Written by StockBrokers.com
In this head to head comparison of XTB vs Capital.com, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Capital.com for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
12 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
36 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
120 trades per year - XTB would cost £0 per year, while Capital.com would cost N/A per year.
3 fund trades per year - XTB would cost £0 per year, while Capital.com would cost £20 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing XTB and Capital.com for investment options, both online brokers offer share trading and CFDs for their clients. However, XTB provides an edge with the availability of ETF trading, a feature not offered by Capital.com. Neither platform caters to crypto trading, spread betting, funds trading, nor corporate and government bonds. Both brokers are also without advisor services, keeping their offerings focused more on traders who prefer managing their own portfolios.
In terms of industry recognition, XTB steps ahead with a higher rating of 4.5 stars by UK.StockBrokers.com for investment choices, contrasting with Capital.com’s 2.5-star rating. Regarding their rankings among 18 brokers, XTB holds the 14th spot, whereas Capital.com is positioned at 17th, reflecting investors’ preferences towards a broader range of trading functionalities available with XTB.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | Yes |
| ETFs | Yes | No |
| Funds | No | No |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | No |
| Spread Betting | Yes | Yes |
| Crypto Trading | No | No |
| Advisor Services | No | No |
| Investment Choices |
|
|
Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When comparing the trading tools of online brokers XTB and Capital.com, there are several key differences and similarities to consider. XTB stands out with its ability to display corporate events, such as earnings, splits, and dividends, directly on their charts, a feature that Capital.com currently does not offer. On the other hand, Capital.com provides a wider range of technical indicators, boasting 77 compared to XTB's 39, which may appeal to those who rely heavily on indicator-based trading strategies. Both brokers, however, allow users to add notes to charts and deliver real-time market data to their clients.
In terms of charting tools, XTB offers slightly more versatility with 20 drawing tools compared to Capital.com's 18, adding a bit more flexibility for traders when analyzing charts. Neither platform provides the option to add index or stock overlays to charts, which could be a limitation for some users. Both XTB and Capital.com provide browser-based trading platforms that appeal to traders who prefer not to download additional software. Moreover, both offer the ability to set alerts for stock price updates, ensuring traders can stay informed on market movements in real-time.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 77 |
| Charting - Drawing Tools | 20 | 18 |
| Charting - Notes | Yes | Yes |
| Charting - Display Corporate Events | Yes | No |
| Charting - Stock Overlays | No | No |
| Charting - Index Overlays | No | No |
When comparing the online brokers XTB and Capital.com for retirement account offerings, it's clear that there are differences. XTB provides the option of an ISA account, giving investors a tax-efficient way to save. However, if you are looking for a SIPP account, neither XTB nor Capital.com offers this type of retirement savings account, so you may need to explore other brokers if SIPP is a priority. In contrast, Capital.com does not offer ISA accounts, which might be a limitation for those seeking this specific type of investment vehicle. This comparison helps highlight the distinctive features regarding retirement accounts between these two platforms.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile applications of online brokers XTB and Capital.com, both platforms offer robust options for both iPhone and Android users, ensuring accessibility across popular devices. In terms of user satisfaction, UK.StockBrokers.com rates both XTB and Capital.com’s mobile apps highly, awarding them 4.5 out of 5 stars each. However, when ranked among 18 brokers, XTB edges slightly ahead, securing the 10th spot for its mobile app, while Capital.com follows closely behind at 11th place. This comparison highlights that both brokers deliver strong mobile trading experiences, with XTB having a marginal advantage in the rankings.
Dive deeper: Best Stock Trading Apps UK.
When it comes to educational resources for beginner investors, XTB holds a notable edge over Capital.com. While neither platform offers educational client webinars or archived sessions for on-demand viewing, XTB stands out by providing education specifically on share trading, a feature that Capital.com lacks. Both platforms do not offer educational resources on funds or retirement topics. According to UK.StockBrokers.com, XTB is rated 4.5 stars for beginner education and ranks 8th out of 18 brokers, highlighting its commendable educational offerings. In contrast, Capital.com receives a lower rating of 3.5 stars and ranks 17th, suggesting there is room for improvement in catering to novices.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Client Webinars | No | No |
| Client Webinars (Archived) | No | No |
| Education (Share Trading) | Yes | No |
| Education (Funds) | No | No |
| Education (Retirement) | No | No |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing the market research features of XTB and Capital.com, both brokers fall short in offering research reports for funds and bonds. However, they provide the ability to view portfolio allocation by asset class, which allows investors to easily assess their investment diversification. In terms of shares research and ETFs research, XTB leads with comprehensive options, whereas Capital.com does not offer similar resources. Both platforms match up when it comes to CFDs research, providing insightful information for traders in this area. Overall, XTB may be more appealing to those seeking detailed shares and ETFs research, while Capital.com offers a comparable experience in portfolio allocation and CFDs research.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Research - Shares | Yes | No |
| Research - CFDs | Yes | Yes |
| Research - ETFs | Yes | No |
| Research - Bonds | No | No |
| Research - Funds | No | No |
| Fund Research - Research Reports | No | No |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Capital.com? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
|
Capital.com
|
|---|---|---|
| Overall Rating |
|
|
| Charges & Fees |
|
|
| Investment Choices |
|
|
| Mobile App |
|
|
| Website |
|
|
| Ease of Use |
|
|
| Education |
|
|
When comparing online brokers XTB to Capital.com, it's notable that neither platform offers crypto trading, providing a consistent experience for those focused on other investment opportunities.
