Written by StockBrokers.com
In this head to head comparison of Interactive Investor vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Interactive Investor offers better pricing than Capital.com for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Interactive Investor would cost £79.83 per year, while Capital.com would cost N/A per year.
12 trades per year - Interactive Investor would cost £59.88 / £107.76 per year, while Capital.com would cost N/A per year.
36 trades per year - Interactive Investor would cost £59.88 / £203.52 per year, while Capital.com would cost N/A per year.
120 trades per year - Interactive Investor would cost £59.88 / £538.68 per year, while Capital.com would cost N/A per year.
3 fund trades per year - Interactive Investor would cost £0 per year, while Capital.com would cost £20 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When it comes to the variety of investment choices available to UK investors, Interactive Investor and Capital.com offer distinct options. Interactive Investor provides a wide range of trading opportunities including share trading, ETFs, funds, corporate bonds, government bonds, and investment trusts. In contrast, Capital.com does not offer these traditional investment types but focuses instead on CFD trading, lacking options like share trading, ETFs, and funds.
This difference in offering is reflected in their ratings by UK.StockBrokers.com, where Interactive Investor earns a high rating of 5 stars for its investment choices, ranking 3rd among 18 brokers. On the other hand, Capital.com received 2.5 stars, lacking a ranked position for investment choices. Both platforms do not support crypto trading, spread betting, or provide advisor services, aligning in these specific areas despite their overall differences.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Share Trading | Yes | No |
| CFD Trading | No | Yes |
| ETFs | Yes | No |
| Funds | Yes | No |
| Bonds - Government (Gilts) | Yes | No |
| Investment Trusts | Yes | No |
| Spread Betting | No | Yes |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
|
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Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When comparing the trading tools of Interactive Investor and Capital.com, Interactive Investor stands out for its ability to display corporate events such as earnings, splits, and dividends directly on charts, a feature Capital.com lacks. Both platforms offer 18 drawing tools, allowing users to analyze market trends graphically. However, for those who rely heavily on technical analysis, Interactive Investor provides a richer set of 104 technical indicators compared to the 77 available on Capital.com. Additionally, Interactive Investor supports index and stock overlays on charts, enhancing the user experience with layered analysis options, while Capital.com does not offer these features.
Both Interactive Investor and Capital.com allow users to add notes to their charts and provide browser-based trading platforms that keep trading accessible. Users can also set up alerts for stock price changes and benefit from real-time market data on both platforms. For UK traders seeking comprehensive charting capabilities and a more in-depth toolbox, Interactive Investor may serve their needs better than Capital.com, especially in terms of chart detail and overlay options.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 104 | 77 |
| Charting - Drawing Tools | 18 | 18 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | Yes | No |
| Charting - Index Overlays | Yes | No |
For UK investors exploring retirement account options with online brokers, Interactive Investor and Capital.com offer distinct choices. Interactive Investor provides both Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs), catering to those looking to save tax-efficiently or plan for retirement with a range of investment choices. On the other hand, Capital.com does not offer ISA or SIPP accounts, making it less suitable for those specifically interested in these types of retirement savings. Therefore, for investors focused on building a tax-efficient portfolio or securing a pension, Interactive Investor may be the preferred option.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
For UK investors seeking a mobile trading solution, both Interactive Investor and Capital.com offer apps compatible with iPhone and Android devices. UK.StockBrokers.com awards both platforms a commendable 4.5-star rating for their mobile applications. However, in terms of overall rankings among 18 brokers, Interactive Investor holds the #7 position specifically for Mobile Apps according to UK.StockBrokers.com, while Capital.com does not have a specific rank listed. This suggests Interactive Investor's app may offer certain advantages recognized by the brokerage review site.
Dive deeper: Best Stock Trading Apps UK.
