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XTB vs Fidelity International 2026

StockBrokers.com

Written by StockBrokers.com

July 31, 2025

In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

XTB
4.5/5 Stars Overall
  • Minimum Deposit: £0
  • ISA: Yes
  • SIPP: No
Fidelity International
4/5 Stars Overall
  • Minimum Deposit: £1000 info
  • ISA: Yes
  • SIPP: Yes

Your capital is at risk.

Fees

Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.

query_stats What type of trader are you?

New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.

Investment Choices

XTB and Fidelity International both let UK investors trade shares and ETFs, and neither supports crypto. Only XTB offers CFD trading, which Fidelity does not. Neither platform offers corporate bonds or government bonds (gilts).

Fidelity adds access to funds and investment trusts, plus optional advice, while XTB does not offer funds, trusts, or adviser services. UK.StockBrokers.com rates both providers 4.5 out of 5 for investment choices; XTB ranks 12th of 21, while Fidelity has no ranking listed. In short, XTB suits traders who want CFDs alongside shares and ETFs, whereas Fidelity suits long‑term investors seeking funds, investment trusts, and guidance.

Feature XTB logoXTB
Fidelity International logoFidelity International
Share Trading info Yes Yes
CFD Trading info Yes No
ETFs info Yes Yes
Mutual Funds info No Yes
Bonds - Government (Gilts) info No No
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info No No
Advisor Services info No Yes
Investment Choices 4.5/5 Stars 4.5/5 Stars

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Trading Tools

In the XTB vs Fidelity International trading tools comparison, both platforms let you show corporate events on charts and support index and share overlays. XTB offers 4 drawing tools and 13 technical indicators, plus the handy option to add notes directly to charts. Fidelity International provides slightly more charting depth with 5 drawing tools and 21 indicators, but it doesn’t support chart notes.

Both brokers offer a browser-based platform. If you want share price alerts, Fidelity International includes them; XTB does not. For live prices, XTB supplies real-time market data, while Fidelity International does not. Choose XTB for live data and chart notes, or Fidelity International for extra indicators and alerting.

Feature XTB logoXTB
Fidelity International logoFidelity International
Web Platform info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 21
Charting - Drawing Tools info 4 5
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes Yes
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info Yes Yes

ISAs and SIPPs

When comparing online brokers XTB and Fidelity International, UK investors have distinct options for retirement accounts. Both XTB and Fidelity International provide ISA accounts, allowing tax-efficient savings contributions. However, for those interested in a Self-Invested Personal Pension (SIPP), Fidelity International stands out as the only choice among the two, since XTB does not offer SIPP accounts. This differentiation helps investors decide based on their specific retirement savings goals.

Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.

Mobile App

XTB and Fidelity International both provide iPhone and Android trading apps for UK users. According to UK.StockBrokers.com, XTB’s mobile app is rated 4.5/5 and ranks 9th out of 21 brokers for Mobile Apps, while Fidelity International’s app is rated 4/5 with no ranking listed—so XTB edges ahead on mobile app ratings.

Dive deeper: Best Stock Trading Apps UK.

Beginners and Education

For UK beginners comparing education, Fidelity International outshines XTB with live and on-demand client webinars plus clear guides on share trading, funds and retirement; XTB offers no webinars (live or archived) and focuses mainly on share-trading content, with no funds or retirement coverage. Independent ratings from UK.StockBrokers.com put Fidelity at 5/5 for beginner education (ranking not available) versus XTB at 4.5/5 and 8th out of 21 brokers. If you want webinars and a wider range of topics, Fidelity is the better fit; for focused share-trading lessons, XTB remains a solid option.

Feature XTB logoXTB
Fidelity International logoFidelity International
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Education 4.5/5 Stars 5/5 Stars

Dive deeper: Best UK Trading Platforms for Beginners.

Market Research

For UK investors comparing online brokers, XTB vs Fidelity International differs most on market research depth. Both offer shares and ETF research, but Fidelity International adds research reports for funds, dedicated research on funds and bonds, and tools to view your portfolio allocation by asset class. XTB does not provide fund research reports, fund or bond research, or allocation breakdowns, focusing mainly on shares and ETF insights. If you need deeper fund and bond analysis plus allocation tools, Fidelity is the more complete choice, while XTB suits those primarily interested in shares and ETFs.

Feature XTB logoXTB
Fidelity International logoFidelity International
Research - Shares info Yes Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Portfolio Allocation Breakdown info No Yes

XTB vs Fidelity International Winner

Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.

XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.

Feature XTB logoXTB
Fidelity International logoFidelity International
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 5/5 Stars 4/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 5/5 Stars

FAQs

Can you trade cryptocurrency with XTB or Fidelity International?

Both XTB and Fidelity International do not offer crypto trading, making them similar in this feature within the online brokerage context.

