XTB vs Bestinvest 2026
In this head to head comparison of XTB vs Bestinvest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs Bestinvest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Bestinvest for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Comparing XTB vs Bestinvest for UK investors: both offer share dealing and ETF trading, and neither supports crypto, corporate bonds, or gilts. XTB stands out for CFD trading, which Bestinvest does not offer. Details on spread betting for either provider were not specified.
Bestinvest caters to long-term investing with access to funds, investment trusts, and adviser services, which XTB does not provide. Both are rated 4.5 out of 5 for investment choices by UK.StockBrokers.com. XTB is ranked 12th out of 21 for investment choices, while a ranking for Bestinvest was not available. Your choice may hinge on whether you want CFDs (XTB) or funds, trusts, and guidance (Bestinvest).
| Feature |
|
Bestinvest
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Mutual Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
|
|
XTB and Bestinvest both offer browser-based platforms with notes and stock overlays on charts, but their toolsets differ. XTB lets you show corporate events such as earnings, splits, and dividends on charts and includes index overlays, which Bestinvest lacks. Bestinvest counters with more charting depth: 9 drawing tools versus XTB’s 4, and 36 technical indicators versus XTB’s 13.
For alerts and data, the trade-offs continue. Bestinvest supports alerts for stock price updates, while XTB does not. However, XTB provides real-time market data, whereas Bestinvest does not. If you value corporate events on charts, index overlays, and live data, XTB stands out; if you want more indicators, extra drawing tools, and price alerts, Bestinvest may suit you better.
| Feature |
|
Bestinvest
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 13 | 36 |
| Charting - Drawing Tools | 4 | 9 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | Yes |
| Charting - Index Overlays | Yes | No |
When comparing online brokers XTB and Bestinvest for UK investors, it's essential to examine their retirement account options. Both brokers offer Individual Savings Accounts (ISAs), providing a tax-efficient way to invest. However, when it comes to Self-Invested Personal Pensions (SIPPs), a popular choice for retirement savings, the options differ. Bestinvest supports SIPP accounts, making it a versatile choice for those looking to manage their retirement savings, while XTB does not currently offer SIPPs. This difference is crucial for investors focused on building a retirement portfolio through a SIPP.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
Comparing online brokers XTB and Bestinvest for mobile apps in the UK: both offer iPhone and Android apps, but their reviews differ. UK.StockBrokers.com rates XTB at 4.5/5 and Bestinvest at 3.5/5. XTB also ranks 9th out of 21 brokers for Mobile Apps, while no ranking is listed for Bestinvest. If app quality is a priority, XTB may be the stronger choice, though both cover iOS and Android.
Dive deeper: Best Stock Trading Apps UK.
For UK beginner investors comparing XTB to Bestinvest for education: Bestinvest provides live educational webinars and an on-demand archive, while XTB offers neither. Both cover share trading, but only Bestinvest adds guidance on funds and retirement; XTB does not. According to UK.StockBrokers.com, XTB scores 4.5/5 for beginner education and is ranked 8th of 21 brokers, whereas Bestinvest earns 5/5 (ranking not available). If you value webinars and broader topics beyond shares, Bestinvest is the more complete choice; for share trading alone, XTB still scores highly.
| Feature |
|
Bestinvest
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing market research, XTB and Bestinvest both offer shares and ETF research, and neither provides bond research. Bestinvest, however, goes further with funds research and research reports for funds, plus a clear view of portfolio allocation by asset class—features XTB does not offer. If you want insights on funds and to see how your investments are split across assets, Bestinvest is the more suitable choice, while XTB fits those focused mainly on shares and ETFs.
| Feature |
|
Bestinvest
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | No |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | Yes |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, XTB or Bestinvest? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.
| Feature |
|
Bestinvest
|
|---|---|---|
| Overall Rating |
|
|
| Charges & Fees |
|
|
| Investment Choices |
|
|
| Mobile App |
|
|
| Website |
|
|
| Ease of Use |
|
|
| Education |
|
|
Both XTB and Bestinvest do not offer cryptocurrency trading options, making them similar in terms of crypto investment opportunities for traders looking to trade digital assets.
We reviewed and compared over 20 of the top U.K. brokerage firms to create our list of the best U.K. investment platforms for beginner investors.
Elizabeth Anderson Dec 5, 2023
Choosing the best broker can be crucial to your success as a day trader in the U.K., as the needs of active traders can be drastically different from those of passive investors. See our top picks, based on hands-on testing and analysis.
Steven Hatzakis Aug 26, 2020
The best UK mobile trading apps appeal to all levels of trading skill — beginner, active trader, and longer-term investor. Check out our top picks here.
Elizabeth Anderson Oct 4, 2022
Capital.com is a U.K. broker primarily known for CFDs (contracts for difference) and spread betting. While it previously offered the chance to buy and sell shares commission-free, you can no longer buy shares directly through Capital.com. Trading is limited to an unleveraged CFD account.
Elizabeth Anderson Oct 4, 2022
Webull has a good app, desktop platform, and low fees, but is limited in the UK by offering only US stocks with no products offered from other markets.
Elizabeth Anderson Jul 20, 2024
Review Lloyds’ investing platform, ISA fees, SIPP costs, and investment options. See if Lloyds is the right low-cost choice for your portfolio.
