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AJ Bell Youinvest vs Alliance Trust Savings 2019

Your capital is at risk.
Is AJ Bell Youinvest better than Alliance Trust Savings? After scoring UK share dealing accounts on over 100 different variables, AJ Bell Youinvest is better than Alliance Trust Savings. AJ Bell Youinvest offers low-cost trading for frequent traders, quality in-house research, as well as impressive mobile trading applications; however, the downside is that the company offers an average trading platform and basic education resources.

Overall Rating

Feature AJ Bell Youinvest Alliance Trust Savings
Overall 4 3.5
AJ Bell Youinvest Review Alliance Trust Savings Review

Trading Fees

Feature AJ Bell Youinvest Alliance Trust Savings
Share Trading: 0-9 Deals/ Month
£9.95 £9.99
Share Trading: 10-19 Deals/ Month
£4.95 £9.99
Share Trading: 20+ Deals/ Month
£4.95 £9.99
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) £120.00
Bonds - Government (Gilts) - Fee
£9.95 £9.99
ETFs - Fee
£9.95 £9.99
Investment Trusts - Fee
£9.95 £9.99
Telephone Dealing Fee*
£29.95 £50.00
Commissions & Fees 4 4
Winner check_circle

Platforms & Tools

Feature AJ Bell Youinvest Alliance Trust Savings
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes No
Android App
Yes No
Stock Alerts
No No
Charting - Indicators / Studies
10 10
Charting - Drawing Tools
1 1
Charting - Notes
No No
Charting - Display Corporate Events
Yes Yes
Charting - Stock Overlays
Yes Yes
Platform & Tools 3 3.5
Winner check_circle

Research

Feature AJ Bell Youinvest Alliance Trust Savings
Research - Shares
Yes Yes
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes Yes
Research - Bonds
Yes Yes
Portfolio Allocation Breakdown
Yes Yes
Research 4 3.5
Winner check_circle

Investments

Feature AJ Bell Youinvest Alliance Trust Savings
Share Trading
Yes Yes
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes Yes
Bonds - Government (Gilts)
Yes Yes
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No No
Offering of Investments 3 3.5
Winner check_circle

Education

Feature AJ Bell Youinvest Alliance Trust Savings
Has Education - Share Trading
Yes No
Has Education - Funds
Yes No
Has Education - Retirement
Yes No
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 3.5

Overall

Feature AJ Bell Youinvest Alliance Trust Savings
AJ Bell Youinvest Review Alliance Trust Savings Review
Overall 4 3.5
Winner check_circle
Our UK.StockBrokers.com team spent seven months and hundreds of hours assessing 12 different share dealing accounts for buying shares online in the UK. In total, 124 individual variables were assessed. For this review, we will compare AJ Bell Youinvest vs Alliance Trust Savings.

To start this comparison, first, we will take a look at the fees charged for dealing in the UK. It's important to note that not only is there the cost to place the trade, but most share dealing brokers also charge a monthly, quarterly, or annual management fee depending on the type and size of your portfolio. We assessed both to provide a single star rating for cost. Alliance Trust Savings's score is 4.00 stars versus AJ Bell Youinvest's 3.50 stars.

Cost aside, we can now turn our focus to popular tools and features investors prefer in the UK. Account access is certainly at the top of the list, and AJ Bell Youinvest alongside Alliance Trust Savings offer clients ISA, ISA - Junior, SIPP and SIPP - Junior. Looking at charting, the number of drawing tools and total technical indicators made available are important as well as stock alerts. AJ Bell Youinvest and Alliance Trust Savings offer the same number of charting tools, 1. Both AJ Bell Youinvest and Alliance Trust Savings provide clients with access to 10 total indicators (eg, moving averages). AJ Bell Youinvest nor Alliance Trust Savings offers basic stock alerts. Finally, for conducting research while share dealing, having access to mutual fund research reports is also helpful. Both AJ Bell Youinvest and Alliance Trust Savings offer fund research reports.

Overall, between AJ Bell Youinvest and Alliance Trust Savings, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
Alliance Trust Savings Review


All pricing data was obtained from a published web site as of 01/08/18 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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