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XTB vs CMC Invest 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of XTB vs CMC Invest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No
CMC Invest
3.5/5 Stars Overall
  • Minimum Deposit: £1
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than CMC Invest for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

XTB vs CMC Invest: both offer UK share dealing and ETFs, and neither supports crypto trading, corporate bonds, gilts or adviser services. The key differences are product scope—XTB includes CFD trading (not available at CMC Invest), while CMC Invest offers funds and investment trusts (not available at XTB).

For investment choice, UK.StockBrokers.com rates XTB at 4.5/5 (ranked 12th of 21) and CMC Invest at 4/5 (ranked 14th of 21). If you want CFDs, XTB fits; if you want funds and investment trusts, CMC Invest is the better match.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Share Trading info Yes Yes
CFD Trading info Yes No
ETFs info Yes Yes
Mutual Funds info No Yes
Bonds - Government (Gilts) info No No
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info No No
Advisor Services info No No
Investment Choices 4.5/5 Stars 4/5 Stars

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Trading Tools

Comparing XTB vs CMC Invest for trading tools in the UK: XTB clearly leads on charting. It lets you display corporate events (earnings, splits, dividends) on charts, add notes, and apply both index and stock overlays. XTB also includes 4 drawing tools and 13 technical indicators, while CMC Invest currently offers none of these charting features.

On platforms and data, XTB provides a browser-based trading platform and real-time market data. CMC Invest also provides real-time market data and stands out for price alerts on shares, but it lacks a browser-based platform. If you prioritise deep charting, XTB may fit better; if price alerts are key, CMC Invest covers that need.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Web Platform info Yes No
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 0
Charting - Drawing Tools info 4 0
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No

ISAs and SIPPs

For UK investors evaluating retirement account options, both XTB and CMC Invest offer ISA accounts, allowing you to save and invest tax-efficiently. While XTB provides this popular investment option, it lacks SIPP accounts, which are a versatile retirement savings choice. In contrast, CMC Invest not only offers ISA accounts but also provides SIPP options, catering to those looking for flexible pension solutions. These differences might influence your decision, depending on whether a broader range of retirement accounts is important to your financial planning strategy.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

For UK investors comparing mobile apps, both XTB and CMC Invest offer iPhone and Android apps, but XTB scores higher: UK.StockBrokers.com rates XTB’s mobile app 4.5 out of 5 stars and ranks it 9th out of 21 brokers, while CMC Invest earns 3.5 stars and ranks 13th. If you want a higher-rated trading app on iOS or Android, XTB edges CMC Invest based on these UK rankings.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK beginners comparing XTB vs CMC Invest, XTB offers stronger overall education, earning 4.5/5 stars and ranking 8th of 21 on UK.StockBrokers.com, while CMC Invest scores 2.5/5 and ranks 16th. Both brokers provide share trading education and neither covers funds, and neither offers client webinars or on-demand webinar replays. However, CMC Invest includes retirement education, which XTB lacks. Choose XTB for broader beginner support, or CMC Invest if retirement-focused learning matters most.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Client Webinars info No No
Client Webinars (Archived) info No No
Education (Share Trading) info Yes Yes
Education (Funds) info No No
Education (Retirement) info No Yes
Education 4.5/5 Stars 2.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

Comparing XTB vs CMC Invest for market research in the UK: both brokers offer shares and ETF research, but neither provides bond research, fund research reports, or a portfolio allocation by asset class view. The key difference is funds coverage—CMC Invest includes dedicated funds research, while XTB does not. If you focus on shares and ETFs, both platforms cover the basics; if you need insights on funds, CMC Invest has the edge.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info No No
Research - Funds info No Yes
Fund Research - Research Reports info No No
Portfolio Allocation Breakdown info No No

XTB vs CMC Invest Winner

Which broker is better overall, XTB or CMC Invest? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.

XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 2.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 2.5/5 Stars

FAQs

Can you trade cryptocurrency with XTB or CMC Invest?

Both XTB and CMC Invest do not offer crypto trading options to their users.

