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Fineco Bank vs AJ Bell 2023

StockBrokers.com

Written by StockBrokers.com

November 17, 2022

Is Fineco Bank better than AJ Bell? After scoring the best share dealing accounts across 46 different variables, Fineco Bank is better than AJ Bell. For the price-conscious trader, FinecoBank is a solid share dealing option with a broad range of investment options; but educational materials and research reports are lacking.

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Overall RatingFineco BankAJ Bell
Overall Rating 4.5/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 3.5/5 Stars
Offering of Investments 4/5 Stars 4/5 Stars
Mobile Trading 4/5 Stars 3.5/5 Stars
Platforms & Tools 3.5/5 Stars 3/5 Stars
Research 3.5/5 Stars 4/5 Stars
Ease of Use 3.5/5 Stars N/A
Education 3.5/5 Stars 3.5/5 Stars
Review Fineco Bank Review
Winner check_circle
InvestmentsFineco BankAJ Bell
ISA Yes Yes
SIPP No Yes
Share Trading Yes Yes
CFD Trading Yes No
Funds Yes Yes
ETFs Yes Yes
Bonds - Corporate Yes Yes
Bonds - Government (Gilts) Yes Yes
Investment Trusts No Yes
Spread Betting No No
Crypto Trading No No
Advisor Services No No
Trading FeesFineco BankAJ Bell
Minimum Deposit £0.0 £0.0
Share Trading: 0-9 Deals/ Month £2.95 £9.95
Share Trading: 10-19 Deals/ Month £2.95 £4.95
Share Trading: 20+ Deals/ Month £2.95 £4.95
5 trades per year (£30k portfolio) £75 £82.5
12 trades per year (£30k portfolio) £35.4 £161.4
36 trades per year (£30k portfolio) £106.2 £400.2
120 trades per year (£30k portfolio) £354 £636
3 fund trades per year (£30k portfolio) £14.75 £79.5
Annual Custody Fee: £0 - £250,000 0.25% 0.25% (max £3.50/ month for shares)
Annual Custody Fee: £250K-£500K 0.15% 0.25% (max £3.50/ month) for shares; 0.10% for funds between £250,000 and £1m
Annual Custody Fee: £500,000 - £1m 0.15% 0.25% (max £3.50/ month) for shares; 0.10% for funds between £250,000 and £1m
Annual Custody Fee: £1m and over 0.05% 0.25% (max £3.50/ month) for shares; 0.10% for funds between £250,000 and £1m; 0.05% for funds between £1m and £2m;
Bonds - Corporate - Fee £6.95 £9.95
Bonds - Government (Gilts) - Fee £6.95 £9.95
ETFs - Fee £2.95 £9.95
Investment Trusts - Fee N/A £9.95
Telephone Dealing Fee N/A £29.95
Platforms & ToolsFineco BankAJ Bell
Web Platform Yes Yes
iPhone App Yes Yes
Android App Yes Yes
Stock Alerts Yes No
Charting - Indicators / Studies 22 10
Charting - Drawing Tools 3 1
Charting - Notes No No
Charting - Display Corporate Events Yes Yes
Charting - Stock Overlays Yes Yes
Charting - Index Overlays Yes Yes
ResearchFineco BankAJ Bell
Research - Shares Yes Yes
Research - CFDs No No
Research - Funds Yes Yes
Fund Research - Research Reports No Yes
Research - ETFs Yes Yes
Research - Bonds Yes Yes
Portfolio Allocation Breakdown Yes Yes
EducationFineco BankAJ Bell
Has Education - Share Trading No Yes
Has Education - Funds No Yes
Has Education - Retirement No Yes
Client Webinars Yes No
Client Webinars (Archived) Yes Yes
Overall SummaryFineco BankAJ Bell
Overall Rating 4.5/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 3.5/5 Stars
Offering of Investments 4/5 Stars 4/5 Stars
Mobile Trading 4/5 Stars 3.5/5 Stars
Platforms & Tools 3.5/5 Stars 3/5 Stars
Research 3.5/5 Stars 4/5 Stars
Ease of Use 3.5/5 Stars N/A
Education 3.5/5 Stars 3.5/5 Stars
Review Fineco Bank Review
Winner check_circle
  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxCapital.com
  • check_box_outline_blankcheck_boxDEGIRO
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFineco Bank
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
  • check_box_outline_blankcheck_boxLloyds Bank
  • check_box_outline_blankcheck_boxSaxo Markets
  • check_box_outline_blankcheck_boxTrading 212
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Fineco Bank vs AJ Bell Comparison

For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Fineco Bank vs AJ Bell.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Fineco Bank offers better pricing than AJ Bell for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Fineco Bank would cost £75 per year, while AJ Bell would cost £82.5 per year.

12 trades per year - Fineco Bank would cost £35.4 per year, while AJ Bell would cost £161.4 per year.

36 trades per year - Fineco Bank would cost £106.2 per year, while AJ Bell would cost £400.2 per year.

120 trades per year - Fineco Bank would cost £354 per year, while AJ Bell would cost £636 per year.

3 fund trades per year - Fineco Bank would cost £14.75 per year, while AJ Bell would cost £79.5 per year.

Which broker offers a wider range of investment options?

Fineco Bank offers investors access to ISA, Share Trading, CFD Trading, Funds, ETFs, Bonds - Corporate and Bonds - Government (Gilts), while AJ Bell offers investors access to ISA, SIPP, Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts) and Investment Trusts, neither have Spread Betting, Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which broker offers better research?

Our testing concluded that Fineco Bank is better for research than AJ Bell. Fineco Bank offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both Fineco Bank and AJ Bell, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, Fineco Bank offers a better share dealing platform and Fineco Bank offers a better stock app for mobile trading.

Overall winner: Fineco Bank

Read Next: Best UK Trading Platforms 2022


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