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AJ Bell Youinvest vs Fidelity International 2020

Your capital is at risk.
Is AJ Bell Youinvest better than Fidelity International? After ranking 12 UK brokerages who all offer share dealing in our 2019 review, AJ Bell Youinvest is better than Fidelity International. AJ Bell Youinvest charges £9.95 per trade and a discounted £4.95 per trade for investors who place over ten trades a month. AJ Bell offers high-quality research driven by Morningstar as well as an impressive mobile app. Conversely, AJ Bell offers an average trading platform and basic education resources.

Overall Rating

Feature AJ Bell Youinvest Fidelity International
Overall 4 3
AJ Bell Youinvest Review Fidelity International Review

Trading Fees

Feature AJ Bell Youinvest Fidelity International
Share Trading: 0-9 Deals/ Month
£9.95 N/A
Share Trading: 10-19 Deals/ Month
£4.95 N/A
Share Trading: 20+ Deals/ Month
£4.95 N/A
Annual Custody Fee: £0 - £250,000*
0.25% (Max £7.50 per quarter) 0.35%
Bonds - Government (Gilts) - Fee
£9.95 N/A
ETFs - Fee
£9.95 0.10%
Investment Trusts - Fee
£9.95 0.10%
Telephone Dealing Fee*
£29.95 £0.00
Commissions & Fees 4 3.5
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Platforms & Tools

Feature AJ Bell Youinvest Fidelity International
Desktop Platform (Windows)
No No
Web Platform
Yes Yes
iPhone App
Yes Yes
Android App
Yes No
Stock Alerts
No No
Charting - Indicators / Studies
10 0
Charting - Drawing Tools
1 0
Charting - Notes
No No
Charting - Display Corporate Events
Yes No
Charting - Stock Overlays
Yes No
Platform & Tools 3 2.5
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Research

Feature AJ Bell Youinvest Fidelity International
Research - Shares
Yes No
Research - CFDs
No No
Research - Funds
Yes Yes
Fund Research - Research Reports
Yes Yes
Research - ETFs
Yes Yes
Research - Bonds
Yes No
Portfolio Allocation Breakdown
Yes Yes
Research 4 4
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Investments

Feature AJ Bell Youinvest Fidelity International
Share Trading
Yes No
CFD Trading
No No
Funds
Yes Yes
ETFs
Yes Yes
Bonds - Corporate
Yes No
Bonds - Government (Gilts)
Yes No
Investment Trusts
Yes Yes
Spread Betting
No No
Advisor Services
No Yes
Offering of Investments 3 3
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Education

Feature AJ Bell Youinvest Fidelity International
Has Education - Share Trading
Yes No
Has Education - Funds
Yes Yes
Has Education - Retirement
Yes Yes
Client Webinars
No No
Client Webinars (Archived)
Yes No
Education 3.5 3.5

Overall

Feature AJ Bell Youinvest Fidelity International
AJ Bell Youinvest Review Fidelity International Review
Overall 4 3
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To find a right broker for share dealing, we spent seven months and hundreds of hours of assessing 12 different share dealing brokers based in the UK. Here, we will focus on two brokers and compare AJ Bell Youinvest vs Fidelity International.

Our comparison begins with the fees charged for dealing shares in the UK and being a client. The two main charges to focus on include the cost to place each trade alongside the monthly, quarterly, or annual management fee charged (varies depending on the type and size of your portfolio). We researched both to provide a single star rating for cost. AJ Bell Youinvest is a better option with a 4.00 star rating over Fidelity International's 3.50 star rating.

Further breaking down costs, we analyzed four different trading scenarios. For all four scenarios, we are assuming a £30,000 portfolio for custody fees.

Scenario 1 - If you make 1 trade a month, or 12 per year, the fees with AJ Bell Youinvest wold be £149.40 and the fees with Fidelity International would be .

Scenario 2 - 3 trades per month, for a total of 36 trades per year. AJ Bell Youinvest would charge £388.20 while Fidelity International would charge .

Scenario 3 - 120 trades per year, or 10 trades per month. AJ Bell Youinvest charges £624 and Fidelity International charges .

Scenario 4 - If you make 20 trades a month, or 240 per year, the fees with AJ Bell Youinvest wold be £1218 and the fees with Fidelity International would be .

Account charges aside, we can now compare features and tools investors want in their share dealing accounts. Access to the investments is important, and Both AJ Bell Youinvest and Fidelity International support ISA, ISA - Junior, SIPP and SIPP - Junior. Also, some investors require a high-quality charting experience, so the number of drawing tools and total technical indicators made available, as well as stock alerts, are considered. AJ Bell Youinvest offers its clients access to 1 charting tools while Fidelity International has 0 charting tools, a difference of 1. AJ Bell Youinvest boasts an offering of 10 different indicators (for example, moving averages) compared to Fidelity International's 0 available indicators. AJ Bell Youinvest nor Fidelity International offers basic stock alerts. Lastly, for researching mutual funds while share dealing, being able to view a research report can be helpful. AJ Bell Youinvest alongside Fidelity International offer fund research reports.

Overall, between AJ Bell Youinvest and Fidelity International, AJ Bell Youinvest is the winner.

AJ Bell Youinvest Review
Fidelity International Review


All pricing data was obtained from a published web site as of 01/15/2020 and is believed to be accurate, but is not guaranteed. The UK.StockBrokers.com staff is constantly working with its online broker representatives to obtain the latest pricing data. If you believe any data listed above is inaccurate, please contact us using the link at the bottom of this page.

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