XTB vs Fidelity International 2026
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
XTB and Fidelity International both let UK investors trade shares and ETFs, and neither supports crypto. Only XTB offers CFD trading, which Fidelity does not. Neither platform offers corporate bonds or government bonds (gilts).
Fidelity adds access to funds and investment trusts, plus optional advice, while XTB does not offer funds, trusts, or adviser services. UK.StockBrokers.com rates both providers 4.5 out of 5 for investment choices; XTB ranks 12th of 21, while Fidelity has no ranking listed. In short, XTB suits traders who want CFDs alongside shares and ETFs, whereas Fidelity suits long‑term investors seeking funds, investment trusts, and guidance.
| Feature |
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Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Mutual Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | Yes |
| Spread Betting | No | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
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In the XTB vs Fidelity International trading tools comparison, both platforms let you show corporate events on charts and support index and share overlays. XTB offers 4 drawing tools and 13 technical indicators, plus the handy option to add notes directly to charts. Fidelity International provides slightly more charting depth with 5 drawing tools and 21 indicators, but it doesn’t support chart notes.
Both brokers offer a browser-based platform. If you want share price alerts, Fidelity International includes them; XTB does not. For live prices, XTB supplies real-time market data, while Fidelity International does not. Choose XTB for live data and chart notes, or Fidelity International for extra indicators and alerting.
| Feature |
|
Fidelity International
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | No | Yes |
| Charting - Indicators / Studies | 13 | 21 |
| Charting - Drawing Tools | 4 | 5 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | Yes | Yes |
| Charting - Index Overlays | Yes | Yes |
When comparing online brokers XTB and Fidelity International, UK investors have distinct options for retirement accounts. Both XTB and Fidelity International provide ISA accounts, allowing tax-efficient savings contributions. However, for those interested in a Self-Invested Personal Pension (SIPP), Fidelity International stands out as the only choice among the two, since XTB does not offer SIPP accounts. This differentiation helps investors decide based on their specific retirement savings goals.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
XTB and Fidelity International both provide iPhone and Android trading apps for UK users. According to UK.StockBrokers.com, XTB’s mobile app is rated 4.5/5 and ranks 9th out of 21 brokers for Mobile Apps, while Fidelity International’s app is rated 4/5 with no ranking listed—so XTB edges ahead on mobile app ratings.
Dive deeper: Best Stock Trading Apps UK.
For UK beginners comparing education, Fidelity International outshines XTB with live and on-demand client webinars plus clear guides on share trading, funds and retirement; XTB offers no webinars (live or archived) and focuses mainly on share-trading content, with no funds or retirement coverage. Independent ratings from UK.StockBrokers.com put Fidelity at 5/5 for beginner education (ranking not available) versus XTB at 4.5/5 and 8th out of 21 brokers. If you want webinars and a wider range of topics, Fidelity is the better fit; for focused share-trading lessons, XTB remains a solid option.
| Feature |
|
Fidelity International
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors comparing online brokers, XTB vs Fidelity International differs most on market research depth. Both offer shares and ETF research, but Fidelity International adds research reports for funds, dedicated research on funds and bonds, and tools to view your portfolio allocation by asset class. XTB does not provide fund research reports, fund or bond research, or allocation breakdowns, focusing mainly on shares and ETF insights. If you need deeper fund and bond analysis plus allocation tools, Fidelity is the more complete choice, while XTB suits those primarily interested in shares and ETFs.
| Feature |
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | Yes |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | Yes |
| Portfolio Allocation Breakdown | No | Yes |
Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB is a low-cost investing platform best known for its commission-free stock and ETF trading, free ISA, and strong educational content for newer investors.
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Fidelity International
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Both XTB and Fidelity International do not offer crypto trading, making them similar in this feature within the online brokerage context.
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↓×Compare
0 of 5| Overall Rating | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | XTB | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | Yes | |
| Spread Betting | No | No | |
| Crypto Trading | |||
| Advisor Services | No | Yes |
| Trading Fees | XTB | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £0 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £0 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | N/A | £90 - £875 | |
| Annual Platform Fee (Funds): £250K-£500K | N/A | £500 - £1,000 | |
| Annual Platform Fee (Funds): £500,000 - £1m | N/A | £1,000 - £2,000 | |
| Annual Platform Fee (Funds): £1m and over | N/A | £2,000 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £7.50 | |
| Investment Trusts - Fee | N/A | £7.50 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Fidelity International | |
|---|---|---|---|
| Website Gallery (click to expand) | |||
| Mobile Trading Apps Gallery (click to expand) | |||
| Education Gallery (click to expand) |
| Platforms & Tools | XTB | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | No | Yes | |
| Charting - Indicators / Studies | 13 | 21 | |
| Charting - Drawing Tools | 4 | 5 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | Yes | Yes | |
| Charting - Index Overlays | Yes | Yes |
| Research | XTB | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | Yes | |
| Portfolio Allocation Breakdown | No | Yes |
| Education | XTB | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Fidelity International | |
|---|---|---|---|
| Overall Rating |
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| Mobile App |
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| Education |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |