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Alliance Trust Savings vs Lloyds Bank 2019

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Is Lloyds Bank better than Alliance Trust Savings? After scoring UK share dealing accounts in six areas for our 2019 review, Alliance Trust Savings is better than Lloyds Bank. Alliance Trust Savings will likely appeal to longer-term investors in search of discounted fees; however, this comes at the expense of a particularly poor overall client experience.

Overall Rating

Feature Alliance Trust Savings Lloyds Bank
Overall 3.5 3
Alliance Trust Savings Review Lloyds Bank Review

Trading Fees

Feature Alliance Trust Savings Lloyds Bank
Share Trading: 0-9 Deals/ Month
£9.99 £11.00
Share Trading: 10-19 Deals/ Month
£9.99 £8.00
Share Trading: 20+ Deals/ Month
£9.99 £8.00
Annual Custody Fee: £0 - £250,000*
£120.00 £40.00
Bonds - Government (Gilts) - Fee
£9.99 £11.00
ETFs - Fee
£9.99 £11.00
Investment Trusts - Fee
£9.99 £11.00
Telephone Dealing Fee*
£50.00 £35.00
Commissions & Fees 4 4
Winner check_circle

Platforms & Tools

Feature Alliance Trust Savings Lloyds Bank
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
No No
Android App
No No
Stock Alerts
No Yes
Charting - Indicators / Studies
10 91
Charting - Drawing Tools
1 17
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes No
Platform & Tools 3.5 3
Winner check_circle

Research

Feature Alliance Trust Savings Lloyds Bank
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes No
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes Yes
Research 3.5 3.5
Winner check_circle

Investments

Feature Alliance Trust Savings Lloyds Bank
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No Yes
Offering of Investments 3.5 3.5
Winner check_circle

Education

Feature Alliance Trust Savings Lloyds Bank
Has Education - Share Trading
No Yes
Has Education - Funds
No Yes
Has Education - Retirement
No Yes
Client Webinars
No No
Client Webinars (Archived)
No No
Education 3.5 1
Winner check_circle

Overall

Feature Alliance Trust Savings Lloyds Bank
Alliance Trust Savings Review Lloyds Bank Review
Overall 3.5 3
Winner check_circle
After seven months and hundreds of hours of researching 12 different share dealing brokers, the UK.StockBrokers.com team collected thousands of data points. To focus on two brokers, we will now compare Alliance Trust Savings vs Lloyds Bank.

First, we will compare the fees charged for dealing in the UK. There are two primary fees: the cost to place each trade and the monthly, quarterly, or annual management fee charged which varies depending on the type and size of your portfolio. We researched both to provide a single star rating for cost. Both Alliance Trust Savings and Lloyds Bank hold a 4.00 star rating.

Cost aside, we can now compare popular features and tools investors prefer. Access to the investments you want is important, and Lloyds Bank provides its clients with ISA and SIPP while Alliance Trust Savings provides clients access to ISA, ISA - Junior, SIPP and SIPP - Junior. Next, some traders desire robust charting, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. Alliance Trust Savings and Lloyds Bank offer the same number of charting tools, 1. Lloyds Bank offers its clients access to 43 different indicators (for example, volume) while Alliance Trust Savings has 10 available indicators, a difference of 33. Lloyds Bank offers basic stock alerts while Alliance Trust Savings does not. Finally, for researching funds while share dealing, having access to mutual fund research reports is also helpful. Alliance Trust Savings has fund research reports, Lloyds Bank doesn't.

Overall, between Alliance Trust Savings and Lloyds Bank, Alliance Trust Savings is the winner.

Alliance Trust Savings Review
Lloyds Bank Review


All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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