Your capital is at risk.
Fees
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Interactive Investor offers better pricing than Vanguard UK Investor for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Interactive Investor would cost £79.83 per year, while Vanguard UK Investor would cost N/A per year.
12 trades per year - Interactive Investor would cost £59.88 / £107.76 per year, while Vanguard UK Investor would cost N/A per year.
36 trades per year - Interactive Investor would cost £59.88 / £203.52 per year, while Vanguard UK Investor would cost N/A per year.
120 trades per year - Interactive Investor would cost £59.88 / £538.68 per year, while Vanguard UK Investor would cost N/A per year.
3 fund trades per year - Interactive Investor would cost £0 per year, while Vanguard UK Investor would cost £500 per year.
Investment Choices
Interactive Investor and Vanguard UK Investor offer UK investors a range of options, each catering to distinct preferences. Interactive Investor provides a wider selection for those looking to trade shares, exchange-traded funds (ETFs), funds, corporate bonds, government bonds (gilts), and investment trusts, making it a versatile choice for diverse investment needs. They receive a glowing 5-star rating and rank 3rd out of 21 brokers for investment choices by UK.StockBrokers.com, underscoring their strong market appeal.
In contrast, Vanguard UK Investor focuses primarily on ETFs and funds. Although they don't offer share trading, trading of corporate or government bonds, and investment trusts, they remain a popular choice for investors prioritizing low-cost fund options. Vanguard UK Investor's investment offerings earn them a 3.5-star rating and an 18th place ranking. While they may not provide the breadth of options seen with Interactive Investor, their focus on ETFs and funds can be ideal for those seeking straightforward, low-fee investment avenues.
Feature |
Interactive Investor
|
Vanguard UK Investor
|
Share Trading
info
|
Yes
|
|
CFD Trading
info
|
|
|
ETFs
info
|
Yes
|
Yes
|
Funds
info
|
Yes
|
Yes
|
Bonds - Government (Gilts)
info
|
Yes
|
|
Investment Trusts
info
|
Yes
|
|
Spread Betting
info
|
|
|
Crypto Trading
info
|
|
|
Advisor Services
info
|
|
|
Investment Choices
|
|
|
Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
Trading Tools
When comparing the trading tools of Interactive Investor with Vanguard UK Investor, Interactive Investor stands out as a more feature-rich platform. It offers the ability to display corporate events on charts, providing users with comprehensive insights into earnings, splits, and dividends. Users can enhance their charting experience with 18 drawing tools and a whopping 104 technical indicators, allowing for detailed analysis. Additional features such as adding notes, index overlays, and stock overlays to charts are also available, making it a preferred choice for investors seeking an in-depth understanding of the market.
In contrast, Vanguard UK Investor falls short in terms of charting capabilities, as it provides no drawing tools or technical indicators. While both platforms offer a browser-based trading platform, Interactive Investor goes the extra mile by offering stock price alerts and real-time market data, tools that are not available on Vanguard UK Investor. For UK investors looking for a comprehensive trading toolset, Interactive Investor appears to offer a more equipped platform.
Feature |
Interactive Investor
|
Vanguard UK Investor
|
Web Platform
info
|
Yes
|
Yes
|
Stock Alerts
info
|
Yes
|
|
Charting - Indicators / Studies
info
|
104
|
0
|
Charting - Drawing Tools
info
|
18
|
0
|
Charting - Notes
info
|
Yes
|
|
Charting - Display Corporate Events
info
|
Yes
|
|
Charting - Stock Overlays
info
|
Yes
|
|
Charting - Index Overlays
info
|
Yes
|
|
ISAs and SIPPs
Interactive Investor and Vanguard UK Investor both provide attractive options for those in the UK looking to invest for retirement through accounts like ISAs and SIPPs. Interactive Investor offers both these retirement account types, giving investors the flexibility to save tax efficiently through an Individual Savings Account (ISA) or manage their pension with a Self-Invested Personal Pension (SIPP). Likewise, Vanguard UK Investor also provides access to ISAs and SIPPs, making it a viable alternative for those seeking straightforward investment solutions for their retirement planning. Both platforms aim to simplify investment experiences, allowing UK investors to build their retirement savings effectively. By offering these account types, both Interactive Investor and Vanguard UK Investor position themselves as strong contenders in the online brokerage sphere, catering to the specific retirement needs of UK investors.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
Mobile App
When comparing the mobile app offerings of Interactive Investor and Vanguard UK Investor, both provide convenient options for iPhone and Android users in the UK. However, Interactive Investor takes the lead, earning an impressive 4.5-star rating from UK.StockBrokers.com and securing the 7th spot out of 21 brokers for mobile app performance. In contrast, Vanguard UK Investor's app is rated at 3.5 stars and ranks 19th. This indicates that while both brokers cater to mobile-savvy investors, Interactive Investor's app offers a more highly regarded user experience.
