Written by StockBrokers.com
In this head to head comparison of Interactive Investor vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than Interactive Investor for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Interactive Investor would cost £79.83 per year, while Capital.com would cost N/A per year.
12 trades per year - Interactive Investor would cost £59.88 / £107.76 per year, while Capital.com would cost N/A per year.
36 trades per year - Interactive Investor would cost £59.88 / £203.52 per year, while Capital.com would cost N/A per year.
120 trades per year - Interactive Investor would cost £59.88 / £538.68 per year, while Capital.com would cost N/A per year.
3 fund trades per year - Interactive Investor would cost £0 per year, while Capital.com would cost £20 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
Interactive Investor and Capital.com both provide online platforms for share trading, but they diverge significantly in their range of investment options. Interactive Investor stands out with an extensive range of investment choices, offering trading in ETFs, funds, corporate bonds, government bonds (gilts), and investment trusts. In contrast, Capital.com focuses more on CFD trading and does not provide options for ETFs, funds, bonds, or investment trusts.
Neither Interactive Investor nor Capital.com facilitates crypto or spread betting, nor do they offer advisor services, marking a notable similarity. With a five-star rating from UK.StockBrokers.com for investment choices, Interactive Investor is ranked #5 out of 18 brokers, illustrating a robust offering. Meanwhile, Capital.com, with a 2.5-star rating and a ranking of #17, highlights its more limited investment selection.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | No | Yes |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | Yes |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
|
|
Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When comparing Interactive Investor and Capital.com, both platforms provide essential tools for online trading, yet there are notable differences. Interactive Investor stands out for its ability to display corporate events, such as earnings, splits, and dividends, directly on charts—an option not available on Capital.com. Additionally, Interactive Investor offers 104 technical indicators compared to Capital.com's 77, providing more data points for analysis. Both brokers are well-matched with 18 drawing tools and offer features like adding notes to charts and real-time market data.
Although both brokers support browser-based trading platforms, there are additional charting flexibilities with Interactive Investor, such as the ability to include index and stock overlays, which Capital.com does not provide. Both platforms enable traders to set price alerts, catering to proactive trading strategies. Overall, each broker offers robust trading environments, but Interactive Investor offers slightly more advanced charting capabilities for those looking for comprehensive analytical tools.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 104 | 77 |
| Charting - Drawing Tools | 18 | 18 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | Yes | No |
When considering online brokers for retirement accounts, Interactive Investor and Capital.com offer different options. Interactive Investor provides a range of retirement accounts, including both ISA and SIPP accounts, allowing users to save for their future with tax efficiencies. In contrast, Capital.com does not offer ISA or SIPP accounts, limiting its options for those specifically looking to invest in retirement-specific vehicles. For individuals seeking comprehensive retirement account offerings, Interactive Investor stands out as a more suitable choice.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile app offerings of online brokers Interactive Investor and Capital.com, both firms cater to iPhone and Android users, delivering robust platforms for trading on the go. According to UK.StockBrokers.com, both Interactive Investor and Capital.com have successfully garnered a respectable 4.5-star rating for their mobile apps, reflecting the quality and usability they offer to customers. Despite the identical ratings, Capital.com slightly outpaces Interactive Investor in the rankings, securing the 11th spot out of 18 brokers, while Interactive Investor follows closely at 12th. This suggests that while both options are excellent, Capital.com may have a slight edge in overall user experience.
Dive deeper: Best Stock Trading Apps UK.
When it comes to educational resources for beginner investors, Interactive Investor shines compared to Capital.com. Interactive Investor provides a robust suite of educational tools, including webinars that can be accessed on-demand, offering in-depth guidance on topics like share trading, funds, and retirement planning. In contrast, Capital.com lacks these comprehensive resources, offering no webinars or in-depth educational content on these topics. This difference is reflected in their ratings by UK.StockBrokers.com, with Interactive Investor earning a perfect 5-star rating and topping the list at #1 out of 18 brokers, whereas Capital.com scores 3.5 stars, ranking near the bottom at #17. For novice investors seeking substantial educational support, Interactive Investor is a superior choice.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing the market research features of Interactive Investor and Capital.com, Interactive Investor stands out by offering a comprehensive suite of research options. Interactive Investor provides research reports for funds, shares, ETFs, and bonds, giving investors insights across various asset classes. Both platforms allow users to view portfolio allocation by asset class, ensuring transparent management of investments. However, Capital.com falls short by not offering research for shares, ETFs, funds, or bonds, though it does cater to those interested in CFDs with dedicated research in that area. For investors seeking in-depth analysis beyond CFDs, Interactive Investor offers a more robust selection of research tools.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Research - Shares | Yes | No |
| Research - CFDs | No | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, Interactive Investor or Capital.com? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.