Select Brokers
↓×Compare
0 of 5| Overall Rating | XTB | Capital.com | |
|---|---|---|---|
| Overall Rating |
|
| |
| Charges & Fees |
|
| |
| Investment Choices |
|
| |
| Mobile App |
|
| |
| Website |
|
| |
| Ease of Use |
|
| |
| Education |
|
| |
| Review | XTB Review | Capital.com Review | |
| Winner | check_circle |
| Investments | XTB | Capital.com | |
|---|---|---|---|
| ISA | Yes | No | |
| SIPP | No | No | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | Yes | |
| Funds | No | No | |
| ETFs | Yes | No | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | No | |
| Spread Betting | Yes | Yes | |
| Crypto Trading | No | No | |
| Advisor Services | No | No |
| Trading Fees | XTB | Capital.com | |
|---|---|---|---|
| Minimum Deposit | £0 | £20 | |
| Share Trading: 0-9 Deals/ Month | £0 | N/A | |
| Share Trading: 10-19 Deals/ Month | £0 | N/A | |
| Share Trading: 20+ Deals/ Month | £0 | N/A | |
| 5 trades per year (£30k portfolio) | £0 | N/A | |
| 12 trades per year (£30k portfolio) | £0 | N/A | |
| 36 trades per year (£30k portfolio) | £0 | N/A | |
| 120 trades per year (£30k portfolio) | £0 | N/A | |
| 3 fund trades per year (£30k portfolio) | N/A | N/A | |
| Annual Custody Fee: £0 - £250,000 | 0 | £0 | |
| Annual Custody Fee: £250K-£500K | 0 | £0 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £0 | |
| Annual Custody Fee: £1m and over | 0 | £0 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | N/A | |
| Investment Trusts - Fee | N/A | N/A | |
| Telephone Dealing Fee | N/A | N/A |
| Broker Screenshots | XTB | Capital.com | |
|---|---|---|---|
| Website Gallery (click to expand) |
|
| |
| Mobile Trading Apps Gallery (click to expand) |
|
| |
| Education Gallery (click to expand) |
|
|
| Platforms & Tools | XTB | Capital.com | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 77 | |
| Charting - Drawing Tools | 20 | 18 | |
| Charting - Notes | Yes | Yes | |
| Charting - Display Corporate Events | Yes | No | |
| Charting - Stock Overlays | No | No | |
| Charting - Index Overlays | No | No |
| Research | XTB | Capital.com | |
|---|---|---|---|
| Research - Shares | Yes | No | |
| Research - CFDs | Yes | Yes | |
| Research - Funds | No | No | |
| Fund Research - Research Reports | No | No | |
| Research - ETFs | Yes | No | |
| Research - Bonds | No | No | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Capital.com | |
|---|---|---|---|
| Education (Share Trading) | Yes | No | |
| Education (Funds) | No | No | |
| Education (Retirement) | No | No | |
| Client Webinars | No | No | |
| Client Webinars (Archived) | No | No |
| Overall Summary | XTB | Capital.com | |
|---|---|---|---|
| Overall Rating |
|
| |
| Charges & Fees |
|
| |
| Investment Choices |
|
| |
| Mobile App |
|
| |
| Website |
|
| |
| Ease of Use |
|
| |
| Education |
|
| |
| Review | XTB Review | Capital.com Review | |
| Winner | check_circle |
IG Group Review
Saxo Review
eToro Review
Interactive Brokers Review
Trading 212 Review
XTB Review
CMC Invest Review
Vanguard Review
Hargreaves Lansdown Review
Halifax Review
Freetrade Review