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Trading 212 vs DEGIRO 2021

Your capital is at risk.
Is DEGIRO better than Trading 212? After scoring the best share dealing accounts across 46 different variables, Trading 212 is better than DEGIRO. Trading 212 offers low-cost trading without lots of bells and whistles. Though tools, research and investments are limited, its user-friendliness and pricing may be an attractive option for the beginner trader.


Overall Rating

Feature Trading 212 DEGIRO
Overall 4.5 4
Commissions & Fees 5 5
Offering of Investments 2.5 3.5
Platform & Tools 3.5 3
Research 2 2.5
Education 0 3.5
Trading 212 Review DEGIRO Review
Winner check_circle

Trading Fees

Feature Trading 212 DEGIRO
Minimum Deposit
£1.00 £0.00
Share Trading: 0-9 Deals/ Month
£0.00 £ 1.75 + 0.014% (Maximum £ 5.00)
Share Trading: 10-19 Deals/ Month
£0.00 £ 1.75 + 0.014% (Maximum £ 5.00)
Share Trading: 20+ Deals/ Month
£0.00 £ 1.75 + 0.014% (Maximum £ 5.00)
Annual Custody Fee: £0 - £250,000
0.7% over £2000 0.20%
Bonds - Government (Gilts) - Fee
N/A € 2.00 + 0.06%
ETFs - Fee
£0.00 €2 + 0.03%
Investment Trusts - Fee
N/A £ 1.75 + 0.014% (Maximum £ 5.00)
Telephone Dealing Fee
N/A £ 10.25 + 0.014%, max £5 (for LSE)

Platforms & Tools

Feature Trading 212 DEGIRO
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes No
Charting - Indicators / Studies
54 13
Charting - Drawing Tools
19 9
Charting - Notes
Yes Yes
Charting - Display Corporate Events
No Yes
Charting - Stock Overlays
No Yes

Research

Feature Trading 212 DEGIRO
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
No Yes
Fund Research - Research Reports
No No
Research - ETFs
No No
Research - Bonds
No No
Portfolio Allocation Breakdown
Yes No

Investments

Feature Trading 212 DEGIRO
Share Trading
Yes Yes
CFD Trading
Yes No
Funds
No Yes
ETFs
Yes Yes
Bonds - Corporate
No Yes
Bonds - Government (Gilts)
No Yes
Investment Trusts
No Yes
Spread Betting
No No
Advisor Services
No No

Education

Feature Trading 212 DEGIRO
Has Education - Share Trading
Yes Yes
Has Education - Funds
No No
Has Education - Retirement
No No
Client Webinars
No No
Client Webinars (Archived)
No No

Overall

Feature Trading 212 DEGIRO
Overall 4.5 4
Commissions & Fees 5 5
Offering of Investments 2.5 3.5
Platform & Tools 3.5 3
Research 2 2.5
Education 0 3.5
Trading 212 Review DEGIRO Review
Winner check_circle

For our 2021 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare DEGIRO vs Trading 212.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, DEGIRO offers better pricing than Trading 212 for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - DEGIRO is cheaper. DEGIRO would only cost £29.40 each year while Trading 212 would cost £196.00.

3 Trades Per Month - DEGIRO is less expensive under this scenario. DEGIRO would cost £88.20 per year while Trading 212 would cost £196.00.

10 Trades Per Month - Trading 212 is the better choice. Annual fees with Trading 212 would total £196, while annual fees with DEGIRO would be £294.

20 Trades Per Month - DEGIRO costs less in this scenario. Total annual costs with DEGIRO would equal £12.25, while Trading 212 would equal £196.00.

Which broker offers a wider range of investment options?

DEGIRO offers a more diverse selection of investment options than Trading 212. DEGIRO offers investors access to ETFs, Funds, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that DEGIRO is better for research than Trading 212. DEGIRO offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both DEGIRO and Trading 212, we tested each broker's trading tools and share dealing app. All features compared, Trading 212 offers a better share dealing platform.

Overall winner: Trading 212

Read Next: Best UK Trading Platforms 2021


Related Comparisons

All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

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