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Fidelity International vs Lloyds Bank 2025

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of Fidelity International vs Lloyds Bank, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Fidelity International
4/5 Stars Overall
  • Minimum Deposit: £1000 info
  • ISA: Yes
  • SIPP: Yes
Lloyds Bank
4/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Fidelity International for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

For UK investors exploring options between Fidelity International and Lloyds Bank, both platforms offer share trading, ETF trading, and funds trading, along with comprehensive advisor services. However, certain differences exist in their offerings; Fidelity International does not provide trading in crypto, corporate bonds, or government bonds, whereas Lloyds Bank includes these in their portfolio. As both platforms skip on spread betting and CFD trading, investors might find similar ground in these accounts.

According to UK.StockBrokers.com, Lloyds Bank slightly outperforms Fidelity International in investment choices, holding a five-star rating compared to Fidelity's 4.5 stars. In the same vein, Lloyds Bank ranks 8th out of 21 brokers, while Fidelity positions itself at 12th. This difference might sway investors who value a broader range of bond trading options toward Lloyds Bank, leaving others to consider Fidelity for its focus on other investment vehicles without bonds. Ultimately, both institutions provide reliable options, but one's preference may lean more toward the inclusivity of available assets.

Feature Fidelity International logoFidelity International
Lloyds Bank logoLloyds Bank
Share Trading info Yes Yes
CFD Trading info No No
ETFs info Yes Yes
Mutual Funds info Yes Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info Yes Yes
Spread Betting info No No
Crypto Trading info No No
Advisor Services info Yes Yes
Investment Choices 4.5/5 Stars 5/5 Stars

Featured Offers


4.5/5 Stars

Low-cost US and UK shares.

4.5/5 Stars

Professional’s Gateway to the World’s Markets.

Trading Tools

When comparing the trading tools provided by Fidelity International and Lloyds Bank, UK investors will find marked differences in features and charting capabilities. Fidelity International offers more advanced charting tools that include displaying corporate events such as earnings, splits, and dividends directly on charts, a feature not available with Lloyds Bank. Moreover, Fidelity supports interactive charting with five drawing tools and an impressive suite of 21 technical indicators, whereas Lloyds Bank does not provide any drawing or indicator options. Both platforms allow users to create alerts for stock price updates and offer browser-based trading, although neither provides real-time market data or the ability to add notes to charts.

Fidelity International further enhances its charting functionalities by allowing users to add both index and stock overlays, giving investors more comprehensive insights into market trends. In contrast, Lloyds Bank lacks these capabilities, potentially limiting the depth of analysis that traders can perform on its platform. While both brokers provide the fundamental trading functions necessary for most investors, Fidelity International stands out for those seeking more extensive charting tools and data visualization options.

Feature Fidelity International logoFidelity International
Lloyds Bank logoLloyds Bank
Web Platform info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 21 0
Charting - Drawing Tools info 5 0
Charting - Notes info No No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No

ISAs and SIPPs

For UK residents exploring retirement account options, both Fidelity International and Lloyds Bank provide Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs), catering to diverse investment needs. Fidelity International is known for its user-friendly online platform that offers a wide range of investment options, making it easier to manage your retirement savings independently. Meanwhile, Lloyds Bank delivers the convenience of a full-service bank with the added benefit of in-branch support, which can be appealing for those who prefer personal assistance with financial planning. Both institutions offer opportunities to save for the future with tax-efficient ISA and SIPP options, allowing you to build a custom portfolio that suits your retirement goals. Whether you value digital interaction or face-to-face service, both Fidelity International and Lloyds Bank present viable options for managing your retirement funds.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

For UK users exploring mobile app options from online brokerage services, Fidelity International and Lloyds Bank both provide iPhone and Android apps. According to UK.StockBrokers.com, Fidelity International's app garners a 4-star rating, placing it 15th out of 21 brokers in terms of mobile app performance. In contrast, Lloyds Bank's app holds a 3.5-star rating, ranking 17th among its peers. These ratings suggest slightly better usability and functionality from Fidelity International’s mobile offering compared to Lloyds Bank, helping users make informed decisions when choosing a broker for mobile trading needs.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For those new to investing, Fidelity International and Lloyds Bank offer distinct educational resources. Fidelity International provides a comprehensive learning experience, featuring client webinars that are not only live but also available on demand. They cover essential topics such as share trading, funds, and retirement planning. In contrast, Lloyds Bank does not offer webinars or educational content in these specific areas. According to UK.StockBrokers.com, Fidelity International earns a five-star rating in beginner education and is ranked 7th out of 21 brokers, while Lloyds Bank receives a four-star rating and is positioned 14th. Based on these factors, Fidelity International presents a more accessible and thorough educational platform for novice investors.

