Written by StockBrokers.com
Is Trading 212 better than DEGIRO? After scoring the best share dealing accounts across 46 different variables, Trading 212 is better than DEGIRO. Trading 212 offers low-cost trading without lots of bells and whistles. Though tools, research and investments are limited, its user-friendliness and pricing may be an attractive option for the beginner trader.
| Overall Rating | Trading 212 | DEGIRO | |
|---|---|---|---|
| Overall Rating |
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| Commissions & Fees |
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| Offering of Investments |
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| Mobile Trading |
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| Platforms & Tools |
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| Research |
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| Ease of Use |
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| Education |
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| Review | Trading 212 Review | DEGIRO Review | |
| Winner | check_circle |
| Investments | Trading 212 | DEGIRO | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | Yes | |
| Bonds - Government (Gilts) | No | Yes | |
| Investment Trusts | No | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | Trading 212 | DEGIRO | |
|---|---|---|---|
| Minimum Deposit | £1.0 | £0.0 | |
| Share Trading: 0-9 Deals/ Month | 0 | £1.75 + £1 handling fee | |
| Share Trading: 10-19 Deals/ Month | 0 | £1.75 + £1 handling fee | |
| Share Trading: 20+ Deals/ Month | 0 | £1.75 + £1 handling fee | |
| 5 trades per year (£30k portfolio) | £196 | £13.75 | |
| 12 trades per year (£30k portfolio) | £196 | £33 | |
| 36 trades per year (£30k portfolio) | £196 | £99 | |
| 120 trades per year (£30k portfolio) | £196 | £330 | |
| 3 fund trades per year (£30k portfolio) | N/A | £67.5 | |
| Annual Custody Fee: £0 - £250,000 | £0 (Other Fees Apply) | 0.20% | |
| Annual Custody Fee: £250K-£500K | £0 (Other Fees Apply) | 0.20% | |
| Annual Custody Fee: £500,000 - £1m | £0 (Other Fees Apply) | 0.20% | |
| Annual Custody Fee: £1m and over | £0 (Other Fees Apply) | 0.20% | |
| Bonds - Corporate - Fee | N/A | € 2.00 + €1 handling fee | |
| Bonds - Government (Gilts) - Fee | N/A | € 2.00 + 0.06% (most of EU), € 5.00 + 0.05% (Germany) | |
| ETFs - Fee | 0 | €2 + 0.03% | |
| Investment Trusts - Fee | N/A | € 2.00 + €1 handling fee | |
| Telephone Dealing Fee | N/A | £8.50 surcharge £1.75 + £1 handling fee |
| Platforms & Tools | Trading 212 | DEGIRO | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | No | |
| Charting - Indicators / Studies | 54 | 13 | |
| Charting - Drawing Tools | 25 | 9 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | No | Yes | |
| Charting - Stock Overlays | No | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | Trading 212 | DEGIRO | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | No | No | |
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | No | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | No |
| Education | Trading 212 | DEGIRO | |
|---|---|---|---|
| Has Education - Share Trading | Yes | Yes | |
| Has Education - Funds | No | No | |
| Has Education - Retirement | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | Trading 212 | DEGIRO | |
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| Overall Rating |
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| Commissions & Fees |
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| Offering of Investments |
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| Mobile Trading |
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| Platforms & Tools |
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| Research |
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| Ease of Use |
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| Education |
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| Review | Trading 212 Review | DEGIRO Review | |
| Winner | check_circle |
For our 2022 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare Trading 212 vs DEGIRO.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, DEGIRO offers better pricing than Trading 212 for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - Trading 212 would cost £196 per year, while DEGIRO would cost £13.75 per year.
12 trades per year - Trading 212 would cost £196 per year, while DEGIRO would cost £33 per year.
36 trades per year - Trading 212 would cost £196 per year, while DEGIRO would cost £99 per year.
120 trades per year - Trading 212 would cost £196 per year, while DEGIRO would cost £330 per year.
3 fund trades per year - Trading 212 would cost N/A per year, while DEGIRO would cost £67.5 per year.
Trading 212 offers investors access to ISA, Share Trading, CFD Trading and ETFs, while DEGIRO offers investors access to Share Trading, Funds, ETFs, Bonds - Corporate, Bonds - Government (Gilts) and Investment Trusts, neither have SIPP, Spread Betting, Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.
Our testing concluded that DEGIRO is better for research than Trading 212. DEGIRO offers more research options, including research reports, articles, and analyst ratings.
To compare the trading platforms of both Trading 212 and DEGIRO, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, Trading 212 offers a better share dealing platform and Trading 212 offers a better stock app for mobile trading.
Overall winner: Trading 212
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