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DEGIRO vs Hargreaves Lansdown 2020

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Is DEGIRO better than Hargreaves Lansdown? After scoring UK share dealing accounts on over 40 different variables, Hargreaves Lansdown is better than DEGIRO. Hargreaves Lansdown provides a thorough selection of investment options, high-quality research (some of which is in-house), alongside an excellent mobile app. Conversely, pricing is expensive, and charting tools, as well as educational resources, are just average.

Overall Rating

Feature DEGIRO Hargreaves Lansdown
Overall 3.5 4.5
DEGIRO Review Hargreaves Lansdown Review

Trading Fees

Feature DEGIRO Hargreaves Lansdown
Share Trading: 0-9 Deals/ Month
£ 1.75 + 0.022% £11.95
Share Trading: 10-19 Deals/ Month
£ 1.75 + 0.022% (Maximum £ 5.00) £8.95
Share Trading: 20+ Deals/ Month
£ 1.75 + 0.022% (Maximum £ 5.00) £5.95
Annual Custody Fee: £0 - £250,000*
0% 0.45%
Bonds - Government (Gilts) - Fee
€ 2.00 + 0.068% £11.95
ETFs - Fee
€2 + 0.038% £11.95
Investment Trusts - Fee
€ 7.50 + 0.10% +.2% annually £11.95
Telephone Dealing Fee*
€ 10.00 + 0.10% per order £20.00
Commissions & Fees 5 3
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Platforms & Tools

Feature DEGIRO Hargreaves Lansdown
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
No Yes
Charting - Indicators / Studies
23 26
Charting - Drawing Tools
0 1
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
No Yes
Platform & Tools 3 4
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Research

Feature DEGIRO Hargreaves Lansdown
Research - Shares
Yes Yes
Research - CFDs
No Yes
Research - Funds
Yes Yes
Fund Research - Research Reports
No Yes
Research - ETFs
No Yes
Research - Bonds
No Yes
Portfolio Allocation Breakdown
No Yes
Research 1 4.5
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Investments

Feature DEGIRO Hargreaves Lansdown
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No Yes
Offering of Investments 3.5 4.5
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Education

Feature DEGIRO Hargreaves Lansdown
Has Education - Share Trading
Yes Yes
Has Education - Funds
No Yes
Has Education - Retirement
No Yes
Client Webinars
No No
Client Webinars (Archived)
No No
Education 3.5 3.5

Overall

Feature DEGIRO Hargreaves Lansdown
DEGIRO Review Hargreaves Lansdown Review
Overall 3.5 4.5
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Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 46 individual variables were assessed. For this review, we will compare DEGIRO vs Hargreaves Lansdown.

To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. DEGIRO received a rating of 5.00 stars over Hargreaves Lansdown's 3.00 stars.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

Scenario 1 - 1 trade per month, for a total of 12 trades per year. DEGIRO would charge £34.68 while Hargreaves Lansdown would charge £278.40.

Scenario 2 - 36 trades per year, or 3 trades per month. Hargreaves Lansdown charges £565.20 and DEGIRO charges £104.04.

Scenario 3 - 120 trades per year, or 10 trades per month. DEGIRO charges £346.8 and Hargreaves Lansdown charges £1209.

Scenario 4 - 240 trades per year, or 20 trades per month. DEGIRO charges £693.6 and Hargreaves Lansdown charges £1563.

Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and Hargreaves Lansdown offers clients ISA, ISA - Junior, SIPP and SIPP - Junior while DEGIRO offers none of these. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. DEGIRO trails Hargreaves Lansdown by 1 total charting tools, with Hargreaves Lansdown offering 1 and DEGIRO offering 0. DEGIRO trails Hargreaves Lansdown by 3 total different indicators (for example, moving averages), with Hargreaves Lansdown offering 26 and DEGIRO offering 23. Hargreaves Lansdown offers basic stock alerts while DEGIRO does not. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. Hargreaves Lansdown offers fund research reports while DEGIRO does not.

Overall, between DEGIRO and Hargreaves Lansdown, Hargreaves Lansdown is the winner.

DEGIRO Review
Hargreaves Lansdown Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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