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AJ Bell Youinvest vs Charles Stanley Direct 2020
Your capital is at risk.
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Overall Rating
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
| Overall | ||
| AJ Bell Youinvest Review | Charles Stanley Direct Review |
Trading Fees
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
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Share Trading: 0-9 Deals/ Month |
£9.95 | £11.50 |
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Share Trading: 10-19 Deals/ Month |
£4.95 | £11.50 |
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Share Trading: 20+ Deals/ Month |
£4.95 | £11.50 |
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Annual Custody Fee: £0 - £250,000* |
0.25% (Max £7.50 per quarter) | 0.25% |
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Bonds - Government (Gilts) - Fee |
£9.95 | £11.50 |
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ETFs - Fee |
£9.95 | £11.50 |
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Investment Trusts - Fee |
£9.95 | £11.50 |
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Telephone Dealing Fee* |
£29.95 | £25.00 |
| Commissions & Fees | ||
| Winner | check_circle |
Platforms & Tools
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
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Desktop Platform (Windows) |
No | No |
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Web Platform |
Yes | Yes |
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iPhone App |
Yes | Yes |
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Android App |
Yes | No |
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Stock Alerts |
No | Yes |
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Charting - Indicators / Studies |
10 | 19 |
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Charting - Drawing Tools |
1 | 1 |
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Charting - Notes |
No | No |
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Charting - Display Corporate Events |
Yes | No |
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Charting - Stock Overlays |
Yes | Yes |
| Platform & Tools | ||
| Winner | check_circle |
Research
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
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Research - Shares |
Yes | Yes |
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Research - CFDs |
No | No |
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Research - Funds |
Yes | Yes |
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Fund Research - Research Reports |
Yes | No |
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Research - ETFs |
Yes | No |
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Research - Bonds |
Yes | No |
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Portfolio Allocation Breakdown |
Yes | Yes |
| Research | ||
| Winner | check_circle |
Investments
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
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Share Trading |
Yes | Yes |
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CFD Trading |
No | No |
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Funds |
Yes | Yes |
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ETFs |
Yes | Yes |
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Bonds - Corporate |
Yes | Yes |
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Bonds - Government (Gilts) |
Yes | Yes |
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Investment Trusts |
Yes | Yes |
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Spread Betting |
No | No |
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Advisor Services |
No | Yes |
| Offering of Investments | ||
| Winner | check_circle |
Education
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
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Has Education - Share Trading |
Yes | No |
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Has Education - Funds |
Yes | No |
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Has Education - Retirement |
Yes | Yes |
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Client Webinars |
No | No |
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Client Webinars (Archived) |
Yes | No |
| Education |
Overall
| Feature | AJ Bell Youinvest | Charles Stanley Direct |
| AJ Bell Youinvest Review | Charles Stanley Direct Review | |
| Overall | ||
| Winner | check_circle |
Our comparison begins with the fees charged for dealing shares in the UK and being a client. The two main charges to focus on include the cost to place each trade alongside the monthly, quarterly, or annual management fee charged (varies depending on the type and size of your portfolio). We researched both to provide a single star rating for cost. AJ Bell Youinvest received a rating of 4.00 stars over Charles Stanley Direct's 3.50 stars.
Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.
Scenario 1 - 1 trade per month, for a total of 12 trades per year. AJ Bell Youinvest would charge £149.40 while Charles Stanley Direct would charge .
Scenario 2 - 36 trades per year, or 3 trades per month. AJ Bell Youinvest charges £388.20 and Charles Stanley Direct charges .
Scenario 3 - 10 trades per month, for a total of 120 trades per year. AJ Bell Youinvest would charge £624 while Charles Stanley Direct would charge .
Scenario 4 - 20 trades per month, for a total of 240 trades per year. AJ Bell Youinvest would charge £1218 while Charles Stanley Direct would charge .
Account charges aside, we can now compare features and tools investors want in their share dealing accounts. Access to the investments is important, and Charles Stanley Direct supports ISA, ISA - Junior and SIPP while AJ Bell Youinvest supports ISA, ISA - Junior, SIPP and SIPP - Junior. Also, some investors require a high-quality charting experience, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. Both AJ Bell Youinvest and Charles Stanley Direct provide clients with access to 1 total charting tools. Charles Stanley Direct boasts an offering of 19 different indicators (for example, moving averages) compared to AJ Bell Youinvest's 10 available indicators. Charles Stanley Direct has basic stock alerts, AJ Bell Youinvest doesn't. Lastly, for researching mutual funds while share dealing, being able to view a research report can be helpful. AJ Bell Youinvest has fund research reports, Charles Stanley Direct doesn't.
Overall, between AJ Bell Youinvest and Charles Stanley Direct, AJ Bell Youinvest is the winner.
AJ Bell Youinvest Review
Charles Stanley Direct Review
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All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.
