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FinecoBank vs DEGIRO 2021

Your capital is at risk.
Is DEGIRO better than FinecoBank? After scoring the best share dealing accounts across 46 different variables, FinecoBank is better than DEGIRO. For the price-conscious trader, FinecoBank is a solid share dealing option with a broad range of investment options; but educational materials and research reports are lacking.


Overall Rating

Feature FinecoBank DEGIRO
Overall 4.5 4
Commissions & Fees 5 5
Offering of Investments 4 3.5
Platform & Tools 3.5 3
Research 3.5 2.5
Education 3.5 3.5
FinecoBank Review DEGIRO Review
Winner check_circle

Trading Fees

Feature FinecoBank DEGIRO
Minimum Deposit
£0.00 £0.00
Share Trading: 0-9 Deals/ Month
£2.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Share Trading: 10-19 Deals/ Month
£2.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Share Trading: 20+ Deals/ Month
£2.95 £ 1.75 + 0.014% (Maximum £ 5.00)
Annual Custody Fee: £0 - £250,000
0.25% 0.20%
Bonds - Government (Gilts) - Fee
£6.95 € 2.00 + 0.06%
ETFs - Fee
£2.95 €2 + 0.03%
Investment Trusts - Fee
N/A £ 1.75 + 0.014% (Maximum £ 5.00)
Telephone Dealing Fee
N/A £ 10.25 + 0.014%, max £5 (for LSE)

Platforms & Tools

Feature FinecoBank DEGIRO
Desktop Platform (Windows)
Yes No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
Yes No
Charting - Indicators / Studies
22 13
Charting - Drawing Tools
3 9
Charting - Notes
No Yes
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes Yes

Research

Feature FinecoBank DEGIRO
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
No No
Research - ETFs
Yes No
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes No

Investments

Feature FinecoBank DEGIRO
Share Trading
Yes Yes
CFD Trading
Yes No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
No Yes
Spread Betting
No No
Advisor Services
No No

Education

Feature FinecoBank DEGIRO
Has Education - Share Trading
No Yes
Has Education - Funds
No No
Has Education - Retirement
No No
Client Webinars
Yes No
Client Webinars (Archived)
Yes No

Overall

Feature FinecoBank DEGIRO
Overall 4.5 4
Commissions & Fees 5 5
Offering of Investments 4 3.5
Platform & Tools 3.5 3
Research 3.5 2.5
Education 3.5 3.5
FinecoBank Review DEGIRO Review
Winner check_circle

For our 2021 Review, we assessed the best trading platforms in the UK for online share dealing. Let's compare DEGIRO vs FinecoBank.

Which broker is less expensive?

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, DEGIRO offers better pricing than FinecoBank for share dealing.

Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.

1 Trade Per Month - DEGIRO is cheaper. DEGIRO would only cost £29.40 each year while FinecoBank would cost £35.40.

3 Trades Per Month - DEGIRO is less expensive under this scenario. DEGIRO would cost £88.20 per year while FinecoBank would cost £106.20.

10 Trades Per Month - DEGIRO is the better choice. Annual fees with DEGIRO would total £294, while annual fees with FinecoBank would be £354.

20 Trades Per Month - DEGIRO costs less in this scenario. Total annual costs with DEGIRO would equal £12.25, while FinecoBank would equal £75.00.

Which broker offers a wider range of investment options?

FinecoBank offers a more diverse selection of investment options than DEGIRO. FinecoBank offers investors access to ETFs, Funds, ISA, Share Trading and Bonds - Government (Gilts). Investing encompasses a wide variety of asset classes, so finding a broker that offers every investment type you are interested in is important.

Which platform offers better research?

Our testing concluded that FinecoBank is better for research than DEGIRO. FinecoBank offers more research options, including research reports, articles, and analyst ratings.

Which trading platform is better?

To compare the trading platforms of both DEGIRO and FinecoBank, we tested each broker's trading tools and share dealing app. All features compared, FinecoBank offers a better share dealing platform.

Overall winner: FinecoBank

Read Next: Best UK Trading Platforms 2021


Related Comparisons

All pricing data was obtained from a published web site as of 10/22/2021 and is believed to be accurate, but is not guaranteed. The StockBrokers.com UK staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

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