Written by StockBrokers.com
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
XTB and Fidelity International both let UK investors trade shares, ETFs and investment trusts, and both are rated 4.5 out of 5 stars by UK.StockBrokers.com for investment choices. XTB also offers CFD trading, which Fidelity International does not. On the other hand, Fidelity International offers funds trading and adviser services, while XTB does not.
Neither broker offers crypto trading, spread betting, corporate bonds or gilts. In UK.StockBrokers.com’s investment choices ranking, XTB places 12th out of 21 brokers, while Fidelity International is listed as N/A. For investors who want share dealing and a choice of exchange-traded products, both are useful options, but Fidelity may suit those who also want access to funds and advice.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Mutual Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | Yes | Yes |
| Spread Betting | No | No |
| Crypto Trading | ||
| Advisor Services | No | Yes |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
XTB offers a wider set of trading tools than Fidelity International for UK traders who want more charting depth. It provides 80 drawing tools and 103 technical indicators, plus notes on charts, stock overlays, real-time market data, and the option to show corporate events such as earnings, splits, and dividends. Both brokers also offer browser-based platforms and price alerts, so each gives a straightforward way to trade online.
Fidelity International is better suited to those who prefer a simpler setup. It includes only 5 drawing tools and 21 technical indicators, but it does offer index overlays as well as stock overlays and corporate event markers on charts. In short, XTB is the stronger choice for more advanced chart analysis, while Fidelity International covers the basics with a lighter toolset.
| Feature |
XTB
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Fidelity International
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|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 103 | 21 |
| Charting - Drawing Tools | 80 | 5 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | Yes | Yes |
| Charting - Index Overlays | No | Yes |
When comparing online brokers XTB and Fidelity International, UK investors have distinct options for retirement accounts. Both XTB and Fidelity International provide ISA accounts, allowing tax-efficient savings contributions. However, for those interested in a Self-Invested Personal Pension (SIPP), Fidelity International stands out as the only choice among the two, since XTB does not offer SIPP accounts. This differentiation helps investors decide based on their specific retirement savings goals.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
XTB and Fidelity International both provide iPhone and Android trading apps for UK users. According to UK.StockBrokers.com, XTB’s mobile app is rated 4.5/5 and ranks 9th out of 21 brokers for Mobile Apps, while Fidelity International’s app is rated 4/5 with no ranking listed—so XTB edges ahead on mobile app ratings.
Dive deeper: Best Stock Trading Apps UK.
XTB and Fidelity International both offer useful beginner education for UK investors, with guides on share trading, funds and retirement, but Fidelity has the edge for learning support thanks to live client webinars and on-demand replays, which XTB does not provide. On UK.StockBrokers.com, XTB is rated 4.5 out of 5 stars for beginner education and ranks 8th out of 21 brokers, while Fidelity International scores 5 stars, showing it is a very strong choice for new investors looking for extra help.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | Yes | Yes |
| Education (Retirement) | Yes | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
XTB and Fidelity International both give UK investors useful market research on shares, ETFs and funds, and both let you view your portfolio split by asset class. The main difference is that Fidelity International also offers research on funds and bonds, while XTB does not provide research for these two areas. For anyone wanting a wider range of research coverage, Fidelity International has the edge here.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | Yes |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | Yes | Yes |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.
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Fidelity International
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While XTB provides the option for cryptocurrency trading, Fidelity International does not offer crypto trading services.
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↓×Compare
0 of 5| Overall Rating | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | XTB | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | Yes | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | Yes |
| Trading Fees | XTB | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £1 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £0 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | £90 - £875 | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | £500 - £1,000 | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | £1,000 - £2,000 | |
| Annual Platform Fee (Funds): £1m and over | N/A | £2,000 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £7.50 | |
| Investment Trusts - Fee | £0 | £7.50 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Fidelity International | |
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| Platforms & Tools | XTB | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 103 | 21 | |
| Charting - Drawing Tools | 80 | 5 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | Yes | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | XTB | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | Yes | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | Yes | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | Yes | Yes | |
| Education (Retirement) | Yes | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
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