Written by StockBrokers.com
Is DEGIRO better than AJ Bell? After scoring the best share dealing accounts across 46 different variables, Interactive Brokers is better than DEGIRO. Professional traders are brilliantly serviced with the tools and capabilities of Interactive Brokers. Less-experienced traders benefit from the low commissions and excellent research available in the web-based Client Portal platform.
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| Overall Rating | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| Overall Rating | |||
| Commissions & Fees | |||
| Offering of Investments | |||
| Mobile Trading | |||
| Platforms & Tools | |||
| Research | |||
| Ease of Use | N/A | ||
| Education | |||
| Review | DEGIRO Review | Interactive Brokers Review | |
| Winner | check_circle |
| Investments | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| ISA | No | Yes | Yes |
| SIPP | No | Yes | Yes |
| Share Trading | Yes | Yes | Yes |
| CFD Trading | No | No | Yes |
| Funds | Yes | Yes | Yes |
| ETFs | Yes | Yes | Yes |
| Bonds - Corporate | Yes | Yes | Yes |
| Bonds - Government (Gilts) | Yes | Yes | Yes |
| Investment Trusts | Yes | Yes | Yes |
| Spread Betting | No | No | Yes |
| Crypto Trading | No | No | Yes |
| Advisor Services | No | No | No |
| Trading Fees | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| Minimum Deposit | £0.0 | £0.0 | £0.0 |
| Share Trading: 0-9 Deals/ Month | £1.75 + £1 handling fee | £9.95 | £3 |
| Share Trading: 10-19 Deals/ Month | £1.75 + £1 handling fee | £4.95 | £3 |
| Share Trading: 20+ Deals/ Month | £1.75 + £1 handling fee | £4.95 | £3 |
| 5 trades per year (£30k portfolio) | £13.75 | £82.5 | £15 |
| 12 trades per year (£30k portfolio) | £33 | £161.4 | £36 |
| 36 trades per year (£30k portfolio) | £99 | £400.2 | £108 |
| 120 trades per year (£30k portfolio) | £330 | £636 | £360 |
| 3 fund trades per year (£30k portfolio) | £67.5 | £79.5 | £24.75 |
| Annual Custody Fee: £0 - £250,000 | 0.20% | 0.25% (max £3.50/ month for shares) | 0% |
| Annual Custody Fee: £250K-£500K | 0.20% | 0.25% (max £3.50/ month) for shares; 0.10% for funds between £250,000 and £1m | 0% |
| Annual Custody Fee: £500,000 - £1m | 0.20% | 0.25% (max £3.50/ month) for shares; 0.10% for funds between £250,000 and £1m | 0% |
| Annual Custody Fee: £1m and over | 0.20% | 0.25% (max £3.50/ month) for shares; 0.10% for funds between £250,000 and £1m; 0.05% for funds between £1m and £2m; | 0% |
| Bonds - Corporate - Fee | € 2.00 + €1 handling fee | £9.95 | 0.1% (for <10,000 EUR) 0.025% (for >10,000 EUR) |
| Bonds - Government (Gilts) - Fee | € 2.00 + 0.06% (most of EU), € 5.00 + 0.05% (Germany) | £9.95 | 0.1% (2 euro min) |
| ETFs - Fee | €2 + 0.03% | £9.95 | £3 |
| Investment Trusts - Fee | € 2.00 + €1 handling fee | £9.95 | £4.95 |
| Telephone Dealing Fee | £8.50 surcharge £1.75 + £1 handling fee | £29.95 | 30 USD |
| Platforms & Tools | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| Web Platform | Yes | Yes | Yes |
| iPhone App | Yes | Yes | Yes |
| Android App | Yes | Yes | Yes |
| Stock Alerts | No | No | Yes |
| Charting - Indicators / Studies | 13 | 10 | 98 |
| Charting - Drawing Tools | 9 | 1 | 84 |
| Charting - Notes | Yes | No | Yes |
| Charting - Display Corporate Events | Yes | Yes | Yes |
| Charting - Stock Overlays | Yes | Yes | Yes |
| Charting - Index Overlays | Yes | Yes | Yes |
| Research | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| Research - Shares | Yes | Yes | Yes |
| Research - CFDs | No | No | Yes |
| Research - Funds | Yes | Yes | Yes |
| Fund Research - Research Reports | No | Yes | No |
| Research - ETFs | No | Yes | Yes |
| Research - Bonds | No | Yes | Yes |
| Portfolio Allocation Breakdown | No | Yes | Yes |
| Education | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| Has Education - Share Trading | Yes | Yes | Yes |
| Has Education - Funds | No | Yes | No |
| Has Education - Retirement | No | Yes | Yes |
| Client Webinars | No | No | Yes |
| Client Webinars (Archived) | No | Yes | Yes |
| Overall Summary | DEGIRO | AJ Bell | Interactive Brokers |
|---|---|---|---|
| Overall Rating | |||
| Commissions & Fees | |||
| Offering of Investments | |||
| Mobile Trading | |||
| Platforms & Tools | |||
| Research | |||
| Ease of Use | N/A | ||
| Education | |||
| Review | DEGIRO Review | Interactive Brokers Review | |
| Winner | check_circle |
For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare DEGIRO vs AJ Bell.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, DEGIRO offers better pricing than Interactive Brokers for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - DEGIRO would cost £13.75 per year, while AJ Bell would cost £82.5 per year.
12 trades per year - DEGIRO would cost £33 per year, while AJ Bell would cost £161.4 per year.
36 trades per year - DEGIRO would cost £99 per year, while AJ Bell would cost £400.2 per year.
120 trades per year - DEGIRO would cost £330 per year, while AJ Bell would cost £636 per year.
3 fund trades per year - DEGIRO would cost £67.5 per year, while AJ Bell would cost £79.5 per year.
DEGIRO offers investors access to Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts) and Investment Trusts, while AJ Bell offers investors access to ISA, SIPP, Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts) and Investment Trusts, neither have CFD Trading, Spread Betting, Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.
Our testing concluded that Interactive Brokers is better for research than DEGIRO. Interactive Brokers offers more research options, including research reports, articles, and analyst ratings.
To compare the trading platforms of both DEGIRO and AJ Bell, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, Interactive Brokers offers a better share dealing platform and Interactive Brokers offers a better stock app for mobile trading.
Overall winner: Interactive Brokers
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