Written by StockBrokers.com
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Fidelity International would cost £127.50 per year.
12 trades per year - XTB would cost £0 per year, while Fidelity International would cost £108 or £180 per year.
36 trades per year - XTB would cost £0 per year, while Fidelity International would cost £144 or £360 per year.
120 trades per year - XTB would cost £0 per year, while Fidelity International would cost £270 or £990 per year.
3 fund trades per year - XTB would cost £0 per year, while Fidelity International would cost £1000 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing XTB and Fidelity International, both online brokers provide compelling options for share trading and exchange-traded funds (ETFs). While neither offers crypto trading or spread betting, XTB stands out with its inclusion of Contract for Difference (CFD) trading, a service not offered by Fidelity International. On the other hand, Fidelity International excels where XTB does not by offering funds trading and services for investment trusts alongside advisor services, providing a more expansive range of investment vehicles for those interested in funds and trusts.
Both brokers receive a commendable rating of 4.5 stars for investment choices according to UK.StockBrokers.com. Despite the identical ratings, Fidelity International holds a slightly better rank at #12 compared to XTB’s #14, out of 18 brokers surveyed. This may reflect its broader offering of financial services, making it an attractive option for investors seeking diverse and managed investment solutions. Meanwhile, XTB’s strengths in CFD trading may appeal to those focusing on more dynamic trading opportunities.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | Yes |
| Spread Betting | Yes | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
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Professional’s Gateway to the World’s Markets.
Low-cost US and UK shares.
When comparing XTB and Fidelity International, both platforms allow users to display corporate events on their charts, a handy feature for those tracking earnings, splits, and dividends. However, XTB stands out with a more extensive suite of charting tools. It offers 20 drawing tools compared to Fidelity's 5, providing traders with greater flexibility in technical analysis. Additionally, XTB gives access to 39 technical indicators, outperforming Fidelity's 21, ensuring that users have a comprehensive toolkit for assessing market trends. Another advantage of XTB is its note-adding feature on charts, a tool Fidelity lacks, which can aid traders in personalizing their analyses.
While Fidelity International supports unique features like index and stock overlays on charts, XTB compensates by delivering real-time market data, keeping traders promptly informed about market movements—a critical aspect that Fidelity does not offer. Both platforms feature browser-based trading and support the creation of stock price alert notifications, thus catering to traders who need to stay updated without additional software installations. Whether a trader values real-time information or the ability to visually overlay indexes, each platform has its strengths, suited for different trading needs.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 21 |
| Charting - Drawing Tools | 20 | 5 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | No | Yes |
| Charting - Index Overlays | No | Yes |
When comparing online brokers XTB and Fidelity International in terms of available retirement accounts, both brokers offer Individual Savings Accounts (ISAs), making them attractive options for tax-efficient savings. However, Fidelity International has an edge when it comes to retirement planning as it provides Self-Invested Personal Pension (SIPP) accounts, which XTB does not offer. This makes Fidelity International more versatile for investors looking for comprehensive retirement investment solutions.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile app offerings of online brokers XTB and Fidelity International, both provide iPhone and Android apps, ensuring accessibility for users on the go. According to UK.StockBrokers.com, XTB's mobile app receives a commendable rating of 4.5 stars and holds the 10th spot out of 18 brokers in terms of mobile app quality. In contrast, Fidelity International's app garners a slightly lower rating of 4 stars and ranks 13th among the same group. These ratings highlight XTB's slightly superior mobile experience, offering users a more highly rated option for managing their investments via mobile devices.
Dive deeper: Best Stock Trading Apps UK.
When it comes to education for beginner investors, both XTB and Fidelity International bring unique strengths to the table. Fidelity International takes the lead by offering live educational webinars with the added convenience of on-demand viewing, covering a wide range of topics including share trading, funds, and retirement planning. In contrast, XTB provides focused educational content on share trading but lacks webinars and broader topics like funds and retirement. Rated 5 stars by UK.StockBrokers.com, Fidelity International ranks 6th among 18 brokers for beginner education, while XTB holds a respectable 4.5 stars and ranks 8th. This suggests that while XTB offers quality share trading education, Fidelity International provides a more comprehensive educational resource for those just starting out.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing XTB and Fidelity International for market research features, XTB and Fidelity both excel in providing detailed shares and ETFs research, as well as offering insights into portfolio allocation by asset class. However, Fidelity International takes the lead in providing comprehensive research reports for funds and bonds, which XTB does not offer. On the other hand, XTB provides valuable CFDs research, an area where Fidelity International falls short. For investors seeking detailed fund and bond insights, Fidelity International might be the preferable choice, while those interested in CFDs will find XTB more suitable for their needs.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | No |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | Yes |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | Yes |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Fidelity International
|
|---|---|---|
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| Mobile App |
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Both XTB and Fidelity International do not offer crypto trading, making them similar in this feature within the online brokerage context.
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0 of 5| Overall Rating | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | XTB | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | Yes | |
| Spread Betting | Yes | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | Yes |
| Trading Fees | XTB | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £0 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £0 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | £0 | £127.50 | |
| 12 trades per year (£30k portfolio) | £0 | £108 or £180 | |
| 36 trades per year (£30k portfolio) | £0 | £144 or £360 | |
| 120 trades per year (£30k portfolio) | £0 | £270 or £990 | |
| 3 fund trades per year (£30k portfolio) | N/A | £105 | |
| Annual Custody Fee: £0 - £250,000 | 0 | £90 - £875 | |
| Annual Custody Fee: £250K-£500K | 0 | £500 - £1,000 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £1,000 - £2,000 | |
| Annual Custody Fee: £1m and over | 0 | £2,000 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £7.50 | |
| Investment Trusts - Fee | N/A | £7.50 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Fidelity International | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 21 | |
| Charting - Drawing Tools | 20 | 5 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | No | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | XTB | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | No | |
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | Yes | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
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