Feature Fidelity International logoFidelity International
Lloyds Bank logoLloyds Bank
Client Webinars info Yes No
Client Webinars (Archived) info Yes No
Education (Share Trading) info Yes No
Education (Funds) info Yes No
Education (Retirement) info Yes No
Education 5/5 Stars 4/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

Fidelity International and Lloyds Bank both provide comprehensive research reports for funds, enabling investors to make informed decisions. Users can access shares, ETFs, funds, and bonds research with both brokers. However, a unique advantage of Fidelity is its feature allowing investors to view portfolio allocation by asset class, an option not available with Lloyds Bank. This added layer of detail may appeal to those looking for a deeper understanding of their investment distribution.

Feature Fidelity International logoFidelity International
Lloyds Bank logoLloyds Bank
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes Yes
Research - Funds info Yes Yes
Fund Research - Research Reports info Yes Yes
Portfolio Allocation Breakdown info Yes No

Fidelity International vs Lloyds Bank Winner

Which broker is better overall, Fidelity International or Lloyds Bank? After collecting more than 900 data points over a 10-week period, we found Fidelity International to be a better trading platform overall.

Fidelity offers thousands of investments to choose from and also offers financial advice for those wanting more direction. It's best suited to traditional investors who hold a range of accounts through the platform, enjoy the great research material available and who may also use Fidelity for financial advice. The platform can be expensive for those with portfolios of less than £20,000 and those with portfolios above £40,000.

Feature Fidelity International logoFidelity International
Lloyds Bank logoLloyds Bank
Overall Rating 4/5 Stars 4/5 Stars
Charges & Fees 4/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 3.5/5 Stars
Education 5/5 Stars 4/5 Stars

FAQs

Can you trade cryptocurrency with Fidelity International or Lloyds Bank?

Neither Fidelity International nor Lloyds Bank offers crypto trading services, making them similar in their approach to cryptocurrency investments.

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Compare

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Overall Rating Fidelity International Lloyds Bank
Overall Rating 4/5 Stars 4/5 Stars
Charges & Fees 4/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 3.5/5 Stars
Education 5/5 Stars 4/5 Stars
Review Fidelity International Review Lloyds Bank Review
Winner check_circle
Investments Fidelity International Lloyds Bank
ISA info Yes Yes
SIPP info Yes Yes
Share Trading info Yes Yes
CFD Trading info No No
Mutual Funds info Yes Yes
ETFs info Yes Yes
Bonds - Corporate info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info Yes Yes
Spread Betting info No No
Crypto Trading info
Advisor Services info Yes Yes
Trading Fees Fidelity International Lloyds Bank
Minimum Deposit info £1000 info £0
Share Trading: 0-9 Deals/ Month info £1.50 or £7.50 £8 - £11
Share Trading: 10-19 Deals/ Month info £1.50 or £7.50 £8
Share Trading: 20+ Deals/ Month info £1.50 or £7.50 £8
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info £90 - £875 £40
Annual Platform Fee (Funds): £250K-£500K info £500 - £1,000 £40
Annual Platform Fee (Funds): £500,000 - £1m info £1,000 - £2,000 £40
Annual Platform Fee (Funds): £1m and over info £2,000 £40
Bonds - Corporate - Fee info N/A £8 - £11
Bonds - Government (Gilts) - Fee info N/A £8 - £11
ETFs - Fee info £7.50 £8 - £11
Investment Trusts - Fee info £7.50 £8 - £11
Telephone Dealing Fee info £30 £35
Broker Screenshots Fidelity International Lloyds Bank
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools Fidelity International Lloyds Bank
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 21 0
Charting - Drawing Tools info 5 0
Charting - Notes info No No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research Fidelity International Lloyds Bank
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info Yes Yes
Fund Research - Research Reports info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info Yes Yes
Portfolio Allocation Breakdown info Yes No
Education Fidelity International Lloyds Bank
Education (Share Trading) info Yes No
Education (Funds) info Yes No
Education (Retirement) info Yes No
Client Webinars info Yes No
Client Webinars (Archived) info Yes No
Overall Summary Fidelity International Lloyds Bank
Overall Rating 4/5 Stars 4/5 Stars
Charges & Fees 4/5 Stars 4.5/5 Stars
Investment Choices 4.5/5 Stars 5/5 Stars
Mobile App 4/5 Stars 3.5/5 Stars
Website 4.5/5 Stars 4/5 Stars
Ease of Use 4.5/5 Stars 3.5/5 Stars
Education 5/5 Stars 4/5 Stars
Review Fidelity International Review Lloyds Bank Review
Winner check_circle
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