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eToro vs Lloyds Bank 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of eToro vs Lloyds Bank, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

eToro
4.5/5 Stars Overall
  • Minimum Deposit: $50 info
  • ISA: Yes
  • SIPP: No
Lloyds Bank
4/5 Stars Overall
  • Minimum Deposit: £1
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than eToro for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

Comparing eToro vs Lloyds Bank for UK investors: both offer share trading, ETFs and investment trusts. eToro also includes crypto trading and CFD trading, while Lloyds Bank does not support crypto or CFDs. Spread betting isn’t listed for either provider.

Lloyds Bank stands out for funds, corporate bonds and government bonds (gilts), plus advice services, which eToro doesn’t offer. Both score 4.5 out of 5 stars for investment choices on UK.StockBrokers.com; Lloyds ranks #7 of 21, while eToro ranks #11. In short, eToro suits those focused on shares, ETFs, crypto and CFDs, whereas Lloyds is better for investors who want funds, bonds, gilts and access to advice.

Feature eToro logoeToro
Lloyds Bank logoLloyds Bank
Share Trading info Yes Yes
CFD Trading info Yes No
ETFs info Yes Yes
Mutual Funds info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info Yes Yes
Spread Betting info No No
Crypto Trading info Yes No
Advisor Services info No Yes
Investment Choices 4.5/5 Stars 4.5/5 Stars

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Trading Tools

Comparing eToro vs Lloyds Bank for trading tools in the UK, both platforms lack corporate events (earnings, splits, dividends) on charts. eToro offers 106 technical indicators versus 93 at Lloyds. eToro lists 9 drawing tools, while Lloyds’ count isn’t stated. Only Lloyds lets you add notes to charts, but eToro supports both index and stock overlays, which Lloyds doesn’t.

Both brokers provide a browser-based trading platform and stock price alerts. For data, eToro delivers real-time market prices, while Lloyds does not. In short, eToro suits traders who want more indicators, overlays and live data, whereas Lloyds will appeal if adding notes on charts matters most.

Feature eToro logoeToro
Lloyds Bank logoLloyds Bank
Web Platform info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 106 93
Charting - Drawing Tools info 9
Charting - Notes info No Yes
Charting - Display Corporate Events info No No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No

ISAs and SIPPs

When choosing between eToro and Lloyds Bank for managing your retirement savings in the UK, it's important to consider the types of accounts each offers. Both eToro and Lloyds Bank provide Individual Savings Accounts (ISAs), allowing for tax-efficient investing. However, for those interested in Self-Invested Personal Pensions (SIPPs), Lloyds Bank is the preferred choice, as eToro does not offer SIPP accounts. This distinction could influence your decision based on your retirement planning needs and whether you prioritize accessing a pension plan alongside your investments.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

For UK users comparing mobile apps, both eToro and Lloyds Bank offer iPhone and Android options, but UK.StockBrokers.com scores eToro higher for mobile: 5 stars and ranked 4th out of 21 brokers, versus Lloyds Bank’s 3.5 stars and 14th place. If mobile app quality matters most, eToro comes out ahead, while Lloyds Bank still provides access on both major platforms.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK beginners comparing eToro vs Lloyds Bank on investor education, both lack client webinars and on‑demand archives, and neither provides lessons on funds or retirement. eToro does offer share trading education, while Lloyds Bank does not. According to UK.StockBrokers.com, eToro earns 5 stars and ranks 7th out of 21 brokers, whereas Lloyds Bank scores 4 stars and ranks 11th. If you want guidance on learning to trade shares, eToro has the edge; if you need webinars or fund and retirement content, neither currently delivers.

Feature eToro logoeToro
Lloyds Bank logoLloyds Bank
Client Webinars info No No
Client Webinars (Archived) info No No
Education (Share Trading) info Yes No
Education (Funds) info No No
Education (Retirement) info No No
Education 5/5 Stars 4/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

When comparing market research features of eToro and Lloyds Bank, UK investors will find notable differences in their offerings. eToro stands out with the ability to view portfolio allocations by asset classes, a feature not available with Lloyds Bank. Both platforms provide comprehensive research on shares and ETFs, ensuring investors have access to vital market data. However, Lloyds Bank provides an upper hand with extensive research reports on funds and bonds, areas where eToro does not offer resources. Thus, for investors prioritizing in-depth analysis on funds and bonds, Lloyds Bank might be more suitable, while eToro serves those keen on transparent portfolio allocation.

