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AJ Bell Youinvest vs DEGIRO 2019

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Is AJ Bell Youinvest better than DEGIRO? After scoring UK share dealing accounts on over 100 different variables, AJ Bell Youinvest is better than DEGIRO. AJ Bell Youinvest offers low-cost trading for frequent traders, quality in-house research, as well as impressive mobile trading applications; however, the downside is that the company offers an average trading platform and basic education resources.

Overall Rating

Feature AJ Bell Youinvest DEGIRO
Overall 4 3.5
AJ Bell Youinvest Review DEGIRO Review

Trading Fees

Feature AJ Bell Youinvest DEGIRO
Share Trading: 0-9 Deals/ Month
£9.95 £ 1.75 + 0.022%
Share Trading: 10-19 Deals/ Month
£4.95 £ 1.75 + 0.022% (Maximum £ 5.00)
Share Trading: 20+ Deals/ Month
£4.95 £ 1.75 + 0.022% (Maximum £ 5.00)
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) 0%
Bonds - Government (Gilts) - Fee
£9.95 € 2.00 + 0.068%
ETFs - Fee
£9.95 €2 + 0.038%
Investment Trusts - Fee
£9.95 € 7.50 + 0.10% +.2% annually
Telephone Dealing Fee*
£29.95 € 10.00 + 0.10% per order
Commissions & Fees 4 5
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Platforms & Tools

Feature AJ Bell Youinvest DEGIRO
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
No No
Charting - Indicators / Studies
10 23
Charting - Drawing Tools
1 0
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes No
Platform & Tools 3 3
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Research

Feature AJ Bell Youinvest DEGIRO
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes No
Research - ETFs
Yes No
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes No
Research 4 1
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Investments

Feature AJ Bell Youinvest DEGIRO
Share Trading
Yes Yes
CFD Trading
No Yes
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No No
Offering of Investments 3 3.5
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Education

Feature AJ Bell Youinvest DEGIRO
Has Education - Share Trading
Yes Yes
Has Education - Funds
Yes No
Has Education - Retirement
Yes No
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 3.5

Overall

Feature AJ Bell Youinvest DEGIRO
AJ Bell Youinvest Review DEGIRO Review
Overall 4 3.5
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Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 124 individual variables were assessed. For this review, we will compare AJ Bell Youinvest vs DEGIRO.

To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. DEGIRO is a better option with a 4.50 star rating over AJ Bell Youinvest's 3.50 star rating.

Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and AJ Bell Youinvest provides its clients with ISA, ISA - Junior, SIPP and SIPP - Junior while DEGIRO provides clients access to none of these. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. DEGIRO trails AJ Bell Youinvest by 1 total charting tools, with AJ Bell Youinvest offering 1 and DEGIRO offering 0. DEGIRO boasts an offering of 23 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators. Neither offers basic stock alerts. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. AJ Bell Youinvest has fund research reports, DEGIRO doesn't.

Overall, between AJ Bell Youinvest and DEGIRO, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
DEGIRO Review


All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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