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XTB vs Saxo UK 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of XTB vs Saxo UK, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No
Saxo UK
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Saxo UK for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

XTB vs Saxo UK: both brokers let you trade shares, ETFs and CFDs. The key differences are in wider investment choice. XTB does not offer crypto, funds, corporate bonds, gilts or investment trusts, while Saxo UK offers all of these, plus crypto trading. Adviser services are not available at either broker. Spread betting was not specified in the information provided.

For investment choices, UK.StockBrokers.com rates XTB at 4.5/5 (ranked 12 of 21) and Saxo UK at 5/5 (ranked 2 of 21). If you mainly want share dealing, ETFs and CFDs, XTB covers the basics; if you also want access to crypto, funds, bonds, gilts and investment trusts, Saxo UK offers a broader range.

Feature XTB logoXTB
Saxo UK logoSaxo UK
Share Trading info Yes Yes
CFD Trading info Yes Yes
ETFs info Yes Yes
Mutual Funds info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info No Yes
Advisor Services info No No
Investment Choices 4.5/5 Stars 5/5 Stars

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Trading Tools

XTB vs Saxo UK: for charting tools, XTB lets you display corporate events on charts and add notes, index overlays and stock overlays. Saxo UK doesn’t show corporate events, notes or index overlays, but it offers far more drawing tools (20 vs XTB’s 4) and technical indicators (64 vs 13). Both support stock overlays.

Both brokers provide a browser-based platform. Saxo UK supports price alerts, while XTB does not. If you want real-time market data, XTB includes it, whereas Saxo UK does not. In short, choose XTB for live data and corporate-event context, or Saxo UK for a deeper set of charting tools and alerts.

Feature XTB logoXTB
Saxo UK logoSaxo UK
Web Platform info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 64
Charting - Drawing Tools info 4 20
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info Yes No

ISAs and SIPPs

For UK investors comparing XTB vs Saxo UK on retirement accounts, both offer a Stocks and Shares ISA (XTB ISA and Saxo UK ISA), but only Saxo UK provides a Self-Invested Personal Pension (SIPP), while XTB does not offer a SIPP. Choose either broker for an ISA, but if you want both an ISA and a SIPP in one place, Saxo UK is the better fit.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

Comparing XTB and Saxo UK for mobile trading in the UK: both brokers offer iPhone and Android apps. According to UK.StockBrokers.com, XTB’s mobile app is rated 4.5 out of 5 stars and ranks 9th out of 21 brokers, while Saxo UK’s app is rated 5 out of 5 stars and ranks #1. If top-rated mobile performance is your priority, Saxo UK leads, while XTB remains a well-rated choice for those who prefer its platform and features.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

Comparing beginner investor education at online brokers XTB and Saxo UK: XTB provides helpful share trading content but offers no client webinars, no on-demand replays, and no education on funds or retirement. Saxo UK runs educational webinars with an on-demand archive and covers share trading, funds, and retirement. Reflecting the breadth of learning, UK.StockBrokers.com rates XTB 4.5/5 (ranked 8th of 21) and Saxo UK 5/5 (ranked 2nd of 21). If you want webinars and wider topics, Saxo UK is the stronger pick; if you mainly want share trading education, XTB can still suit.

Feature XTB logoXTB
Saxo UK logoSaxo UK
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Education 4.5/5 Stars 5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

Comparing online broker XTB vs Saxo UK for market research: both provide shares and ETF research, but Saxo UK goes further with bond research plus fund research and dedicated fund reports, which XTB lacks. Saxo UK also lets you view portfolio allocation by asset class, helping UK investors understand exposure, while XTB does not offer this. If you only need shares and ETF insights, either broker fits; for wider coverage across bonds and funds and clearer allocation tools, Saxo UK has the edge.

Feature XTB logoXTB
Saxo UK logoSaxo UK
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Portfolio Allocation Breakdown info No Yes

XTB vs Saxo UK Winner

Which broker is better overall, XTB or Saxo UK? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.

XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.

Feature XTB logoXTB
Saxo UK logoSaxo UK
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4.5/5 Stars 5/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4/5 Stars
Education 4.5/5 Stars 5/5 Stars

FAQs

Can you trade cryptocurrency with XTB or Saxo UK?

