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XTB vs Bestinvest 2025

StockBrokers.com

Written by StockBrokers.com

January 23, 2025

In this head to head comparison of XTB vs Bestinvest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No
Bestinvest
4/5 Stars Overall
  • Minimum Deposit: £50
  • ISA: Yes
  • SIPP: Yes

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Bestinvest for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - XTB would cost £0 per year, while Bestinvest would cost £144.75 per year.

12 trades per year - XTB would cost £0 per year, while Bestinvest would cost £119.40 - £179.40 per year.

36 trades per year - XTB would cost £0 per year, while Bestinvest would cost £238.20 - £357.60 per year.

120 trades per year - XTB would cost £0 per year, while Bestinvest would cost £654 - £714 per year.

3 fund trades per year - XTB would cost £0 per year, while Bestinvest would cost £50 per year.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

If you're considering online brokers for your investment needs in the UK, XTB and Bestinvest both bring solid options to the table, each with its own strengths. XTB offers share trading, ETF trading, and the possibility to engage in CFD trading. However, it lacks some options like crypto trading, funds, and advisory services, which might be vital for those seeking a more diverse investment portfolio. Meanwhile, Bestinvest also provides share trading along with investment in ETFs and funds, and it uniquely offers investment trusts and advisor services, but it doesn't include CFD trading as part of its suite.

When it comes to ratings, both brokers receive 4.5 stars from UK.StockBrokers.com for their investment choices. Bestinvest is ranked slightly higher at 10th place, compared to XTB’s 13th out of 18 brokers, indicating a slightly broader appeal in terms of available investment options. While XTB excels in specialized trading like CFDs, Bestinvest shines in offering a more comprehensive advisory service and a variety of funds and investment trusts, which might appeal to investors looking for guidance and wider investment choices.

Feature XTB logoXTB
Bestinvest logoBestinvest
Share Trading info Yes Yes
CFD Trading info Yes No
ETFs info Yes Yes
Funds info No Yes
Bonds - Government (Gilts) info No No
Investment Trusts info No Yes
Spread Betting info Yes No
Crypto Trading info No No
Advisor Services info No Yes
Investment Choices 4.5/5 Stars 4.5/5 Stars

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Trading Tools

When it comes to trading tools, XTB stands out with its ability to display corporate events like earnings, splits, and dividends directly on charts—a feature not available with Bestinvest. For those who enjoy charting, XTB offers 20 drawing tools compared to Bestinvest's 9, and provides 39 technical indicators opposed to Bestinvest's 36. Both platforms allow users to add notes to charts, enhancing your ability to track your trading strategies and insights over time. However, neither platform supports adding index overlays, though Bestinvest does have the option for stock overlays.

Both XTB and Bestinvest offer browser-based trading platforms and support the creation of alerts to keep you updated on stock price changes, ensuring you never miss crucial market movements. Yet, when it comes to accessing real-time market data, XTB has the edge over Bestinvest, catering to those who prioritize up-to-the-minute information for making informed decisions. Overall, while both brokers offer a solid range of tools for traders, XTB may appeal more to those looking for advanced charting capabilities and real-time data.

Feature XTB logoXTB
Bestinvest logoBestinvest
Web Platform info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 39 36
Charting - Drawing Tools info 20 9
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info No Yes
Charting - Index Overlays info No No

ISAs and SIPPs

When comparing online brokers XTB and Bestinvest for UK investors, it's essential to examine their retirement account options. Both brokers offer Individual Savings Accounts (ISAs), providing a tax-efficient way to invest. However, when it comes to Self-Invested Personal Pensions (SIPPs), a popular choice for retirement savings, the options differ. Bestinvest supports SIPP accounts, making it a versatile choice for those looking to manage their retirement savings, while XTB does not currently offer SIPPs. This difference is crucial for investors focused on building a retirement portfolio through a SIPP.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

When comparing the mobile apps offered by online brokers XTB and Bestinvest, both cater to iPhone and Android users in the UK. However, user satisfaction differs significantly according to UK.StockBrokers.com. XTB shines with a mobile app rating of 4.5 stars, ranking it 6th among 18 brokers. In contrast, Bestinvest's mobile app earns a modest rating of 3.5 stars, placing it at 16th. These rankings suggest that XTB provides a more highly regarded mobile trading experience for its users compared to Bestinvest.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