Dive deeper: Best Stock Trading Apps UK.
Beginners and Education
When comparing the beginner investor educational resources offered by Interactive Investor and Vanguard UK Investor, several key differences emerge. Both platforms provide educational webinars, with on-demand viewing available, making learning flexible. Interactive Investor excels in offering resources on a range of topics such as share trading, fund investments, and retirement planning, while Vanguard mainly focuses on funds and retirement. This comprehensive approach is reflected in Interactive Investor's UK.StockBrokers.com rating, where it scores 5 stars and ranks 2nd out of 21 brokers for beginner education. In contrast, Vanguard UK Investor has a 3.5-star rating and ranks 17th. Thus, beginners might find Interactive Investor more advantageous for a wider scope of educational content.
Feature |
Interactive Investor
|
Vanguard UK Investor
|
Client Webinars
info
|
Yes
|
|
Client Webinars (Archived)
info
|
Yes
|
Yes
|
Education (Share Trading)
info
|
Yes
|
|
Education (Funds)
info
|
Yes
|
Yes
|
Education (Retirement)
info
|
Yes
|
Yes
|
Education
|
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
Market Research
When it comes to market research features, both Interactive Investor and Vanguard UK Investor have their strong points for UK investors. Both platforms provide access to research reports for funds, allowing investors to make informed decisions. Additionally, they offer the ability to view portfolio allocation by asset class, which helps in understanding the distribution of investments. However, Interactive Investor stands out by offering shares and bonds research, whereas Vanguard UK Investor does not provide these specific features. Both platforms do offer ETFs and funds research, ensuring that investors have the necessary insights for these assets. Neither offers CFDs research, so those seeking this service will need to look elsewhere. Overall, Interactive Investor may cater better to those interested in shares and bonds, whereas Vanguard UK Investor offers solid foundational research for funds and ETFs.
Feature |
Interactive Investor
|
Vanguard UK Investor
|
Research - Shares
info
|
Yes
|
|
Research - CFDs
info
|
|
|
Research - ETFs
info
|
Yes
|
Yes
|
Research - Bonds
info
|
Yes
|
|
Research - Funds
info
|
Yes
|
Yes
|
Fund Research - Research Reports
info
|
Yes
|
Yes
|
Portfolio Allocation Breakdown
info
|
Yes
|
Yes
|
Interactive Investor vs Vanguard UK Investor Winner
Which broker is better overall, Interactive Investor or Vanguard UK Investor? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.
The standout feature at Interactive Investor (ii) is its low flat-rate fees. Other investment platforms typically favour percentage fees for fund investing, although more brokers are now opting for flat fees. Our view is that Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.
FAQs
Can you trade cryptocurrency with Interactive Investor or Vanguard UK Investor?
Interactive Investor and Vanguard UK Investor both do not offer crypto trading, making them similar in terms of cryptocurrency investment options.
