Written by StockBrokers.com
In this head to head comparison of XTB vs Fidelity International, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.
Your capital is at risk.
Alongside the cost per trade, most UK online brokers also charge a monthly, quarterly, or annual management fee, which varies based on the account type and balance. Based on our thorough review, XTB offers better pricing than Fidelity International for share dealing.
What type of trader are you?
New to the world of investing? See our picks for the Best UK Trading Platforms for Beginners. More experienced traders should read our guide to the Best UK Trading Platforms for Active Traders.
When comparing online brokers XTB and Fidelity International, each offers distinct investment choices suited to different trading preferences. In the UK, both XTB and Fidelity International feature share and ETF trading, catering to individuals interested in these investment types. However, when it comes to CFD trading, XTB offers this option, whereas Fidelity International does not. Conversely, Fidelity International provides access to funds and investment trusts, offering a broader range of investment opportunities that XTB does not currently support. Neither platform provides options for crypto trading, corporate or government bonds, or spread betting.
Both brokers are well-regarded in the investment community, each receiving an impressive 4.5-star rating from UK.StockBrokers.com for their investment choices. However, Fidelity International edges slightly ahead in overall ranking, holding the 12th position out of 21 brokers, just above XTB's 13th place. Additionally, Fidelity International extends advisor services, potentially appealing to investors seeking professional guidance—an option not available through XTB. Ultimately, your choice between these two brokers may depend on your specific trading interests, whether you prioritize CFDs with XTB or a more diverse range of investment funds with Fidelity International.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Share Trading | Yes | Yes |
| CFD Trading | Yes | No |
| ETFs | Yes | Yes |
| Mutual Funds | No | Yes |
| Bonds - Government (Gilts) | No | No |
| Investment Trusts | No | Yes |
| Spread Betting | Yes | No |
| Crypto Trading | No | No |
| Advisor Services | No | Yes |
| Investment Choices |
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Low-cost US and UK shares.
Professional’s Gateway to the World’s Markets.
When comparing the trading tools of XTB and Fidelity International, UK investors will find some notable differences. Both online brokers allow the display of corporate events like earnings and dividends on charts, and they offer user-friendly browser-based trading platforms. However, XTB stands out with 20 drawing tools and 39 technical indicators for more comprehensive charting capabilities, compared to Fidelity International’s 5 drawing tools and 21 technical indicators. Furthermore, XTB's ability to add notes directly to charts offers an extra layer of personalization and analysis, which is not available with Fidelity International.
On the other hand, Fidelity International appeals to traders who prefer the addition of index and stock overlays on charts, an option not provided by XTB. While both platforms facilitate the creation of alerts for stock price updates, only XTB provides access to real-time market data, giving its users a potential edge in making timely trading decisions. Overall, the choice between these two primarily depends on whether a trader values in-depth charting features and real-time data or prioritizes overlay options for broader market context.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Web Platform | Yes | Yes |
| Stock Alerts | Yes | Yes |
| Charting - Indicators / Studies | 39 | 21 |
| Charting - Drawing Tools | 20 | 5 |
| Charting - Notes | Yes | No |
| Charting - Display Corporate Events | Yes | Yes |
| Charting - Stock Overlays | No | Yes |
| Charting - Index Overlays | No | Yes |
When comparing online brokers XTB and Fidelity International, UK investors have distinct options for retirement accounts. Both XTB and Fidelity International provide ISA accounts, allowing tax-efficient savings contributions. However, for those interested in a Self-Invested Personal Pension (SIPP), Fidelity International stands out as the only choice among the two, since XTB does not offer SIPP accounts. This differentiation helps investors decide based on their specific retirement savings goals.
Dive deeper: Best SIPP Providers, Best Stocks and Shares ISA Providers.
When comparing the mobile app offerings of XTB and Fidelity International, both brokers cater to iPhone and Android users, ensuring accessibility across devices. According to UK.StockBrokers.com, XTB’s mobile app shines with a stellar rating of 4.5 stars, securing the 6th position out of 21 brokers, reflecting its superior mobile trading experience. In contrast, Fidelity International holds a commendable rating of 4 stars, ranking 15th, indicating a solid yet less advanced performance in the mobile app sector. UK traders seeking a top-tier mobile trading experience may find XTB to be the more attractive choice.
Dive deeper: Best Stock Trading Apps UK.
When comparing the beginner investor educational resources of XTB and Fidelity International, UK readers will find some notable differences. While XTB provides education on share trading, it lacks offerings on funds and retirement topics and does not provide client webinars or archived educational webinars. Conversely, Fidelity International offers a comprehensive suite of educational resources, including live and on-demand webinars, and covers shares, funds, and retirement planning. Fidelity International is rated five stars by UK.StockBrokers.com for its beginner education, ranking 7th out of 21 brokers, which is superior to XTB's 4.5-star rating and 9th place ranking.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Client Webinars | No | Yes |
| Client Webinars (Archived) | No | Yes |
| Education (Share Trading) | Yes | Yes |
| Education (Funds) | No | Yes |
| Education (Retirement) | No | Yes |
| Education |
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Dive deeper: Best UK Trading Platforms for Beginners.
