UK.StockBrokers.com is committed to the highest ethical standards and reviews services independently. Learn How We Make Money

Hargreaves Lansdown vs Capital.com 2025

StockBrokers.com

Written by StockBrokers.com

August 06, 2024

In this head to head comparison of Hargreaves Lansdown vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Hargreaves Lansdown
4.5/5 Stars Overall
  • Minimum Deposit: £1
  • ISA: Yes
  • SIPP: Yes
Capital.com
3.5/5 Stars Overall
  • Minimum Deposit: £20
  • ISA: No
  • SIPP: No

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than Hargreaves Lansdown for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Hargreaves Lansdown would cost £59.75 / £104.75 if in ISA. per year, while Capital.com would cost N/A per year.

12 trades per year - Hargreaves Lansdown would cost £143.40 / £188.40 if in ISA. per year, while Capital.com would cost N/A per year.

36 trades per year - Hargreaves Lansdown would cost £430.20 / £475.20 if in ISA. per year, while Capital.com would cost N/A per year.

120 trades per year - Hargreaves Lansdown would cost £1,074 / £1,119 if in ISA. per year, while Capital.com would cost N/A per year.

3 fund trades per year - Hargreaves Lansdown would cost £1 per year, while Capital.com would cost £20 per year.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

When it comes to investment choices, Hargreaves Lansdown and Capital.com cater to different investment needs. Hargreaves Lansdown offers a broad range of options including share trading, ETFs, and funds trading. It also supports the trading of corporate bonds, government bonds, and investment trusts. This diverse array of offerings has earned Hargreaves Lansdown a commendable 5-star rating from UK.StockBrokers.com for investment choices, and it ranks 4th out of 18 brokers.

In contrast, Capital.com focuses on CFD trading and also provides share trading. However, it does not offer options like ETFs, funds, corporate bonds, or investment trusts. Although versatile in its CFD offerings, Capital.com's limited range of investment options results in a 2.5-star rating from UK.StockBrokers.com, placing it 17th out of 18 brokers. Both platforms do not offer crypto trading or spread betting, making careful consideration essential depending on your trading goals.

Feature Hargreaves Lansdown logoHargreaves Lansdown
Capital.com logoCapital.com
Share Trading info Yes Yes
CFD Trading info No Yes
ETFs info Yes No
Funds info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No Yes
Crypto Trading info No No
Advisor Services info Yes No
Investment Choices 5/5 Stars 2.5/5 Stars

Featured Offers


4.5/5 Stars

Professional’s Gateway to the World’s Markets.

4.5/5 Stars

Low-cost US and UK shares.

Trading Tools

Hargreaves Lansdown and Capital.com provide robust trading platforms, but their features cater to different needs. Hargreaves Lansdown distinguishes itself by allowing users to display corporate events like earnings, splits, and dividends directly on charts, and it also supports index and stock overlays. This makes it a convenient choice for those who want a comprehensive overview of market events without needing to switch between tools. However, Capital.com excels with a wider range of drawing tools and technical indicators, offering 18 drawing tools and an impressive 77 technical indicators compared to Hargreaves Lansdown's 11 and 15, respectively.

When it comes to added functionalities, Capital.com offers the ability to annotate charts with notes, providing an advantage for traders who like to keep detailed records directly on their graphs. Conversely, Hargreaves Lansdown does not support this feature. Both platforms offer browser-based trading and the ability to create alerts for stock price updates, in addition to providing real-time market data, ensuring that users have access to timely and relevant financial information. Ultimately, the choice between these two online brokers may depend on whether a trader values extensive technical analysis tools or prefers integrated event data and overlay features.

