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AJ Bell Youinvest vs DEGIRO 2020

Your capital is at risk.
Is AJ Bell Youinvest better than DEGIRO? After scoring UK share dealing accounts on over 40 different variables, AJ Bell Youinvest is better than DEGIRO. AJ Bell Youinvest charges £9.95 per trade with a discounted £4.95 per trade rate for investors who place over ten trades a month. AJ Bell offers high-quality research as well as an impressive mobile app. Conversely, AJ Bell offers an average trading platform and basic educational resources.

Overall Rating

Feature AJ Bell Youinvest DEGIRO
Overall 4 3.5
AJ Bell Youinvest Review DEGIRO Review

Trading Fees

Feature AJ Bell Youinvest DEGIRO
Share Trading: 0-9 Deals/ Month
£9.95 £ 1.75 + 0.014%
Share Trading: 10-19 Deals/ Month
£4.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Share Trading: 20+ Deals/ Month
£4.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) 0%
Bonds - Government (Gilts) - Fee
£9.95 € 2.00 + 0.06%
ETFs - Fee
£9.95 €2 + 0.03%
Investment Trusts - Fee
£9.95 € 7.50 + 0.10%
Telephone Dealing Fee*
£29.95 € 10.00 + 0.10% per order
Commissions & Fees 4 5
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Platforms & Tools

Feature AJ Bell Youinvest DEGIRO
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
No No
Charting - Indicators / Studies
10 23
Charting - Drawing Tools
1 0
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes No
Platform & Tools 3 3
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Research

Feature AJ Bell Youinvest DEGIRO
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes No
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes No
Research 4 1
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Investments

Feature AJ Bell Youinvest DEGIRO
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No No
Offering of Investments 3 3.5
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Education

Feature AJ Bell Youinvest DEGIRO
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes No
Has Education - Retirement
Yes No
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 3.5

Overall

Feature AJ Bell Youinvest DEGIRO
AJ Bell Youinvest Review DEGIRO Review
Overall 4 3.5
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Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 46 individual variables were assessed. For this review, we will compare AJ Bell Youinvest vs DEGIRO.

Which broker is cheaper: AJ Bell Youinvest or DEGIRO?

It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. DEGIRO is a better option with a 5.00 star rating over AJ Bell Youinvest's 4.00 star rating.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

1 Trade Per Month - DEGIRO only charges £34.00 while AJ Bell Youinvest charges £149.40.

3 Trades Per Month - DEGIRO is cheaper under this scenario. DEGIRO would cost £104.00 while AJ Bell Youinvest would cost £388.20.

10 Trades Per Month - DEGIRO is the cheaper option. Fees with DEGIRO would be £346 while fees with AJ Bell Youinvest would be £624.

20 Trades Per Month - DEGIRO costs less in this case. DEGIRO charges £693 while AJ Bell Youinvest charges £1218.

The annual management fee for each broker, which is a percentage of total assets, is as follows under a £30,000 portfolio DEGIRO charges 0% while AJ Bell Youinvest charges 0.25% (Max £7.50 per quarter) .

Does AJ Bell Youinvest or DEGIRO offer a wider range of investment options?

DEGIRO offers a more diverse selection of investment options than AJ Bell Youinvest. DEGIRO offers investors access to ETFs, Funds, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Is AJ Bell Youinvest or DEGIRO better for research?

Research helps traders analyze potential investments, examine market sentiment, and learn about companies on a high-level. Our testing concluded that AJ Bell Youinvest is better for research than DEGIRO. AJ Bell Youinvest offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better: AJ Bell Youinvest or DEGIRO?

To compare the trading platforms of both AJ Bell Youinvest and DEGIRO, we tested each broker's trading tools. Overall, AJ Bell Youinvest offers a better experience. Looking at charting, AJ Bell Youinvest boasts an offering of 1 charting tools compared to DEGIRO's 0 available charting tools. AJ Bell Youinvest trails DEGIRO by 13 total different indicators (for example, moving averages), with DEGIRO offering 23 and AJ Bell Youinvest offering 10.

Overall, between AJ Bell Youinvest and DEGIRO, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
DEGIRO Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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