XTB vs CMC Invest 2026
In this head to head comparison of XTB vs CMC Invest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs CMC Invest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than CMC Invest for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
XTB vs CMC Invest: both offer UK share dealing and ETFs, and neither supports crypto trading, corporate bonds, gilts or adviser services. The key differences are product scope—XTB includes CFD trading (not available at CMC Invest), while CMC Invest offers funds and investment trusts (not available at XTB).
For investment choice, UK.StockBrokers.com rates XTB at 4.5/5 (ranked 12th of 21) and CMC Invest at 4/5 (ranked 14th of 21). If you want CFDs, XTB fits; if you want funds and investment trusts, CMC Invest is the better match.
| Feature |
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CMC Invest
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|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Mutual Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
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Comparing XTB vs CMC Invest for trading tools in the UK: XTB clearly leads on charting. It lets you display corporate events (earnings, splits, dividends) on charts, add notes, and apply both index and stock overlays. XTB also includes 4 drawing tools and 13 technical indicators, while CMC Invest currently offers none of these charting features.
On platforms and data, XTB provides a browser-based trading platform and real-time market data. CMC Invest also provides real-time market data and stands out for price alerts on shares, but it lacks a browser-based platform. If you prioritise deep charting, XTB may fit better; if price alerts are key, CMC Invest covers that need.
| Feature |
|
CMC Invest
|
|---|---|---|
| Web Platform | Yes | No |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 13 | 0 |
| Charting - Drawing Tools | 4 | 0 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | Yes | No |
For UK investors evaluating retirement account options, both XTB and CMC Invest offer ISA accounts, allowing you to save and invest tax-efficiently. While XTB provides this popular investment option, it lacks SIPP accounts, which are a versatile retirement savings choice. In contrast, CMC Invest not only offers ISA accounts but also provides SIPP options, catering to those looking for flexible pension solutions. These differences might influence your decision, depending on whether a broader range of retirement accounts is important to your financial planning strategy.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors comparing mobile apps, both XTB and CMC Invest offer iPhone and Android apps, but XTB scores higher: UK.StockBrokers.com rates XTB’s mobile app 4.5 out of 5 stars and ranks it 9th out of 21 brokers, while CMC Invest earns 3.5 stars and ranks 13th. If you want a higher-rated trading app on iOS or Android, XTB edges CMC Invest based on these UK rankings.
Dive deeper: Best Stock Trading Apps UK.
For UK beginners comparing XTB vs CMC Invest, XTB offers stronger overall education, earning 4.5/5 stars and ranking 8th of 21 on UK.StockBrokers.com, while CMC Invest scores 2.5/5 and ranks 16th. Both brokers provide share trading education and neither covers funds, and neither offers client webinars or on-demand webinar replays. However, CMC Invest includes retirement education, which XTB lacks. Choose XTB for broader beginner support, or CMC Invest if retirement-focused learning matters most.
| Feature |
|
CMC Invest
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | No |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
Comparing XTB vs CMC Invest for market research in the UK: both brokers offer shares and ETF research, but neither provides bond research, fund research reports, or a portfolio allocation by asset class view. The key difference is funds coverage—CMC Invest includes dedicated funds research, while XTB does not. If you focus on shares and ETFs, both platforms cover the basics; if you need insights on funds, CMC Invest has the edge.
| Feature |
|
CMC Invest
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | No |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | No | No |
Which broker is better overall, XTB or CMC Invest? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.
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CMC Invest
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Both XTB and CMC Invest do not offer crypto trading options to their users.
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↓×Compare
0 of 5| Overall Rating | XTB | CMC Invest | |
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| Review | XTB Review | CMC Invest Review | |
| Winner | check_circle |
| Investments | XTB | CMC Invest | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | No |
| Trading Fees | XTB | CMC Invest | |
|---|---|---|---|
| Minimum Deposit | £0 | £1 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 | |
| Share Trading: 10-19 Deals/ Month | £0 | £0 | |
| Share Trading: 20+ Deals/ Month | £0 | £0 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | £83.88 / £131.88 | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | £83.88 / £131.88 | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | £83.88 / £131.88 | |
| Annual Platform Fee (Funds): £1m and over | N/A | £83.88 / £131.88 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £0 | |
| Investment Trusts - Fee | N/A | £0 | |
| Telephone Dealing Fee | N/A | £0 |
| Broker Screenshots | XTB | CMC Invest | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
| Platforms & Tools | XTB | CMC Invest | |
|---|---|---|---|
| Web Platform | Yes | No | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 13 | 0 | |
| Charting - Drawing Tools | 4 | 0 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | Yes | No |
| Research | XTB | CMC Invest | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | No | No |
| Education | XTB | CMC Invest | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | CMC Invest | |
|---|---|---|---|
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| Review | XTB Review | CMC Invest Review | |
| Winner | check_circle |