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Freetrade vs Capital.com 2023

StockBrokers.com

Written by StockBrokers.com

August 03, 2023

Is Freetrade better than Capital.com? After scoring the best share dealing accounts across 46 different variables, our analysis finds that Freetrade is better than Capital.com. Freetrade's commission-free model allows trading of fractional shares with a user-friendly mobile trading app, and the educational offering is of good quality. Research and range of investments are limited, however, and its online trading platform is still in beta and not available to all customers.

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  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxCapital.com
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  • check_box_outline_blankcheck_boxDEGIRO
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFineco Bank
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
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  • check_box_outline_blankcheck_boxSaxo Markets
  • check_box_outline_blankcheck_boxTrading 212
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Compare

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Overall Rating Freetrade Capital.com
Overall Rating info 4.5/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 5/5 Stars
Offering of Investments 2.5/5 Stars 2.5/5 Stars
Mobile Trading 4/5 Stars 3.5/5 Stars
Platforms & Tools 1/5 Stars .5/5 Stars
Research 2/5 Stars 3.5/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 3/5 Stars 4/5 Stars
Review Freetrade Review Capital.com Review
Winner check_circle
Investments Freetrade Capital.com
ISA info Yes No
SIPP info Yes No
Share Trading info Yes Yes
CFD Trading info No Yes
Funds info No No
ETFs info Yes No
Bonds - Corporate info No No
Bonds - Government (Gilts) info No No
Investment Trusts info Yes No
Spread Betting info No Yes
Crypto Trading info No No
Advisor Services info No No
Trading Fees Freetrade Capital.com
Minimum Deposit info £0.0 £0.0
Share Trading: 0-9 Deals/ Month info £0 £0
Share Trading: 10-19 Deals/ Month info £0 £0
Share Trading: 20+ Deals/ Month info £0 £0
5 trades per year (£30k portfolio) info £0 £0
12 trades per year (£30k portfolio) info £0 £0
36 trades per year (£30k portfolio) info £0 £0
120 trades per year (£30k portfolio) info £0 £0
3 fund trades per year (£30k portfolio) info N/A N/A
Annual Custody Fee: £0 - £250,000 info £0 £0
Annual Custody Fee: £250K-£500K info £0 £0
Annual Custody Fee: £500,000 - £1m info £0 £0
Annual Custody Fee: £1m and over info £0 £0
Bonds - Corporate - Fee info N/A N/A
Bonds - Government (Gilts) - Fee info N/A N/A
ETFs - Fee info £0 N/A
Investment Trusts - Fee info £0 N/A
Telephone Dealing Fee info N/A N/A
Platforms & Tools Freetrade Capital.com
Web Platform info No No
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 0 76
Charting - Drawing Tools info 1 17
Charting - Notes info No No
Charting - Display Corporate Events info No No
Charting - Stock Overlays info No No
Charting - Index Overlays info No No
Research Freetrade Capital.com
Research - Shares info Yes Yes
Research - CFDs info No Yes
Research - Funds info No No
Fund Research - Research Reports info No No
Research - ETFs info Yes Yes
Research - Bonds info No No
Portfolio Allocation Breakdown info No No
Education Freetrade Capital.com
Education (Share Trading) info Yes Yes
Education (Funds) info No No
Education (Retirement) info Yes No
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Overall Summary Freetrade Capital.com
Overall Rating info 4.5/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 5/5 Stars
Offering of Investments 2.5/5 Stars 2.5/5 Stars
Mobile Trading 4/5 Stars 3.5/5 Stars
Platforms & Tools 1/5 Stars .5/5 Stars
Research 2/5 Stars 3.5/5 Stars
Ease of Use 4.5/5 Stars 4/5 Stars
Education 3/5 Stars 4/5 Stars
Review Freetrade Review Capital.com Review
Winner check_circle
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Comparing online share dealing platforms side by side is no small task. For our 2022 review of U.K. brokers, nearly 600 data points were collected over a 10-week period and used to score each broker. Let’s compare Freetrade and Capital.com.

Freetrade vs Capital.com Comparison

For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Freetrade vs Capital.com.

Is Freetrade a good broker?

Freetrade's commission-free model allows trading of fractional shares with a user-friendly mobile trading app, and the educational offering is of good quality. Research and range of investments are limited, however, and its online trading platform is still in beta and not available to all customers.

Is Capital.com a good broker?

Although previously better known for its CFD trading platform, Capital.com has branched out to offer direct investing and trading in shares. They offer the lowest fees on our in-depth analysis with zero commissions and no “hidden” charges either. Although this is clearly attractive to many investors and particularly more active traders, the limited offering of investment options and the absence of a web-based or desktop trading platform means that Capital.com falls short for any investor or trader looking for the complete package.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than Freetrade for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Freetrade would cost £0 per year, while Capital.com would cost £0 per year.

12 trades per year - Freetrade would cost £0 per year, while Capital.com would cost £0 per year.

36 trades per year - Freetrade would cost £0 per year, while Capital.com would cost £0 per year.

120 trades per year - Freetrade would cost £0 per year, while Capital.com would cost £0 per year.

3 fund trades per year - Freetrade would cost £0.0 per year, while Capital.com would cost £0.0 per year.

How do Freetrade and Capital.com compare in terms of minimum deposits required?

Freetrade requires a minimum deposit of £0.0, while Capital.com requires a minimum deposit of £0.0. From our testing we found for accounts between £0 - £250,000 Freetrade charges annual custody fees of £0, while Capital.com charges annual custody fees of £0.

Which broker offers a wider range of investment options?

Freetrade offers investors access to ISA, SIPP, Share Trading, ETFs and Investment Trusts, while Capital.com offers investors access to Share Trading, CFD Trading and Spread Betting. Neither have Funds, Bonds - Corporate, Bonds - Government (Gilts), Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Do Freetrade and Capital.com offer ISA or SIPP accounts?

Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Freetrade offers traders access to SIPP and ISA accounts, while Capital.com offers traders access to neither of these accounts.

Do Freetrade and Capital.com offer cryptocurrency?

In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither Freetrade and Capital.com offer crypto investing.

Which broker offers better research?

Our testing concluded that Capital.com is better for research than Freetrade. Capital.com offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both Freetrade and Capital.com, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, our analysis finds that Freetrade offers a better share dealing platform and Freetrade offers a better stock app for mobile trading.

Do Freetrade and Capital.com offer educational resources?

Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that Freetrade offers traders access to Education (Share Trading) and Education (Retirement), while Capital.com offers access to Client Webinars, Client Webinars (Archived) and Education (Share Trading). Neither have Education (Funds).

Overall winner: Freetrade

Read Next: Best UK Trading Platforms 2022


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