Written by StockBrokers.com
In this head to head comparison of Halifax vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Halifax offers better pricing than Capital.com for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Halifax would cost £83.50 per year, while Capital.com would cost N/A per year.
12 trades per year - Halifax would cost £150 per year, while Capital.com would cost N/A per year.
36 trades per year - Halifax would cost £378 per year, while Capital.com would cost N/A per year.
120 trades per year - Halifax would cost £1,176 per year, while Capital.com would cost N/A per year.
3 fund trades per year - Halifax would cost £0 per year, while Capital.com would cost £20 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing Halifax and Capital.com regarding their investment choices, UK investors will find distinct differences accentuated by their offerings and ratings. Halifax provides a more comprehensive range of investment options, including ETFs, funds, corporate bonds, government bonds, investment trusts, and even advisor services. This broad spectrum of offerings has earned Halifax a stellar 5-star rating from UK.StockBrokers.com and a commendable ranking of #7 out of 18 brokers for investment choices. Conversely, Capital.com lacks variety, focusing primarily on CFD trading, leaving out trading options like ETFs, funds, and bonds. Although Capital.com has a presence in the market, its limited offerings culminate in a modest 2.5-star rating and are not ranked among the top brokers for investment choices.
For UK investors seeking diverse and traditional investment options, Halifax stands out as a robust contender. While Capital.com may appeal to those specifically interested in CFD trading, its narrow focus limits its appeal for those looking for a richer array of investment products. This disparity is reflected in the ratings and rankings, with Halifax being highly rated for its multifaceted investment opportunities, while Capital.com's offerings remain somewhat niche and less diversified. Investors will need to weigh these factors carefully when choosing a broker that aligns best with their financial goals and strategies.
| Feature |
Halifax
|
Capital.com
|
|---|---|---|
| Share Trading | No | No |
| CFD Trading | No | Yes |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | Yes |
| Crypto Trading | No | No |
| Advisor Services | Yes | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
When comparing the online trading tools of Halifax and Capital.com, there are distinct differences that cater to different trading needs. Both platforms provide a browser-based trading experience and the ability to set up stock price alerts. However, while Halifax falls short in offering any drawing tools or technical indicators for charting, Capital.com stands out with a comprehensive set of 18 drawing tools and 77 technical indicators. Neither platform allows users to display corporate events on charts or add stock overlays, but Capital.com does permit adding notes to charts, an option unavailable with Halifax.
In terms of market data, Capital.com provides real-time updates, which can enhance decision-making significantly for traders who require live data feed, an option missing in Halifax's offering. Thus, for UK users seeking more technically focused and data-rich trading functionalities, Capital.com may present a more suitable choice, whereas Halifax might serve those who prefer a more straightforward platform without the need for in-depth chart analysis features.
| Feature |
Halifax
|
Capital.com
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 0 | 77 |
| Charting - Drawing Tools | 0 | 18 |
| Charting - Notes | No | Yes |
| Charting - Display Corporate Events | No | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing Halifax and Capital.com for UK retirement accounts, Halifax stands out as it offers both Individual Savings Accounts (ISA) and Self-Invested Personal Pensions (SIPP), providing versatile options for tax-efficient savings and investment. On the other hand, Capital.com does not offer these specific retirement products, potentially limiting tax planning strategies for users interested in these account types. For those prioritizing ISAs and SIPPs as part of their financial planning, Halifax presents a more comprehensive choice.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors seeking to compare mobile investment platforms, both Halifax and Capital.com provide apps for iPhone and Android devices, ensuring accessibility across popular smartphones. When it comes to ratings, Halifax's mobile app receives 3.5 out of 5 stars from UK.StockBrokers.com, while Capital.com is rated more favorably at 4.5 stars. Despite being ranked last among 18 brokers by UK.StockBrokers.com for its mobile app offerings, Halifax still competes in the market with basic functionality, whereas Capital.com's exclusion from the ranking suggests a different evaluation criteria or methodology. This comparison highlights significant distinctions in user experiences between the two platforms for potential investors.
Dive deeper: Best Stock Trading Apps UK.