The standout feature at Interactive Investor (ii) is its low flat-rate fees. Other investment platforms typically favour percentage fees for fund investing, although more brokers are now opting for flat fees. Our view is that Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Overall Rating |
|
|
| Charges & Fees |
|
|
| Investment Choices |
|
|
| Mobile App |
|
|
| Website |
|
|
| Ease of Use |
|
|
| Education |
|
|
Interactive Investor and Capital.com both do not offer crypto trading, making their platforms less suitable for investors looking to trade cryptocurrencies.
Select Brokers
↓×Compare
0 of 5| Overall Rating | Interactive Investor | Capital.com | |
|---|---|---|---|
| Overall Rating |
|
| |
| Charges & Fees |
|
| |
| Investment Choices |
|
| |
| Mobile App |
|
| |
| Website |
|
| |
| Ease of Use |
|
| |
| Education |
|
| |
| Review | Interactive Investor Review | Capital.com Review | |
| Winner | check_circle |
| Investments | Interactive Investor | Capital.com | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | No | Yes | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | Interactive Investor | Capital.com | |
|---|---|---|---|
| Minimum Deposit | £0 | £20 | |
| Share Trading: 0-9 Deals/ Month | £3.99 | N/A | |
| Share Trading: 10-19 Deals/ Month | £3.99 | N/A | |
| Share Trading: 20+ Deals/ Month | £3.99 | N/A | |
| 5 trades per year (£30k portfolio) | £79.83 | N/A | |
| 12 trades per year (£30k portfolio) | £59.88 / £107.76 | N/A | |
| 36 trades per year (£30k portfolio) | £59.88 / £203.52 | N/A | |
| 120 trades per year (£30k portfolio) | £59.88 / £538.68 | N/A | |
| 3 fund trades per year (£30k portfolio) | £71.85 | N/A | |
| Annual Custody Fee: £0 - £250,000 | £59.88 - £143.88 | £0 | |
| Annual Custody Fee: £250K-£500K | £143.88 | £0 | |
| Annual Custody Fee: £500,000 - £1m | £143.88 | £0 | |
| Annual Custody Fee: £1m and over | £143.88 | £0 | |
| Bonds - Corporate - Fee | £3.99 | N/A | |
| Bonds - Government (Gilts) - Fee | £3.99 | N/A | |
| ETFs - Fee | £3.99 | N/A | |
| Investment Trusts - Fee | £3.99 | N/A | |
| Telephone Dealing Fee | £49 | N/A |
| Broker Screenshots | Interactive Investor | Capital.com | |
|---|---|---|---|
| Website Gallery (click to expand) |
|
| |
| Mobile Trading Apps Gallery (click to expand) |
|
| |
| Education Gallery (click to expand) |
|
|
| Platforms & Tools | Interactive Investor | Capital.com | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 104 | 77 | |
| Charting - Drawing Tools | 18 | 18 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | Yes | No |
| Research | Interactive Investor | Capital.com | |
|---|---|---|---|
| Research - Shares | Yes | No | |
| Research - CFDs | No | Yes | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | Interactive Investor | Capital.com | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | Interactive Investor | Capital.com | |
|---|---|---|---|
| Overall Rating |
|
| |
| Charges & Fees |
|
| |
| Investment Choices |
|
| |
| Mobile App |
|
| |
| Website |
|
| |
| Ease of Use |
|
| |
| Education |
|
| |
| Review | Interactive Investor Review | Capital.com Review | |
| Winner | check_circle |
IG Group Review
Saxo Review
eToro Review
Interactive Brokers Review
Trading 212 Review
XTB Review
CMC Invest Review
Vanguard Review
Hargreaves Lansdown Review
Halifax Review
Freetrade Review