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Capital.com vs Hargreaves Lansdown 2023

StockBrokers.com

Written by StockBrokers.com

April 19, 2023

Is Capital.com better than Hargreaves Lansdown? After scoring the best share dealing accounts across 46 different variables, our analysis finds that Capital.com is better than Hargreaves Lansdown. Although previously better known for its CFD trading platform, Capital.com has branched out to offer direct investing and trading in shares. They offer the lowest fees on our in-depth analysis with zero commissions and no “hidden” charges either. Although this is clearly attractive to many investors and particularly more active traders, the limited offering of investment options and the absence of a web-based or desktop trading platform means that Capital.com falls short for any investor or trader looking for the complete package.

Select Brokers

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  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxCapital.com
  • check_box_outline_blankcheck_boxCMC Invest
  • check_box_outline_blankcheck_boxDEGIRO
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFineco Bank
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
  • check_box_outline_blankcheck_boxLloyds Bank
  • check_box_outline_blankcheck_boxSaxo Markets
  • check_box_outline_blankcheck_boxTrading 212

Compare

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Overall Rating Capital.com Hargreaves Lansdown
Overall Rating info 4/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 3/5 Stars
Offering of Investments 2.5/5 Stars 5/5 Stars
Mobile Trading 3.5/5 Stars 4.5/5 Stars
Platforms & Tools .5/5 Stars 4/5 Stars
Research 3.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4/5 Stars
Education 4/5 Stars 4/5 Stars
Review Capital.com Review Hargreaves Lansdown Review
Winner check_circle
Investments Capital.com Hargreaves Lansdown
ISA info No Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes No
Funds info No Yes
ETFs info No Yes
Bonds - Corporate info No Yes
Bonds - Government (Gilts) info No Yes
Investment Trusts info No Yes
Spread Betting info Yes No
Crypto Trading info No No
Advisor Services info No Yes
Trading Fees Capital.com Hargreaves Lansdown
Minimum Deposit info £0.0 £1.0
Share Trading: 0-9 Deals/ Month info £0 £11.95
Share Trading: 10-19 Deals/ Month info £0 £8.95
Share Trading: 20+ Deals/ Month info £0 £5.95
5 trades per year (£30k portfolio) info £0 £59.75
12 trades per year (£30k portfolio) info £0 £143.4
36 trades per year (£30k portfolio) info £0 £430.2
120 trades per year (£30k portfolio) info £0 £1074
3 fund trades per year (£30k portfolio) info N/A £135
Annual Custody Fee: £0 - £250,000 info £0 0.45%
Annual Custody Fee: £250K-£500K info £0 0.25%
Annual Custody Fee: £500,000 - £1m info £0 0.25%
Annual Custody Fee: £1m and over info £0 0.10%
Bonds - Corporate - Fee info N/A 1% (20-50) or £11.95
Bonds - Government (Gilts) - Fee info N/A 1% £20 minimum
ETFs - Fee info N/A £11.95
Investment Trusts - Fee info N/A £11.95
Telephone Dealing Fee info N/A 1% of the trade value, mininmum £20 maximum £50
Platforms & Tools Capital.com Hargreaves Lansdown
Web Platform info No Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 76 20
Charting - Drawing Tools info 17 1
Charting - Notes info No No
Charting - Display Corporate Events info No Yes
Charting - Stock Overlays info No Yes
Charting - Index Overlays info No Yes
Research Capital.com Hargreaves Lansdown
Research - Shares info Yes No
Research - CFDs info Yes No
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Portfolio Allocation Breakdown info No Yes
Education Capital.com Hargreaves Lansdown
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Client Webinars info Yes Yes
Client Webinars (Archived) info Yes No
Overall Summary Capital.com Hargreaves Lansdown
Overall Rating info 4/5 Stars 4/5 Stars
Commissions & Fees 5/5 Stars 3/5 Stars
Offering of Investments 2.5/5 Stars 5/5 Stars
Mobile Trading 3.5/5 Stars 4.5/5 Stars
Platforms & Tools .5/5 Stars 4/5 Stars
Research 3.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4/5 Stars
Education 4/5 Stars 4/5 Stars
Review Capital.com Review Hargreaves Lansdown Review
Winner check_circle
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Comparing online share dealing platforms side by side is no small task. For our 2022 review of U.K. brokers, nearly 600 data points were collected over a 10-week period and used to score each broker. Let’s compare Capital.com and Hargreaves Lansdown.

Capital.com vs Hargreaves Lansdown Comparison

For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Capital.com vs Hargreaves Lansdown.

Is Capital.com a good broker?

Although previously better known for its CFD trading platform, Capital.com has branched out to offer direct investing and trading in shares. They offer the lowest fees on our in-depth analysis with zero commissions and no “hidden” charges either. Although this is clearly attractive to many investors and particularly more active traders, the limited offering of investment options and the absence of a web-based or desktop trading platform means that Capital.com falls short for any investor or trader looking for the complete package.

Is Hargreaves Lansdown a good broker?

Hargreaves Lansdown has a wide range of sophisticated research accompanied by a comprehensive selection of investment options and a user-friendly mobile app. However, pricing is expensive, the charting tools are average and educational resources are only in line with industry standards.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than Hargreaves Lansdown for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Capital.com would cost £0 per year, while Hargreaves Lansdown would cost £59.75 per year.

12 trades per year - Capital.com would cost £0 per year, while Hargreaves Lansdown would cost £143.4 per year.

36 trades per year - Capital.com would cost £0 per year, while Hargreaves Lansdown would cost £430.2 per year.

120 trades per year - Capital.com would cost £0 per year, while Hargreaves Lansdown would cost £1074 per year.

3 fund trades per year - Capital.com would cost £0.0 per year, while Hargreaves Lansdown would cost £1.0 per year.

How do Capital.com and Hargreaves Lansdown compare in terms of minimum deposits required?

Capital.com requires a minimum deposit of £0.0, while Hargreaves Lansdown requires a minimum deposit of £1.0. From our testing we found for accounts between £0 - £250,000 Capital.com charges annual custody fees of £0, while Hargreaves Lansdown charges annual custody fees of 0.45%.

Which broker offers a wider range of investment options?

Capital.com offers investors access to Share Trading, CFD Trading and Spread Betting, while Hargreaves Lansdown offers investors access to ISA, SIPP, Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts), Investment Trusts and Advisor Services. Neither have Crypto Trading. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Do Capital.com and Hargreaves Lansdown offer ISA or SIPP accounts?

Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Capital.com offers traders access to neither of these accounts, while Hargreaves Lansdown offers traders access to SIPP and ISA accounts.

Do Capital.com and Hargreaves Lansdown offer cryptocurrency?

In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither Capital.com and Hargreaves Lansdown offer crypto investing.

Which broker offers better research?

Our testing concluded that Hargreaves Lansdown is better for research than Capital.com. Hargreaves Lansdown offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both Capital.com and Hargreaves Lansdown, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, our analysis finds that Hargreaves Lansdown offers a better share dealing platform and Hargreaves Lansdown offers a better stock app for mobile trading.

Do Capital.com and Hargreaves Lansdown offer educational resources?

Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that Capital.com offers traders access to Client Webinars, Client Webinars (Archived) and Education (Share Trading), while Hargreaves Lansdown offers access to Client Webinars, Education (Share Trading), Education (Funds) and Education (Retirement).

Overall winner: Capital.com

Read Next: Best UK Trading Platforms 2022


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