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Hargreaves Lansdown vs Vanguard UK Investor 2024

StockBrokers.com

Written by StockBrokers.com

February 01, 2024

Is Hargreaves Lansdown better than Vanguard UK Investor? After scoring the best share dealing accounts across 46 different variables, our analysis finds that Hargreaves Lansdown is better than Vanguard UK Investor. As the U.K.’s biggest investment platform for individual investors, Hargreaves Lansdown offers a wide range of investment choices for either beginners or seasoned investors. However, its fees are generally more expensive than rival brokers, which can become an issue for large investment pots.

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Compare

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Overall Rating Hargreaves Lansdown Vanguard UK Investor
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 4/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 3.5/5 Stars
Mobile App 4.5/5 Stars 0.5/5 Stars
Website 4.5/5 Stars 3/5 Stars
Ease of Use 4.5/5 Stars 4.5/5 Stars
Education 5/5 Stars 3.5/5 Stars
Review Hargreaves Lansdown Review Vanguard UK Investor Review
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Investments Hargreaves Lansdown Vanguard UK Investor
ISA info Yes Yes
SIPP info Yes Yes
Share Trading info Yes No
CFD Trading info No No
Funds info Yes Yes
ETFs info Yes Yes
Bonds - Corporate info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No No
Crypto Trading info No No
Advisor Services info Yes No
Trading Fees Hargreaves Lansdown Vanguard UK Investor
Minimum Deposit info £1.0 £500.0
Share Trading: 0-9 Deals/ Month info £11.95 N/A
Share Trading: 10-19 Deals/ Month info £8.95 N/A
Share Trading: 20+ Deals/ Month info £5.95 N/A
5 trades per year (£30k portfolio) info £59.75 £45
12 trades per year (£30k portfolio) info £143.4 £45
36 trades per year (£30k portfolio) info £430.2 £45
120 trades per year (£30k portfolio) info £1074 £45
3 fund trades per year (£30k portfolio) info £135 £45
Annual Custody Fee: £0 - £250,000 info Up to £1,125 0.15%
Annual Custody Fee: £250K-£500K info Up to £625 £375
Annual Custody Fee: £500,000 - £1m info Up to £1,250 £375
Annual Custody Fee: £1m and over info Up to £1,000 £375
Bonds - Corporate - Fee info £20 - £50 N/A
Bonds - Government (Gilts) - Fee info £20 - £50 N/A
ETFs - Fee info £5.95 - £11.95 0.02% to 0.46%
Investment Trusts - Fee info £5.95 - £11.95 N/A
Telephone Dealing Fee info £20 - £50 N/A
Broker Screenshots Hargreaves Lansdown Vanguard UK Investor
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools Hargreaves Lansdown Vanguard UK Investor
Web Platform info Yes Yes
iPhone App info Yes No
Android App info Yes No
Stock Alerts info Yes No
Charting - Indicators / Studies info 15
Charting - Drawing Tools info 0
Charting - Notes info No No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research Hargreaves Lansdown Vanguard UK Investor
Research - Shares info Yes No
Research - CFDs info No No
Research - Funds info Yes Yes
Fund Research - Research Reports info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes No
Portfolio Allocation Breakdown info Yes Yes
Education Hargreaves Lansdown Vanguard UK Investor
Education (Share Trading) info Yes No
Education (Funds) info Yes Yes
Education (Retirement) info Yes Yes
Client Webinars info Yes No
Client Webinars (Archived) info No Yes
Overall Summary Hargreaves Lansdown Vanguard UK Investor
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 4/5 Stars 5/5 Stars
Investment Choices 5/5 Stars 3.5/5 Stars
Mobile App 4.5/5 Stars 0.5/5 Stars
Website 4.5/5 Stars 3/5 Stars
Ease of Use 4.5/5 Stars 4.5/5 Stars
Education 5/5 Stars 3.5/5 Stars
Review Hargreaves Lansdown Review Vanguard UK Investor Review
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Comparing online share dealing platforms side by side is no small task. For our 2024 review of U.K. brokers, more than 900 data points were collected over a 10-week period and used to score each broker. Let’s compare Hargreaves Lansdown and Vanguard UK Investor.

