UK Investor and Revolut receive 3.5-star ratings for their investment choices. Although Vanguard ranks slightly higher at #18 among 21 brokers, followed closely by Revolut at #19, each platform has its strengths. Vanguard's focus on ETFs and funds contrasts with Revolut's inclusion of more dynamic investment options like shares and crypto. Ultimately, the choice between these brokers will depend on individual investment goals and the types of assets an investor wishes to engage with.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Share Trading | No | Yes |
| CFD Trading | No | No |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | No | No |
| Crypto Trading | No | Yes |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
When it comes to trading tools, both Vanguard UK Investor and Revolut offer basic features. Neither platform allows users to display corporate events like earnings, splits, or dividends on charts, nor do they provide drawing tools, technical indicators, or the ability to add notes to charts. Similarly, neither allows for index or stock overlays. However, Vanguard UK Investor provides a browser-based trading platform, offering users the flexibility to trade online without needing to download additional software.
In contrast, Revolut stands out with features that Vanguard UK Investor lacks, such as creating alerts for stock price updates and accessing real-time market data, which can be crucial for making timely trading decisions. Despite not having a browser-based platform, Revolut’s focus on real-time features may appeal to those who are keen on staying updated with market movements instantly. Overall, while both platforms have limitations in charting capabilities, each offers unique advantages that may cater to different investment preferences.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 0 | 0 |
| Charting - Drawing Tools | 0 | 0 |
| Charting - Notes | No | No |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing Vanguard UK Investor and Revolut for retirement savings, Vanguard offers a more comprehensive option tailored to UK investors. Vanguard UK Investor provides both ISA and SIPP accounts, making it an attractive choice for those looking to save tax-efficiently for retirement. In contrast, Revolut does not offer these retirement-focused accounts, which may limit options for UK savers planning for their future. Vanguard’s availability of ISA and SIPP accounts can be a decisive factor for individuals seeking to invest in their retirement with long-term tax benefits.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When selecting a mobile app for investing, UK users have options like Vanguard UK Investor and Revolut. Both offer iPhone and Android apps, ensuring access across popular devices. In the eyes of UK.StockBrokers.com, Revolut edges out Vanguard with a 4-star rating compared to Vanguard's 3.5 stars. This difference in user satisfaction is reflected in their respective rankings among 21 competitors, where Revolut holds the 14th spot, while Vanguard UK Investor comes in at 19th. For those prioritising mobile app performance in their investment decisions, this comparison highlights a notable lead for Revolut in user experience.
Dive deeper: Best Stock Trading Apps UK.
For beginner investors in the UK seeking educational resources, Vanguard UK Investor and Revolut offer distinct approaches. Vanguard UK Investor provides archived educational webinars, making it easier for users to learn at their own pace. They also cover topics like funds and retirement planning, which are beneficial for those new to investing. In contrast, Revolut lags behind, offering no archived webinars or specific education on these topics. Despite similar ratings of 3.5 stars from UK.StockBrokers.com, Vanguard UK Investor takes a slight edge with a higher rank of 17 out of 21 brokers for beginner education, compared to Revolut's rank of 21, highlighting its marginally better offering for novices.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | No | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing Vanguard UK Investor and Revolut for market research features, Vanguard UK Investor stands out with its availability of research reports for funds and in-depth research on ETFs and funds. In contrast, Revolut does not provide research reports for funds or insights into ETFs and funds, but it compensates by offering research on shares, which Vanguard does not. Both platforms allow users to view portfolio allocation by asset class, but neither offers research capabilities for CFDs or bonds, keeping some aspects on an even footing. This comparison indicates that your choice may hinge on whether shares or fund oversight is more critical to your investment strategy in the UK.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Research - Shares | No | Yes |
| Research - CFDs | No | No |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, Vanguard UK Investor or Revolut? After collecting more than 900 data points over a 10-week period, we found Vanguard UK Investor to be a better trading platform overall.
Vanguard U.K. Investor, part of one of the world's largest fund managers, is cheap and easy to use and will appeal to investors looking for inexpensive index funds for long-term investing. Its platform, however, reveals many shortcomings compared to leading brokers, particularly relating to the narrow investment selection and lack of mobile app.
| Feature |
Vanguard UK Investor
|
Revolut
|
|---|---|---|
| Overall Rating |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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| Education |
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When comparing online brokers, Vanguard UK Investor does not offer crypto trading options, while Revolut provides the ability to trade cryptocurrencies, appealing to investors interested in digital currencies.
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0 of 5| Overall Rating | Vanguard UK Investor | Revolut | |
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| Review | Vanguard UK Investor Review | Revolut Review | |
| Winner | check_circle |
| Investments | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | No | Yes | |
| CFD Trading | No | No | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | No | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Minimum Deposit | £500 | £0 - £540 | |
| Share Trading: 0-9 Deals/ Month | N/A | £0 | |
| Share Trading: 10-19 Deals/ Month | N/A | 0.25% or £1 | |
| Share Trading: 20+ Deals/ Month | N/A | 0.25% or £1 | |
| 5 trades per year (£30k portfolio) | N/A | £0 | |
| 12 trades per year (£30k portfolio) | N/A | £0 | |
| 36 trades per year (£30k portfolio) | N/A | £47.88 | |
| 120 trades per year (£30k portfolio) | N/A | £540 | |
| 3 fund trades per year (£30k portfolio) | £108 | N/A | |
| Annual Custody Fee: £0 - £250,000 | Under £32,000: £48 / Over £32,000: 0.15% | £0 - £45 | |
| Annual Custody Fee: £250K-£500K | £375 | £0 - £45 | |
| Annual Custody Fee: £500,000 - £1m | £375 | £0 - £45 | |
| Annual Custody Fee: £1m and over | £375 | £0 - £45 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | 0.02% to 0.14% | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 0 | 0 | |
| Charting - Drawing Tools | 0 | 0 | |
| Charting - Notes | No | No | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Research - Shares | No | Yes | |
| Research - CFDs | No | No | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Education (Share Trading) | No | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | Vanguard UK Investor | Revolut | |
|---|---|---|---|
| Overall Rating |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Education |
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| Review | Vanguard UK Investor Review | Revolut Review | |
| Winner | check_circle |
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