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AJ Bell Youinvest vs DEGIRO 2020

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Is AJ Bell Youinvest better than DEGIRO? After scoring the best share dealing accounts across 46 different variables, AJ Bell Youinvest is better than DEGIRO. AJ Bell Youinvest charges £9.95 per trade with a discounted £4.95 per trade rate for investors who place over ten trades a month. AJ Bell offers high-quality research as well as an impressive mobile app. Conversely, AJ Bell offers an average trading platform and basic educational resources.

Overall Rating

Feature AJ Bell Youinvest DEGIRO
Overall 4 3.5
AJ Bell Youinvest Review DEGIRO Review

Trading Fees

Feature AJ Bell Youinvest DEGIRO
Share Trading: 0-9 Deals/ Month
£9.95 £ 1.75 + 0.014%
Share Trading: 10-19 Deals/ Month
£4.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Share Trading: 20+ Deals/ Month
£4.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Annual Custody Fee: £0 - £250,000
0.25% (Max £7.50 per quarter) 0%
Bonds - Government (Gilts) - Fee
£9.95 € 2.00 + 0.06%
ETFs - Fee
£9.95 €2 + 0.03%
Investment Trusts - Fee
£9.95 € 7.50 + 0.10%
Telephone Dealing Fee
£29.95 £8.50
Commissions & Fees 4 5
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Platforms & Tools

Feature AJ Bell Youinvest DEGIRO
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
No No
Charting - Indicators / Studies
10 13
Charting - Drawing Tools
1 9
Charting - Notes
No Yes
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes Yes
Platform & Tools 3 3
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Research

Feature AJ Bell Youinvest DEGIRO
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes No
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes No
Research 4 1
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Investments

Feature AJ Bell Youinvest DEGIRO
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No No
Offering of Investments 3 3.5
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Education

Feature AJ Bell Youinvest DEGIRO
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes No
Has Education - Retirement
Yes No
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 3.5

Overall

Feature AJ Bell Youinvest DEGIRO
AJ Bell Youinvest Review DEGIRO Review
Overall 4 3.5
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For our 2020 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare AJ Bell Youinvest vs DEGIRO.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, DEGIRO offers better pricing than AJ Bell Youinvest for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - DEGIRO is cheaper. DEGIRO would only cost £34.00 each year while AJ Bell Youinvest would cost £149.40.

3 Trades Per Month - DEGIRO is less expensive under this scenario. DEGIRO would cost £104.00 per year while AJ Bell Youinvest would cost £388.20.

10 Trades Per Month - DEGIRO is the better choice. Annual fees with DEGIRO would total £346, while annual fees with AJ Bell Youinvest would be £624.

20 Trades Per Month - DEGIRO costs less in this scenario. Total annual costs with DEGIRO would equal £693, while AJ Bell Youinvest would equal £1218.

Which broker offers a wider range of investment options?

DEGIRO offers a more diverse selection of investment options than AJ Bell Youinvest. DEGIRO offers investors access to ETFs, Funds, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that AJ Bell Youinvest is better for research than DEGIRO. AJ Bell Youinvest offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both AJ Bell Youinvest and DEGIRO, we tested each broker's trading tools and share dealing app. All features compared, AJ Bell Youinvest offers a better share dealing platform.

Overall, between AJ Bell Youinvest and DEGIRO, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
DEGIRO Review

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All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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