Written by StockBrokers.com
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Fidelity International would cost £127.50 per year.
12 trades per year - XTB would cost £0 per year, while Fidelity International would cost £108 or £180 per year.
36 trades per year - XTB would cost £0 per year, while Fidelity International would cost £144 or £360 per year.
120 trades per year - XTB would cost £0 per year, while Fidelity International would cost £270 or £990 per year.
3 fund trades per year - XTB would cost £0 per year, while Fidelity International would cost £1000 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
For UK investors evaluating their options between XTB and Fidelity International, both brokers offer distinct strengths in their investment choices. XTB boasts the capability for share trading, trading of ETFs, and CFD trading, catering to those who prefer navigating the markets without focusing on funds or bonds. Despite not providing crypto or spread betting options, XTB's offerings align with traders seeking diversity in shares and ETFs, which is reflected in its admirable 4.5-star rating from UK.StockBrokers.com.
In comparison, Fidelity International offers a different array of investment opportunities, including share trading, ETFs, funds, and investment trusts, appealing to investors interested in a broader spectrum of asset management services. Although it doesn't support crypto, spread betting, or CFDs, Fidelity makes up for this with advisor services and opportunities in investment trusts and funds trading. This well-rounded service collection secures Fidelity International a 4.5-star rating, achieving a slightly higher ranking than XTB in the UK.StockBrokers.com evaluation.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | Yes |
| Spread Betting | Yes | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
When comparing the trading tools of XTB and Fidelity International, UK investors will find some notable differences. Both online brokers allow the display of corporate events like earnings and dividends on charts, and they offer user-friendly browser-based trading platforms. However, XTB stands out with 20 drawing tools and 39 technical indicators for more comprehensive charting capabilities, compared to Fidelity International’s 5 drawing tools and 21 technical indicators. Furthermore, XTB's ability to add notes directly to charts offers an extra layer of personalization and analysis, which is not available with Fidelity International.
On the other hand, Fidelity International appeals to traders who prefer the addition of index and stock overlays on charts, an option not provided by XTB. While both platforms facilitate the creation of alerts for stock price updates, only XTB provides access to real-time market data, giving its users a potential edge in making timely trading decisions. Overall, the choice between these two primarily depends on whether a trader values in-depth charting features and real-time data or prioritizes overlay options for broader market context.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 21 |
| Charting - Drawing Tools | 20 | 5 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | No | Yes |
| Charting - Index Overlays | No | Yes |
When comparing online brokers XTB and Fidelity International, UK investors have distinct options for retirement accounts. Both XTB and Fidelity International provide ISA accounts, allowing tax-efficient savings contributions. However, for those interested in a Self-Invested Personal Pension (SIPP), Fidelity International stands out as the only choice among the two, since XTB does not offer SIPP accounts. This differentiation helps investors decide based on their specific retirement savings goals.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile app offerings of XTB and Fidelity International, both brokers cater to iPhone and Android users, ensuring accessibility across devices. According to UK.StockBrokers.com, XTB’s mobile app shines with a stellar rating of 4.5 stars, securing the 6th position out of 21 brokers, reflecting its superior mobile trading experience. In contrast, Fidelity International holds a commendable rating of 4 stars, ranking 15th, indicating a solid yet less advanced performance in the mobile app sector. UK traders seeking a top-tier mobile trading experience may find XTB to be the more attractive choice.
Dive deeper: Best Stock Trading Apps UK.
When comparing the beginner investor educational resources of XTB and Fidelity International, UK readers will find some notable differences. While XTB provides education on share trading, it lacks offerings on funds and retirement topics and does not provide client webinars or archived educational webinars. Conversely, Fidelity International offers a comprehensive suite of educational resources, including live and on-demand webinars, and covers shares, funds, and retirement planning. Fidelity International is rated five stars by UK.StockBrokers.com for its beginner education, ranking 7th out of 21 brokers, which is superior to XTB's 4.5-star rating and 9th place ranking.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
When it comes to market research features, XTB and Fidelity International each offer distinct advantages for UK investors. XTB excels in providing research for shares, ETFs, and CFDs, making it a strong choice for those interested in these areas. Investors can also benefit from XTB's tools to view their portfolio allocation by asset class. However, XTB falls short in offering research on funds and bonds. On the other hand, Fidelity International provides comprehensive research reports for funds and bonds, along with robust resources for shares and ETFs. Fidelity also allows users to view portfolio allocation by asset class. Those prioritizing research in funds and bonds might find Fidelity meets their needs more comprehensively, while XTB caters well to investors interested in CFDs and a balanced view of their asset allocation.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | No |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | Yes |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | Yes |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Fidelity International
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|---|---|---|
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| Mobile App |
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Both XTB and Fidelity International do not offer crypto trading, making them similar in this feature within the online brokerage context.
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0 of 5| Overall Rating | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | XTB | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | Yes | |
| Spread Betting | Yes | No | |
| Crypto Trading | No | No | |
| Advisor Services | No | Yes |
| Trading Fees | XTB | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £0 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £0 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | £0 | £127.50 | |
| 12 trades per year (£30k portfolio) | £0 | £108 or £180 | |
| 36 trades per year (£30k portfolio) | £0 | £144 or £360 | |
| 120 trades per year (£30k portfolio) | £0 | £270 or £990 | |
| 3 fund trades per year (£30k portfolio) | N/A | £105 | |
| Annual Custody Fee: £0 - £250,000 | 0 | £90 - £875 | |
| Annual Custody Fee: £250K-£500K | 0 | £500 - £1,000 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £1,000 - £2,000 | |
| Annual Custody Fee: £1m and over | 0 | £2,000 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £7.50 | |
| Investment Trusts - Fee | N/A | £7.50 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Fidelity International | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 21 | |
| Charting - Drawing Tools | 20 | 5 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | No | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | XTB | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | No | |
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | Yes | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
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