When it comes to educational resources for beginner investors in the UK, Interactive Investor stands out compared to Capital.com. Interactive Investor not only offers live educational webinars but also archives them for on-demand viewing. They provide comprehensive training on various investment topics such as share trading, funds, and retirement, making it a versatile choice for new investors. In contrast, Capital.com does not provide webinars or extensive educational coverage in these areas. Interactive Investor is highly rated, earning a top score of 5 stars from UK.StockBrokers.com for beginner education and is ranked second among 18 brokers. Meanwhile, Capital.com receives a 3.5-star rating without a specific rank, highlighting Interactive Investor as the more favorable option for those starting their investment journey.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Client Webinars | Yes | No |
| Client Webinars (Archived) | Yes | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | Yes | No |
| Education (Retirement) | Yes | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing the market research features of Interactive Investor and Capital.com, UK investors will find distinct differences. Interactive Investor offers comprehensive research options across various investment types, including shares, ETFs, funds, and bonds, providing valuable insights for diversified portfolios. Additionally, it offers detailed research reports for funds, enhancing investor knowledge. While both platforms allow users to view portfolio allocation by asset class, Capital.com falls short in research variety, only offering research for CFDs. Those seeking a broad range of research tools in their investment journey would benefit from what Interactive Investor has to offer.
| Feature |
Interactive Investor
|
Capital.com
|
|---|---|---|
| Research - Shares | Yes | No |
| Research - CFDs | No | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | Yes | No |
| Research - Funds | Yes | No |
| Fund Research - Research Reports | Yes | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, Interactive Investor or Capital.com? After collecting more than 900 data points over a 10-week period, we found Interactive Investor to be a better trading platform overall.
The standout feature at Interactive Investor (ii) is its low flat-rate fees. Other investment platforms typically favour percentage fees for fund investing, although more brokers are now opting for flat fees. Our view is that Interactive Investor is a great platform for any investor, offering a wide range of investments for cheap prices on the whole.
| Feature |
Interactive Investor
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Capital.com
|
|---|---|---|
| Overall Rating |
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| Charges & Fees |
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| Mobile App |
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Interactive Investor and Capital.com both do not offer crypto trading, making their platforms less suitable for investors looking to trade cryptocurrencies.
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0 of 5| Overall Rating | Interactive Investor | Capital.com | |
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| Review | Interactive Investor Review | Capital.com Review | |
| Winner | check_circle |
| Investments | Interactive Investor | Capital.com | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | Yes | No | |
| Share Trading | Yes | No | |
| CFD Trading | No | Yes | |
| Funds | Yes | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | Yes | No | |
| Bonds - Government (Gilts) | Yes | No | |
| Investment Trusts | Yes | No | |
| Spread Betting | No | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | Interactive Investor | Capital.com | |
|---|---|---|---|
| Minimum Deposit | £0 | £20 | |
| Share Trading: 0-9 Deals/ Month | £3.99 | N/A | |
| Share Trading: 10-19 Deals/ Month | £3.99 | N/A | |
| Share Trading: 20+ Deals/ Month | £3.99 | N/A | |
| 5 trades per year (£30k portfolio) | £79.83 | N/A | |
| 12 trades per year (£30k portfolio) | £59.88 / £107.76 | N/A | |
| 36 trades per year (£30k portfolio) | £59.88 / £203.52 | N/A | |
| 120 trades per year (£30k portfolio) | £59.88 / £538.68 | N/A | |
| 3 fund trades per year (£30k portfolio) | £71.85 | N/A | |
| Annual Custody Fee: £0 - £250,000 | £59.88 - £143.88 | £0 | |
| Annual Custody Fee: £250K-£500K | £143.88 | £0 | |
| Annual Custody Fee: £500,000 - £1m | £143.88 | £0 | |
| Annual Custody Fee: £1m and over | £143.88 | £0 | |
| Bonds - Corporate - Fee | £3.99 | N/A | |
| Bonds - Government (Gilts) - Fee | £3.99 | N/A | |
| ETFs - Fee | £3.99 | N/A | |
| Investment Trusts - Fee | £3.99 | N/A | |
| Telephone Dealing Fee | £49 | N/A |
| Broker Screenshots | Interactive Investor | Capital.com | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | Interactive Investor | Capital.com | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 104 | 77 | |
| Charting - Drawing Tools | 18 | 18 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | Yes | No | |
| Charting - Index Overlays | Yes | No |
| Research | Interactive Investor | Capital.com | |
|---|---|---|---|
| Research - Shares | Yes | No | |
| Research - CFDs | No | Yes | |
| Research - Funds | Yes | No | |
| Fund Research - Research Reports | Yes | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | Yes | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | Interactive Investor | Capital.com | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | Yes | No | |
| Education (Retirement) | Yes | No | |
| Client Webinars | Yes | No | |
| Client Webinars (Archived) | Yes | No |
| Overall Summary | Interactive Investor | Capital.com | |
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| Review | Interactive Investor Review | Capital.com Review | |
| Winner | check_circle |
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