Feature Hargreaves Lansdown logoHargreaves Lansdown
Capital.com logoCapital.com
Web Platform info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 15 77
Charting - Drawing Tools info 11 18
Charting - Notes info No Yes
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No

ISAs and SIPPs

When comparing online brokers Hargreaves Lansdown and Capital.com with a focus on available retirement accounts, Hargreaves Lansdown clearly stands out. It offers both ISA (Individual Savings Account) and SIPP (Self-Invested Personal Pension) options, giving investors flexibility and tax-efficient ways to save for retirement. On the other hand, Capital.com does not provide access to either ISA or SIPP accounts, limiting their offering for those looking to invest specifically for retirement. For individuals keen on maximizing their retirement savings, Hargreaves Lansdown provides a more comprehensive selection of account types.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

When choosing between online brokers Hargreaves Lansdown and Capital.com, both provide robust mobile app offerings for iPhone and Android users. According to UK.StockBrokers.com, each boasts a strong mobile app rating of 4.5 out of 5 stars, highlighting their usability and functionality. Despite sharing the same rating, Hargreaves Lansdown stands out in the rankings, securing the 4th spot out of 18 brokers for mobile apps, whereas Capital.com is ranked 11th. This suggests that while both platforms offer comparable app quality, Hargreaves Lansdown is perceived as slightly superior in overall mobile user experience among the available broker options.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

When comparing educational resources for beginner investors, Hargreaves Lansdown stands out against Capital.com. Hargreaves Lansdown offers educational webinars and comprehensive material on share trading, funds, and retirement, whereas Capital.com lacks in these areas. While neither broker archives webinars for on-demand viewing, Hargreaves Lansdown’s offerings have earned a 5-star rating and a #4 ranking by UK.StockBrokers.com, showcasing their superior educational support. In contrast, Capital.com, rated 3.5 stars and ranked #17, offers limited educational resources for novices.

Feature Hargreaves Lansdown logoHargreaves Lansdown
Capital.com logoCapital.com
Client Webinars info Yes No
Client Webinars (Archived) info No No
Education (Share Trading) info Yes No
Education (Funds) info Yes No
Education (Retirement) info Yes No
Education 5/5 Stars 3.5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

When comparing the market research features of online brokers Hargreaves Lansdown and Capital.com, it's clear they cater to different investor needs. Hargreaves Lansdown stands out by offering comprehensive research reports for funds, shares, ETFs, and bonds, making it a strong choice for those seeking in-depth analysis across various investment types. Moreover, both platforms allow users to view portfolio allocation by asset class, adding a layer of transparency and control. On the other hand, Capital.com excels in providing CFDs research, appealing to traders interested in leveraged products. However, it does not offer research reports for funds, shares, ETFs, or bonds, which may be a drawback for investors looking for diverse market insights.

Feature Hargreaves Lansdown logoHargreaves Lansdown
Capital.com logoCapital.com
Research - Shares info Yes No
Research - CFDs info No Yes
Research - ETFs info Yes No
Research - Bonds info Yes No
Research - Funds info Yes No
Fund Research - Research Reports info Yes No
Portfolio Allocation Breakdown info Yes Yes

Hargreaves Lansdown vs Capital.com Winner

Which broker is better overall, Hargreaves Lansdown or Capital.com? After collecting more than 900 data points over a 10-week period, we found Hargreaves Lansdown to be a better trading platform overall.

As the U.K.’s biggest investment platform for individual investors, Hargreaves Lansdown offers a wide range of investment choices for either beginners or seasoned investors. However, its fees are generally more expensive than rival brokers, which can become an issue for large investment pots.

Feature Hargreaves Lansdown logoHargreaves Lansdown
Capital.com logoCapital.com
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 4.5/5 Stars 4.5/5 Stars
Investment Choices 5/5 Stars 2.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4.5/5 Stars
Ease of Use 4.5/5 Stars 2.5/5 Stars
Education 5/5 Stars 3.5/5 Stars

FAQs

Can you trade cryptocurrency with Hargreaves Lansdown or Capital.com?

In comparing online brokers, Hargreaves Lansdown and Capital.com both do not offer opportunities for crypto trading, which may be a drawback for investors interested in digital currencies.

