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DEGIRO vs Capital.com 2023

StockBrokers.com

Written by StockBrokers.com

August 03, 2023

Is DEGIRO better than Capital.com? After scoring the best share dealing accounts across 46 different variables, our analysis finds that DEGIRO is better than Capital.com. Despite a subpar trading platform, DEGIRO offers cheap stock trading, charging only £1.75 + a £1 handling fee per trade, with a maximum charge of £5. Fees for trading funds, however, are more costly. DEGIRO lags competitors in fundamental research and education, and does not offer ISA or SIPP accounts.

Select Brokers

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  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxCapital.com
  • check_box_outline_blankcheck_boxCMC Invest
  • check_box_outline_blankcheck_boxDEGIRO
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFineco Bank
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
  • check_box_outline_blankcheck_boxLloyds Bank
  • check_box_outline_blankcheck_boxSaxo Markets
  • check_box_outline_blankcheck_boxTrading 212
  • check_box_outline_blankcheck_boxXTB

Compare

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Overall Rating DEGIRO Capital.com
Overall Rating info 4/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 5/5 Stars
Offering of Investments 3.5/5 Stars 2.5/5 Stars
Mobile Trading 3.5/5 Stars 3.5/5 Stars
Platforms & Tools 3/5 Stars .5/5 Stars
Research 2.5/5 Stars 3.5/5 Stars
Ease of Use 3.5/5 Stars 4/5 Stars
Education 3/5 Stars 4/5 Stars
Review DEGIRO Review Capital.com Review
Winner check_circle
Investments DEGIRO Capital.com
ISA info No No
SIPP info No No
Share Trading info Yes Yes
CFD Trading info No Yes
Funds info Yes No
ETFs info Yes No
Bonds - Corporate info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No Yes
Crypto Trading info No No
Advisor Services info No No
Trading Fees DEGIRO Capital.com
Minimum Deposit info £0.0 £0.0
Share Trading: 0-9 Deals/ Month info £1.75 + £1 handling fee £0
Share Trading: 10-19 Deals/ Month info £1.75 + £1 handling fee £0
Share Trading: 20+ Deals/ Month info £1.75 + £1 handling fee £0
5 trades per year (£30k portfolio) info £13.75 £0
12 trades per year (£30k portfolio) info £33 £0
36 trades per year (£30k portfolio) info £99 £0
120 trades per year (£30k portfolio) info £330 £0
3 fund trades per year (£30k portfolio) info £67.5 N/A
Annual Custody Fee: £0 - £250,000 info 0.20% £0
Annual Custody Fee: £250K-£500K info 0.20% £0
Annual Custody Fee: £500,000 - £1m info 0.20% £0
Annual Custody Fee: £1m and over info 0.20% £0
Bonds - Corporate - Fee info € 2.00 + €1 handling fee N/A
Bonds - Government (Gilts) - Fee info € 2.00 + 0.06% (most of EU), € 5.00 + 0.05% (Germany) N/A
ETFs - Fee info €2 + 0.03% N/A
Investment Trusts - Fee info € 2.00 + €1 handling fee N/A
Telephone Dealing Fee info £8.50 surcharge £1.75 + £1 handling fee N/A
Platforms & Tools DEGIRO Capital.com
Web Platform info Yes No
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 76
Charting - Drawing Tools info 9 17
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research DEGIRO Capital.com
Research - Shares info Yes Yes
Research - CFDs info No Yes
Research - Funds info Yes No
Fund Research - Research Reports info No No
Research - ETFs info No Yes
Research - Bonds info No No
Portfolio Allocation Breakdown info No No
Education DEGIRO Capital.com
Education (Share Trading) info Yes Yes
Education (Funds) info No No
Education (Retirement) info No No
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Overall Summary DEGIRO Capital.com
Overall Rating info 4/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 5/5 Stars
Offering of Investments 3.5/5 Stars 2.5/5 Stars
Mobile Trading 3.5/5 Stars 3.5/5 Stars
Platforms & Tools 3/5 Stars .5/5 Stars
Research 2.5/5 Stars 3.5/5 Stars
Ease of Use 3.5/5 Stars 4/5 Stars
Education 3/5 Stars 4/5 Stars
Review DEGIRO Review Capital.com Review
Winner check_circle
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Comparing online share dealing platforms side by side is no small task. For our 2022 review of U.K. brokers, nearly 600 data points were collected over a 10-week period and used to score each broker. Let’s compare DEGIRO and Capital.com.

DEGIRO vs Capital.com Comparison

For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare DEGIRO vs Capital.com.

Is DEGIRO a good broker?

Despite a subpar trading platform, DEGIRO offers cheap stock trading, charging only £1.75 + a £1 handling fee per trade, with a maximum charge of £5. Fees for trading funds, however, are more costly. DEGIRO lags competitors in fundamental research and education, and does not offer ISA or SIPP accounts.

Is Capital.com a good broker?

Although previously better known for its CFD trading platform, Capital.com has branched out to offer direct investing and trading in shares. They offer the lowest fees on our in-depth analysis with zero commissions and no “hidden” charges either. Although this is clearly attractive to many investors and particularly more active traders, the limited offering of investment options and the absence of a web-based or desktop trading platform means that Capital.com falls short for any investor or trader looking for the complete package.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than DEGIRO for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - DEGIRO would cost £13.75 per year, while Capital.com would cost £0 per year.

12 trades per year - DEGIRO would cost £33 per year, while Capital.com would cost £0 per year.

36 trades per year - DEGIRO would cost £99 per year, while Capital.com would cost £0 per year.

120 trades per year - DEGIRO would cost £330 per year, while Capital.com would cost £0 per year.

3 fund trades per year - DEGIRO would cost £0.0 per year, while Capital.com would cost £0.0 per year.

How do DEGIRO and Capital.com compare in terms of minimum deposits required?

DEGIRO requires a minimum deposit of £0.0, while Capital.com requires a minimum deposit of £0.0. From our testing we found for accounts between £0 - £250,000 DEGIRO charges annual custody fees of 0.20%, while Capital.com charges annual custody fees of £0.

Which broker offers a wider range of investment options?

DEGIRO offers investors access to Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts) and Investment Trusts, while Capital.com offers investors access to Share Trading, CFD Trading and Spread Betting. Neither have ISA, SIPP, Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Do DEGIRO and Capital.com offer ISA or SIPP accounts?

Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Unfortunately, neither DEGIRO nor Capital.com offers ISA or SIPP accounts. Neither have SIPP and ISA.

Do DEGIRO and Capital.com offer cryptocurrency?

In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither DEGIRO and Capital.com offer crypto investing.

Which broker offers better research?

Our testing concluded that Capital.com is better for research than DEGIRO. Capital.com offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both DEGIRO and Capital.com, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, our analysis finds that DEGIRO offers a better share dealing platform and DEGIRO offers a better stock app for mobile trading.

Do DEGIRO and Capital.com offer educational resources?

Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that DEGIRO offers traders access to Education (Share Trading), while Capital.com offers access to Client Webinars, Client Webinars (Archived) and Education (Share Trading). Neither have Education (Funds) and Education (Retirement).

Overall winner: DEGIRO

Read Next: Best UK Trading Platforms 2022


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