Capital.com vs eToro 2023

Although previously better known for its CFD trading platform, Capital.com has branched out to offer direct investing and trading in shares. They offer the lowest fees on our in-depth analysis with zero commissions and no “hidden” charges either. Although this is clearly attractive to many investors and particularly more active traders, the limited offering of investment options and the absence of a web-based or desktop trading platform means that Capital.com falls short for any investor or trader looking for the complete package.

Aside from some hidden fees and a limited research area, eToro does a very good job. It offers a functional and easy-to-use platform, with the bonus of an excellent copy trading option as well as zero-commission stock trades. Its only other limitation is that it doesn’t offer the same breadth of investments as many of the more traditional brokers.

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, Capital.com offers better pricing than eToro for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - Capital.com would cost £0 per year, while eToro would cost £154 per year.

12 trades per year - Capital.com would cost £0 per year, while eToro would cost £154 per year.

36 trades per year - Capital.com would cost £0 per year, while eToro would cost £154 per year.

120 trades per year - Capital.com would cost £0 per year, while eToro would cost £154 per year.

3 fund trades per year - Capital.com would cost £0.0 per year, while eToro would cost £50.0 per year.

Capital.com requires a minimum deposit of £0.0, while eToro requires a minimum deposit of £50.0. From our testing we found for accounts between £0 - £250,000 Capital.com charges annual custody fees of £0, while eToro charges annual custody fees of £0 (Other Fees Apply).

Capital.com offers investors access to Share Trading, CFD Trading and Spread Betting, while eToro offers investors access to Share Trading, CFD Trading, ETFs and Crypto Trading. Neither have ISA, SIPP, Funds, Bonds - Corporate, Bonds - Government (Gilts), Investment Trusts and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Unfortunately, neither Capital.com nor eToro offers ISA or SIPP accounts. Neither have SIPP and ISA.

In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither Capital.com and eToro offer crypto investing.

Our testing concluded that Capital.com is better for research than eToro. Capital.com offers more research options, including research reports, articles, and analyst ratings.

To compare the trading platforms of both Capital.com and eToro, we tested each broker's website, trading platform, trading tools and stock trading app. All features compared, our analysis finds that eToro offers a better share dealing platform and eToro offers a better stock app for mobile trading.

Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that both Capital.com and eToro offer Client Webinars, Client Webinars (Archived) and Education (Share Trading). Neither have Education (Funds) and Education (Retirement).