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DEGIRO vs Interactive Investor 2020

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Is DEGIRO better than Interactive Investor? After scoring UK share dealing accounts on over 40 different variables, Interactive Investor is better than DEGIRO. With Interactive Investor's Super Investor Plan, traders pay a low rate of £3.99 per trade on UK stocks and ETFs. Alongside great pricing, Interactive Investor offers brilliant fundamental research for stocks, funds, investment trusts, and ETFs. That said, no education is provided, and trading tools are lackluster.

Overall Rating

Feature DEGIRO Interactive Investor
Overall 3.5 4.5
DEGIRO Review Interactive Investor Review

Trading Fees

Feature DEGIRO Interactive Investor
Share Trading: 0-9 Deals/ Month
£ 1.75 + 0.022% £7.99
Share Trading: 10-19 Deals/ Month
£ 1.75 + 0.022% (Maximum £ 5.00) £3.99
Share Trading: 20+ Deals/ Month
£ 1.75 + 0.022% (Maximum £ 5.00) £3.99
Annual Custody Fee: £0 - £250,000*
0% £119.88
Bonds - Government (Gilts) - Fee
€ 2.00 + 0.068% £40.00
ETFs - Fee
€2 + 0.038% £7.99
Investment Trusts - Fee
€ 7.50 + 0.10% +.2% annually £7.99
Telephone Dealing Fee*
€ 10.00 + 0.10% per order £49.00
Commissions & Fees 5 4.5
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Platforms & Tools

Feature DEGIRO Interactive Investor
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes Yes
Stock Alerts
No Yes
Charting - Indicators / Studies
23 11
Charting - Drawing Tools
0 0
Charting - Notes
No No
Charting - Display Corporate Events
Yes No
Charting - Stock Overlays
No Yes
Platform & Tools 3 3
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Research

Feature DEGIRO Interactive Investor
Research - Shares
Yes Yes
Research - CFDs
No Yes
Research - Funds
Yes Yes
Fund Research - Research Reports
No Yes
Research - ETFs
No Yes
Research - Bonds
No Yes
Portfolio Allocation Breakdown
No Yes
Research 1 4.5
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Investments

Feature DEGIRO Interactive Investor
Share Trading
Yes Yes
CFD Trading
No Yes
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No Yes
Advisor Services
No No
Offering of Investments 3.5 4.5
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Education

Feature DEGIRO Interactive Investor
Has Education - Share Trading
Yes No
Has Education - Funds
No No
Has Education - Retirement
No No
Client Webinars
No No
Client Webinars (Archived)
No No
Education 3.5 1

Overall

Feature DEGIRO Interactive Investor
DEGIRO Review Interactive Investor Review
Overall 3.5 4.5
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Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 46 individual variables were assessed. For this review, we will compare DEGIRO vs Interactive Investor.

To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. DEGIRO received a rating of 5.00 stars over Interactive Investor's 4.50 stars.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

Scenario 1 - 12 trades per year, or 1 trade per month. DEGIRO charges £34.68 and Interactive Investor charges £119.8.

Scenario 2 - 36 trades per year, or 3 trades per month. Interactive Investor charges £287.76 and DEGIRO charges £104.04.

Scenario 3 - 10 trades per month, for a total of 120 trades per year. Interactive Investor would charge £622.92 while DEGIRO would charge £346.8.

Scenario 4 - 20 trades per month, for a total of 240 trades per year. DEGIRO would charge £693.6 while Interactive Investor would charge £1101.72.

Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and Interactive Investor provides its clients with ISA, ISA - Junior, SIPP and Spread Betting while DEGIRO provides clients access to none of these. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. Both brokers offer clients access to the same number of charting tools, 0. DEGIRO offers its clients access to 23 different indicators (for example, volume) while Interactive Investor has 11 available indicators, a difference of 12. Interactive Investor has basic stock alerts, DEGIRO doesn't. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. Interactive Investor offers fund research reports while DEGIRO does not.

Overall, between DEGIRO and Interactive Investor, Interactive Investor is the winner.

DEGIRO Review
Interactive Investor Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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