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Overall Rating XTB Fidelity International
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 5/5 Stars 4/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Fidelity International Review
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Investments XTB Fidelity International
ISA info Yes Yes
SIPP info No Yes
Share Trading info Yes Yes
CFD Trading info Yes No
Mutual Funds info No Yes
ETFs info Yes Yes
Bonds - Corporate info No No
Bonds - Government (Gilts) info No No
Investment Trusts info No Yes
Spread Betting info No No
Crypto Trading info
Advisor Services info No Yes
Trading Fees XTB Fidelity International
Minimum Deposit info £0 £1000 info
Share Trading: 0-9 Deals/ Month info £0 £1.50 or £7.50
Share Trading: 10-19 Deals/ Month info £0 £1.50 or £7.50
Share Trading: 20+ Deals/ Month info £0 £1.50 or £7.50
5 trades per year (£30k portfolio) info
12 trades per year (£30k portfolio) info
36 trades per year (£30k portfolio) info
120 trades per year (£30k portfolio) info
3 fund trades per year (£30k portfolio) info
Annual Platform Fee (Funds): £0 - £250,000 info N/A £90 - £875
Annual Platform Fee (Funds): £250K-£500K info N/A £500 - £1,000
Annual Platform Fee (Funds): £500,000 - £1m info N/A £1,000 - £2,000
Annual Platform Fee (Funds): £1m and over info N/A £2,000
Bonds - Corporate - Fee info N/A N/A
Bonds - Government (Gilts) - Fee info N/A N/A
ETFs - Fee info £0 £7.50
Investment Trusts - Fee info N/A £7.50
Telephone Dealing Fee info N/A £30
Broker Screenshots XTB Fidelity International
Website Gallery (click to expand)
Home page of the XTB xStation 5 web app. A trade ticket for purchasing Tesla on the xStation 5 web app. An example commission cost for purchasing £350,000 worth of shares on the xStation 5 web app. Full view of the trade ticket pop-up dialog on the xStation 5 web app. Viewing a ESG rating chart for Persimmon stock on the xStation 5 web app. XTB UK xStation5 platform share trading news headlines. XTB UK xStation5 platform share trading charts. XTB UK xStation5 platform share trading ticket window. XTB UK xStation5 platform share trading markets. XTB UK xStation5 platform sentiment. XTB UK xStation5 platform share trading economic calendar. XTB UK xStation5 platform share trading heat map. XTB UK xStation5 dividend calendar. XTB UK client dashboard portal messages.
The Navigator page on the Fidelity UK website. Viewing the Tesla share price chart on the Fidelity UK website. Comparing Tesla's share price to Apple's on the Fidelity UK website. Comparing BP share price to the FTSE 100 index on the Fidelity UK website.
Mobile Trading Apps Gallery (click to expand)
Home tab of the XTB mobile app. Viewing the stock chart of Tesla shares on the XTB mobile app. Viewing the Tesla stock chart and trade ticket in the XTB mobile app. Purchasing Tesla stock and viewing the trade ticket costs on the XTB mobile app. Viewing key financial information about Tesla shares on the XTB mobile app. The Discover tab on the XTB mobile app.
Home page of the Markets tab on the Fidelity UK mobile app. Choosing whether to Buy or Sell an investment on the Fidelity UK mobile app. Selecting BP as a share to purchase on the Fidelity UK mobile app. Trade ticket for purchasing BP shares on the Fidelity UK mobile app.
Education Gallery (click to expand)
Education tab on the XTB mobile app. XTB education. XTB UK xStation5 platform share trading educational video detail. XTB UK share trading research videos YouTube playlist detail. XTB UK share trading educational videos YouTube playlist.
Platforms & Tools XTB Fidelity International
Web Platform info Yes Yes
iPhone App info Yes Yes
Android App info Yes Yes
Stock Alerts info No Yes
Charting - Indicators / Studies info 13 21
Charting - Drawing Tools info 4 5
Charting - Notes info Yes No
Charting - Display Corporate Events info Yes Yes
Charting - Stock Overlays info Yes Yes
Charting - Index Overlays info Yes Yes
Research XTB Fidelity International
Research - Shares info Yes Yes
Research - CFDs info
Research - Funds info No Yes
Fund Research - Research Reports info No Yes
Research - ETFs info Yes Yes
Research - Bonds info No Yes
Portfolio Allocation Breakdown info No Yes
Education XTB Fidelity International
Education (Share Trading) info Yes Yes
Education (Funds) info No Yes
Education (Retirement) info No Yes
Client Webinars info No Yes
Client Webinars (Archived) info No Yes
Overall Summary XTB Fidelity International
Overall Rating 4.5/5 Stars 4/5 Stars
Charges & Fees 5/5 Stars 4/5 Stars
Investment Choices 4.5/5 Stars 4.5/5 Stars
Mobile App 4.5/5 Stars 4/5 Stars
Website 4.5/5 Stars 4.5/5 Stars
Ease of Use 4/5 Stars 4.5/5 Stars
Education 4.5/5 Stars 5/5 Stars
Review XTB Review Fidelity International Review
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