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XTB vs Capital.com 2024

StockBrokers.com

Written by StockBrokers.com

February 01, 2024

Is XTB better than Capital.com? After scoring the best share dealing accounts across 46 different variables, our analysis finds that XTB is better than Capital.com. XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.

Select Brokers

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  • check_box_outline_blankcheck_boxAJ Bell
  • check_box_outline_blankcheck_boxBarclays
  • check_box_outline_blankcheck_boxCapital.com
  • check_box_outline_blankcheck_boxCMC Invest
  • check_box_outline_blankcheck_boxeToro
  • check_box_outline_blankcheck_boxFidelity International
  • check_box_outline_blankcheck_boxFreetrade
  • check_box_outline_blankcheck_boxHalifax
  • check_box_outline_blankcheck_boxHargreaves Lansdown
  • check_box_outline_blankcheck_boxIG
  • check_box_outline_blankcheck_boxInteractive Brokers
  • check_box_outline_blankcheck_boxInteractive Investor
  • check_box_outline_blankcheck_boxLloyds Bank
  • check_box_outline_blankcheck_boxSaxo
  • check_box_outline_blankcheck_boxTrading 212
  • check_box_outline_blankcheck_boxVanguard UK Investor
  • check_box_outline_blankcheck_boxXTB

Compare

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Overall Rating XTB Capital.com
Overall Rating 4/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4/5 Stars 2.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 4/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 2.5/5 Stars
Education 4.5/5 Stars 3.5/5 Stars
Review XTB Review Capital.com Review
Winner check_circle
Investments XTB Capital.com
ISA info No No
SIPP info No No
Share Trading info Yes Yes
CFD Trading info Yes Yes
Funds info Yes No
ETFs info Yes No
Bonds - Corporate info No No
Bonds - Government (Gilts) info No No
Investment Trusts info No No
Spread Betting info Yes Yes
Crypto Trading info No No
Advisor Services info No No
Trading Fees XTB Capital.com
Minimum Deposit info £0 £20
Share Trading: 0-9 Deals/ Month info £0 N/A
Share Trading: 10-19 Deals/ Month info £0 N/A
Share Trading: 20+ Deals/ Month info £0 N/A
5 trades per year (£30k portfolio) info £0 N/A
12 trades per year (£30k portfolio) info £0 N/A
36 trades per year (£30k portfolio) info £0 N/A
120 trades per year (£30k portfolio) info £0 N/A
3 fund trades per year (£30k portfolio) info N/A N/A
Annual Custody Fee: £0 - £250,000 info 0 £0
Annual Custody Fee: £250K-£500K info 0 £0
Annual Custody Fee: £500,000 - £1m info 0 £0
Annual Custody Fee: £1m and over info 0 £0
Bonds - Corporate - Fee info N/A N/A
Bonds - Government (Gilts) - Fee info N/A N/A
ETFs - Fee info £0 N/A
Investment Trusts - Fee info N/A N/A
Telephone Dealing Fee info N/A N/A
Broker Screenshots XTB Capital.com
Website Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Platforms & Tools XTB Capital.com
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info Yes Yes
Charting - Indicators / Studies info 59 77
Charting - Drawing Tools info 9 18
Charting - Notes info Yes Yes
Charting - Display Corporate Events info Yes No
Charting - Stock Overlays info Yes No
Charting - Index Overlays info Yes No
Research XTB Capital.com
Research - Shares info Yes No
Research - CFDs info Yes Yes
Research - Funds info No No
Fund Research - Research Reports info Yes No
Research - ETFs info Yes No
Research - Bonds info No No
Portfolio Allocation Breakdown info Yes Yes
Education XTB Capital.com
Education (Share Trading) info Yes No
Education (Funds) info Yes No
Education (Retirement) info No No
Client Webinars info Yes No
Client Webinars (Archived) info Yes No
Overall Summary XTB Capital.com
Overall Rating 4/5 Stars 3.5/5 Stars
Charges & Fees 5/5 Stars 4.5/5 Stars
Investment Choices 4/5 Stars 2.5/5 Stars
Mobile App 4.5/5 Stars 4.5/5 Stars
Website 4/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 2.5/5 Stars
Education 4.5/5 Stars 3.5/5 Stars
Review XTB Review Capital.com Review
Winner check_circle
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Comparing online share dealing platforms side by side is no small task. For our 2024 review of U.K. brokers, more than 900 data points were collected over a 10-week period and used to score each broker. Let’s compare XTB and Capital.com.

XTB vs Capital.com Comparison

For our 2024 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare XTB vs Capital.com.

Is XTB a good broker?

XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.

Is Capital.com a good broker?

Capital.com is a U.K. broker primarily known for CFDs (contracts for difference) and spread betting. While it previously offered the chance to buy and sell shares commission-free, you can no longer buy shares directly through Capital.com. Trading is limited to an unleveraged CFD account.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Capital.com for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

5 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.

12 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.

36 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.

120 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.

3 fund trades per year - XTB would cost £0 per year, while Capital.com would cost £20 per year.

query_stats What type of trader are you?

New to the world of investing? See my picks for the best UK trading platforms for beginners. More experienced traders should check out my guide to the best UK Trading Platforms for Active Traders. If you're looking to trade shares on the go, read my guide to the best UK stock trading apps.

How do XTB and Capital.com compare in terms of minimum deposits required?

XTB requires a minimum deposit of £0, while Capital.com requires a minimum deposit of £20. From our testing we found for accounts between £0 - £250,000 XTB charges annual custody fees of 0, while Capital.com charges annual custody fees of £0.

Which broker offers a wider range of investment options?

XTB offers investors access to Share Trading, CFD Trading, Funds, ETFs and Spread Betting, while Capital.com offers investors access to Share Trading, CFD Trading and Spread Betting. Neither have ISA, SIPP, Bonds - Corporate, Bonds - Government (Gilts), Investment Trusts, Crypto Trading and Advisor Services. Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Do XTB and Capital.com offer ISA or SIPP accounts?

Self-invested personal pensions (SIPPs) and individual savings accounts (ISAs) are tax-advantaged savings accounts that are an important tool for many individual investors. You can read more about how these accounts operate at Gov.UK: Click here for SIPP information and here for ISA information. Our analysis finds that Unfortunately, neither XTB nor Capital.com offers ISA or SIPP accounts. Neither have SIPP and ISA.

Do XTB and Capital.com offer cryptocurrency?

In our analysis of top brokers for share dealing in the U.K., we research whether each broker offers the ability to trade cash cryptocurrency, such as bitcoin and ethereum, which is still a somewhat rare offering amongst major U.K. brokers. Our review finds that neither XTB nor Capital.com offer crypto investing.

Which broker offers a better website experience?

Our testing concluded that the website of Capital.com is better than the website of XTB. Capital.com offers more functionality, is cleanly designed, and is, overall, easier to use for beginners and casual investors.

Which stock trading app is better?

To compare the trading platforms of both XTB and Capital.com, we tested each broker's stock trading app. All features compared, our analysis finds that XTB offers a better mobile app. Dive deeper: Best Stock Trading Apps UK.

Do XTB and Capital.com offer educational resources?

Educational offerings are of particular importance to those who are newer to investing, and we examine the availability of several different types of educational materials in our analysis. Our research finds that XTB offers traders access to Client Webinars, Client Webinars (Archived), Education (Share Trading) and Education (Funds), while Capital.com offers access to neither of these. Neither have Education (Retirement).

Overall winner: XTB

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