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XTB vs CMC Invest 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025
  Fact Checked

In this head to head comparison of XTB vs CMC Invest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No
CMC Invest
3.5/5 Stars Overall
  • Minimum Deposit: £1
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than CMC Invest for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

XTB and CMC Invest both let UK investors buy and sell shares and ETFs, so each platform covers the basics for building a simple portfolio. Both also have no share dealing advice service, and neither offers crypto trading, spread betting, corporate bonds, government bonds (gilts), or advisor support. On UK.StockBrokers.com, XTB is rated 4.5 out of 5 for investment choices and ranked 12th out of 21 brokers, while CMC Invest is rated 4 out of 5 and ranked 14th.

The main difference is range. XTB offers CFD trading, which CMC Invest does not, while CMC Invest offers funds and investment trusts, which XTB does not. If you want a platform focused more on shares, ETFs and CFDs, XTB may suit you better. If you prefer access to funds and investment trusts as well as share trading, CMC Invest has the edge.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Share Trading Yes Yes
CFD Trading Yes No
ETFs Yes Yes
Mutual Funds No Yes
Bonds - Government (Gilts) No No
Investment Trusts No Yes
Spread Betting No No
Crypto Trading
Advisor Services No No
Investment Choices 4.5/5 Stars 4/5 Stars

Featured Offers


4.5/5 Stars

Low-cost US and UK shares.

4.5/5 Stars

Professional’s Gateway to the World’s Markets.

Trading Tools

Comparing XTB vs CMC Invest for trading tools in the UK: XTB clearly leads on charting. It lets you display corporate events (earnings, splits, dividends) on charts, add notes, and apply both index and stock overlays. XTB also includes 4 drawing tools and 13 technical indicators, while CMC Invest currently offers none of these charting features.

On platforms and data, XTB provides a browser-based trading platform and real-time market data. CMC Invest also provides real-time market data and stands out for price alerts on shares, but it lacks a browser-based platform. If you prioritise deep charting, XTB may fit better; if price alerts are key, CMC Invest covers that need.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Web Platform Yes No
Stock Alerts No Yes
Charting - Indicators / Studies 13 0
Charting - Drawing Tools 4 0
Charting - Notes Yes No
Charting - Display Corporate Events Yes No
Charting - Stock Overlays Yes No
Charting - Index Overlays Yes No

ISAs and SIPPs

For UK investors evaluating retirement account options, both XTB and CMC Invest offer ISA accounts, allowing you to save and invest tax-efficiently. While XTB provides this popular investment option, it lacks SIPP accounts, which are a versatile retirement savings choice. In contrast, CMC Invest not only offers ISA accounts but also provides SIPP options, catering to those looking for flexible pension solutions. These differences might influence your decision, depending on whether a broader range of retirement accounts is important to your financial planning strategy.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

For UK investors comparing mobile apps, both XTB and CMC Invest offer iPhone and Android apps, but XTB scores higher: UK.StockBrokers.com rates XTB’s mobile app 4.5 out of 5 stars and ranks it 9th out of 21 brokers, while CMC Invest earns 3.5 stars and ranks 13th. If you want a higher-rated trading app on iOS or Android, XTB edges CMC Invest based on these UK rankings.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK beginners comparing XTB vs CMC Invest, XTB offers stronger overall education, earning 4.5/5 stars and ranking 8th of 21 on UK.StockBrokers.com, while CMC Invest scores 2.5/5 and ranks 16th. Both brokers provide share trading education and neither covers funds, and neither offers client webinars or on-demand webinar replays. However, CMC Invest includes retirement education, which XTB lacks. Choose XTB for broader beginner support, or CMC Invest if retirement-focused learning matters most.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Client Webinars No No
Client Webinars (Archived) No No
Education (Share Trading) Yes Yes
Education (Funds) No No
Education (Retirement) No Yes
Education 4.5/5 Stars 2.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

Comparing XTB vs CMC Invest for market research in the UK: both brokers offer shares and ETF research, but neither provides bond research, fund research reports, or a portfolio allocation by asset class view. The key difference is funds coverage—CMC Invest includes dedicated funds research, while XTB does not. If you focus on shares and ETFs, both platforms cover the basics; if you need insights on funds, CMC Invest has the edge.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Research - Shares Yes Yes
Research - ETFs Yes Yes
Research - Bonds No No
Research - Funds No Yes
Fund Research - Research Reports No No
Portfolio Allocation Breakdown No No

XTB vs CMC Invest Winner

Which broker is better overall, XTB or CMC Invest? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.

XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.

Feature XTB logoXTB
CMC Invest logoCMC Invest
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 2.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 2.5/5 Stars

FAQs

Can you trade cryptocurrency with XTB or CMC Invest?

Both XTB and CMC Invest provide options for crypto trading, with XTB offering an extensive range of cryptocurrencies and CMC Invest delivering a streamlined platform focused on user-friendly access to digital assets.

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Compare

0 of 5
Overall Rating XTB CMC Invest
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 2.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 2.5/5 Stars
Review XTB Review CMC Invest Review
Winner check_circle
Investments XTB CMC Invest
ISA Yes Yes
SIPP No Yes
Share Trading Yes Yes
CFD Trading Yes No
Mutual Funds No Yes
ETFs Yes Yes
Bonds - Corporate No No
Bonds - Government (Gilts) No No
Investment Trusts No Yes
Spread Betting No No
Crypto Trading
Advisor Services No No
Trading Fees XTB CMC Invest
Minimum Deposit £0 £1
Share Trading: 0-9 Deals/ Month £0 £0
Share Trading: 10-19 Deals/ Month £0 £0
Share Trading: 20+ Deals/ Month £0 £0
5 trades per year (£30k portfolio)
12 trades per year (£30k portfolio)
36 trades per year (£30k portfolio)
120 trades per year (£30k portfolio)
3 fund trades per year (£30k portfolio)
Annual Platform Fee (Funds): £0 - £250,000 N/A £83.88 / £131.88
Annual Platform Fee (Funds): £250K-£500K N/A £83.88 / £131.88
Annual Platform Fee (Funds): £500,000 - £1m N/A £83.88 / £131.88
Annual Platform Fee (Funds): £1m and over N/A £83.88 / £131.88
Bonds - Corporate - Fee N/A N/A
Bonds - Government (Gilts) - Fee N/A N/A
ETFs - Fee £0 £0
Investment Trusts - Fee N/A £0
Telephone Dealing Fee N/A £0
Broker Screenshots XTB CMC Invest
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools XTB CMC Invest
Web Platform Yes No
iPhone App Yes Yes
Android App Yes Yes
Stock Alerts No Yes
Charting - Indicators / Studies 13 0
Charting - Drawing Tools 4 0
Charting - Notes Yes No
Charting - Display Corporate Events Yes No
Charting - Stock Overlays Yes No
Charting - Index Overlays Yes No
Research XTB CMC Invest
Research - Shares Yes Yes
Research - CFDs
Research - Funds No Yes
Fund Research - Research Reports No No
Research - ETFs Yes Yes
Research - Bonds No No
Portfolio Allocation Breakdown No No
Education XTB CMC Invest
Education (Share Trading) Yes Yes
Education (Funds) No No
Education (Retirement) No Yes
Client Webinars No No
Client Webinars (Archived) No No
Overall Summary XTB CMC Invest
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 2.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 2.5/5 Stars
Review XTB Review CMC Invest Review
Winner check_circle
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