Written by StockBrokers.com
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.
Assuming a £30,000 portfolio size, here are the total annual costs for share dealing with both brokers, given different monthly activity scenarios.
5 trades per year - XTB would cost £0 per year, while Fidelity International would cost £127.50 per year.
12 trades per year - XTB would cost £0 per year, while Fidelity International would cost £108 or £180 per year.
36 trades per year - XTB would cost £0 per year, while Fidelity International would cost £144 or £360 per year.
120 trades per year - XTB would cost £0 per year, while Fidelity International would cost £270 or £990 per year.
3 fund trades per year - XTB would cost £0 per year, while Fidelity International would cost £1000 per year.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
In the world of online trading, both XTB and Fidelity International cater to UK investors looking for diverse investment options. XTB stands out by offering share and ETF trading, along with the opportunity to engage in CFD trading. This makes it appealing for those interested in leveraging or short-selling trades. Although XTB does not provide options for funds, bonds, or investment trusts, it earns a solid 4.5-star rating for investment choices according to UK.StockBrokers.com. This rating places XTB at the 13th spot among 21 brokers evaluated for investment diversity.
Fidelity International offers share and ETF trading much like XTB, but it extends its services further by allowing clients to trade funds and investment trusts. Additionally, Fidelity offers advisory services to assist investors in shaping their strategies. While it doesn't explicitly focus on trading crypto or CFDs, its broad range of investment options earns it a 4.5-star rating from UK.StockBrokers.com, ranking just slightly better than XTB at 12 out of 21 brokers evaluated for investment choices. This slight edge may appeal to investors looking for comprehensive support and varied products in their trading platform.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | |
| ETFs | Yes | Yes |
| Funds | Yes | |
| Bonds - Government (Gilts) | ||
| Investment Trusts | Yes | |
| Spread Betting | Yes | |
| Crypto Trading | ||
| Advisor Services | Yes | |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
When comparing the trading tools of XTB and Fidelity International, both brokers provide the ability to display corporate events like earnings, splits, and dividends on their charts. However, XTB stands out with a more advanced suite of charting tools, offering 20 drawing tools compared to Fidelity's 5, and 39 technical indicators compared to 21. Additionally, XTB allows users to add notes directly to charts, a feature not available with Fidelity. While Fidelity offers the ability to add both index and stock overlays to charts, this function is not specified for XTB.
Both XTB and Fidelity International offer browser-based trading platforms and enable users to create alerts for stock price updates, ensuring they are always informed of market movements. XTB further enhances its trading experience by providing real-time market data, a crucial advantage for those requiring up-to-the-minute information, whereas this aspect is not detailed for Fidelity. Overall, XTB presents a more comprehensive charting experience, making it a strong contender for traders who prioritize detailed analytical tools.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 21 |
| Charting - Drawing Tools | 20 | 5 |
| Charting - Notes | Yes | |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | Yes | |
| Charting - Index Overlays | Yes |
When considering online brokers for retirement accounts in the UK, both XTB and Fidelity International offer competitive options with some differences. XTB provides Individual Savings Accounts (ISAs), making it a viable choice for those interested in tax-efficient saving opportunities. However, it does not currently offer Self-Invested Personal Pensions (SIPPs), which are a staple for those planning their retirement savings. On the other hand, Fidelity International not only offers ISAs but also provides SIPPs, catering to a broader range of retirement planning needs. This makes Fidelity a more versatile option for individuals looking to consolidate both their tax-free savings and retirement investments under one provider.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile app offerings of XTB and Fidelity International, both brokers cater to iPhone and Android users, ensuring accessibility across devices. According to UK.StockBrokers.com, XTB’s mobile app shines with a stellar rating of 4.5 stars, securing the 6th position out of 21 brokers, reflecting its superior mobile trading experience. In contrast, Fidelity International holds a commendable rating of 4 stars, ranking 15th, indicating a solid yet less advanced performance in the mobile app sector. UK traders seeking a top-tier mobile trading experience may find XTB to be the more attractive choice.
Dive deeper: Best Stock Trading Apps UK.
For UK beginner investors seeking educational resources, both XTB and Fidelity International have their strengths. Fidelity International offers a broad range of educational webinars, easily accessible as they are archived for on-demand viewing, covering essential topics like share trading, funds, and retirement planning. XTB, while providing valuable education on share trading, lacks webinars and resources on funds and retirement. When rated by UK.StockBrokers.com, XTB receives 4.5 stars but ranks 9th out of 21 brokers for beginner education, whereas Fidelity International scores a perfect 5 stars and ranks 7th, showcasing a slightly stronger offering for novice investors.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Client Webinars | Yes | |
| Client Webinars (Archived) | Yes | |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | Yes | |
| Education (Retirement) | Yes | |
| Education |
|
|
Dive deeper: Best UK Trading Platforms for Beginners.
When comparing XTB and Fidelity International for market research features, UK investors will find distinct differences. Fidelity International provides extensive research options, including comprehensive reports for funds and bonds, alongside their insights into shares and ETFs. In contrast, XTB excels in research offerings for shares, ETFs, and particularly for CFDs. Both platforms allow investors to view portfolio allocations by asset class, supporting informed investment decisions. While XTB doesn't offer dedicated reports on funds or bonds, Fidelity International fills this gap, potentially appealing to investors with a focus on in-depth fund analysis.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - CFDs | Yes | |
| Research - ETFs | Yes | Yes |
| Research - Bonds | Yes | |
| Research - Funds | Yes | |
| Fund Research - Research Reports | Yes | |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Fidelity International
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|---|---|---|
| Overall Rating |
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| Investment Choices |
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| Mobile App |
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| Website |
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| Ease of Use |
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While XTB provides the option for cryptocurrency trading, Fidelity International does not offer crypto trading services.
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0 of 5| Overall Rating | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | XTB | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | Yes | ||
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | ||
| Funds | Yes | ||
| ETFs | Yes | Yes | |
| Bonds - Corporate | |||
| Bonds - Government (Gilts) | |||
| Investment Trusts | Yes | ||
| Spread Betting | Yes | ||
| Crypto Trading | |||
| Advisor Services | Yes |
| Trading Fees | XTB | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £0 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £0 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | £0 | £127.50 | |
| 12 trades per year (£30k portfolio) | £0 | £108 or £180 | |
| 36 trades per year (£30k portfolio) | £0 | £144 or £360 | |
| 120 trades per year (£30k portfolio) | £0 | £270 or £990 | |
| 3 fund trades per year (£30k portfolio) | N/A | £105 | |
| Annual Custody Fee: £0 - £250,000 | 0 | £90 - £875 | |
| Annual Custody Fee: £250K-£500K | 0 | £500 - £1,000 | |
| Annual Custody Fee: £500,000 - £1m | 0 | £1,000 - £2,000 | |
| Annual Custody Fee: £1m and over | 0 | £2,000 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £7.50 | |
| Investment Trusts - Fee | N/A | £7.50 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Fidelity International | |
|---|---|---|---|
| Website Gallery (click to expand) |
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| Mobile Trading Apps Gallery (click to expand) |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 21 | |
| Charting - Drawing Tools | 20 | 5 | |
| Charting - Notes | Yes | ||
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | Yes | ||
| Charting - Index Overlays | Yes |
| Research | XTB | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | Yes | ||
| Research - Funds | Yes | ||
| Fund Research - Research Reports | Yes | ||
| Research - ETFs | Yes | Yes | |
| Research - Bonds | Yes | ||
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | Yes | ||
| Education (Retirement) | Yes | ||
| Client Webinars | Yes | ||
| Client Webinars (Archived) | Yes |
| Overall Summary | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
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