XTB vs Hargreaves Lansdown 2026
In this head to head comparison of XTB vs Hargreaves Lansdown, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs Hargreaves Lansdown, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Hargreaves Lansdown for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
XTB and Hargreaves Lansdown both let UK investors buy and sell shares and ETFs, and neither supports cryptocurrency. XTB also offers CFD trading, while Hargreaves Lansdown does not. In contrast, Hargreaves Lansdown provides access to funds, corporate bonds, government bonds (gilts), and investment trusts, plus optional advice services—none of which are available with XTB. Spread betting is not specified for either broker.
For a focused range built around shares, ETFs and CFDs, XTB may suit active traders; for a wider investment menu and the option of advice, Hargreaves Lansdown is the stronger pick. According to UK.StockBrokers.com, XTB scores 4.5/5 stars and ranks 12th out of 21 for investment choices, while Hargreaves Lansdown earns 5/5 stars and ranks 5th out of 21.
| Feature |
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|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Mutual Funds | No | Yes |
| Bonds - Government (Gilts) | No | Yes |
| Investment Trusts | No | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
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For UK traders choosing between XTB and Hargreaves Lansdown, both provide a browser-based platform with real-time market data and stock overlays. Only Hargreaves Lansdown offers price alerts. XTB lets you display corporate events (earnings, splits, dividends) directly on charts, add your own notes, and apply index overlays—features Hargreaves Lansdown does not include.
If you want a bigger toolkit for charting, Hargreaves Lansdown has 11 drawing tools and 109 technical indicators, compared with XTB’s 4 drawing tools and 13 indicators. In short, Hargreaves Lansdown excels in the size of its indicator and drawing library, while XTB focuses on helpful on-chart context and annotations.
| Feature |
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|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 13 | 109 |
| Charting - Drawing Tools | 4 | 11 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | Yes |
| Charting - Index Overlays | Yes | No |
For UK investors comparing online broker XTB with Hargreaves Lansdown, both offer a Stocks and Shares ISA for tax-efficient investing, but only Hargreaves Lansdown also provides a SIPP (Self-Invested Personal Pension) for retirement savings; consider Hargreaves Lansdown if you need a SIPP, while either platform works if you just want an ISA.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
UK investors comparing mobile trading apps will find both XTB and Hargreaves Lansdown offer iPhone and Android apps; however, XTB has the edge with a 4.5/5 rating from UK.StockBrokers.com and a #9 ranking out of 21 brokers for Mobile Apps, while Hargreaves Lansdown holds a 4/5 rating and ranks #11. For a slightly higher-rated on-the-go experience, XTB may appeal more, though Hargreaves Lansdown remains a solid choice on both iOS and Android.
Dive deeper: Best Stock Trading Apps UK.
For beginner investors in the UK, Hargreaves Lansdown offers a broader learning experience than XTB: it hosts educational client webinars and archives them for on‑demand viewing, while XTB offers no webinars. Both provide guidance on share trading, but only Hargreaves Lansdown covers funds and retirement. According to UK.StockBrokers.com, XTB scores 4.5/5 (ranked 8th of 21) and Hargreaves Lansdown scores 5/5 (ranked 5th of 21), making Hargreaves Lansdown the stronger choice if you want webinars and wider topic coverage, while XTB still suits those focused on share trading.
| Feature |
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|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing market research, XTB provides research on shares and ETFs but does not offer fund research, bond research, research reports for funds, or a view of portfolio allocation by asset class. Hargreaves Lansdown matches XTB on shares and ETF research, and adds fund and bond research, research reports for funds, plus a clear portfolio allocation breakdown. Choose XTB if you mainly want share and ETF insights; pick Hargreaves Lansdown for wider coverage across funds and bonds with useful allocation tools.
| Feature |
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|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | Yes |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | Yes |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, XTB or Hargreaves Lansdown? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.
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In the XTB vs Hargreaves Lansdown comparison, neither broker offers crypto trading, so investors seeking cryptocurrency exposure will need to look elsewhere.
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↓×Compare
0 of 5| Overall Rating | XTB | Hargreaves Lansdown | |
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| Review | XTB Review | Hargreaves Lansdown Review | |
| Winner | check_circle |
| Investments | XTB | Hargreaves Lansdown | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | Yes | |
| Bonds - Government (Gilts) | No | Yes | |
| Investment Trusts | No | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | Yes |
| Trading Fees | XTB | Hargreaves Lansdown | |
|---|---|---|---|
| Minimum Deposit | £0 | £100 | |
| Share Trading: 0-9 Deals/ Month | £0 | £11.95 | |
| Share Trading: 10-19 Deals/ Month | £0 | £8.95 | |
| Share Trading: 20+ Deals/ Month | £0 | £5.95 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | Up to £1,125 | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | £1125 - £1750 | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | £1750 - £3000 | |
| Annual Platform Fee (Funds): £1m and over | N/A | £3,000 - £4,000 | |
| Bonds - Corporate - Fee | N/A | £20 - £50 | |
| Bonds - Government (Gilts) - Fee | N/A | £20 - £50 | |
| ETFs - Fee | £0 | £11.95 | |
| Investment Trusts - Fee | N/A | £11.95 | |
| Telephone Dealing Fee | N/A | £20 - £50 |
| Broker Screenshots | XTB | Hargreaves Lansdown | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Hargreaves Lansdown | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 13 | 109 | |
| Charting - Drawing Tools | 4 | 11 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | Yes | |
| Charting - Index Overlays | Yes | No |
| Research | XTB | Hargreaves Lansdown | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | Yes | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | XTB | Hargreaves Lansdown | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Hargreaves Lansdown | |
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| Review | XTB Review | Hargreaves Lansdown Review | |
| Winner | check_circle |