Lloyds Bank vs Fidelity International 2026
In this head to head comparison of Lloyds Bank vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of Lloyds Bank vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Lloyds Bank offers better pricing than Fidelity International for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Lloyds Bank and Fidelity International both let UK investors trade shares, ETFs, funds, and investment trusts, and each offers access to adviser services. Neither platform supports crypto or CFD trading. UK.StockBrokers.com rates both providers 4.5 out of 5 for investment choices.
The key difference is bonds: Lloyds Bank offers trading in corporate bonds and UK government bonds (gilts), while Fidelity International does not. If you want fixed‑income options alongside shares and funds, Lloyds Bank may suit you better. Lloyds Bank is ranked 7th of 21 for Investment Choices by UK.StockBrokers.com; a ranking for Fidelity International isn’t available.
| Feature |
Lloyds Bank
|
Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | No |
| ETFs | Yes | Yes |
| Mutual Funds | Yes | Yes |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | Yes | Yes |
| Investment Choices |
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Lloyds Bank and Fidelity International both offer browser-based trading platforms with price alerts, but neither provides real-time market data. For charting, Fidelity lets you display corporate events (earnings, splits, dividends) and add both index and stock overlays; Lloyds does not. Fidelity includes 5 drawing tools, while Lloyds doesn’t state how many are available. When it comes to technical indicators, Lloyds offers 93 versus Fidelity’s 21. You can add notes to charts with Lloyds, but not with Fidelity.
If you’re a UK investor who wants lots of indicators and the ability to jot notes on charts, Lloyds Bank fits well. If you prefer seeing company events and using index or stock overlays directly on your charts, Fidelity International is the better match.
| Feature |
Lloyds Bank
|
Fidelity International
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 93 | 21 |
| Charting - Drawing Tools | 5 | |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | No | Yes |
| Charting - Stock Overlays | No | Yes |
| Charting - Index Overlays | No | Yes |
For UK investors comparing Lloyds Bank vs Fidelity International, both online brokers offer a Stocks and Shares ISA and a Self-Invested Personal Pension (SIPP), letting you invest tax-efficiently toward retirement with either provider; choose between them by weighing fees, available investments, and ease of use to find the best fit for your needs.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
UK investors comparing mobile trading apps will find both Lloyds Bank and Fidelity International offer iPhone and Android apps; however, UK.StockBrokers.com rates Lloyds Bank at 3.5/5 and Fidelity International at 4/5. For rankings, Lloyds Bank places 14th out of 21 brokers for Mobile Apps, while Fidelity International’s ranking is not available. If app quality is your priority, Fidelity edges ahead on ratings; if you already bank with Lloyds, its app is available on both platforms.
Dive deeper: Best Stock Trading Apps UK.
For UK beginner investors comparing Lloyds Bank and Fidelity International, Fidelity stands out on education: it offers live webinars with recordings available on demand, plus straightforward learning on share trading, funds and retirement. Lloyds Bank does not provide webinars (live or archived) and lacks education across these topics. According to UK.StockBrokers.com, Lloyds Bank is rated 4 out of 5 stars for beginner education and ranks 11th of 21 brokers, while Fidelity International earns 5 out of 5 stars (ranking not available). If learning support matters, Fidelity is the stronger pick.
| Feature |
Lloyds Bank
|
Fidelity International
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | No | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing online brokers on market research, Lloyds Bank and Fidelity International both provide shares, ETF, fund and bond research, plus fund research reports. The key difference is portfolio tools: Fidelity lets you view your portfolio allocation by asset class, helping you track diversification and balance, while Lloyds Bank does not offer this view. If you want allocation insights alongside thorough research, Fidelity has the edge; if you mainly need market and fund research, both are solid choices.
| Feature |
Lloyds Bank
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | Yes |
| Research - Funds | Yes | Yes |
| Fund Research - Research Reports | Yes | Yes |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, Lloyds Bank or Fidelity International? After collecting more than 900 data points over a 10-week period, we found Lloyds Bank to be a better trading platform overall.
Lloyds Bank is a U.K. investment platform best known for its simple, low-cost investing options, support for ISAs and SIPPs, and appeal to long-term, hands-off investors.
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Fidelity International
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Lloyds Bank vs Fidelity International: neither online broker offers cryptocurrency trading, so investors seeking crypto access will need to use a dedicated crypto exchange or another broker that supports digital assets.
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↓×Compare
0 of 5| Overall Rating | Lloyds Bank | Fidelity International | |
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| Review | Lloyds Bank Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | Lloyds Bank | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | No | |
| Mutual Funds | Yes | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | Yes | Yes |
| Trading Fees | Lloyds Bank | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £1 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £9.50 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £8 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £8 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | £36 | £90 - £875 | |
| Annual Platform Fee (Funds): £250K-£500K | £36 | £500 - £1,000 | |
| Annual Platform Fee (Funds): £500,000 - £1m | £36 | £1,000 - £2,000 | |
| Annual Platform Fee (Funds): £1m and over | £36 | £2,000 | |
| Bonds - Corporate - Fee | £9.50 | N/A | |
| Bonds - Government (Gilts) - Fee | £9.50 | N/A | |
| ETFs - Fee | £9.50 | £7.50 | |
| Investment Trusts - Fee | N/A | £7.50 | |
| Telephone Dealing Fee | £35 | £30 |
| Broker Screenshots | Lloyds Bank | Fidelity International | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
| Platforms & Tools | Lloyds Bank | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 93 | 21 | |
| Charting - Drawing Tools | 5 | ||
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | No | Yes | |
| Charting - Stock Overlays | No | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | Lloyds Bank | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | Yes | Yes | |
| Fund Research - Research Reports | Yes | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | Yes | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | Lloyds Bank | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | No | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | Lloyds Bank | Fidelity International | |
|---|---|---|---|
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| Review | Lloyds Bank Review | Fidelity International Review | |
| Winner | check_circle |