Written by StockBrokers.com
In this head to head comparison of Bestinvest vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Bestinvest offers better pricing than Capital.com for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Bestinvest would cost £144.75 per year, while Capital.com would cost N/A per year.
12 trades per year - Bestinvest would cost £119.40 - £179.40 per year, while Capital.com would cost N/A per year.
36 trades per year - Bestinvest would cost £238.20 - £357.60 per year, while Capital.com would cost N/A per year.
120 trades per year - Bestinvest would cost £654 - £714 per year, while Capital.com would cost N/A per year.
3 fund trades per year - Bestinvest would cost £50 per year, while Capital.com would cost £20 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When it comes to selecting an online broker in the UK, Bestinvest and Capital.com present distinct offerings tailored to different investor needs. Bestinvest excels in providing share trading, ETF trading, funds trading, and investment trusts, making it a versatile choice for those interested in traditional investment avenues. It also offers advisor services, catering to those who might prefer some guidance in managing their portfolios. Rated 4.5 stars by UK.StockBrokers.com, Bestinvest ranks 10th out of 18 brokers for investment choices, showcasing its strong appeal for investors seeking varied and guided investment opportunities.
Contrastingly, Capital.com focuses on a specific niche of investment options, notably CFD trading, which is suitable for those interested in speculation within the market. However, it lacks several popular investment choices such as share trading, ETFs, and funds. With a rating of 2.5 stars for investment choices, Capital.com provides a more limited investment landscape and does not rank in UK.StockBrokers.com's list of top brokers for investment choices. This makes it a less flexible choice for traditional investors but a potential fit for those inclined towards CFD-only trading.
| Feature |
Bestinvest
|
Capital.com
|
|---|---|---|
| Share Trading | Yes | No |
| CFD Trading | No | Yes |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | Yes |
| Crypto Trading | No | No |
| Advisor Services | Yes | No |
| Investment Choices |
|
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Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When comparing Bestinvest and Capital.com in terms of trading tools, both platforms provide browser-based trading and the ability to add notes to charts. However, Capital.com distinguishes itself with a wider selection of charting drawing tools, offering 18 compared to Bestinvest's 9. It also supports more technical indicators, with 77 available against Bestinvest's 36. Additionally, Capital.com provides real-time market data, a feature absent on Bestinvest, making it potentially more attractive for traders prioritising up-to-date information.
On the other hand, Bestinvest offers the option to add stock overlays to charts, a functionality not available on Capital.com. While neither platform supports displaying corporate events or index overlays on charts, both allow the creation of alerts for stock price updates. Investors might find Bestinvest's charting capabilities suitable if stock overlays are crucial to their trading strategies, while others may prefer Capital.com’s extensive toolset and immediate data access for informed trading decisions.
| Feature |
Bestinvest
|
Capital.com
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 36 | 77 |
| Charting - Drawing Tools | 9 | 18 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | No | No |
When comparing online brokers Bestinvest and Capital.com for UK investors interested in retirement savings, Bestinvest stands out with its offering of both Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs), providing a versatile option for those planning their retirement. On the other hand, Capital.com does not offer ISAs or SIPPs, which might limit its appeal to UK investors looking specifically for retirement account options. This difference makes Bestinvest a more suitable choice for individuals keen on growing their retirement funds through tax-efficient savings and investment strategies.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors seeking reliable mobile platforms, both Bestinvest and Capital.com offer user-friendly apps for iPhone and Android devices. However, when it comes to app ratings, Capital.com edges out with an impressive 4.5 stars from UK.StockBrokers.com, although it is not ranked among 18 brokers for mobile apps. In contrast, Bestinvest receives a 3.5-star rating and is ranked 16th. While both brokers have functional mobile apps, Capital.com appears to deliver a stronger user experience based on customer reviews, making it a preferred choice for those valuing app performance in their trading decisions.
Dive deeper: Best Stock Trading Apps UK.
