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Fidelity International vs Lloyds Bank 2020

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Is Lloyds Bank better than Fidelity International? After scoring UK share dealing accounts in six areas for our 2019 review, Lloyds Bank is better than Fidelity International. Lloyds Bank offers trades between £8 - £11, with the opportunity to receive £1.50 trades with reoccurring investments. Overall, the average platform, tools, and research, as well as the lack of a mobile app, do not justify joining Lloyds unless you make reoccurring investments.

Overall Rating

Feature Fidelity International Lloyds Bank
Overall 3 3.5
Fidelity International Review Lloyds Bank Review

Trading Fees

Feature Fidelity International Lloyds Bank
Share Trading: 0-9 Deals/ Month
N/A £11.00
Share Trading: 10-19 Deals/ Month
N/A £8.00
Share Trading: 20+ Deals/ Month
N/A £8.00
Annual Custody Fee: £0 - £250,000*
0.35% £40.00
Bonds - Government (Gilts) - Fee
N/A £11.00
ETFs - Fee
0.10% £11.00
Investment Trusts - Fee
0.10% £11.00
Telephone Dealing Fee*
£0.00 £35.00
Commissions & Fees 3.5 3.5
Winner check_circle

Platforms & Tools

Feature Fidelity International Lloyds Bank
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes No
Android App
No No
Stock Alerts
No Yes
Charting - Indicators / Studies
0 91
Charting - Drawing Tools
0 17
Charting - Notes
No No
Charting - Display Corporate Events
No Yes
Charting - Stock Overlays
No No
Platform & Tools 2.5 3.5
Winner check_circle

Research

Feature Fidelity International Lloyds Bank
Research - Shares
No Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes Yes
Research - Bonds
No Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4 4
Winner check_circle

Investments

Feature Fidelity International Lloyds Bank
Share Trading
No Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
No Yes
Bonds - Government (Gilts)
No Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
Yes Yes
Offering of Investments 3 4
Winner check_circle

Education

Feature Fidelity International Lloyds Bank
Has Education - Share Trading
No Yes
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
No No
Education 3.5 3.5

Overall

Feature Fidelity International Lloyds Bank
Fidelity International Review Lloyds Bank Review
Overall 3 3.5
Winner check_circle
After seven months and hundreds of hours of researching 12 different share dealing brokers, the UK.StockBrokers.com team collected thousands of data points. To focus on two brokers, we will now compare Fidelity International vs Lloyds Bank.

First, we will compare the fees charged for dealing in the UK. There are two primary fees: the cost to place each trade and the monthly, quarterly, or annual management fee charged which varies depending on the type and size of your portfolio. We researched both to provide a single star rating for cost. Both Fidelity International and Lloyds Bank hold a 3.50 star rating.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

Scenario 1 - If you make 1 trade a month, or 12 per year, the fees with Lloyds Bank wold be £172 and the fees with Fidelity International would be .

Scenario 2 - If you make 3 trades a month, or 36 per year, the fees with Lloyds Bank wold be £436 and the fees with Fidelity International would be .

Scenario 3 - If you make 10 trades a month, or 120 per year, the fees with Lloyds Bank wold be £1000 and the fees with Fidelity International would be .

Scenario 4 - 240 trades per year, or 20 trades per month. Lloyds Bank charges £1960 and Fidelity International charges .

Cost aside, we can now compare popular features and tools investors prefer. Access to the investments you want is important, and Lloyds Bank provides its clients with ISA and SIPP while Fidelity International provides clients access to ISA, ISA - Junior, SIPP and SIPP - Junior. Next, some traders desire robust charting, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. Fidelity International trails Lloyds Bank by 17 total charting tools, with Lloyds Bank offering 17 and Fidelity International offering 0. Lloyds Bank offers its clients access to 91 different indicators (for example, volume) while Fidelity International has 0 available indicators, a difference of 91. Lloyds Bank has basic stock alerts, Fidelity International doesn't. Finally, for researching funds while share dealing, having access to mutual fund research reports is also helpful. Fidelity International offers fund research reports while Lloyds Bank does not.

Overall, between Fidelity International and Lloyds Bank, Lloyds Bank is the winner.

Fidelity International Review
Lloyds Bank Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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