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Overall Rating XTB CMC Invest
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 2.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 2.5/5 Stars
Review XTB Review CMC Invest Review
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Investments XTB CMC Invest
ISA info Yes Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes No
Mutual Funds info No Yes
ETFs info Yes Yes
Bonds - Corporate info No No
Bonds - Government (Gilts) info No No
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info
Advisor Services info No No
Trading Fees XTB CMC Invest
Minimum Deposit info £0 £1
Share Trading: 0-9 Deals/ Month info £0 £0
Share Trading: 10-19 Deals/ Month info £0 £0
Share Trading: 20+ Deals/ Month info £0 £0
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info N/A £83.88 / £131.88 info
Annual Platform Fee (Funds): £250K-£500K info N/A £83.88 / £131.88 info
Annual Platform Fee (Funds): £500,000 - £1m info N/A £83.88 / £131.88 info
Annual Platform Fee (Funds): £1m and over info N/A £83.88 / £131.88 info
Bonds - Corporate - Fee info N/A N/A
Bonds - Government (Gilts) - Fee info N/A N/A
ETFs - Fee info £0 £0
Investment Trusts - Fee info N/A £0
Telephone Dealing Fee info N/A £0
Broker Screenshots XTB CMC Invest
Website Gallery (click to expand)
Home page of the XTB xStation 5 web app. A trade ticket for purchasing Tesla on the xStation 5 web app. An example commission cost for purchasing £350,000 worth of shares on the xStation 5 web app. Full view of the trade ticket pop-up dialog on the xStation 5 web app. Viewing a ESG rating chart for Persimmon stock on the xStation 5 web app. XTB UK xStation5 platform share trading news headlines. XTB UK xStation5 platform share trading charts. XTB UK xStation5 platform share trading ticket window. XTB UK xStation5 platform share trading markets. XTB UK xStation5 platform sentiment. XTB UK xStation5 platform share trading economic calendar. XTB UK xStation5 platform share trading heat map. XTB UK xStation5 dividend calendar. XTB UK client dashboard portal messages.
CMC Invest UK ESG profile Vanguard S&P 500 ETF. CMC Invest UK key mission. Pricing plans on the CMC Invest website. CMC Invest UK YouTube channel educational video Opto research team. CMC-Invest UK Compass bi-weekly email newsletter Opto research. CMC Invest UK mobile app research ESG risk score detail.
Mobile Trading Apps Gallery (click to expand)
Home tab of the XTB mobile app. Viewing the stock chart of Tesla shares on the XTB mobile app. Viewing the Tesla stock chart and trade ticket in the XTB mobile app. Purchasing Tesla stock and viewing the trade ticket costs on the XTB mobile app. Viewing key financial information about Tesla shares on the XTB mobile app. The Discover tab on the XTB mobile app.
CMC Invest UK mobile app watchlist. CMC Invest UK mobile app stock financials Barclays. CMC Invest UK mobile app view stock Kimball Electronics. List of stocks with a high ESG score on the CMC Invest app. CMC Invest UK mobile app ESG preferences. CMC Invest UK mobile app trade US shares. CMC Invest UK mobile app charting. CMC Invest UK mobile app home screen Discover tab on the CMC Invest app to find trading ideas. Offer screen for switching to Premium on the CMC Invest mobile app. CMC Invest UK mobile app research ESG product involvement areas. CMC Invest UK mobile app account popular shares screener. CMC Invest UK mobile app pre-defined screeners sorting. CMC Invest UK mobile app discover funds. CMC Invest UK mobile app research ESG factors. CMC Invest UK mobile app research ESG scoring.
Education Gallery (click to expand)
Education tab on the XTB mobile app. XTB education. XTB UK xStation5 platform share trading educational video detail. XTB UK share trading research videos YouTube playlist detail. XTB UK share trading educational videos YouTube playlist.
The Learn Hub on the CMC Invest website. CMC Invest UK educational content learn ETFs. CMC Invest UK education topics. CMC Invest UK educational article detail. CMC Invest UK community.
Platforms & Tools XTB CMC Invest
Web Platform info Yes No
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 0
Charting - Drawing Tools info 4 0
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research XTB CMC Invest
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info No Yes
Fund Research - Research Reports info No No
Research - ETFs info Yes Yes
Research - Bonds info No No
Portfolio Allocation Breakdown info No No
Education XTB CMC Invest
Education (Share Trading) info Yes Yes
Education (Funds) info No No
Education (Retirement) info No Yes
Client Webinars info No No
Client Webinars (Archived) info No No
Overall Summary XTB CMC Invest
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 2.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 2.5/5 Stars
Review XTB Review CMC Invest Review
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