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Trading 212 vs AJ Bell Youinvest 2022

Your capital is at risk.
Is AJ Bell Youinvest better than Trading 212? After scoring the best share dealing accounts across 46 different variables, Trading 212 is better than AJ Bell Youinvest. Trading 212 offers low-cost trading without lots of bells and whistles. Though tools, research and investments are limited, its user-friendliness and pricing may be an attractive option for the beginner trader.


Overall Rating

Feature Trading 212 AJ Bell Youinvest
Overall 4.5 4
Commissions & Fees 5 3.5
Offering of Investments 2.5 4
Platform & Tools 3.5 3
Research 2 4
Education 0 3.5
Trading 212 Review
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Trading Fees

Feature Trading 212 AJ Bell Youinvest
Minimum Deposit
£1.00 £0.00
Share Trading: 0-9 Deals/ Month
£0.00 £9.95
Share Trading: 10-19 Deals/ Month
£0.00 £4.95
Share Trading: 20+ Deals/ Month
£0.00 £4.95
Annual Custody Fee: £0 - £250,000
0.7% over £2000 0.25% (max £3.50/ month for shares)
Bonds - Government (Gilts) - Fee
N/A £9.95
ETFs - Fee
£0.00 £9.95
Investment Trusts - Fee
N/A £9.95
Telephone Dealing Fee
N/A £29.95

Platforms & Tools

Feature Trading 212 AJ Bell Youinvest
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes No
Charting - Indicators / Studies
54 10
Charting - Drawing Tools
19 1
Charting - Notes
Yes No
Charting - Display Corporate Events
No Yes
Charting - Stock Overlays
No Yes

Research

Feature Trading 212 AJ Bell Youinvest
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
No Yes
Fund Research - Research Reports
No Yes
Research - ETFs
No Yes
Research - Bonds
No Yes
Portfolio Allocation Breakdown
Yes Yes

Investments

Feature Trading 212 AJ Bell Youinvest
Share Trading
Yes Yes
CFD Trading
Yes No
Funds
No Yes
ETFs
Yes Yes
Bonds - Corporate
No Yes
Bonds - Government (Gilts)
No Yes
Investment Trusts
No Yes
Spread Betting
No No
Advisor Services
No No

Education

Feature Trading 212 AJ Bell Youinvest
Has Education - Share Trading
Yes Yes
Has Education - Funds
No Yes
Has Education - Retirement
No Yes
Client Webinars
No No
Client Webinars (Archived)
No Yes

Overall

Feature Trading 212 AJ Bell Youinvest
Overall 4.5 4
Commissions & Fees 5 3.5
Offering of Investments 2.5 4
Platform & Tools 3.5 3
Research 2 4
Education 0 3.5
Trading 212 Review
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For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare AJ Bell Youinvest vs Trading 212.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Trading 212 offers better pricing than AJ Bell Youinvest for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - AJ Bell Youinvest is cheaper. AJ Bell Youinvest would only cost £161.40 each year while Trading 212 would cost £196.00.

3 Trades Per Month - Trading 212 is less expensive under this scenario. Trading 212 would cost £196.00 per year while AJ Bell Youinvest would cost £400.20.

10 Trades Per Month - Trading 212 is the better choice. Annual fees with Trading 212 would total £196, while annual fees with AJ Bell Youinvest would be £636.

20 Trades Per Month - AJ Bell Youinvest costs less in this scenario. Total annual costs with AJ Bell Youinvest would equal £82.50, while Trading 212 would equal £196.00.

Which broker offers a wider range of investment options?

Trading 212 offers a more diverse selection of investment options than AJ Bell Youinvest. Trading 212 offers investors access to ETFs, ISA and Share Trading. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that Trading 212 is better for research than AJ Bell Youinvest. Trading 212 offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both AJ Bell Youinvest and Trading 212, we tested each broker's trading tools and share dealing app. All features compared, Trading 212 offers a better share dealing platform.

Overall winner: Trading 212

Read Next: Best UK Trading Platforms 2022


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All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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