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FinecoBank vs Trading 212 2021

Your capital is at risk.
Is FinecoBank better than Trading 212? After scoring the best share dealing accounts across 46 different variables, FinecoBank is better than Trading 212. For the price-conscious trader, FinecoBank is a solid share dealing option with a broad range of investment options; but educational materials and research reports are lacking.


Overall Rating

Feature FinecoBank Trading 212
Overall 4.5 4.5
Commissions & Fees 5 5
Offering of Investments 4 2.5
Platform & Tools 3.5 3.5
Research 3.5 2
Education 3.5 0
FinecoBank Review Trading 212 Review
Winner check_circle

Trading Fees

Feature FinecoBank Trading 212
Minimum Deposit
£0.00 £1.00
Share Trading: 0-9 Deals/ Month
£2.95 £0.00
Share Trading: 10-19 Deals/ Month
£2.95 £0.00
Share Trading: 20+ Deals/ Month
£2.95 £0.00
Annual Custody Fee: £0 - £250,000
0.25% 0.7% over £2000
Bonds - Government (Gilts) - Fee
£6.95 N/A
ETFs - Fee
£2.95 £0.00
Investment Trusts - Fee
N/A N/A
Telephone Dealing Fee
N/A N/A

Platforms & Tools

Feature FinecoBank Trading 212
Desktop Platform (Windows)
Yes No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes Yes
Charting - Indicators / Studies
22 54
Charting - Drawing Tools
3 19
Charting - Notes
No Yes
Charting - Display Corporate Events
Yes No
Charting - Stock Overlays
Yes No

Research

Feature FinecoBank Trading 212
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes No
Fund Research - Research Reports
No No
Research - ETFs
Yes No
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes Yes

Investments

Feature FinecoBank Trading 212
Share Trading
Yes Yes
CFD Trading
Yes Yes
Funds
Yes No
ETFs
Yes Yes
Bonds - Corporate
Yes No
Bonds - Government (Gilts)
Yes No
Investment Trusts
No No
Spread Betting
No No
Advisor Services
No No

Education

Feature FinecoBank Trading 212
Has Education - Share Trading
No Yes
Has Education - Funds
No No
Has Education - Retirement
No No
Client Webinars
Yes No
Client Webinars (Archived)
Yes No

Overall

Feature FinecoBank Trading 212
Overall 4.5 4.5
Commissions & Fees 5 5
Offering of Investments 4 2.5
Platform & Tools 3.5 3.5
Research 3.5 2
Education 3.5 0
FinecoBank Review Trading 212 Review
Winner check_circle

For our 2021 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare FinecoBank vs Trading 212.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, FinecoBank offers better pricing than Trading 212 for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - FinecoBank is cheaper. FinecoBank would only cost £35.40 each year while Trading 212 would cost £196.00.

3 Trades Per Month - FinecoBank is less expensive under this scenario. FinecoBank would cost £106.20 per year while Trading 212 would cost £196.00.

10 Trades Per Month - Trading 212 is the better choice. Annual fees with Trading 212 would total £196, while annual fees with FinecoBank would be £354.

20 Trades Per Month - FinecoBank costs less in this scenario. Total annual costs with FinecoBank would equal £75, while Trading 212 would equal £196.

Which broker offers a wider range of investment options?

FinecoBank offers a more diverse selection of investment options than Trading 212. FinecoBank offers investors access to ETFs, Funds, ISA, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that FinecoBank is better for research than Trading 212. FinecoBank offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both FinecoBank and Trading 212, we tested each broker's trading tools and share dealing app. All features compared, FinecoBank offers a better share dealing platform.

Overall winner: FinecoBank

Read Next: Best UK Trading Platforms 2021


Related Comparisons

All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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