Written by StockBrokers.com
In this head to head comparison of XTB vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Capital.com for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
12 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
36 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
120 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
3 fund trades per year - XTB would cost £0 per year, while Capital.com would cost £20 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing online brokers XTB and Capital.com for potential investments, UK users will find notable differences in the variety of choices offered. XTB stands out by providing options for share trading and ETF trading, both of which are absent from Capital.com's offerings. However, both brokers align in their lack of support for crypto trading, spread betting, funds trading, bonds—both corporate and government—and investment trusts. For those interested in CFD trading, both brokers are viable choices, ensuring access to this popular type of trading.
According to UK.StockBrokers.com, XTB outshines Capital.com with a 4.5-star rating in investment choices, showcasing a broader array of options for traders. In contrast, Capital.com receives a 2.5-star rating, indicating fewer available investment possibilities. Despite these ratings, both brokers share the commonality of not offering advisor services. Among 18 brokers, XTB holds the 13th spot, though Capital.com is not ranked, further emphasizing the distinction in investment offerings between the two.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Share Trading | Yes | No |
| CFD Trading | Yes | Yes |
| ETFs | Yes | No |
| Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | Yes | Yes |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
For UK traders seeking powerful charting tools, XTB and Capital.com both provide a range of features, but their offerings differ in several aspects. XTB allows users to display corporate events like earnings, splits, and dividends directly on charts, a feature Capital.com does not offer. When it comes to drawing tools, XTB includes 20 options compared to Capital.com's 18. In terms of technical indicators, Capital.com has the upper hand with 77 options, whereas XTB offers 39. Both platforms support adding notes to charts and have browser-based trading platforms, making them convenient choices for traders on the go.
For those interested in custom alerts, XTB and Capital.com both provide the ability to create alerts for stock price updates and access real-time market data. However, neither platform supports adding index or stock overlays to charts. Overall, while XTB excels in displaying corporate events and has slightly more drawing tools, Capital.com offers a broader range of technical indicators, catering to those who rely heavily on such metrics for trading decisions. Both platforms are suitable for traders looking for versatile trading tools accessible from anywhere.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 77 |
| Charting - Drawing Tools | 20 | 18 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
For UK investors looking to open a retirement account, it's important to note the differences between online brokers XTB and Capital.com. XTB provides Individual Savings Accounts (ISAs), making it appealing if you're interested in tax-efficient savings. However, neither XTB nor Capital.com offer Self-Invested Personal Pension (SIPP) accounts, which are often sought after by those planning for retirement. When deciding between the two, the availability of an ISA through XTB could be an important factor, especially if Capital.com's lack of ISA options doesn't meet your retirement and savings needs.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
In the UK, both XTB and Capital.com provide accessible trading options on mobile, with apps available for iPhone and Android users. According to UK.StockBrokers.com, both platforms have received a commendable mobile app rating of 4.5 out of 5 stars. Although XTB is distinguished by being ranked 6th out of 18 brokers in mobile app performance, Capital.com is not specifically ranked in this category. This comparison highlights that both XTB and Capital.com deliver reliable mobile trading experiences, with XTB having an additional edge due to its specific ranking.
Dive deeper: Best Stock Trading Apps UK.
When it comes to beginner-friendly educational resources, XTB has a slight edge over Capital.com. Both brokers do not offer live or archived webinars, so new investors looking for video-guided learning may need to look elsewhere. However, XTB provides education on share trading, whereas Capital.com does not cover this area. Neither platform currently offers resources on investing in funds or planning for retirement. Reflecting these differences, XTB is rated 4.5 stars and ranked ninth out of 18 brokers by UK.StockBrokers.com for beginner education, showcasing its advantage. Capital.com, on the other hand, holds a lower rating of 3.5 stars with no specific ranking provided. This suggests XTB might be a better choice for UK beginners prioritizing educational resources.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
When considering market research tools, both XTB and Capital.com provide options for investors interested in understanding their portfolio allocation by asset class. However, XTB distinguishes itself with extensive research capabilities, offering insights into shares, ETFs, and CFDs. In contrast, Capital.com focuses primarily on CFDs research, providing a more limited scope for shares and ETFs analysis. Neither platform supplies research reports for funds or bonds, leaving investors to seek these resources elsewhere. With these differences in mind, choosing between XTB and Capital.com largely depends on individual research needs and investment interests.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Research - Shares | Yes | No |
| Research - CFDs | Yes | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Capital.com? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Capital.com
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When comparing online brokers XTB to Capital.com, it's notable that neither platform offers crypto trading, providing a consistent experience for those focused on other investment opportunities.
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0 of 5| Overall Rating | XTB | Capital.com | |
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| Review | XTB Review | Capital.com Review | |
| Winner | check_circle |
| Investments | XTB | Capital.com | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | No | |
| CFD Trading | Yes | Yes | |
| Funds | No | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | Yes | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | XTB | Capital.com | |
|---|---|---|---|
| Minimum Deposit | £0 | £20 | |
| Share Trading: 0-9 Deals/ Month | £0 | N/A | |
| Share Trading: 10-19 Deals/ Month | £0 | N/A | |
| Share Trading: 20+ Deals/ Month | £0 | N/A | |
| 5 trades per year (£30k portfolio) | £0 | N/A | |
| 12 trades per year (£30k portfolio) | £0 | N/A | |
| 36 trades per year (£30k portfolio) | £0 | N/A | |
| 120 trades per year (£30k portfolio) | £0 | N/A | |
| 3 fund trades per year (£30k portfolio) | N/A | N/A | |
| Annual Custody Fee: £0 - £250,000 | 0 | £0 | |
| Annual Custody Fee: £250K-£500K | 0 | £0 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £0 | |
| Annual Custody Fee: £1m and over | 0 | £0 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Capital.com | |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Capital.com | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 77 | |
| Charting - Drawing Tools | 20 | 18 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | XTB | Capital.com | |
|---|---|---|---|
| Research - Shares | Yes | No | |
| Research - CFDs | Yes | Yes | |
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Capital.com | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Capital.com | |
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| Review | XTB Review | Capital.com Review | |
| Winner | check_circle |
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