Hargreaves Lansdown vs Vanguard UK Investor Comparison

For our 2024 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Hargreaves Lansdown vs Vanguard UK Investor.

Is Hargreaves Lansdown a good broker?

As the U.K.’s biggest investment platform for individual investors, Hargreaves Lansdown offers a wide range of investment choices for either beginners or seasoned investors. However, its fees are generally more expensive than rival brokers, which can become an issue for large investment pots.

Is Vanguard UK Investor a good broker?

Vanguard U.K. Investor, part of one of the world's largest fund managers, is cheap and easy to use and will appeal to investors looking for inexpensive index funds for long-term investing. Its platform, however, reveals many shortcomings compared to leading brokers, particularly relating to the narrow investment selection and lack of mobile app.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Vanguard UK Investor offers better pricing than Hargreaves Lansdown for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Hargreaves Lansdown would cost £59.75 per year, while Vanguard UK Investor would cost £45 per year.

12 trades per year - Hargreaves Lansdown would cost £143.4 per year, while Vanguard UK Investor would cost £45 per year.

36 trades per year - Hargreaves Lansdown would cost £430.2 per year, while Vanguard UK Investor would cost £45 per year.

120 trades per year - Hargreaves Lansdown would cost £1074 per year, while Vanguard UK Investor would cost £45 per year.

3 fund trades per year - Hargreaves Lansdown would cost £1.0 per year, while Vanguard UK Investor would cost £500.0 per year.

query_stats What type of trader are you?

Our guides can help you choose the right broker for you and the way you trade: whether you consider yourself an investing beginner, a more experienced active trader, or a mobile-first trading enthusiast.

How do Hargreaves Lansdown and Vanguard UK Investor compare in terms of minimum deposits required?

Hargreaves Lansdown requires a minimum deposit of £1.0, while Vanguard UK Investor requires a minimum deposit of £500.0. From our testing we found for accounts between £0 - £250,000 Hargreaves Lansdown charges annual custody fees of Up to £1,125, while Vanguard UK Investor charges annual custody fees of 0.15%.

Which broker offers a wider range of investment options?

Hargreaves Lansdown offers investors access to ISA, SIPP, Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts), Investment Trusts and Advisor Services, while Vanguard UK Investor offers investors access to ISA, SIPP, Funds and ETFs. Neither have CFD Trading, Spread Betting and Crypto Trading. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Do Hargreaves Lansdown and Vanguard UK Investor offer ISA or SIPP accounts?

Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Both Hargreaves Lansdown and Vanguard UK Investor offer SIPP and ISA accounts.

Do Hargreaves Lansdown and Vanguard UK Investor offer cryptocurrency?

In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither Hargreaves Lansdown nor Vanguard UK Investor offer crypto investing.

Which broker offers a better website experience?

Our testing concluded that the website of Hargreaves Lansdown is better than the website of Vanguard UK Investor. Hargreaves Lansdown offers more functionality, is cleanly designed, and is, overall, easier to use for beginners and casual investors.

Which stock trading app is better?

To compare the trading platforms of both Hargreaves Lansdown and Vanguard UK Investor, we tested each broker's stock trading app. All features compared, our analysis finds that Hargreaves Lansdown offers a better mobile app. Dive deeper: Best Stock Trading Apps UK.

Do Hargreaves Lansdown and Vanguard UK Investor offer educational resources?

Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that Hargreaves Lansdown offers traders access to Client Webinars, Education (Share Trading), Education (Funds) and Education (Retirement), while Vanguard UK Investor offers access to Client Webinars (Archived), Education (Funds) and Education (Retirement).

Overall winner: Hargreaves Lansdown

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