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DEGIRO vs AJ Bell Youinvest 2022
Your capital is at risk.
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Overall Rating
| Feature | DEGIRO | AJ Bell Youinvest |
| Overall | ||
| Commissions & Fees | ||
| Offering of Investments | ||
| Platform & Tools | ||
| Research | ||
| Education | ||
| DEGIRO Review | ||
| Winner | check_circle |
Trading Fees
| Feature | DEGIRO | AJ Bell Youinvest |
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Minimum Deposit |
£0.00 | £0.00 |
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Share Trading: 0-9 Deals/ Month |
£ 1.75 + 0.014% (Maximum £ 5.00) | £9.95 |
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Share Trading: 10-19 Deals/ Month |
£ 1.75 + 0.014% (Maximum £ 5.00) | £4.95 |
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Share Trading: 20+ Deals/ Month |
£ 1.75 + 0.014% (Maximum £ 5.00) | £4.95 |
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Annual Custody Fee: £0 - £250,000 |
0.20% | 0.25% (max £3.50/ month for shares) |
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Bonds - Government (Gilts) - Fee |
€ 2.00 + 0.06% | £9.95 |
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ETFs - Fee |
Free – 2€ | £9.95 |
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Investment Trusts - Fee |
£ 1.75 + 0.014% (Maximum £ 5.00) | £9.95 |
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Telephone Dealing Fee |
£ 10.25 + 0.014%, max £5 (for LSE) | £29.95 |
Platforms & Tools
| Feature | DEGIRO | AJ Bell Youinvest |
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Desktop Platform (Windows) |
No | No |
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Web Platform |
Yes | Yes |
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iPhone App |
Yes | Yes |
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Android App |
Yes | Yes |
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Stock Alerts |
No | No |
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Charting - Indicators / Studies |
13 | 10 |
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Charting - Drawing Tools |
9 | 1 |
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Charting - Notes |
Yes | No |
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Charting - Display Corporate Events |
Yes | Yes |
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Charting - Stock Overlays |
Yes | Yes |
Research
| Feature | DEGIRO | AJ Bell Youinvest |
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Research - Shares |
Yes | Yes |
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Research - CFDs |
No | No |
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Research - Funds |
Yes | Yes |
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Fund Research - Research Reports |
No | Yes |
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Research - ETFs |
No | Yes |
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Research - Bonds |
No | Yes |
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Portfolio Allocation Breakdown |
No | Yes |
Investments
| Feature | DEGIRO | AJ Bell Youinvest |
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Share Trading |
Yes | Yes |
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CFD Trading |
No | No |
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Funds |
Yes | Yes |
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ETFs |
Yes | Yes |
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Bonds - Corporate |
Yes | Yes |
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Bonds - Government (Gilts) |
Yes | Yes |
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Investment Trusts |
Yes | Yes |
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Spread Betting |
No | No |
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Advisor Services |
No | No |
Education
| Feature | DEGIRO | AJ Bell Youinvest |
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Has Education - Share Trading |
Yes | Yes |
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Has Education - Funds |
No | Yes |
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Has Education - Retirement |
No | Yes |
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Client Webinars |
No | No |
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Client Webinars (Archived) |
No | Yes |
Overall
| Feature | DEGIRO | AJ Bell Youinvest |
| Overall | ||
| Commissions & Fees | ||
| Offering of Investments | ||
| Platform & Tools | ||
| Research | ||
| Education | ||
| DEGIRO Review | ||
| Winner | check_circle |
For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare AJ Bell Youinvest vs DEGIRO.
Which broker is less expensive?
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, DEGIRO offers better pricing than AJ Bell Youinvest for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
1 Trade Per Month - DEGIRO is cheaper. DEGIRO would only cost £29.40 each year while AJ Bell Youinvest would cost £161.40.
3 Trades Per Month - DEGIRO is less expensive under this scenario. DEGIRO would cost £88.20 per year while AJ Bell Youinvest would cost £400.20.
10 Trades Per Month - DEGIRO is the better choice. Annual fees with DEGIRO would total £294, while annual fees with AJ Bell Youinvest would be £636.
20 Trades Per Month - DEGIRO costs less in this scenario. Total annual costs with DEGIRO would equal £12.25, while AJ Bell Youinvest would equal £82.50.
Which broker offers a wider range of investment options?
DEGIRO offers a more diverse selection of investment options than AJ Bell Youinvest. DEGIRO offers investors access to ETFs, Funds, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.
Which platform offers better research?
Our testing concluded that DEGIRO is better for research than AJ Bell Youinvest. DEGIRO offers more research options, including research reports, articles, and analyst ratings.
Which trading platform is better?
To compare the trading platforms of both AJ Bell Youinvest and DEGIRO, we tested each broker's trading tools and share dealing app. All features compared, DEGIRO offers a better share dealing platform.
Overall winner: DEGIRO
Read Next: Best UK Trading Platforms 2022
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All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.
Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