Feature eToro logoeToro
Lloyds Bank logoLloyds Bank
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Portfolio Allocation Breakdown info Yes No

eToro vs Lloyds Bank Winner

Which broker is better overall, eToro or Lloyds Bank? After collecting more than 900 data points over a 10-week period, we found eToro to be a better trading platform overall.

eToro is a global investing platform best known for its social and copy trading features, wide range of stocks and instruments, and a polished mobile app experience.

Feature eToro logoeToro
Lloyds Bank logoLloyds Bank
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 4/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 5/5 Stars 4/5 Stars

FAQs

Can you trade cryptocurrency with eToro or Lloyds Bank?

When comparing online broker eToro to Lloyds Bank, eToro stands out for its cryptocurrency trading options, whereas Lloyds Bank does not provide crypto trading services.

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Overall Rating eToro Lloyds Bank
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 4/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 5/5 Stars 4/5 Stars
Review eToro Review Lloyds Bank Review
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Investments eToro Lloyds Bank
ISA info Yes Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes No
Mutual Funds info No Yes
ETFs info Yes Yes
Bonds - Corporate info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info Yes Yes
Spread Betting info No No
Crypto Trading info Yes
Advisor Services info No Yes
Trading Fees eToro Lloyds Bank
Minimum Deposit info $50 info £1
Share Trading: 0-9 Deals/ Month info £0 £9.50
Share Trading: 10-19 Deals/ Month info £0 £8
Share Trading: 20+ Deals/ Month info £0 £8
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info N/A £36
Annual Platform Fee (Funds): £250K-£500K info N/A £36
Annual Platform Fee (Funds): £500,000 - £1m info N/A £36
Annual Platform Fee (Funds): £1m and over info N/A £36
Bonds - Corporate - Fee info N/A £9.50
Bonds - Government (Gilts) - Fee info £0 £9.50
ETFs - Fee info N/A £9.50
Investment Trusts - Fee info £0 N/A
Telephone Dealing Fee info N/A £35
Broker Screenshots eToro Lloyds Bank
Website Gallery (click to expand)
Home page of the eToro website. An overview of Amazon stock with a chart on the eToro website. A detailed chart of Amazon stock on the eToro website. A chart comparing Amazon to Meta stock on the eToro website. Exploring investments and markets on the eToro website. Viewing your ISA portfolio on the eToro website. The eToro Delta offering on the eToro website.
Lloyds Investing tab on the website. Ways to Invest page on the Lloyds website. Lloyds Share Dealing homepage. Lloyds Share Dealing no trade commission overseas stock purchase. Lloyds Share Dealing dividend diary. Lloyds Share Dealing buy Vanguard fund. Lloyds Share Dealing associated costs. Lloyds share dealing buy British land.
Mobile Trading Apps Gallery (click to expand)
Home page of the eToro mobile app. The daily movers on the eToro mobile app. A chart of Tesla stock on the eToro mobile app. A chart of Tesco shares on the eToro mobile app. A trade ticket for purchasing Tesco shares on the eToro mobile app. Setting a price alert for Tesco on the eToro mobile app. A watchlist on the eToro mobile app. Trending investors on the CopyTrading feature for the eToro mobile app. Opening an ISA account on the eToro mobile app. Choosing an investment for an ISA on the eToro mobile app. Showing relevant fees on the ISA offering on the eToro mobile app. Home page of the paper trading version of the eToro mobile app.
Home tab of the Lloyds mobile app. Assortment of investing tools on the Lloyds mobile app. Educational articles on the Lloyds mobile app. Lloyds app other services. Lloyds Share Dealing ETF Quicklist.
Education Gallery (click to expand)
eToro UK sign-up. eToro UK registration.
Platforms & Tools eToro Lloyds Bank
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 106 93
Charting - Drawing Tools info 9
Charting - Notes info No Yes
Charting - Display Corporate Events info No No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research eToro Lloyds Bank
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Portfolio Allocation Breakdown info Yes No
Education eToro Lloyds Bank
Education (Share Trading) info Yes No
Education (Funds) info No No
Education (Retirement) info No No
Client Webinars info No No
Client Webinars (Archived) info No No
Overall Summary eToro Lloyds Bank
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 4/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 5/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 5/5 Stars 4/5 Stars
Review eToro Review Lloyds Bank Review
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