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XTB vs Hargreaves Lansdown 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of XTB vs Hargreaves Lansdown, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No
Hargreaves Lansdown
4.5/5 Stars Overall
  • Minimum Deposit: £100
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Hargreaves Lansdown for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

XTB and Hargreaves Lansdown both let UK investors buy and sell shares and ETFs, and neither supports cryptocurrency. XTB also offers CFD trading, while Hargreaves Lansdown does not. In contrast, Hargreaves Lansdown provides access to funds, corporate bonds, government bonds (gilts), and investment trusts, plus optional advice services—none of which are available with XTB. Spread betting is not specified for either broker.

For a focused range built around shares, ETFs and CFDs, XTB may suit active traders; for a wider investment menu and the option of advice, Hargreaves Lansdown is the stronger pick. According to UK.StockBrokers.com, XTB scores 4.5/5 stars and ranks 12th out of 21 for investment choices, while Hargreaves Lansdown earns 5/5 stars and ranks 5th out of 21.

Feature XTB logoXTB
Hargreaves Lansdown logoHargreaves Lansdown
Share Trading info Yes Yes
CFD Trading info Yes No
ETFs info Yes Yes
Mutual Funds info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info No No
Advisor Services info No Yes
Investment Choices 4.5/5 Stars 5/5 Stars

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Trading Tools

For UK traders choosing between XTB and Hargreaves Lansdown, both provide a browser-based platform with real-time market data and stock overlays. Only Hargreaves Lansdown offers price alerts. XTB lets you display corporate events (earnings, splits, dividends) directly on charts, add your own notes, and apply index overlays—features Hargreaves Lansdown does not include.

If you want a bigger toolkit for charting, Hargreaves Lansdown has 11 drawing tools and 109 technical indicators, compared with XTB’s 4 drawing tools and 13 indicators. In short, Hargreaves Lansdown excels in the size of its indicator and drawing library, while XTB focuses on helpful on-chart context and annotations.

Feature XTB logoXTB
Hargreaves Lansdown logoHargreaves Lansdown
Web Platform info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 109
Charting - Drawing Tools info 4 11
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info Yes No

ISAs and SIPPs

For UK investors comparing online broker XTB with Hargreaves Lansdown, both offer a Stocks and Shares ISA for tax-efficient investing, but only Hargreaves Lansdown also provides a SIPP (Self-Invested Personal Pension) for retirement savings; consider Hargreaves Lansdown if you need a SIPP, while either platform works if you just want an ISA.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

UK investors comparing mobile trading apps will find both XTB and Hargreaves Lansdown offer iPhone and Android apps; however, XTB has the edge with a 4.5/5 rating from UK.StockBrokers.com and a #9 ranking out of 21 brokers for Mobile Apps, while Hargreaves Lansdown holds a 4/5 rating and ranks #11. For a slightly higher-rated on-the-go experience, XTB may appeal more, though Hargreaves Lansdown remains a solid choice on both iOS and Android.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For beginner investors in the UK, Hargreaves Lansdown offers a broader learning experience than XTB: it hosts educational client webinars and archives them for on‑demand viewing, while XTB offers no webinars. Both provide guidance on share trading, but only Hargreaves Lansdown covers funds and retirement. According to UK.StockBrokers.com, XTB scores 4.5/5 (ranked 8th of 21) and Hargreaves Lansdown scores 5/5 (ranked 5th of 21), making Hargreaves Lansdown the stronger choice if you want webinars and wider topic coverage, while XTB still suits those focused on share trading.

Feature XTB logoXTB
Hargreaves Lansdown logoHargreaves Lansdown
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Education 4.5/5 Stars 5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

For UK investors comparing market research, XTB provides research on shares and ETFs but does not offer fund research, bond research, research reports for funds, or a view of portfolio allocation by asset class. Hargreaves Lansdown matches XTB on shares and ETF research, and adds fund and bond research, research reports for funds, plus a clear portfolio allocation breakdown. Choose XTB if you mainly want share and ETF insights; pick Hargreaves Lansdown for wider coverage across funds and bonds with useful allocation tools.

Feature XTB logoXTB
Hargreaves Lansdown logoHargreaves Lansdown
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Portfolio Allocation Breakdown info No Yes

XTB vs Hargreaves Lansdown Winner

Which broker is better overall, XTB or Hargreaves Lansdown? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.

XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.

Feature XTB logoXTB
Hargreaves Lansdown logoHargreaves Lansdown
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4.5/5 Stars 4/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 5/5 Stars

FAQs

Can you trade cryptocurrency with XTB or Hargreaves Lansdown?

In the XTB vs Hargreaves Lansdown comparison, neither broker offers crypto trading, so investors seeking cryptocurrency exposure will need to look elsewhere.

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Overall Rating XTB Hargreaves Lansdown
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4.5/5 Stars 4/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Hargreaves Lansdown Review
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Investments XTB Hargreaves Lansdown
ISA info Yes Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes No
Mutual Funds info No Yes
ETFs info Yes Yes
Bonds - Corporate info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info
Advisor Services info No Yes
Trading Fees XTB Hargreaves Lansdown
Minimum Deposit info £0 £100
Share Trading: 0-9 Deals/ Month info £0 £11.95
Share Trading: 10-19 Deals/ Month info £0 £8.95
Share Trading: 20+ Deals/ Month info £0 £5.95
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info N/A Up to £1,125
Annual Platform Fee (Funds): £250K-£500K info N/A £1125 - £1750
Annual Platform Fee (Funds): £500,000 - £1m info N/A £1750 - £3000
Annual Platform Fee (Funds): £1m and over info N/A £3,000 - £4,000
Bonds - Corporate - Fee info N/A £20 - £50
Bonds - Government (Gilts) - Fee info N/A £20 - £50
ETFs - Fee info £0 £11.95
Investment Trusts - Fee info N/A £11.95
Telephone Dealing Fee info N/A £20 - £50 info
Broker Screenshots XTB Hargreaves Lansdown
Website Gallery (click to expand)
Home page of the XTB xStation 5 web app. A trade ticket for purchasing Tesla on the xStation 5 web app. An example commission cost for purchasing £350,000 worth of shares on the xStation 5 web app. Full view of the trade ticket pop-up dialog on the xStation 5 web app. Viewing a ESG rating chart for Persimmon stock on the xStation 5 web app. XTB UK xStation5 platform share trading news headlines. XTB UK xStation5 platform share trading charts. XTB UK xStation5 platform share trading ticket window. XTB UK xStation5 platform share trading markets. XTB UK xStation5 platform sentiment. XTB UK xStation5 platform share trading economic calendar. XTB UK xStation5 platform share trading heat map. XTB UK xStation5 dividend calendar. XTB UK client dashboard portal messages.
Comparing two stock charts on the Hargreaves Lansdown website. Hargreaves Lansdown website key stock financials Hargreaves Lansdown website stock chart Hargreaves Lansdown website set limit order Searching for investments on the Hargreaves Lansdown website. Hargreaves Lansdown website portfolio analysis Hargreaves Lansdown website Active Savings Hub
Mobile Trading Apps Gallery (click to expand)
Home tab of the XTB mobile app. Viewing the stock chart of Tesla shares on the XTB mobile app. Viewing the Tesla stock chart and trade ticket in the XTB mobile app. Purchasing Tesla stock and viewing the trade ticket costs on the XTB mobile app. Viewing key financial information about Tesla shares on the XTB mobile app. The Discover tab on the XTB mobile app.
The home page of the Hargreaves Lansdown mobile app. Watchlist tab of the Hargreaves Lansdown mobile app. A chart of Apple on the Hargreaves Lansdown mobile app. News and Insights tab of the Hargreaves Lansdown mobile app. Curated investment ideas on the Hargreaves Lansdown mobile app.
Education Gallery (click to expand)
Education tab on the XTB mobile app. XTB education. XTB UK xStation5 platform share trading educational video detail. XTB UK share trading research videos YouTube playlist detail. XTB UK share trading educational videos YouTube playlist.
Platforms & Tools XTB Hargreaves Lansdown
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 109
Charting - Drawing Tools info 4 11
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info Yes No
Research XTB Hargreaves Lansdown
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Portfolio Allocation Breakdown info No Yes
Education XTB Hargreaves Lansdown
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Overall Summary XTB Hargreaves Lansdown
Overall Rating 4.5/5 Stars 4.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4.5/5 Stars 4/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Hargreaves Lansdown Review
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