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Investments
|
Interactive Investor |
Vanguard UK Investor |
|
ISA info
|
Yes
|
Yes
|
|
SIPP info
|
Yes
|
Yes
|
|
Share Trading info
|
Yes
|
|
|
CFD Trading info
|
|
|
|
Funds info
|
Yes
|
Yes
|
|
ETFs info
|
Yes
|
Yes
|
|
Bonds - Corporate info
|
Yes
|
|
|
Bonds - Government (Gilts) info
|
Yes
|
|
|
Investment Trusts info
|
Yes
|
|
|
Spread Betting info
|
|
|
|
Crypto Trading info
|
|
|
|
Advisor Services info
|
|
|
|
Trading Fees
|
Interactive Investor |
Vanguard UK Investor |
|
Minimum Deposit info
|
£0
|
£500
|
|
Share Trading: 0-9 Deals/ Month info
|
£3.99
|
N/A
|
|
Share Trading: 10-19 Deals/ Month info
|
£3.99
|
N/A
|
|
Share Trading: 20+ Deals/ Month info
|
£3.99
|
N/A
|
|
5 trades per year (£30k portfolio) info
|
£79.83
|
N/A
|
|
12 trades per year (£30k portfolio) info
|
£59.88 / £107.76
|
N/A
|
|
36 trades per year (£30k portfolio) info
|
£59.88 / £203.52
|
N/A
|
|
120 trades per year (£30k portfolio) info
|
£59.88 / £538.68
|
N/A
|
|
3 fund trades per year (£30k portfolio) info
|
£71.85
|
£108
|
|
Annual Custody Fee: £0 - £250,000 info
|
£59.88 - £143.88
|
Under £32,000: £48 / Over £32,000: 0.15%
|
|
Annual Custody Fee: £250K-£500K info
|
£143.88
|
£375
|
|
Annual Custody Fee: £500,000 - £1m info
|
£143.88
|
£375
|
|
Annual Custody Fee: £1m and over info
|
£143.88
|
£375
|
|
Bonds - Corporate - Fee info
|
£3.99
|
N/A
|
|
Bonds - Government (Gilts) - Fee info
|
£3.99
|
N/A
|
|
ETFs - Fee info
|
£3.99
|
0.02% to 0.14%
|
|
Investment Trusts - Fee info
|
£3.99
|
N/A
|
|
Telephone Dealing Fee info
|
£49
|
N/A
|
|
Broker Screenshots
|
Interactive Investor |
Vanguard UK Investor |
|
Website Gallery (click to expand) |
|
|
|
Mobile Trading Apps Gallery (click to expand) |
|
|
|
Education Gallery (click to expand) |
|
|
|
Platforms & Tools
|
Interactive Investor |
Vanguard UK Investor |
|
Web Platform info
|
Yes
|
Yes
|
|
iPhone App info
|
Yes
|
Yes
|
|
Android App info
|
Yes
|
Yes
|
|
Stock Alerts info
|
Yes
|
|
|
Charting - Indicators / Studies info
|
104
|
0
|
|
Charting - Drawing Tools info
|
18
|
0
|
|
Charting - Notes info
|
Yes
|
|
|
Charting - Display Corporate Events info
|
Yes
|
|
|
Charting - Stock Overlays info
|
Yes
|
|
|
Charting - Index Overlays info
|
Yes
|
|
|
Research
|
Interactive Investor |
Vanguard UK Investor |
|
Research - Shares info
|
Yes
|
|
|
Research - CFDs info
|
|
|
|
Research - Funds info
|
Yes
|
Yes
|
|
Fund Research - Research Reports info
|
Yes
|
Yes
|
|
Research - ETFs info
|
Yes
|
Yes
|
|
Research - Bonds info
|
Yes
|
|
|
Portfolio Allocation Breakdown info
|
Yes
|
Yes
|
|
Education
|
Interactive Investor |
Vanguard UK Investor |
|
Education (Share Trading) info
|
Yes
|
|
|
Education (Funds) info
|
Yes
|
Yes
|
|
Education (Retirement) info
|
Yes
|
Yes
|
|
Client Webinars info
|
Yes
|
|
|
Client Webinars (Archived) info
|
Yes
|
Yes
|
|
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