When comparing online brokers XTB and Saxo UK for crypto trading, only Saxo UK offers cryptocurrency trading, whereas XTB does not.

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Overall Rating XTB Saxo UK
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4.5/5 Stars 5/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Saxo UK Review
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Investments XTB Saxo UK
ISA info Yes Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes Yes
Mutual Funds info No Yes
ETFs info Yes Yes
Bonds - Corporate info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info
Advisor Services info No No
Trading Fees XTB Saxo UK
Minimum Deposit info £0 £0
Share Trading: 0-9 Deals/ Month info £0 $1 / £3 / €3
Share Trading: 10-19 Deals/ Month info £0 $1 / £3 / €3
Share Trading: 20+ Deals/ Month info £0 $1 / £3 / €3
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info N/A 0.4%, 0.2%, 0.1% info
Annual Platform Fee (Funds): £250K-£500K info N/A 0.4%, 0.2%, 0.1%
Annual Platform Fee (Funds): £500,000 - £1m info N/A 0.4%, 0.2%, 0.1%
Annual Platform Fee (Funds): £1m and over info N/A 0.4%, 0.2%, 0.1%
Bonds - Corporate - Fee info N/A €20 minimum
Bonds - Government (Gilts) - Fee info N/A €20 minimum
ETFs - Fee info £0 From $1
Investment Trusts - Fee info N/A 0.03/0.06/0.08%
Telephone Dealing Fee info N/A £50
Broker Screenshots XTB Saxo UK
Website Gallery (click to expand)
Home page of the XTB xStation 5 web app. A trade ticket for purchasing Tesla on the xStation 5 web app. An example commission cost for purchasing £350,000 worth of shares on the xStation 5 web app. Full view of the trade ticket pop-up dialog on the xStation 5 web app. Viewing a ESG rating chart for Persimmon stock on the xStation 5 web app. XTB UK xStation5 platform share trading news headlines. XTB UK xStation5 platform share trading charts. XTB UK xStation5 platform share trading ticket window. XTB UK xStation5 platform share trading markets. XTB UK xStation5 platform sentiment. XTB UK xStation5 platform share trading economic calendar. XTB UK xStation5 platform share trading heat map. XTB UK xStation5 dividend calendar. XTB UK client dashboard portal messages.
SaxoInvestor home page on the web. A watchlist of stocks on SaxoInvestor web app. Saxo home screen. Saxo web research home. Saxo stock information Rightmove. Saxo research home. Saxo Microsoft shares costs.
Mobile Trading Apps Gallery (click to expand)
Home tab of the XTB mobile app. Viewing the stock chart of Tesla shares on the XTB mobile app. Viewing the Tesla stock chart and trade ticket in the XTB mobile app. Purchasing Tesla stock and viewing the trade ticket costs on the XTB mobile app. Viewing key financial information about Tesla shares on the XTB mobile app. The Discover tab on the XTB mobile app.
Home page of the SaxoInvestor mobile app. Markets tab of the SaxoInvestor mobile app showing the most popular stocks. Markets tab of the SaxoInvestor mobile app showing various indices. Individual stock chart on the SaxoInvestor mobile app. Example of a trade ticket showing trading fees on the SaxoInvestor mobile app. Watchlist of mining stocks on the SaxoInvestor mobile app. A list of thematic watchlists on the SaxoInvestor mobile app.
Education Gallery (click to expand)
Education tab on the XTB mobile app. XTB education. XTB UK xStation5 platform share trading educational video detail. XTB UK share trading research videos YouTube playlist detail. XTB UK share trading educational videos YouTube playlist.
Saxo education Saxo education Saxo education Saxo TraderGo SaxoSelect Saxo TraderGo webinars
Platforms & Tools XTB Saxo UK
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 64
Charting - Drawing Tools info 4 20
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info Yes No
Research XTB Saxo UK
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Portfolio Allocation Breakdown info No Yes
Education XTB Saxo UK
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Overall Summary XTB Saxo UK
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4.5/5 Stars 5/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Saxo UK Review
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