Popular Guides

Popular Stock Broker Reviews

More Guides


Select Brokers

×
  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxBestinvest
  • check_box_outline_blankcheck_boxCapital.com
  • check_box_outline_blankcheck_boxCharles Stanley Direct
  • check_box_outline_blankcheck_boxCMC Invest
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFidelity International
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
  • check_box_outline_blankcheck_boxLloyds Bank
  • check_box_outline_blankcheck_boxRevolut
  • check_box_outline_blankcheck_boxRobinhood UK
  • check_box_outline_blankcheck_boxSaxo
  • check_box_outline_blankcheck_boxTrading 212
  • check_box_outline_blankcheck_boxVanguard UK Investor
  • check_box_outline_blankcheck_boxWebull
  • check_box_outline_blankcheck_boxXTB

Compare

0 of 5
Overall Rating Hargreaves Lansdown Capital.com
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 4.5/5 Stars 4.5/5 Stars
Investment Choices 5/5 Stars 2.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4.5/5 Stars
Ease of Use 4.5/5 Stars 2.5/5 Stars
Education 5/5 Stars 3.5/5 Stars
Review Hargreaves Lansdown Review Capital.com Review
Winner check_circle
Investments Hargreaves Lansdown Capital.com
ISA info Yes No
SIPP info Yes No
Share Trading info Yes Yes
CFD Trading info No Yes
Funds info Yes No
ETFs info Yes No
Bonds - Corporate info Yes No
Bonds - Government (Gilts) info Yes No
Investment Trusts info Yes No
Spread Betting info No Yes
Crypto Trading info No No
Advisor Services info Yes No
Trading Fees Hargreaves Lansdown Capital.com
Minimum Deposit info £1 £20
Share Trading: 0-9 Deals/ Month info £11.95 N/A
Share Trading: 10-19 Deals/ Month info £8.95 N/A
Share Trading: 20+ Deals/ Month info £5.95 N/A
5 trades per year (£30k portfolio) info £59.75 / £104.75 if in ISA. N/A
12 trades per year (£30k portfolio) info £143.40 / £188.40 if in ISA. N/A
36 trades per year (£30k portfolio) info £430.20 / £475.20 if in ISA. N/A
120 trades per year (£30k portfolio) info £1,074 / £1,119 if in ISA. N/A
3 fund trades per year (£30k portfolio) info £135 N/A
Annual Custody Fee: £0 - £250,000 info Up to £1,125 £0
Annual Custody Fee: £250K-£500K info Up to £625 £0
Annual Custody Fee: £500,000 - £1m info Up to £1,250 £0
Annual Custody Fee: £1m and over info Up to £1,000 £0
Bonds - Corporate - Fee info £20 - £50 N/A
Bonds - Government (Gilts) - Fee info £20 - £50 N/A
ETFs - Fee info £5.95 - £11.95 N/A
Investment Trusts - Fee info £5.95 - £11.95 N/A
Telephone Dealing Fee info £20 - £50 info N/A
Broker Screenshots Hargreaves Lansdown Capital.com
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools Hargreaves Lansdown Capital.com
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 15 77
Charting - Drawing Tools info 11 18
Charting - Notes info No Yes
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research Hargreaves Lansdown Capital.com
Research - Shares info Yes No
Research - CFDs info No Yes
Research - Funds info Yes No
Fund Research - Research Reports info Yes No
Research - ETFs info Yes No
Research - Bonds info Yes No
Portfolio Allocation Breakdown info Yes Yes
Education Hargreaves Lansdown Capital.com
Education (Share Trading) info Yes No
Education (Funds) info Yes No
Education (Retirement) info Yes No
Client Webinars info Yes No
Client Webinars (Archived) info No No
Overall Summary Hargreaves Lansdown Capital.com
Overall Rating 4.5/5 Stars 3.5/5 Stars
Charges & Fees 4.5/5 Stars 4.5/5 Stars
Investment Choices 5/5 Stars 2.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 5/5 Stars 4.5/5 Stars
Ease of Use 4.5/5 Stars 2.5/5 Stars
Education 5/5 Stars 3.5/5 Stars
Review Hargreaves Lansdown Review Capital.com Review
Winner check_circle
arrow_upward

close