For UK investors focusing on market research features, XTB and Fidelity International each have their strengths, but Fidelity tends to offer more options. Both brokers provide access to in-depth shares research, ETFs research, and insights into portfolio allocation by asset class, making it easy to track and understand your investments. However, if you're interested in fund-specific insights, including research reports and detailed analysis on funds and bonds, Fidelity International surpasses XTB by offering comprehensive reports in these areas. With Fidelity's broader range of research options, it caters well to investors seeking extensive market analysis across different asset types.
| Feature |
XTB
|
Fidelity International
|
|---|---|---|
| Research - Shares | Yes | Yes |
| Research - ETFs | Yes | Yes |
| Research - Bonds | No | Yes |
| Research - Funds | No | Yes |
| Fund Research - Research Reports | No | Yes |
| Portfolio Allocation Breakdown | Yes | Yes |
Which broker is better overall, XTB or Fidelity International? After collecting more than 900 data points over a 10-week period, we found XTB to be a better trading platform overall.
XTB has set itself up as a strong competitor in commission-free share trading. Its low fees and solid educational content will make XTB particularly attractive to newer investors. It does not, however, offer an ISA or SIPP.
| Feature |
XTB
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Fidelity International
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|---|---|---|
| Overall Rating |
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| Mobile App |
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| Website |
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| Ease of Use |
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Both XTB and Fidelity International do not offer crypto trading, making them similar in this feature within the online brokerage context.
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0 of 5| Overall Rating | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
| Investments | XTB | Fidelity International | |
|---|---|---|---|
| ISA | Yes | Yes | |
| SIPP | No | Yes | |
| Share Trading | Yes | Yes | |
| CFD Trading | Yes | No | |
| Mutual Funds | No | Yes | |
| ETFs | Yes | Yes | |
| Bonds - Corporate | No | No | |
| Bonds - Government (Gilts) | No | No | |
| Investment Trusts | No | Yes | |
| Spread Betting | Yes | No | |
| Crypto Trading | |||
| Advisor Services | No | Yes |
| Trading Fees | XTB | Fidelity International | |
|---|---|---|---|
| Minimum Deposit | £0 | £1000 | |
| Share Trading: 0-9 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 10-19 Deals/ Month | £0 | £1.50 or £7.50 | |
| Share Trading: 20+ Deals/ Month | £0 | £1.50 or £7.50 | |
| 5 trades per year (£30k portfolio) | |||
| 12 trades per year (£30k portfolio) | |||
| 36 trades per year (£30k portfolio) | |||
| 120 trades per year (£30k portfolio) | |||
| 3 fund trades per year (£30k portfolio) | |||
| Annual Platform Fee (Funds): £0 - £250,000 | 0 | £90 - £875 | |
| Annual Platform Fee (Funds): £250K-£500K | 0 | £500 - £1,000 | |
| Annual Platform Fee (Funds): £500,000 - £1m | 0 | £1,000 - £2,000 | |
| Annual Platform Fee (Funds): £1m and over | 0 | £2,000 | |
| Bonds - Corporate - Fee | N/A | N/A | |
| Bonds - Government (Gilts) - Fee | N/A | N/A | |
| ETFs - Fee | £0 | £7.50 | |
| Investment Trusts - Fee | N/A | £7.50 | |
| Telephone Dealing Fee | N/A | £30 |
| Broker Screenshots | XTB | Fidelity International | |
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| Education Gallery (click to expand) |
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| Platforms & Tools | XTB | Fidelity International | |
|---|---|---|---|
| Web Platform | Yes | Yes | |
| iPhone App | Yes | Yes | |
| Android App | Yes | Yes | |
| Stock Alerts | Yes | Yes | |
| Charting - Indicators / Studies | 39 | 21 | |
| Charting - Drawing Tools | 20 | 5 | |
| Charting - Notes | Yes | No | |
| Charting - Display Corporate Events | Yes | Yes | |
| Charting - Stock Overlays | No | Yes | |
| Charting - Index Overlays | No | Yes |
| Research | XTB | Fidelity International | |
|---|---|---|---|
| Research - Shares | Yes | Yes | |
| Research - CFDs | |||
| Research - Funds | No | Yes | |
| Fund Research - Research Reports | No | Yes | |
| Research - ETFs | Yes | Yes | |
| Research - Bonds | No | Yes | |
| Portfolio Allocation Breakdown | Yes | Yes |
| Education | XTB | Fidelity International | |
|---|---|---|---|
| Education (Share Trading) | Yes | Yes | |
| Education (Funds) | No | Yes | |
| Education (Retirement) | No | Yes | |
| Client Webinars | No | Yes | |
| Client Webinars (Archived) | No | Yes |
| Overall Summary | XTB | Fidelity International | |
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| Review | XTB Review | Fidelity International Review | |
| Winner | check_circle |
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