When it comes to educational resources for beginner investors, Bestinvest stands out in the UK compared to Capital.com. Bestinvest offers live and on-demand educational webinars, covering essential topics such as share trading, funds, and retirement planning. Meanwhile, Capital.com lacks these webinar offerings and focuses less on foundational education. Bestinvest's commitment to education earns it a 5-star rating from UK.StockBrokers.com, placing it 6th out of 18 brokers for beginner education. In contrast, Capital.com has a rating of 3.5 stars and is not ranked in the top brokers for beginner education, highlighting Bestinvest's superior support for new investors.
| Feature |
Bestinvest
|
Capital.com
|
|---|---|---|
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors interested in market research features, Bestinvest and Capital.com present distinct offerings. Bestinvest shines in providing comprehensive research reports for funds and offers insights into shares, ETFs, and funds, allowing users to delve into portfolio allocation by asset class too. In contrast, Capital.com lacks research reports for funds and does not offer research on shares, ETFs, or funds, but does cater to those seeking insights into CFDs. Both platforms, however, allow investors to view portfolio allocation, offering a useful tool for those wanting a clear view of their investment spread. Neither platform provides research on bonds, which might be a consideration for some users.
| Feature |
Bestinvest
|
Capital.com
|
|---|---|---|
| Research - Shares | Yes | No |
| Research - CFDs | No | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, Bestinvest or Capital.com? After collecting more than 900 data points over a 10-week period, we found Bestinvest to be a better trading platform overall.
Bestinvest is a very good broker that should appeal to a wide range of investors. Fees are competitive, particularly if you invest in funds or US shares, and the investment options are extensive. The Bestinvest platform is relatively easy to use and the offer of a free 45 minute session with a financial coach can be a useful starting point for newer investors. Bestinvest is also a great option for a Junior SIPP, as it is one of very few UK brokers offering children’s pensions and with a low entry point.
| Feature |
Bestinvest
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Capital.com
|
|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Mobile App |
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| Website |
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When comparing online brokers Bestinvest and Capital.com, both platforms do not offer crypto trading options to their users.
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0 of 5| Overall Rating | Bestinvest | Capital.com | |
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| Review | Bestinvest Review | Capital.com Review | |
| Winner | check_circle |
| Investments | Bestinvest | Capital.com | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | Yes | No | |
| CFD Trading | No | Yes | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | Yes | No |
| Trading Fees | Bestinvest | Capital.com | |
|---|---|---|---|
| Minimum Deposit | £50 | £20 | |
| Share Trading: 0-9 Deals/ Month | £0 - £4.95 | N/A | |
| Share Trading: 10-19 Deals/ Month | £0 - £4.95 | N/A | |
| Share Trading: 20+ Deals/ Month | £0 - £4.95 | N/A | |
| 5 trades per year (£30k portfolio) | £144.75 | N/A | |
| 12 trades per year (£30k portfolio) | £119.40 - £179.40 | N/A | |
| 36 trades per year (£30k portfolio) | £238.20 - £357.60 | N/A | |
| 120 trades per year (£30k portfolio) | £654 - £714 | N/A | |
| 3 fund trades per year (£30k portfolio) | £60 or £120 | N/A | |
| Annual Custody Fee: £0 - £250,000 | Up to £500 or £1,000 | £0 | |
| Annual Custody Fee: £250K-£500K | £500 - £1,000 | £0 | |
| Annual Custody Fee: £500,000 - £1m | £100 - £1,000 | £0 | |
| Annual Custody Fee: £1m and over | £0 | £0 | |
| Bonds - Corporate - Fee | £4.95 | N/A | |
| Bonds - Government (Gilts) - Fee | £4.95 | N/A | |
| ETFs - Fee | £4.95 | N/A | |
| Investment Trusts - Fee | £4.95 | N/A | |
| Telephone Dealing Fee | £30 | N/A |
| Broker Screenshots | Bestinvest | Capital.com | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | Bestinvest | Capital.com | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 36 | 77 | |
| Charting - Drawing Tools | 9 | 18 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | No | No |
| Research | Bestinvest | Capital.com | |
|---|---|---|---|
| Research - Shares | Yes | No | |
| Research - CFDs | No | Yes | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | Bestinvest | Capital.com | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | Bestinvest | Capital.com | |
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| Review | Bestinvest Review | Capital.com Review | |
| Winner | check_circle |
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