When it comes to educating beginner investors, Bestinvest stands out for UK readers. Offering educational client webinars that are available both live and on-demand, Bestinvest provides comprehensive resources covering share trading, funds, and retirement planning. In contrast, XTB offers education specifically on share trading but lacks in topics like funds and retirement. It also does not provide webinars or recorded sessions. While XTB receives a solid 4.5-star rating and ranks 9th for beginner education from UK.StockBrokers.com, Bestinvest boasts a 5-star rating and a higher 6th place rank, making it a more complete choice for beginner investors seeking to enhance their knowledge.

Feature XTB logoXTB
Bestinvest logoBestinvest
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Education 4.5/5 Stars 5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

When comparing the market research features of XTB and Bestinvest, there are several key differences and similarities to consider. Both XTB and Bestinvest provide insights into portfolio allocation by asset class and offer research on shares and ETFs, catering to investors looking to diversify their portfolios. However, while XTB excels in offering research for CFDs, Bestinvest stands out by providing in-depth reports for funds—a service not available through XTB. On the other hand, neither platform offers research on bonds, which may be a drawback for investors interested in fixed income securities. Ultimately, the choice between XTB and Bestinvest may depend on specific research needs, particularly whether one prioritizes funds or CFDs.

Feature XTB logoXTB
Bestinvest logoBestinvest
Research - Shares info Yes Yes
Research - CFDs info Yes No
Research - ETFs info Yes Yes
Research - Bonds info No No
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Portfolio Allocation Breakdown info Yes Yes

XTB vs Bestinvest Winner

Which broker is better overall, XTB or Bestinvest? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.

XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.

Feature XTB logoXTB
Bestinvest logoBestinvest
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 4.5/5 Stars 5/5 Stars

FAQs

Can you trade cryptocurrency with XTB or Bestinvest?

Both XTB and Bestinvest do not offer cryptocurrency trading options, making them similar in terms of crypto investment opportunities for traders looking to trade digital assets.

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Compare

0 of 5
Overall Rating XTB Bestinvest
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Bestinvest Review
Winner check_circle
Investments XTB Bestinvest
ISA info Yes Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes No
Funds info No Yes
ETFs info Yes Yes
Bonds - Corporate info No No
Bonds - Government (Gilts) info No No
Investment Trusts info No Yes
Spread Betting info Yes No
Crypto Trading info No No
Advisor Services info No Yes
Trading Fees XTB Bestinvest
Minimum Deposit info £0 £50
Share Trading: 0-9 Deals/ Month info £0 £0 - £4.95
Share Trading: 10-19 Deals/ Month info £0 £0 - £4.95
Share Trading: 20+ Deals/ Month info £0 £0 - £4.95
5 trades per year (£30k portfolio) info £0 £144.75
12 trades per year (£30k portfolio) info £0 £119.40 - £179.40
36 trades per year (£30k portfolio) info £0 £238.20 - £357.60
120 trades per year (£30k portfolio) info £0 £654 - £714
3 fund trades per year (£30k portfolio) info N/A £60 or £120
Annual Custody Fee: £0 - £250,000 info 0 Up to £500 or £1,000
Annual Custody Fee: £250K-£500K info 0 £500 - £1,000
Annual Custody Fee: £500,000 - £1m info 0 £100 - £1,000
Annual Custody Fee: £1m and over info 0 £0
Bonds - Corporate - Fee info N/A £4.95
Bonds - Government (Gilts) - Fee info N/A £4.95
ETFs - Fee info £0 £4.95
Investment Trusts - Fee info N/A £4.95
Telephone Dealing Fee info N/A £30
Broker Screenshots XTB Bestinvest
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools XTB Bestinvest
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 39 36
Charting - Drawing Tools info 20 9
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info No Yes
Charting - Index Overlays info No No
Research XTB Bestinvest
Research - Shares info Yes Yes
Research - CFDs info Yes No
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Research - ETFs info Yes Yes
Research - Bonds info No No
Portfolio Allocation Breakdown info Yes Yes
Education XTB Bestinvest
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Overall Summary XTB Bestinvest
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 3.5/5 Stars
Website 4/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Bestinvest Review
Winner check_circle
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