For UK readers considering online brokers for educational resources tailored to beginner investors, both Halifax and Capital.com offer similar experiences. Neither Halifax nor Capital.com provide live or recorded webinars, and both lack educational content on share trading, funds, and retirement. Despite these limitations, UK.StockBrokers.com has awarded both brokers a rating of 3.5 stars for beginner education. Interestingly, Halifax ranks last out of 18 brokers in the UK for this category, while Capital.com's specific ranking is not available.
| Feature |
Halifax
|
Capital.com
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | No | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing the market research features between Halifax and Capital.com, UK investors might appreciate the distinct offerings of each online broker. Halifax shines in its comprehensive shares, ETFs, funds, and bonds research, providing detailed insights for investors focused on traditional assets. However, it lacks the ability to show portfolio allocation by asset class, a feature that Capital.com offers, making it a valuable choice for those who prefer a broad view of their investment distribution. Although Halifax falls short in providing CFDs research, Capital.com caters to traders interested in CFDs, ensuring a more tailored experience for those exploring this trading avenue. Neither platform offers research reports for funds, leaving this aspect to alternative resources. Ultimately, the decision will hinge on whether you prioritize traditional research breadth or modern portfolio insights and CFDs trading capabilities.
| Feature |
Halifax
|
Capital.com
|
|---|---|---|
| Research - Shares | Yes | No |
| Research - CFDs | No | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, Halifax or Capital.com? After collecting more than 900 data points over a 10-week period, we found Halifax to be a better trading platform overall.
If you are already a Halifax bank customer, it may be worth signing up to Halifax online share dealing for simplicity. The charges are in line with some other brokers, but more expensive than others. If you have a large investment portfolio you may benefit from the low annual management fee of £36. If you are new to Halifax, there may be a better platform for you that is cheaper and easier to open.
| Feature |
Halifax
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Capital.com
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|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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| Education |
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Both Halifax and Capital.com do not offer cryptocurrency trading options for their users.
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0 of 5| Overall Rating | Halifax | Capital.com | |
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| Review | Halifax Review | Capital.com Review | |
| Winner | check_circle |
| Investments | Halifax | Capital.com | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | No | No | |
| CFD Trading | No | Yes | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | Yes | No |
| Trading Fees | Halifax | Capital.com | |
|---|---|---|---|
| Minimum Deposit | £0 | £20 | |
| Share Trading: 0-9 Deals/ Month | £9.50 | N/A | |
| Share Trading: 10-19 Deals/ Month | £9.50 | N/A | |
| Share Trading: 20+ Deals/ Month | £9.50 | N/A | |
| 5 trades per year (£30k portfolio) | £83.50 | N/A | |
| 12 trades per year (£30k portfolio) | £150 | N/A | |
| 36 trades per year (£30k portfolio) | £378 | N/A | |
| 120 trades per year (£30k portfolio) | £1,176 | N/A | |
| 3 fund trades per year (£30k portfolio) | £64.50 | N/A | |
| Annual Custody Fee: £0 - £250,000 | £36 | £0 | |
| Annual Custody Fee: £250K-£500K | £36 | £0 | |
| Annual Custody Fee: £500,000 - £1m | £36 | £0 | |
| Annual Custody Fee: £1m and over | £36 | £0 | |
| Bonds - Corporate - Fee | £9.5 | N/A | |
| Bonds - Government (Gilts) - Fee | £9.5 | N/A | |
| ETFs - Fee | £9.5 | N/A | |
| Investment Trusts - Fee | £9.5 | N/A | |
| Telephone Dealing Fee | £25 | N/A |
| Broker Screenshots | Halifax | Capital.com | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | Halifax | Capital.com | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 0 | 77 | |
| Charting - Drawing Tools | 0 | 18 | |
| Charting - Notes | No | Yes | |
| Charting - Display Corporate Events | No | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | Halifax | Capital.com | |
|---|---|---|---|
| Research - Shares | Yes | No | |
| Research - CFDs | No | Yes | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | Halifax | Capital.com | |
|---|---|---|---|
| Education (Share Trading) | No | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Halifax | Capital.com | |
|---|---|---|---|
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| Review | Halifax Review | Capital.com Review | |
| Winner | check_circle |
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