Elizabeth Anderson Dec 5, 2023
AJ Bell review 2025: Explore ISAs, SIPPs, fees, app features, and ratings. Find out if AJ Bell is the best UK investing platform today.
Elizabeth Anderson Dec 5, 2023
Saxo review: Compare ISAs, fees, and trading tools. Discover if Saxo’s global platform is right for your investing goals today.
Elizabeth Anderson Oct 4, 2022
Trade U.K. and U.S. shares commission-free with CMC Invest. Backed by CMC Markets. Explore if it’s the right app for your portfolio today.
Elizabeth Anderson Apr 19, 2023
Robinhood is great for trading US stocks and for beginners who want to learn the basics without worrying about small trades being swallowed up by hefty fees.
Elizabeth Anderson Jul 22, 2024
Compare eToro’s ISA fees, trading costs, social trading tools, and investment options. Read our review to decide if eToro is right for you.
Elizabeth Anderson Oct 4, 2022
Charles Stanley Direct is an online investment platform where you can invest in a wide range of products, including stocks and ETFs, using various accounts like tax-advantaged ISAs and SIPPs.
Elizabeth Anderson Aug 20, 2024
Bestinvest appeals to a wide range of investors. Fees are competitive, particularly if you invest in funds or US shares, and investment options are extensive.
Elizabeth Anderson Jul 22, 2024
XTB’s low fees and solid education make it ideal for new investors. Learn more about its features and drawbacks in our full XTB review.
Elizabeth Anderson Sep 26, 2023
Fidelity offers thousands of investments and also offers financial advice for those wanting direction. My view is that Fidelity is most suited to traditional investors who hold a range of accounts through the platform.
Elizabeth Anderson Dec 5, 2023
Review Vanguard’s low fees, ISA and SIPP options, and simple long-term investing funds. See if Vanguard is the right low-cost platform for your portfolio.
Elizabeth Anderson Dec 5, 2023
Revolut offers easy app-based investing with commission-free trades and a new stocks & shares ISA. See whether Revolut is the right platform for your portfolio.
Elizabeth Anderson Jul 22, 2024
Review Freetrade’s fees, ISA costs, and investment options. Learn whether Freetrade’s commission-free trading is the right choice for your portfolio.
Elizabeth Anderson Oct 4, 2022
Barclays Smart Investor is an investment platform offered by Barclays Bank that offers a wide range of investments and accounts. Non-Barclays customers may find it complicated to open an account. Barclays is good value whether you are a beginner investor or have a large portfolio as its fees are, overall, very low.
Elizabeth Anderson Dec 5, 2023
IG is a trading platform for experienced investors, offering shares, ETFs, spread betting, and CFDs on an easy-to-use interface.
Elizabeth Anderson Oct 4, 2022
Explore Halifax Share Dealing’s flat fees, ISA options, and ready-made portfolios. Find out whether Halifax offers good value for your investing style.
Elizabeth Anderson Dec 5, 2023
Hargreaves Lansdown offers top research and a quality app but higher fees. Learn more about its features and if it’s right for your portfolio.
Elizabeth Anderson Oct 5, 2022
Interactive Investor offers flat fees, wide investment choice, and strong research tools. See who ii is best for and whether it’s the right platform for you.
Elizabeth Anderson Oct 4, 2022
Trading 212 offers commission-free trading, but lacks mutual funds. See if it’s the right low-cost platform for your investing goals.
Elizabeth Anderson Oct 4, 2022Select Brokers
↓×Compare
0 of 5| Overall Rating | XTB | Bestinvest | |
|---|---|---|---|
| Overall Rating |
|
| |
| Charges & Fees |
|
| |
| Investment Choices |
|
| |
| Mobile App |
|
| |
| Website |
|
| |
| Ease of Use |
|
| |
| Education |
|
| |
| Review | XTB Review | Bestinvest Review | |
| Winner | check_circle |
| Investments | XTB | Bestinvest | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | Yes |
| Trading Fees | XTB | Bestinvest | |
|---|---|---|---|
| Minimum Deposit | £0 | £50 | |
| Share Trading: 0-9 Deals/ Month | £0 | £0 - £4.95 | |
| Share Trading: 10-19 Deals/ Month | £0 | £0 - £4.95 | |
| Share Trading: 20+ Deals/ Month | £0 | £0 - £4.95 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | Up to £500 or £1,000 | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | £500 - £1,000 | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | £100 - £1,000 | |
| Annual Platform Fee (Funds): £1m and over | N/A | £0 | |
| Bonds - Corporate - Fee | N/A | £4.95 | |
| Bonds - Government (Gilts) - Fee | N/A | £4.95 | |
| ETFs - Fee | £0 | £4.95 | |
| Investment Trusts - Fee | N/A | £4.95 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Bestinvest | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
| Platforms & Tools | XTB | Bestinvest | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 13 | 36 | |
| Charting - Drawing Tools | 4 | 9 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | Yes | |
| Charting - Index Overlays | Yes | No |
| Research | XTB | Bestinvest | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | XTB | Bestinvest | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Bestinvest | |
|---|---|---|---|
| Overall Rating |
|
| |
| Charges & Fees |
|
| |
| Investment Choices |
|
| |
| Mobile App |
|
| |
| Website |
|
| |
| Ease of Use |
|
| |
| Education |
|
| |
| Review | XTB Review | Bestinvest Review | |
| Winner | check_circle |